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Last Updated: 04/18/2025

Vantage Point Mortgage

in Mortgage Brokers from Vantage Point Mortgage

Last Updated: 04/18/2025

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Interest Rate Types Offered

  • Fixed-Rate Mortgage
  • Adjustable-Rate Mortgage (ARM)

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Vantage Point Mortgage Review

Vantage Point Mortgage services are offered by Vantage Point Mortgage (NMLS #141899), a licensed broker founded in 2009 and based in Penllyn, PA. Vantage Point Mortgage services available in 50 states, 5 US territories, and Washington, DC.

Vantage Point Mortgage FAQ

How does Vantage Point Mortgage get paid?

Mortgage brokers get paid either by lenders or by borrowers. However, they cannot receive compensation from both parties.

What fees does Vantage Point Mortgage charge?

Although cost should not be the only factor when choosing mortgage brokers, it is smart to compare the rates, fees, and services mortgage brokers offer before making a decision.

Does Vantage Point Mortgage charge broker administration fees?

No, Vantage Point Mortgage does not charge a broker administration fee.

Does Vantage Point Mortgage charge broker loan origination fees?

No, Vantage Point Mortgage does not charge a broker loan origination fees.

Does Vantage Point Mortgage charge broker upfront fees?

No, Vantage Point Mortgage does not charge broker upfront fees.

Does Vantage Point Mortgage charge a yield-spread premium?

No, Vantage Point Mortgage does not receive a yield spread premium from borrowers. Brokers that are paid a yield-spread premium from lenders have an incentive to steer borrowers to lenders thatt offer higher yield-spread premiums even if they qualify for a lower interest with another lender. This is not always bad for borrowers as it can lower the upfront costs of a mortgage. For instance, borrowers who only plan to hold a mortgage for a few years may find this option cheaper.

What mortgage programs does Vantage Point Mortgage offer?

Vantage Point Mortgage offers the following mortgage programs:
  • Conventional mortgages: This includes any mortgage that is not insured or guaranteed by the federal government.
  • FHA: Mortgages insured by the FHA, which usually have less stringent eligibility requirements, but borrowers must pay a mortgage insurance premium. Co-applicants are allowed and you can qualify for a down payment as low as 3%.
  • Jumbo: Any mortgage with a loan amount above the conforming loan limits set by Fannie Mae and Freddie Mac. As of 2018, the jumbo threshold is $453,100 in most of the United States.
  • USDA: A zero down payment mortgage loan with low rates for suburban and rural homebuyers.
  • VA: A zero down payment mortgage or a refinance of up to 120% of the home's value for American military members, veterans, and their spouses.

What types of mortgage does Vantage Point Mortgage broker?

Vantage Point Mortgage works with the following types of mortgages:

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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Headquarters

401 Old Penllyn Pike
Penllyn, PA 19422
(267) 705-2333
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Hours of Operation

Sunday
Closed
Monday
9:00AM - 5:30PM
Tuesday
9:00AM - 5:30PM
Wednesday
9:00AM - 5:30PM
Thursday
9:00AM - 5:30PM
Friday
9:00AM - 5:30PM
Saturday
Closed

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The recommendation score reflects customer satisfaction with a provider. A score of +100 means every customer recommends the provider, while -100 means none of them do. These scores are based entirely on community member votes and are not influenced by partner compensation. SuperMoney removes fake reviews when detected.

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