SuperMoney
  1st Advantage Federal Credit Union World Mastercard

1st Advantage Federal Credit Union World Mastercard

in Personal Credit Cards from 1st Advantage Federal Credit Union

Unaffiliated

1st Advantage Federal Credit Union World Mastercard

Unaffiliated

in Personal Credit Cards from 1st Advantage Federal Credit Union

Not enough votes for recommendation

Not enough votes for recommendation

Cast your vote

Would you recommend 1st Advantage Federal Credit Union World Mastercard to your friends?

Thanks for your vote!

You voted: May or may not recommend

Highlights
Purchase APR  (Variable APR) 14.74% - 17.95%
Balance Transfer APR  (Variable APR) 14.74% - 17.95%
Credit Score Range 700 - 850
Annual Fee $0

1st Advantage Federal Credit Union World Mastercard Review

This is a cashback credit card issued by 1st Advantage Federal Credit Union. If you're wondering whether 1st Advantage Federal Credit Union World Mastercard is the right card for you, read on. This review will provide you with with all the details you need to make a good choice.

Key Takeaways
  • Generous reward rate. You will get a rewards rate of up to 3x.
  • Signup bonus. Offers a signup bonus of $150 if you spend $5000 within 3 months.
  • Competitive APRs. 1st Advantage Federal Credit Union World Mastercard has a variable purchase APR that ranges from 14.74% up to 17.95%.
  • No annual fee*. This is a great option for people looking for a low-maintenance cashback card. It gives you cashback on your purchases, but you don't have to pay an annual fee for the privilege.
  • Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 1% every time you make a transaction outside the U.S.
  • Multiple credit card benefits. Includes generous credit card perks, such as access to a concierge, travel accident insurance, travel assistance, and fraud protection.
  • Good or better credit required. You will have low approval odds if your credit score is below 700.
Pros & Cons of 1st Advantage Federal Credit Union World Mastercard
The Good The Bad
  • Lower than average purchase APRs.
  • No annual fee.
  • Multiple credit card perks.
  • Access to a concierge.
  • Travel accident and travel assistance insurance.
  • Requires good to excellent credit.
  • Charges a foreign transaction fee of 1%.
  • Does not report to credit bureaus.
1st Advantage Federal Credit Union World Mastercard FAQ

Does 1st Advantage Federal Credit Union World Mastercard have a cash back or rewards program?

No, it does not offer a rewards program. This is a cashback card. This means you earn a percentage of your purchases as cash back rewards. You will receive 1% cash back on travel, dining, groceries, drugstore purchases, or any other purchase. For example, if you buy a $1,000 laptop, you will receive $10 back in cash. However, you can earn up to 3% for purchases in a bonus category.

What are the 1st Advantage Federal Credit Union World Mastercard benefits?

It provides the following benefits:

  • Zero fraud liability
  • Travel Accident Insurance
  • Cell Phone Protection
  • Travel Assistance

What are the relevant APRs for 1st Advantage Federal Credit Union World Mastercard?

According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. It has lower than average regular APRs.

It has a variable purchase APR that ranges from 14.74% up to 17.95%. The card has a variable balance transfer APR that ranges from 14.74% up to 17.95%. It also has a variable cash advance APR that ranges from 14.74% up to 17.95%.

Does 1st Advantage Federal Credit Union World Mastercard have an intro APR offer on balance transfers?

No, it does not come with an intro APR offer for balance transfers.

Does 1st Advantage Federal Credit Union World Mastercard have an intro APR offer on new purchases?

This card does not offer an intro APR rate on new purchases.

What are the fees for 1st Advantage Federal Credit Union World Mastercard?

The following fees apply:

1st Advantage Federal Credit Union World Mastercard Fees
Fees Amount
Annual Fee $0
Foreign Transaction Fee 1%
Returned Payment Fee up to $28
Late Payment Fee up to $28

This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost cashback card.

Does 1st Advantage Federal Credit Union World Mastercard have a foreign transaction fee?

1st Advantage Federal Credit Union World Mastercard charges a foreign transaction fee of 1%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $20. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.

What is the customer service phone number for 1st Advantage Federal Credit Union World Mastercard?

The 1st Advantage Federal Credit Union World Mastercard customer service number is (800) 359-7650.

What is the support contact email for 1st Advantage Federal Credit Union World Mastercard?

The support contact email for 1st Advantage Federal Credit Union World Mastercard is answers@1stadvantage.org.

How to apply for 1st Advantage Federal Credit Union World Mastercard

  • Visit the 1st Advantage Federal Credit Union World Mastercard website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

View 1st Advantage Federal Credit Union World Mastercard's published terms & conditions.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Hours of Operation

  • Sunday Closed
  • Monday 9:00am - 5:00pm
  • Tuesday 9:00am - 5:00pm
  • Wednesday 9:00am - 5:00pm
  • Thursday 9:00am - 5:00pm
  • Friday 9:00am - 5:00pm
  • Saturday 9:00am - 1:00pm

About 1st Advantage Federal Credit Union World Mastercard

Icon for Personal Credit Cards
View all personal credit cards offered by 1st Advantage Federal Credit Union

Availability

  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Washington, DC
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

Cash Advance Fee (%) 0%
Annual Fee $0
Minimum Interest Charge $0
No Interest Grace Period for Late Payment 25 days
Foreign Currency Transaction Fee 1%
Returned Payment Fee Up to $28
Late Fee Amount Up to $28
Customer Type Personal
Minimum Age 18
Supported Income Types
  • 1099 Misc. Income
  • Cash
  • Direct Deposit (W2, SSA, SSDI)
  • Payroll Check or Prepaid Card
Military Status
  • Active Duty Military
  • Military Dependent
  • Non-Military
  • Veterans
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Other
  • Retired
  • Self-Employed
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
  • U.S. Temporary Resident Visa Holders
Credit Score Range 700 - 850
Credit Card Benefits
  • Cellular Telephone Protection
  • Concierge
  • Fraud Liability
  • Travel Assistance
  • Travel Accident Insurance
Rewards Rates
  • Every Purchase
Signup Bonus Starting at $150
Cash Advance APR (Variable APR) 14.74% - 17.95%
Balance Computation average daily balance (including new purchases)
Purchase APR (Variable APR) 14.74% - 17.95%
Balance Transfer APR (Variable APR) 14.74% - 17.95%
Balance Transfer Fee % 0%
Card Type
  • Bonus Offers
  • Cashback
Card Network Mastercard

Be the first to rate

 

Would you recommend 1st Advantage Federal Credit Union World Mastercard to your friends?

Before we publish your vote:

Please explain your vote by sharing your experience.

Writing a review increases the credibility of your vote and helps your fellow users make a better-informed decision.

Please write a review to submit your vote
(will require moderator approval)

Other Personal Credit Cards

1st Advantage Federal Credit Union Personal Credit Cards

Loading...