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Last Updated: 04/18/2025

American Dream Mortgage Broker

in Mortgage Brokers from American Dream Mortgage, Inc.

Last Updated: 04/18/2025

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Interest Rate Types Offered

  • Hybrid Mortgage
  • Fixed-Rate Mortgage

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American Dream Mortgage Broker Review

American Dream Mortgage Broker services are offered by American Dream Mortgage, Inc. , a licensed broker founded in 2002 and based in Horsham, PA. American Dream Mortgage Broker services available in 1 state.

American Dream Mortgage Broker FAQ

How does American Dream Mortgage Broker get paid?

Mortgage brokers get paid either by lenders or by borrowers. However, they cannot receive compensation from both parties.

What fees does American Dream Mortgage Broker charge?

Although cost should not be the only factor when choosing mortgage brokers, it is smart to compare the rates, fees, and services mortgage brokers offer before making a decision.

Does American Dream Mortgage Broker charge broker administration fees?

No, American Dream Mortgage Broker does not charge a broker administration fee.

Does American Dream Mortgage Broker charge broker loan origination fees?

No, American Dream Mortgage Broker does not charge a broker loan origination fees.

Does American Dream Mortgage Broker charge broker upfront fees?

No, American Dream Mortgage Broker does not charge broker upfront fees.

Does American Dream Mortgage Broker charge a yield-spread premium?

No, American Dream Mortgage Broker does not receive a yield spread premium from borrowers. Brokers that are paid a yield-spread premium from lenders have an incentive to steer borrowers to lenders thatt offer higher yield-spread premiums even if they qualify for a lower interest with another lender. This is not always bad for borrowers as it can lower the upfront costs of a mortgage. For instance, borrowers who only plan to hold a mortgage for a few years may find this option cheaper.

What mortgage programs does American Dream Mortgage Broker offer?

American Dream Mortgage Broker offers the following mortgage programs:
  • Conventional mortgages: This includes any mortgage that is not insured or guaranteed by the federal government.
  • FHA: Mortgages insured by the FHA, which usually have less stringent eligibility requirements, but borrowers must pay a mortgage insurance premium. Co-applicants are allowed and you can qualify for a down payment as low as 3%.
  • FHA 203k: An FHA mortgage you can also use to finance home improvements.
  • USDA: A zero down payment mortgage loan with low rates for suburban and rural homebuyers.
  • VA: A zero down payment mortgage or a refinance of up to 120% of the home's value for American military members, veterans, and their spouses.

What types of mortgage does American Dream Mortgage Broker broker?

American Dream Mortgage Broker works with the following types of mortgages:

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Contact

Headquarters

300 Welsh Road
Building 5
Horsham, PA 19044
(724) 464-2274
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