Last Updated: 04/18/2025
Sidney Federal Credit Union Money Management Account
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Last Updated: 04/18/2025
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Highlights
APY (Annual Percentage Yield)
Up to 0.15%(Verified 06/21/2024)
Minimum Balance to Earn APY
$2,500
Minimum Opening Deposit
$2,500
Sidney Federal Credit Union Money Management Account Review
Sidney Federal Credit Union Money Management Account is offered by Sidney Federal Credit Union, a credit union founded in 1949 and based in Sidney, NY. Sidney Federal Credit Union Money Management Account are available in 50 states, 5 US territories, and Washington, DC.
Key Takeaways
- Very high annual percentage yield (APY). This account offers an annual percentage yield of up to 0.15%, which is much higher than the national average for a money market account. However, you must keep a minimum balance of $2500.00.
- Waivable monthly maintenance fee. Maintain the required $2500 average daily balance to earn dividends and avoid a monthly maintenance fee.
- High minumum opening deposit. You must deposit a minimum of $2,500.00, which is high compared to most money market accounts.
Pros & Cons of Sidney Federal Credit Union Money Management Account
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Sidney Federal Credit Union Money Management Account FAQ
Are money market accounts from Sidney Federal Credit Union federally insured?
Yes, your money market accounts are insured up to $250,000 per share owner for each account ownership category. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.
What are the dividends for Sidney Federal Credit Union Money Management Account rates?
What are the fees for Sidney Federal Credit Union Money Management Account?
This account charges a monthly maintenance fee of up to $2.00. You can avoid this fee by maintaining a balance of $2,500.00.| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Monthly Service Fee | $2.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| NSF Fee | $25.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
What is the minimum balance for Sidney Federal Credit Union Money Management Account?
Minimum deposit of $2,500.00. You must make an initial deposit of at least $2,500.00 to open this account.
Monthly maintenance fee waiver. You can avoid the monthly fee if you keep a balance of $2,500.00.
Interest rate minimum balance of $2,500.00. You must keep the account balance above $2,500.00 to earn interest.
What features and perks does Sidney Federal Credit Union Money Management Account offer?
This account includes the following features:
- Mobile Banking Services - Sidney Federal Credit Union Money Management Account allows you to manage your money through online banking and a dedicated mobile app.
- Nationwide ATM network - Sidney Federal Credit Union Money Management Account allows you to access your money from an ATM, a convenient feature only a few offer.
What is the customer service phone number?
The customer service number for this account is (877) 642-7328.
What is the support contact email?
The support contact email for this business credit card is cuonline@sidneyfcu.org.
How to open an account with Sidney Federal Credit Union
- Visit the Sidney Federal Credit Union website.
- Fill in the application form. You will typically need to provide general financial information, such as your name, Social Security Number and address.
- Check the information is accurate and submit your application.
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Hours of Operation
Sunday
Closed
Monday
9:00AM - 4:30PM
Tuesday
9:00AM - 4:30PM
Wednesday
9:00AM - 4:30PM
Thursday
9:00AM - 4:30PM
Friday
9:00AM - 4:30PM
Saturday
9:00AM - 12:00PM