1st Advantage Federal Credit Union Standard Mastercard
in Personal Credit Cards from 1st Advantage Federal Credit Union
Unaffiliated1st Advantage Federal Credit Union Standard Mastercard
in Personal Credit Cards from 1st Advantage Federal Credit Union
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| Annual Fee | $0 |
| Purchase APR (Variable APR) | 9.75% - 17.95% |
| Balance Transfer APR (Variable APR) | 9.75% - 17.95% |
| Credit Score Range | 650 - 850 |
1st Advantage Federal Credit Union Standard Mastercard Review
1st Advantage Federal Credit Union Standard Mastercard is a credit card issued by 1st Advantage Federal Credit Union.
This card is designed for people with fair credit. The minimum credit score to apply is 650. If you're wondering whether 1st Advantage Federal Credit Union Standard Mastercard is the right card for you, read on. This is everything you need to know to make a good choice.
Is there a 1st Advantage Federal Credit Union Standard Mastercard cash back or rewards program?
No, 1st Advantage Federal Credit Union Standard Mastercard does not offer a rewards program.
| Rewards rate (all purchases) | N/A |
| Max rewards rate | N/A |
| Annual rewards limit | N/A |
| Signup Bonus ($) | N/A |
What are the 1st Advantage Federal Credit Union Standard Mastercard benefits?
1st Advantage Federal Credit Union Standard Mastercard provides the following benefits:
- Fraud Liability
- ID Theft Protection
- Reports to major credit bureaus
What are the relevant APRs for 1st Advantage Federal Credit Union Standard Mastercard?
1st Advantage Federal Credit Union Standard Mastercard has a variable purchase APR that ranges from 9.75% up to 17.95%. The card has a variable balance transfer APR that ranges from 9.75% up to 17.95%.
It also has a variable cash advance APR that ranges from 9.75% up to 17.95%.
Does 1st Advantage Federal Credit Union Standard Mastercard have an introductory APR offer?
Yes, 1st Advantage Federal Credit Union Standard Mastercard offers an introductory APR rate on balance transfers of 3.99% for a period of up to 6 months.
This card does offer an introductory APR rate of 3.99% on qualified purchases for a period of up to 6 months.
| Description | |
|---|---|
| Balance Transfer APR | 9.75% - 17.95% |
| Introductory Rate | 3.99% |
| Intro APR period (months) | 6 |
| Description | |
|---|---|
| Balance Computation | average daily balance (including new purchases) |
| Purchase APR | 9.75% - 17.95% |
| Credit Limit | N/A |
| Penalty APR | N/A |
| Cash Advance APR | 9.75% - 17.95% |
| Security Deposit | N/A |
| Introductory Rate | 3.99% |
| Intro APR period (months) | 6 |
What are the 1st Advantage Federal Credit Union Standard Mastercard fees?
The following fees apply to 1st Advantage Federal Credit Union Standard Mastercard:
| Fees | Amount |
|---|---|
| Annual Fee | $0 |
| Foreign Transaction Fee | 1% |
| Balance Transfer Fee | 0% |
| Returned Payment Fee | up to $28 |
| Late Payment Fee | up to $28 |
Does 1st Advantage Federal Credit Union Standard Mastercard have a foreign transaction fee?
1st Advantage Federal Credit Union Standard Mastercard charges a foreign transaction fee of 1%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $20. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge a foreign transaction fee.Does 1st Advantage Federal Credit Union Standard Mastercard report your account activity to credit bureaus?
1st Advantage Federal Credit Union Standard Mastercard reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and can help improve your credit score.
How to apply for 1st Advantage Federal Credit Union Standard Mastercard
- Visit the 1st Advantage Federal Credit Union website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, annual income, and source of employment.
- Check the information is accurate and submit your application.
- If you're denied click here to find out why your application may have been rejected and what you can do about it.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
Contact
- Headquarters
-
1st Advantage Federal Credit Union
PO Box 2116
Newport News, VA 23609 - (800) 359-7650
- Visit Site
About 1st Advantage Federal Credit Union Standard Mastercard
Availability
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Washington, DC
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- West Virginia
- Wisconsin
- Wyoming
Feature Breakdown
| Annual Fee | $0 |
| Balance Transfer Fee % | 0% |
| Cash Advance Fee (%) | 0% |
| Minimum Interest Charge | $0 |
| No Annual Fee | |
| No Interest Grace Period for Late Payment | 25 |
| Foreign Currency Transaction Fee | 1% |
| Late Fee Amount | Up to $28 |
| Returned Payment Fee | Up to $28 |
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Other Personal Credit Cards
1st Advantage Federal Credit Union Personal Credit Cards
Annual Fee
$0
Purchase APR
12.15% - 17.95%
Balance Transfer APR
12.15% - 17.95%
Credit Score Range
700 - 850
Annual Fee
$0
Purchase APR
14.99% - 17.95%
Balance Transfer APR
14.99% - 17.95%
Credit Score Range
700 - 850
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