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Last Updated: 04/18/2025

Own Up Mortgage

in Mortgage Brokers from RateGravity Inc

Last Updated: 04/18/2025

RateGravity Inc logo
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Interest Rate Types Offered

  • Fixed-Rate Mortgage
  • Adjustable-Rate Mortgage (ARM)
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Own Up Mortgage Review

Own Up Mortgage services are offered by RateGravity Inc (NMLS #1450805), a licensed broker founded in 2016 and based in Boston, MA. Own Up Mortgage services available in 22 states and Washington, DC.

Own Up Mortgage FAQ

How does Own Up Mortgage get paid?

Mortgage brokers get paid either by lenders or by borrowers. However, they cannot receive compensation from both parties.

What fees does Own Up Mortgage charge?

Although cost should not be the only factor when choosing mortgage brokers, it is smart to compare the rates, fees, and services mortgage brokers offer before making a decision.

Does Own Up Mortgage charge broker administration fees?

No, Own Up Mortgage does not charge a broker administration fee.

Does Own Up Mortgage charge broker loan origination fees?

No, Own Up Mortgage does not charge a broker loan origination fees.

Does Own Up Mortgage charge broker upfront fees?

No, Own Up Mortgage does not charge broker upfront fees.

Does Own Up Mortgage charge a yield-spread premium?

No, Own Up Mortgage does not receive a yield spread premium from borrowers. Brokers that are paid a yield-spread premium from lenders have an incentive to steer borrowers to lenders thatt offer higher yield-spread premiums even if they qualify for a lower interest with another lender. This is not always bad for borrowers as it can lower the upfront costs of a mortgage. For instance, borrowers who only plan to hold a mortgage for a few years may find this option cheaper.

What mortgage programs does Own Up Mortgage offer?

Own Up Mortgage offers the following mortgage programs:
  • Conventional mortgages: This includes any mortgage that is not insured or guaranteed by the federal government.
  • FHA: Mortgages insured by the FHA, which usually have less stringent eligibility requirements, but borrowers must pay a mortgage insurance premium. Co-applicants are allowed and you can qualify for a down payment as low as 3%.
  • VA: A zero down payment mortgage or a refinance of up to 120% of the home's value for American military members, veterans, and their spouses.

What types of mortgage does Own Up Mortgage broker?

Own Up Mortgage works with the following types of mortgages:

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Contact

Headquarters

21 Union Street
Boston, MA 02108
(844) 947-2848
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Hours of Operation

Sunday
Closed
Monday
9:00AM - 5:00PM
Tuesday
9:00AM - 5:00PM
Wednesday
9:00AM - 5:00PM
Thursday
9:00AM - 5:00PM
Friday
9:00AM - 5:00PM
Saturday
Closed

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