Last Updated: 04/18/2025
Radiant Credit Union Business Money Market Account
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Last Updated: 04/18/2025
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Highlights
APY (Annual Percentage Yield)
0.10% - 0.30%(Verified 06/21/2024)
Minimum Balance to Earn APY
$10,000
Minimum Opening Deposit
$0
Radiant Credit Union Business Money Market Account Review
Radiant Credit Union Business Money Market Account is offered by Radiant Credit Union, a credit union founded in 1957 and based in Gainesville, FL. Radiant Credit Union Business Money Market Account are available in 50 states and Washington, DC.
Key Takeaways
- Very high annual percentage yield (APY). This account offers an annual percentage yield of up to 0.30%, which is much higher than the national average for a money market account. However, you must keep a minimum balance of $10000.00.
- No monthly maintenance fees. This account does not charge any monthly account fees.
- No minimum initial deposit. There is no minimum balance required to open an account.
Pros & Cons of Radiant Credit Union Business Money Market Account
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Radiant Credit Union Business Money Market Account FAQ
Are money market accounts from Radiant Credit Union federally insured?
Yes, your money market accounts are insured up to $250,000 per share owner for each account ownership category. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.
What are the dividends for Radiant Credit Union Business Money Market Account rates?
Radiant Credit Union Business Money Market Account offers an APY starting at 0.10% and ranging up to 0.30% (APY stands for annual percentage yield, rates may change). However, to earn interest you must keep a minimum balance of $10000.00.
| Rates | Amount |
| APY (Annualized Percentage Yield) | 0.10% - 0.30% |
What are the fees for Radiant Credit Union Business Money Market Account?
Radiant Credit Union Business Money Market Account does not charge a monthly maintenance fee.
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Monthly Service Fee | $0.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Paper Statement Fee | Starting at $3.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| NSF Fee | $45.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
What is the minimum balance for Radiant Credit Union Business Money Market Account?
No minimum initial deposit. Radiant Credit Union does not require a minimum initial deposit to open an account.
Interest rate minimum balance of $10,000.00. You must keep the account balance above $10,000.00 to earn interest.
What features and perks does Radiant Credit Union Business Money Market Account offer?
This account includes the following features:
- Mobile Banking Services - Radiant Credit Union Business Money Market Account allows you to manage your money through online banking and a dedicated mobile app.
- Nationwide ATM network - Radiant Credit Union Business Money Market Account allows you to access your money from an ATM, a convenient feature only a few offer.
What is the customer service phone number?
The customer service number for this account is (352) 381-5200.
What is the support contact email?
The support contact email for this business credit card is ask@radiantcu.org.
How to open an account with Radiant Credit Union
- Visit the Radiant Credit Union website.
- Fill in the application form. You will typically need to provide general financial information, such as your name, Social Security Number and address.
- Check the information is accurate and submit your application.
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Hours of Operation
Sunday
Closed
Monday
9:00AM - 5:00PM
Tuesday
9:00AM - 5:00PM
Wednesday
9:00AM - 5:00PM
Thursday
9:00AM - 5:00PM
Friday
9:00AM - 5:00PM
Saturday
9:00AM - 12:00PM