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  1st Advantage Federal Credit Union World Mastercard

1st Advantage Federal Credit Union World Mastercard

in Personal Credit Cards from 1st Advantage Federal Credit Union

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1st Advantage Federal Credit Union World Mastercard

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in Personal Credit Cards from 1st Advantage Federal Credit Union

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Highlights
Highlights
Purchase APR  (Variable APR) 14.74% - 17.95%
Balance Transfer APR  (Variable APR) 14.74% - 17.95%
Credit Score Range 700 - 850
Annual Fee $0

1st Advantage Federal Credit Union World Mastercard Review

1st Advantage Federal Credit Union World Mastercard is a cashback credit card issued by 1st Advantage Federal Credit Union. If you're wondering whether 1st Advantage Federal Credit Union World Mastercard is the right card for you, read on. This is everything you need to know to make a good choice.

Key Takeaways
  • Generous reward rate. You will get a a rewards rate of up to 3x.
  • Earn a rewards rate of up to 3x.
  • Signup bonus. Offers a signup bonus of $150 if you spend $5000 within 3 months.
  • Competitive APRs. 1st Advantage Federal Credit Union World Mastercard has a variable purchase APR that ranges from 14.74% up to 17.95%.
  • No annual fee. This is a great option for people looking for a low-maintenance card. It gives you the benefits of a credit card, but you don't have to pay an annual fee for the privilege.
  • Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 1% every time you make a transaction outside the U.S.
  • Multiple credit card benefits. Includes generous credit card perks, such as access to a concierge, and fraud protection.
  • Good or better credit required. You should probably try with another card if your credit score is below 700.
1st Advantage Federal Credit Union World Mastercard Pros & Cons
The Good The Bad
  • Lower than average purchase APRs.
  • No annual fee.
  • Multiple credit card perks.
  • Access to a concierge.
  • Earn rewards on every purchase.
  • Requires good to excellent credit.
  • Does not offer rewards or cash back.
  • Charges a foreign transaction fee of 1%.
  • Does not report to credit bureaus.
1st Advantage Federal Credit Union World Mastercard FAQ

Is there a 1st Advantage Federal Credit Union World Mastercard cash back or rewards program?

No, 1st Advantage Federal Credit Union World Mastercard does not offer a rewards program. 1st Advantage Federal Credit Union World Mastercard is a cashback card. This means you earn a percentage of your purchase as a cash reward. With 1st Advantage Federal Credit Union World Mastercard you receive 1% cash back on every purchase. For example, if you buy a $1,000 laptop, you will receive $10 back in cash. However, you can earn up to 3% for purchases in a bonus category.

What are the 1st Advantage Federal Credit Union World Mastercard benefits?

1st Advantage Federal Credit Union World Mastercard provides the following benefits:

  • Cellular Telephone Protection

What are the relevant APRs for 1st Advantage Federal Credit Union World Mastercard?

According to the Federal Reserve Board, the average interest rate is 15% for all credit cards and 17% for accounts that carry a balance. 1st Advantage Federal Credit Union World Mastercard has lower than average purchase APRs.

1st Advantage Federal Credit Union World Mastercard has a variable purchase APR that ranges from 14.74% up to 17.95%. The card has a variable balance transfer APR that ranges from 14.74% up to 17.95%. It also has a variable cash advance APR that ranges from 14.74% up to 17.95%.

Does 1st Advantage Federal Credit Union World Mastercard have an introductory APR offer on balance transfers?

No, 1st Advantage Federal Credit Union World Mastercard does not come with an introductory APR offer for balance transfers.

Does 1st Advantage Federal Credit Union World Mastercard have an introductory APR offer on new purchases?

1st Advantage Federal Credit Union World Mastercard does not offer an introductory rate on new purchases.
1st Advantage Federal Credit Union World Mastercard Purchase Intro Offer
Description
Introductory Rate N/A
Purchase Intro APR Period (months) N/A

What are the fees for 1st Advantage Federal Credit Union World Mastercard?

The following fees apply to 1st Advantage Federal Credit Union World Mastercard:

1st Advantage Federal Credit Union World Mastercard Fees
Fees Amount
Annual Fee $0
Foreign Transaction Fee 1%
Returned Payment Fee up to $28
Late Payment Fee up to $28

Does 1st Advantage Federal Credit Union World Mastercard have a foreign transaction fee?

1st Advantage Federal Credit Union World Mastercard charges a foreign transaction fee of 1%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $20. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge a foreign transaction fee.

How to apply for 1st Advantage Federal Credit Union World Mastercard

  • Visit the 1st Advantage Federal Credit Union World Mastercard website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.
  • If you're denied click here to find out why your application may have been rejected and what you can do about it.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

View 1st Advantage Federal Credit Union World Mastercard's published terms & conditions.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Hours of Operation

  • Sunday Closed
  • Monday 9:00am - 5:00pm
  • Tuesday 9:00am - 5:00pm
  • Wednesday 9:00am - 5:00pm
  • Thursday 9:00am - 5:00pm
  • Friday 9:00am - 5:00pm
  • Saturday 9:00am - 1:00pm

About 1st Advantage Federal Credit Union World Mastercard

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View all personal credit cards offered by 1st Advantage Federal Credit Union

Availability

  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Washington, DC
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

Cash Advance Fee (%) 0%
Annual Fee $0
Minimum Interest Charge $0
No Interest Grace Period for Late Payment 25 days
Foreign Currency Transaction Fee 1%
Returned Payment Fee Up to $28
Late Fee Amount Up to $28
Customer Type Personal
Minimum Age 18
Supported Income Types
  • 1099 Misc. Income
  • Cash
  • Direct Deposit (W2, SSA, SSDI)
  • Payroll Check or Prepaid Card
Military Status
  • Active Duty Military
  • Military Dependent
  • Non-Military
  • Veterans
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Other
  • Retired
  • Self-Employed
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
  • U.S. Temporary Resident Visa Holders
Credit Score Range 700 - 850
Credit Card Benefits
  • Cellular Telephone Protection
  • Concierge
  • Fraud Liability
  • Travel Assistance
  • Travel Accident Insurance
Rewards Rates Every Purchase
Signup Bonus $150
Cash Advance APR (Variable APR) 14.74% - 17.95%
Balance Computation average daily balance (including new purchases)
Purchase APR (Variable APR) 14.74% - 17.95%
Balance Transfer APR (Variable APR) 14.74% - 17.95%
Balance Transfer Fee % 0%

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