Last Updated: 04/18/2025
USPS Federal Credit Union Money Market Savings Account
Unaffiliated
Last Updated: 04/18/2025
No Reviews Yet
This product has no reviews yet. Help others by sharing your thoughts.
Be the first to rate
Cast Your Vote
Compare All Money Market Accounts
Filter & compare all your options in one place.
Highlights
APY (Annual Percentage Yield)
1.00% - 1.45%(Verified 06/21/2024)
Minimum Balance to Earn APY
$5,000
Minimum Opening Deposit
$0
USPS Federal Credit Union Money Market Savings Account Review
USPS Federal Credit Union Money Market Savings Account is offered by USPS Federal Credit Union, a credit union founded in 1934 and based in Clinton, MD. USPS Federal Credit Union Money Market Savings Account are available in 50 states and Washington, DC.
Key Takeaways
- Very high annual percentage yield (APY). This account offers an annual percentage yield of up to 1.45%, which is much higher than the national average for a money market account. However, you must keep a minimum balance of $5000.00.
- No monthly maintenance fees. This account does not charge any monthly account fees.
- No minimum initial deposit. There is no minimum balance required to open an account.
Pros & Cons of USPS Federal Credit Union Money Market Savings Account
| Pros | Cons |
|
|
USPS Federal Credit Union Money Market Savings Account FAQ
Are money market accounts from USPS Federal Credit Union federally insured?
Yes, your money market accounts are insured up to $250,000 per share owner for each account ownership category. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.
What are the dividends for USPS Federal Credit Union Money Market Savings Account rates?
USPS Federal Credit Union Money Market Savings Account offers an APY starting at 1.00% and ranging up to 1.45% (APY stands for annual percentage yield, rates may change). However, to earn interest you must keep a minimum balance of $5000.00.
| Rates | Amount |
| APY (Annualized Percentage Yield) | 1.00% - 1.45% |
What are the fees for USPS Federal Credit Union Money Market Savings Account?
USPS Federal Credit Union Money Market Savings Account does not charge a monthly maintenance fee.
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Monthly Service Fee | $0.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Paper Statement Fee | Starting at $5.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| NSF Fee | $30.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
What is the minimum balance for USPS Federal Credit Union Money Market Savings Account?
No minimum initial deposit. USPS Federal Credit Union does not require a minimum initial deposit to open an account.
Interest rate minimum balance of $5,000.00. You must keep the account balance above $5,000.00 to earn interest.
What features and perks does USPS Federal Credit Union Money Market Savings Account offer?
This account includes the following features:
- Mobile Banking Services - USPS Federal Credit Union Money Market Savings Account allows you to manage your money through online banking and a dedicated mobile app. This includes depositing checks in your account with your smartphone.
- Nationwide ATM network - USPS Federal Credit Union Money Market Savings Account allows you to access your money from an ATM, a convenient feature only a few offer.
What is the customer service phone number?
The customer service number for this account is (301) 856-5000.
What is the support contact email?
The support contact email for this business credit card is uspsfcu@uspsfcu.org.
How to open an account with USPS Federal Credit Union
- Visit the USPS Federal Credit Union website.
- Fill in the application form. You will typically need to provide general financial information, such as your name, Social Security Number and address.
- Check the information is accurate and submit your application.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
Hours of Operation
Sunday
Closed
Monday
8:30AM - 2:30PM
Tuesday
8:30AM - 2:30PM
Wednesday
8:30AM - 2:30PM
Thursday
8:30AM - 2:30PM
Friday
8:30AM - 2:30PM
Saturday
Closed