717 Credit Union Visa Platinum Rewards Credit Card Review

717 Credit Union Visa Platinum Rewards Credit Card is a cashback credit card issued by 717 Credit Union. If you're wondering whether 717 Credit Union Visa Platinum Rewards Credit Card is the right card for you, read on. This is everything you need to know to make a good choice.

Key takeaways:

• Earn a rewards rate of up to x.
• Competitive APRs. 717 Credit Union Visa Platinum Rewards Credit Card has a variable purchase APR that ranges from 12.49% up to 22.49%.
• No annual fee. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases, but you don't have to pay an annual fee for the privilege.
• 3% Balance transfer fee. 717 Credit Union Visa Platinum Rewards Credit Card charges a fee of up to 3% on balance transfers. For example, a balance of $1,000 could cost up to $30 in transfer fees. The minimum fee is $5.
• Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 3% every time you make a transaction outside the U.S.
• Fair or better credit required. You stand a chance of qualifying if your credit score is not below 650.

717 Credit Union Visa Platinum Rewards Credit Card Pros and Cons:

The Good	The Bad
Lower than average purchase APRs. No annual fee. Offers auto rental collision damage waiver. Cardholders can earn rewards on every purchase. Earn rewards on every purchase. 717 Credit Union Visa Platinum Rewards Credit Card reports to multiple credit bureaus. Cardholders can earn rewards on their purchases.	Does not offer a signup bonus. Charges a foreign transaction fee of 3%. Charges a 3% balance transfer fee. Does not include many credit card rewards.

Is there a 717 Credit Union Visa Platinum Rewards Credit Card cash back or rewards program?

717 Credit Union Visa Platinum Rewards Credit Card is a cashback card. This means you earn a percentage of your purchase as a cash reward.

717 Credit Union Visa Platinum Rewards Credit Card Rewards

Rewards rate (all purchases)	N/A
Max rewards rate	N/A
Annual rewards limit	N/A
Signup Bonus ($)	N/A

What are the 717 Credit Union Visa Platinum Rewards Credit Card benefits?

717 Credit Union Visa Platinum Rewards Credit Card provides the following benefits:

• Auto Rental Collision Damage Waiver
• Zero fraud liability
• Reports to major credit bureaus

What are the relevant APRs for 717 Credit Union Visa Platinum Rewards Credit Card?

According to the Federal Reserve Board, the average interest rate is 15% for all credit cards and 17% for accounts that carry a balance. 717 Credit Union Visa Platinum Rewards Credit Card has lower than average purchase APRs.

717 Credit Union Visa Platinum Rewards Credit Card has a variable purchase APR that ranges from 12.49% up to 22.49%. The card has a variable balance transfer APR that ranges from 16.49% up to 24.99%. It also has a variable cash advance APR that ranges from 16.49% up to 24.99%. Note that late payments are subject to an APR of 24.99% if you are late or miss your payments. Typically, the penalty APR applies for a minimum of six months but can go on indefinitely.

What are the fees for 717 Credit Union Visa Platinum Rewards Credit Card?

The following fees apply to 717 Credit Union Visa Platinum Rewards Credit Card:

• An overlimit fee of $35.

717 Credit Union Visa Platinum Rewards Credit Card Fees

Fees	Amount
Annual Fee	$0
Overlimit Fee	$35
Foreign Transaction Fee	3%
Returned Payment Fee	up to $35
Late Payment Fee	up to $35

Does 717 Credit Union Visa Platinum Rewards Credit Card report your account activity to credit bureaus?

717 Credit Union Visa Platinum Rewards Credit Card reports your account activity to the following credit reporting agencies:

• Equifax
• Experian
• Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and can help improve your credit.

How to apply for 717 Credit Union Visa Platinum Rewards Credit Card

• Visit the 717 Credit Union Visa Platinum Rewards Credit Card website.
• Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
• Check the information is accurate and submit your application.
• If you're denied click here to find out why your application may have been rejected and what you can do about it.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.