1st Advantage Federal Credit Union World Mastercard
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| Purchase APR (Variable APR) | 14.74% - 17.95% |
| Balance Transfer APR (Variable APR) | 14.74% - 17.95% |
| Credit Score Range | 700 - 850 |
| Annual Fee | $0 |
1st Advantage Federal Credit Union World Mastercard Review
This is a cashback credit card issued by 1st Advantage Federal Credit Union. If you're wondering whether 1st Advantage Federal Credit Union World Mastercard is the right card for you, read on. This review will provide you with with all the details you need to make a good choice.
- Generous reward rate. You will get a rewards rate of up to 3x.
- Signup bonus. Offers a signup bonus of $150 if you spend $5000 within 3 months.
- Competitive APRs. 1st Advantage Federal Credit Union World Mastercard has a variable purchase APR that ranges from 14.74% up to 17.95%.
- No annual fee*. This is a great option for people looking for a low-maintenance cashback card. It gives you cashback on your eligible purchases, but you don't have to pay an annual fee for the privilege.
- Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 1% every time you make a transaction outside the U.S.
- Multiple credit card benefits. Includes generous credit card perks, such as access to a concierge, travel accident insurance, travel assistance, and fraud protection.
- Good or better credit required. You will have low approval odds if your credit score is below 700.
| The Good | The Bad |
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Does 1st Advantage Federal Credit Union World Mastercard have a cash back or rewards program?
No, it does not offer a rewards program. This is a cashback card. This means you earn a percentage of your purchases as cash back rewards. You will receive 1% cash back on travel, dining, groceries, drugstore purchases, or any other purchase. For example, if you buy a $1,000 laptop, you will receive $10 back in cash. However, you can earn up to 3% for purchases in a bonus category.
What are the 1st Advantage Federal Credit Union World Mastercard benefits?
It provides the following benefits:
- Zero fraud liability
- Travel Accident Insurance
- Cell Phone Protection
- Travel Assistance
What are the relevant APRs for 1st Advantage Federal Credit Union World Mastercard?
According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has lower than average regular APRs.1st Advantage Federal Credit Union World Mastercard has a variable purchase APR that ranges from 14.74% up to 17.95%. The card has a variable balance transfer APR that ranges from 14.74% up to 17.95%. It also has a variable cash advance APR that ranges from 14.74% up to 17.95%.
Does 1st Advantage Federal Credit Union World Mastercard have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers.Does 1st Advantage Federal Credit Union World Mastercard have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for 1st Advantage Federal Credit Union World Mastercard?
The following fees apply:
| Fees | Amount |
|---|---|
| Annual Fee | $0 |
| Foreign Transaction Fee | 1% |
| Returned Payment Fee | up to $28 |
| Late Payment Fee | up to $28 |
This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost cashback card.
Does 1st Advantage Federal Credit Union World Mastercard have a foreign transaction fee?
1st Advantage Federal Credit Union World Mastercard charges a foreign transaction fee of 1%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $20. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.What is the support contact email for 1st Advantage Federal Credit Union World Mastercard?
The support contact email for 1st Advantage Federal Credit Union World Mastercard is answers@1stadvantage.org.
How do people rate the customer service and user experience of 1st Advantage Federal Credit Union World Mastercard?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
How to apply for 1st Advantage Federal Credit Union World Mastercard
- Visit the 1st Advantage Federal Credit Union World Mastercard website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
Contact
- Headquarters
-
1st Advantage Federal Credit Union
PO Box 2116
Newport News, VA 23609 - Visit Site
- Email Support
About 1st Advantage Federal Credit Union World Mastercard
Availability
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Washington, DC
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- West Virginia
- Wisconsin
- Wyoming
Feature Breakdown
| Cash Advance Fee (%) | 0% |
| Annual Fee | $0 |
| Minimum Interest Charge | $0 |
| No Interest Grace Period for Late Payment | 25 days |
| Foreign Currency Transaction Fee | 1% |
| Returned Payment Fee | Up to $28 |
| Late Fee Amount | Up to $28 |
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