Skip to content
SuperMoney logo
SuperMoney logo
Student Loan Refinancing
Student Loan Refinancing
1 more
Advertiser Disclosure

Last Updated: 04/18/2025

USPS Federal Credit Union Student Loan Refinance

from USPS Federal Credit Union

Last Updated: 04/18/2025

USPS Federal Credit Union logo
No Reviews Yet

This product has no reviews yet. Help others by sharing your thoughts.

Be the first to rate

Explore a similar product

Try this top product in Student Loan Refinancing

Yrefy LLC logo

Yrefy Default Student Loan Refinancing

Strongly recommended26 reviews
Visit Site

Community Recommended Products

View All
Yrefy LLC logo
Strongly recommended26 Reviews
Learn More
LendKey Student Loan Refinance logo
Strongly recommended29 Reviews
Learn More
ELFI logo
Strongly recommended9 Reviews
Learn More

Get Competing Student Loan Refinancing Offers

Compare student loan refinancing offers from multiple vetted lenders.

Compare student loan refinancing offers from multiple vetted lenders.

Discover your lowest eligible rate in minutes.

Discover your lowest eligible rate in minutes.

See how much you qualify for and what your monthly payment will be.

See how much you qualify for and what your monthly payment will be.

Get Personalized Rates

It's quick, easy, and won't hurt your credit score.

Highlights icon

Highlights

Fixed APR

4.50% - 9.75%

Variable APR

5.75% - 10.25%

Amount Range

N/A

Loan Term (Years)

5 - 15
Speech bubbles icon

USPS Federal Credit Union Student Loan Refinance Review

USPS Federal Credit Union Student Loan Refinance is a student loan refinance offering by USPS Federal Credit Union . Founded in 1934, USPS Federal Credit Union offers student loan refinancing in 50 states and Washington, DC.

USPS Federal Credit Union Student Loan Refinance FAQ

What APRs does USPS Federal Credit Union Student Loan Refinance offer on its student refinancing loans?

The range of APRs you qualify for when refinancing a student loan vary widely by lender and will depend on your creditworthiness and the type of loan you choose. Loans with fixed rates will typically have higher APRs than loans with a variable rate.
USPS Federal Credit Union Student Loan Refinance offers variable rate APRs that range from 5.75% to 10.25%.Borrowers who choose a fixed-rate refinancing loan can expect APRs that range from 4.50% to 9.75% APR.

Does USPS Federal Credit Union Student Loan Refinance charge an origination fee?

Yes, USPS Federal Credit Union Student Loan Refinance charges a loan origination fee .
A loan origination fee is what some lenders charge for processing, underwriting, and funding a loan. Typically fees range from 0.5% to 5% of the loan amount. Whenever possible, go with lenders that don’t charge origination fees.

Does USPS Federal Credit Union Student Loan Refinance charge prepayment fees?

Yes, USPS Federal Credit Union Student Loan Refinance charges additional fees to borrowers who pay off their loans sooner than anticipated. Take this into consideration when choosing a lender because prepayment fees can reduce or even cancel the interest savings of repaying a loan early.

What terms does USPS Federal Credit Union Student Loan Refinance offer?

USPS Federal Credit Union Student Loan Refinance provides refinancing loans of 5 to 15 years.

What type of borrowers will USPS Federal Credit Union Student Loan Refinance consider?

USPS Federal Credit Union Student Loan Refinance considers loans applications from:

    What do you need to qualify for USPS Federal Credit Union Student Loan Refinance?

    USPS Federal Credit Union Student Loan Refinance does not require or does not disclose a credit score minimum.
    USPS Federal Credit Union Student Loan Refinance does not have or does not disclose a minimum annual income eligibility requirement. Note that borrowers can add a cosigner or a co-borrower to either meet eligibility requirements or qualify for lower interest rates.
    U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by USPS Federal Credit Union Student Loan Refinance.
    To qualify, applicants may need to provide the following documentation:
    • Driver's license or other government photo ID
    • Government issued photo ID
    • Proof of identity
    • Proof of citizenship or residence permit

    SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

    Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

    Contact

    Headquarters

    7905 Malcolm Rd
    Suite 311
    Clinton, MD 20735
    (301) 856-5000
    Visit Site
    Email Support

    Hours of Operation

    Sunday
    Closed
    Monday
    8:30AM - 2:30PM
    Tuesday
    8:30AM - 2:30PM
    Wednesday
    8:30AM - 2:30PM
    Thursday
    8:30AM - 2:30PM
    Friday
    8:30AM - 2:30PM
    Saturday
    Closed

    Other Services by USPS Federal Credit Union

    CD Accounts

    7 products

    Be the first to rate

    Checking Accounts

    3 products

    Be the first to rate

    Money Market Accounts

    Be the first to rate

    Savings Accounts

    7 products

    Be the first to rate

    Credit Cards

    3 products

    Be the first to rate

    Auto Loans

    3 products

    Be the first to rate

    Personal Loans

    5 products

    Be the first to rate

    Home Equity Lines of Credit

    Be the first to rate

    Home Mortgage Loans

    8 products

    Be the first to rate

    Community Recommended Products

    View All
    Yrefy LLC logo
    Strongly recommended26 Reviews
    Learn More
    LendKey Student Loan Refinance logo
    Strongly recommended29 Reviews
    Learn More
    ELFI logo
    Strongly recommended9 Reviews
    Learn More

    SuperMoney Net Recommendation Score

    This product has no reviews yet. Help others by sharing your thoughts.

    0

    -1000+100
    No one recommends
    Everyone recommends
    The recommendation score reflects customer satisfaction with a provider. A score of +100 means every customer recommends the provider, while -100 means none of them do. These scores are based entirely on community member votes and are not influenced by partner compensation. SuperMoney removes fake reviews when detected.

    USPS Federal Credit Union Student Loan Refinance Community Reviews

    Would you recommend USPS Federal Credit Union Student Loan Refinance to your friends?

    There are currently no reviews.

    You might also like

    Thumbnail for Best Pick: Best Student Loan Refinancing
    Best Student Loan Refinancing

    SuperMoney

    Thumbnail for Blog Article: Earnest vs Discover: Which Student Loan Refinance Lender Is Better?
    Earnest vs Discover: Which Student Loan Refinance Lender Is Better?

    Ante Mazalin

    Thumbnail for Blog Article: Earnest vs College Ave Student Loan Refinancing: Flexibility vs Rate-Driven Lending
    Earnest vs College Ave Student Loan Refinancing: Flexibility vs Rate-Driven Lending

    Ante Mazalin

    Thumbnail for Blog Article: How to Refinance a Sallie Mae Student Loan
    How to Refinance a Sallie Mae Student Loan

    Julie Bawden-Davis

    Thumbnail for Blog Article: How to Refinance Student Loans - A Step by Step Guide
    How to Refinance Student Loans - A Step by Step Guide

    Jennifer Calonia

    Thumbnail for Blog Article: 5 Scenarios Where Refinancing Student Loans Makes Sense
    5 Scenarios Where Refinancing Student Loans Makes Sense

    Ben Luthi

    Browse Student Loan Refinancing

    LendKey Student Loan Refinance
    Yrefy Default Student Loan Refinancing
    SoFi Student Loan Refinancing
    First Tech Federal Credit Union Student Loan Refinancing
    Mainstreet Credit Union Refinance Student Loans
    E-Central Credit Union Student Loan Refinance
    Meratas Student Loan Refinancing
    UniWyo Credit Union Student Loan Refinance
    Park City Credit Union Student Loan Refinance
    Park City Credit Union Parent Loan Refinance
    Park City Credit Union In-School Refinance
    Park City Credit Union Medical and Dental Professional Refinance