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Last Updated: 04/18/2025

SFCU Platinum Mastercard® Credit Card

from Sidney Federal Credit Union

Last Updated: 04/18/2025

Created by:

SuperMoney

Fact Checked by:

Andrew Latham

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Highlights

Purchase APR (Variable APR)

Starting at 13.15%(Verified 09/25/2024)

Balance Transfer APR (Variable APR)

Starting at 13.15%(Verified 09/25/2024)

Credit Score Range

N/A

Annual Fee

SFCU Platinum Mastercard® Credit Card Review

This is a card issued by Sidney Federal Credit Union. If you're wondering whether SFCU Platinum Mastercard® Credit Card is the right card for you, read on.

Key Takeaways

No annual fee. This is a great option for people looking for a low-maintenance card. It gives you the benefits of a credit card , but you don't have to pay an annual fee for the privilege.
Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of up to 1% every time you make a transaction outside the U.S.

Pros & Cons of SFCU Platinum Mastercard® Credit Card

The Good

The Bad

Potentially lower than average purchase APRs.
No annual fee.

Does not offer a signup bonus.
Does not offer rewards or cash back.
Charges a foreign transaction fee of up to 1%.
You don't earn rewards on every purchase.
Does not report to credit bureaus.

SFCU Platinum Mastercard® Credit Card FAQ

Does SFCU Platinum Mastercard® Credit Card have a cash back or rewards program?

No, it does not offer a rewards program.

SFCU Platinum Mastercard® Credit Card Rewards Breakdown

Description

How do people rate the customer service and user experience of SFCU Platinum Mastercard® Credit Card?

We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.

Does Sidney Federal Credit Union perform a hard credit pull?

Yes, SFCU Platinum Mastercard® Credit Card performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.

Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.

How to apply for SFCU Platinum Mastercard® Credit Card

Visit the website of SFCU Platinum Mastercard® Credit Card.
Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Headquarters

42 Union St

Sidney, NY 13838

(877) 642-7328

Visit Site

Email Support

Hours of Operation

Sunday

Closed

Monday

9:00AM - 4:30PM

Tuesday

9:00AM - 4:30PM

Wednesday

9:00AM - 4:30PM

Thursday

9:00AM - 4:30PM

Friday

9:00AM - 4:30PM

Saturday

9:00AM - 12:00PM

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SuperMoney Net Recommendation Score

This product has no reviews yet. Help others by sharing your thoughts.

-1000+100

No one recommends

Everyone recommends

The recommendation score reflects customer satisfaction with a provider. A score of +100 means every customer recommends the provider, while -100 means none of them do. These scores are based entirely on community member votes and are not influenced by partner compensation. SuperMoney removes fake reviews when detected.