1st Advantage Federal Credit Union World Mastercard
in Personal Credit Cards from 1st Advantage Federal Credit Union
Unaffiliated1st Advantage Federal Credit Union World Mastercard
in Personal Credit Cards from 1st Advantage Federal Credit Union
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| Purchase APR (Variable APR) | 14.74% - 17.95% |
| Balance Transfer APR (Variable APR) | 14.74% - 17.95% |
| Credit Score Range | 700 - 850 |
| Annual Fee | $0 |
1st Advantage Federal Credit Union World Mastercard Review
1st Advantage Federal Credit Union World Mastercard is a cashback credit card issued by 1st Advantage Federal Credit Union. If you're wondering whether 1st Advantage Federal Credit Union World Mastercard is the right card for you, read on. This is everything you need to know to make a good choice.
- Generous reward rate. You will get a rewards rate of up to 3x.
- Signup bonus. Offers a signup bonus of $150 if you spend $5000 within 3 months.
- Competitive APRs. 1st Advantage Federal Credit Union World Mastercard has a variable purchase APR that ranges from 14.74% up to 17.95%.
- No annual fee*. This is a great option for people looking for a low-maintenance cashback card. It gives you cashback on your purchases, but you don't have to pay an annual fee for the privilege.
- Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 1% every time you make a transaction outside the U.S.
- Multiple credit card benefits. Includes generous credit card perks, such as access to a concierge, travel accident insurance, travel assistance, and fraud protection.
- Good or better credit required. You should probably try with another card if your credit score is below 700.
| The Good | The Bad |
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Is there a 1st Advantage Federal Credit Union World Mastercard cash back or rewards program?
No, 1st Advantage Federal Credit Union World Mastercard does not offer a rewards program. 1st Advantage Federal Credit Union World Mastercard is a cashback card. This means you earn a percentage of your purchase as a cash reward. With 1st Advantage Federal Credit Union World Mastercard you receive 1% cash back on every purchase. For example, if you buy a $1,000 laptop, you will receive $10 back in cash. However, you can earn up to 3% for purchases in a bonus category.
What are the 1st Advantage Federal Credit Union World Mastercard benefits?
1st Advantage Federal Credit Union World Mastercard provides the following benefits:
- Zero fraud liability
- Travel Accident Insurance
- Cellular Telephone Protection
- Travel Assistance
What are the relevant APRs for 1st Advantage Federal Credit Union World Mastercard?
According to the Federal Reserve Board, the average interest rate is 15% for all credit cards and 17% for accounts that carry a balance. 1st Advantage Federal Credit Union World Mastercard has lower than average purchase APRs.1st Advantage Federal Credit Union World Mastercard has a variable purchase APR that ranges from 14.74% up to 17.95%. The card has a variable balance transfer APR that ranges from 14.74% up to 17.95%. It also has a variable cash advance APR that ranges from 14.74% up to 17.95%.
Does 1st Advantage Federal Credit Union World Mastercard have an introductory APR offer on balance transfers?
No, 1st Advantage Federal Credit Union World Mastercard does not come with an introductory APR offer for balance transfers.Does 1st Advantage Federal Credit Union World Mastercard have an introductory APR offer on new purchases?
1st Advantage Federal Credit Union World Mastercard does not offer an introductory rate on new purchases.| Description |
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What are the fees for 1st Advantage Federal Credit Union World Mastercard?
The following fees apply to 1st Advantage Federal Credit Union World Mastercard:
| Fees | Amount |
|---|---|
| Annual Fee | $0 |
| Foreign Transaction Fee | 1% |
| Returned Payment Fee | up to $28 |
| Late Payment Fee | up to $28 |
Does 1st Advantage Federal Credit Union World Mastercard have a foreign transaction fee?
1st Advantage Federal Credit Union World Mastercard charges a foreign transaction fee of 1%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $20. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge a foreign transaction fee.How to apply for 1st Advantage Federal Credit Union World Mastercard
- Visit the 1st Advantage Federal Credit Union World Mastercard website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
Contact
- Headquarters
-
1st Advantage Federal Credit Union
PO Box 2116
Newport News, VA 23609 - (800) 359-7650
- Visit Site
About 1st Advantage Federal Credit Union World Mastercard
Availability
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Washington, DC
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- West Virginia
- Wisconsin
- Wyoming
Feature Breakdown
| Cash Advance Fee (%) | 0% |
| Annual Fee | $0 |
| Minimum Interest Charge | $0 |
| No Interest Grace Period for Late Payment | 25 days |
| Foreign Currency Transaction Fee | 1% |
| Returned Payment Fee | Up to $28 |
| Late Fee Amount | Up to $28 |
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