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  717 Credit Union Visa Platinum Rewards Credit Card

717 Credit Union Visa Platinum Rewards Credit Card

in Personal Credit Cards from 717 Credit Union

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717 Credit Union Visa Platinum Rewards Credit Card

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in Personal Credit Cards from 717 Credit Union

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Highlights
Highlights
Annual Fee $0
Purchase APR  (Variable APR) 12.49% - 22.49%
Balance Transfer APR  (Variable APR) 16.49% - 24.99%
Credit Score Range 650 - 850
Rewards Rates 1% on Every Purchase

717 Credit Union Visa Platinum Rewards Credit Card Review

717 Credit Union Visa Platinum Rewards Credit Card is a cashback credit card issued by 717 Credit Union. 

This card is designed for people with fair credit. The minimum credit score to apply is 650. If you're wondering whether 717 Credit Union Visa Platinum Rewards Credit Card is the right card for you, read on. This is everything you need to know to make a good choice.

Pros & Cons of 717 Credit Union Visa Platinum Rewards Credit Card
The Good The Bad
  • Lower than average purchase APRs.
  • No annual fee.
  • Cardholders can earn rewards on their purchases.
  • Offers auto rental collision damage waiver.
  • Earn rewards on every purchase.
  • 717 Credit Union Visa Platinum Rewards Credit Card reports to multiple credit bureaus.
  • Does not offer a signup bonus.
  • Charges a foreign transaction fee of 3%.
  • Does not include many credit card rewards.
  • Is there a 717 Credit Union Visa Platinum Rewards Credit Card cash back or rewards program?

    717 Credit Union Visa Platinum Rewards Credit Card is a cashback card. This means you earn a percentage of your purchase as a cash reward.

    717 Credit Union Visa Platinum Rewards Credit Card Rewards
    Rewards rate (all purchases) N/A
    Max rewards rate N/A
    Annual rewards limit N/A
    Signup Bonus ($) N/A

    Does 717 Credit Union Visa Platinum Rewards Credit Card have a signup bonus?

    717 Credit Union Visa Platinum Rewards Credit Card doesn't offer a cash signup bonus.

    Does 717 Credit Union Visa Platinum Rewards Credit Card offer an annual loyalty bonus?

    717 Credit Union Visa Platinum Rewards Credit Card doesn't offer a cash loyalty bonus.

    What are the 717 Credit Union Visa Platinum Rewards Credit Card benefits?

    717 Credit Union Visa Platinum Rewards Credit Card provides the following benefits:

    • Auto Rental Collision Damage Waiver
    • Zero fraud liability
    • Reports to major credit bureaus

    What are the relevant APRs for 717 Credit Union Visa Platinum Rewards Credit Card?

    According to the Federal Reserve Board, the average interest rate is 15% for all credit cards and 17% for accounts that carry a balance. 717 Credit Union Visa Platinum Rewards Credit Card has lower than average purchase APRs.

    717 Credit Union Visa Platinum Rewards Credit Card has a variable purchase APR that ranges from 12.49% up to 22.49%. The card has a variable balance transfer APR that ranges from 16.49% up to 24.99%. It also has a variable cash advance APR that ranges from 16.49% up to 24.99%. Note that late payments are subject to an APR of 24.99% if you are late or miss your payments. Typically, the penalty APR applies for a minimum of six months but can go on indefinitely.

    Does 717 Credit Union Visa Platinum Rewards Credit Card have an introductory APR offer?

    No, 717 Credit Union Visa Platinum Rewards Credit Card does not come with an introductory APR offer for balance transfers. 717 Credit Union Visa Platinum Rewards Credit Card does not offer an introductory rate on new purchases.
    717 Credit Union Visa Platinum Rewards Credit Card Balance Transfers
    Description
    Balance Transfer APR 16.49% - 24.99%
    Introductory Rate N/A
    Intro APR period (months) N/A
    717 Credit Union Visa Platinum Rewards Credit Card Rates & Terms
    Description
    Balance Computation average daily balance (including new purchases)
    Purchase APR 12.49% - 22.49%
    Credit Limit N/A
    Penalty APR 24.99%
    Cash Advance APR 16.49% - 24.99%
    Security Deposit N/A
    Introductory Rate N/A
    Intro APR period (months) N/A

    What are the 717 Credit Union Visa Platinum Rewards Credit Card fees?

    The following fees apply to 717 Credit Union Visa Platinum Rewards Credit Card:

    • An overlimit fee of $35.
    717 Credit Union Visa Platinum Rewards Credit Card Fees
    Fees Amount
    Annual Fee $0
    Overlimit Fee $35
    Foreign Transaction Fee 3%
    Balance Transfer Fee 3%
    Minimum Balance Transfer Fee $5
    Returned Payment Fee up to $35
    Late Payment Fee up to $35

    Does 717 Credit Union Visa Platinum Rewards Credit Card have a foreign transaction fee?

    717 Credit Union Visa Platinum Rewards Credit Card charges a foreign transaction fee of 3%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $60. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge a foreign transaction fee.

    Does 717 Credit Union Visa Platinum Rewards Credit Card report your account activity to credit bureaus?

    717 Credit Union Visa Platinum Rewards Credit Card reports your account activity to the following credit reporting agencies:

    • Equifax
    • Experian
    • Transunion

    Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and can help improve your credit score.

    How to apply for 717 Credit Union Visa Platinum Rewards Credit Card

    • Visit the 717 Credit Union Visa Platinum Rewards Credit Card website.
    • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
    • Check the information is accurate and submit your application.
    • If you're denied click here to find out why your application may have been rejected and what you can do about it.

    If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

    SUPERMONEY Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

    Contact

    Hours of Operation

    • Sunday Closed
    • Monday 8:00am - 5:30pm
    • Tuesday 8:00am - 5:30pm
    • Wednesday 8:00am - 5:30pm
    • Thursday 8:00am - 5:30pm
    • Friday 8:00am - 6:00pm
    • Saturday 9:00am - 1:00pm

    Other Services by 717 Credit Union

    Availability

    Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
      Available in 50 states and Washington, D.C.
    • Alabama
    • Alaska
    • Arizona
    • Arkansas
    • California
    • Colorado
    • Connecticut
    • Delaware
    • Washington, DC
    • Florida
    • Georgia
    • Hawaii
    • Idaho
    • Illinois
    • Indiana
    • Iowa
    • Kansas
    • Kentucky
    • Louisiana
    • Maine
    • Maryland
    • Massachusetts
    • Michigan
    • Minnesota
    • Mississippi
    • Missouri
    • Montana
    • Nebraska
    • Nevada
    • New Hampshire
    • New Jersey
    • New Mexico
    • New York
    • North Carolina
    • North Dakota
    • Ohio
    • Oklahoma
    • Oregon
    • Pennsylvania
    • Rhode Island
    • South Carolina
    • South Dakota
    • Tennessee
    • Texas
    • Utah
    • Vermont
    • Virginia
    • Washington
    • West Virginia
    • Wisconsin
    • Wyoming

    Feature Breakdown

    Annual Fee $0
    No Annual Fee  
    No Interest Grace Period for Late Payment 25
    Balance Transfer Fee % 3%
    Balance Transfer Fee Minimum $5
    Cash Advance Fee (%) Starting at 3%
    Cash Advance Fee Minimum $2
    Foreign Currency Transaction Fee 3%
    Late Fee Amount Up to $35
    Minimum Cash Advance Fee ($) $2 - $15
    Over-Limit Fee $35
    Returned Payment Fee Up to $35
    Customer Type Personal
    Employment Statuses Considered
    • Employed Full-Time
    • Employed Part-Time
    • Other
    • Retired
    • Self-Employed
    Immigration Status Considered
    • U.S. Citizen
    • U.S. Permanent Resident
    Military Status
    • Active Duty Military
    • Military Dependent
    • Non-Military
    • Veterans
    Minimum Age 18
    Supported Income Types
    • 1099 Misc. Income
    • Cash
    • Direct Deposit (W2, SSA, SSDI)
    • Payroll Check or Prepaid Card
    Card Network
    • Visa
    Card Type
    • Cashback
    • Rewards
    Credit Bureau Reporting
    • Equifax
    • Experian
    • TransUnion
    Credit Card Benefits
    • Auto Rental Collision Damage Waiver
    • Fraud Liability
    Rewards Rates
    • 1% on Every Purchase
    Cash Advance APR (Variable APR) 16.49% - 24.99%
    Purchase APR (Variable APR) 12.49% - 22.49%
    Balance Computation average daily balance (including new purchases)
    Penalty APR 24.99%
    Balance Transfer APR (Variable APR) 16.49% - 24.99%

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