Last Updated: 07/28/2025
1st Advantage Federal Credit Union World Mastercard
Unaffiliated
Last Updated: 07/28/2025
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Highlights
Purchase APR (Variable APR)
15.24% - 17.95%(Verified 06/21/2024)
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Balance Transfer APR (Variable APR)
15.24% - 17.95%(Verified 06/21/2024)
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Credit Score Range
700 - 850
Annual Fee
$0
1st Advantage Federal Credit Union World Mastercard Review
This is a cashback credit card issued by 1st Advantage Federal Credit Union. If you're wondering whether 1st Advantage Federal Credit Union World Mastercard is the right card for you, read on.
Key Takeaways
- Generous reward rate. You can get a rewards rate of up to 3x.
- Signup bonus. Offers a signup bonus of up to $150.
- APRs: 1st Advantage Federal Credit Union World Mastercard has a variable regular purchase APR that ranges from 15.24% up to 17.95%.
- No annual fee. This is a great option for people looking for a low-maintenance cashback card. It gives you cashback on your eligible purchases, but you don't have to pay an annual fee for the privilege.
- Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of up to 1% every time you make a transaction outside the U.S.
- Multiple credit card benefits. Includes generous credit card perks, such as access to a concierge, travel accident insurance, travel assistance, and fraud protection.
- Good or excellent credit required. You will have low approval odds if your credit score is below good.
Pros & Cons of 1st Advantage Federal Credit Union World Mastercard
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1st Advantage Federal Credit Union World Mastercard FAQ
Does 1st Advantage Federal Credit Union World Mastercard have a cash back or rewards program?
No, it does not offer a rewards program. This is a cashback card. This means you earn a percentage of your purchases as cash back rewards.
| Description |
- Zero fraud liability
- Travel Accident Insurance
- Cell Phone Protection
- Travel Assistance
What are the relevant APRs for 1st Advantage Federal Credit Union World Mastercard?
According to the Federal Reserve Board, the average regular APR for accounts that carry a balance (as of November 2024) is 22.80%. This card has lower than average regular APRs.1st Advantage Federal Credit Union World Mastercard has a variable purchase APR that ranges from 15.24% up to 17.95%. The card has a variable balance transfer APR that ranges from 15.24% up to 17.95%. It also has a variable cash advance APR that ranges from 15.24% up to 17.95%.
Does 1st Advantage Federal Credit Union World Mastercard have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers.Does 1st Advantage Federal Credit Union World Mastercard have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for 1st Advantage Federal Credit Union World Mastercard?
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Returned Payment Fee | Up to $28 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Foreign Currency Transaction Fee | Starting at 1% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Annual Fee | $0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Late Fee Amount | Up to $28 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Cash Advance Fee (%) | 0% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost cashback card.
Does 1st Advantage Federal Credit Union World Mastercard have a foreign transaction fee?
1st Advantage Federal Credit Union World Mastercard charges a foreign transaction fee of up to 1%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $20. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.What is the customer service phone number for 1st Advantage Federal Credit Union World Mastercard?
The customer service number for 1st Advantage Federal Credit Union World Mastercard is (800) 359-7650.
What is the support contact email for 1st Advantage Federal Credit Union World Mastercard?
The support contact email for 1st Advantage Federal Credit Union World Mastercard is answers@1stadvantage.org.
What is the login page for 1st Advantage Federal Credit Union World Mastercard?
You can access the login page of 1st Advantage Federal Credit Union World Mastercard here.
How do people rate the customer service and user experience of 1st Advantage Federal Credit Union World Mastercard?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does 1st Advantage Federal Credit Union perform a hard credit pull?
Yes, 1st Advantage Federal Credit Union World Mastercard performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
How to apply for 1st Advantage Federal Credit Union World Mastercard
- Visit the website of 1st Advantage Federal Credit Union World Mastercard.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
View 1st Advantage Federal Credit Union World Mastercard's published terms & conditions
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Contact
Headquarters
Hours of Operation
Sunday
Closed
Monday
9:00AM - 5:00PM
Tuesday
9:00AM - 5:00PM
Wednesday
9:00AM - 5:00PM
Thursday
9:00AM - 5:00PM
Friday
9:00AM - 5:00PM
Saturday
9:00AM - 1:00PM