in Personal Credit Cards from 717 Credit Union
Unaffiliated717 Credit Union Visa Platinum Rewards Credit Card
in Personal Credit Cards from 717 Credit Union
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| Purchase APR (Variable APR) | 10.99% - 20.99% |
| Balance Transfer APR (Variable APR) | 14.99% - 24.99% |
| Credit Score Range | 600 - 850 |
| Annual Fee | $0 |
717 Credit Union Visa Platinum Rewards Credit Card Review
This is a cashback credit card issued by 717 Credit Union. If you're wondering whether 717 Credit Union Visa Platinum Rewards Credit Card is the right card for you, read on. This review will provide you with with all the details you need to make a good choice.
- 0% APR balance transfer intro rate. Offers an introductory 0% APR rate on balance transfers for up to 12 months, which is the average period for 0% APR balance transfer cards.
- Competitive APRs. 717 Credit Union Visa Platinum Rewards Credit Card has a variable purchase APR that ranges from 10.99% up to 20.99%.
- No annual fee*. This is a great option for people looking for a low-maintenance cashback card. It gives you cashback on your eligible purchases, but you don't have to pay an annual fee for the privilege.
- 3% Balance transfer fee. 717 Credit Union Visa Platinum Rewards Credit Card charges a fee of 3% on balance transfers, if you transfer the balance within 12 days of opening the account. For example, a balance of $1,000 could cost $30 in transfer fees. The minimum fee is $5.
- Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 3% every time you make a transaction outside the U.S.
- Fair or better credit required. You will have good approval odds if your credit score is above 600.
| The Good | The Bad |
|---|---|
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Does 717 Credit Union Visa Platinum Rewards Credit Card have a cash back or rewards program?
This is a cashback card. This means you earn a percentage of your purchases as cash back rewards. You will receive 1% cash back on travel, dining, groceries, drugstore purchases, or any other purchase. For example, if you buy a $1,000 laptop, you will receive $10 back in cash.
| Minimum rewards rate | 1x |
| Max rewards rate | N/A |
| Annual rewards limit | N/A |
Does 717 Credit Union Visa Platinum Rewards Credit Card have a signup bonus?
This card doesn't offer a cash signup bonus.Does 717 Credit Union Visa Platinum Rewards Credit Card offer an annual loyalty bonus?
This card doesn't offer a cash loyalty bonus.What are the 717 Credit Union Visa Platinum Rewards Credit Card benefits?
It provides the following benefits:
- Auto Rental Collision Damage Waiver
- Zero fraud liability
- Reports to major credit bureaus
What are the relevant APRs for 717 Credit Union Visa Platinum Rewards Credit Card?
According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has lower than average regular APRs.717 Credit Union Visa Platinum Rewards Credit Card has a variable purchase APR that ranges from 10.99% up to 20.99%. The card has a variable balance transfer APR that ranges from 14.99% up to 24.99%. It also has a variable cash advance APR that ranges from 14.99% up to 24.99%. Note that late payments are subject to an APR of 24.99% if you are late or miss your payments. Typically, the penalty APR applies for a minimum of six months but can go on indefinitely.
Does 717 Credit Union Visa Platinum Rewards Credit Card have an intro APR offer on balance transfers?
Yes, it offers an intro APR rate on balance transfers of 0.0% for a period of up to 12 months.
| Description | |
|---|---|
| Balance Transfer Fee % After Intro Period | 0% |
| Balance Transfer Fee Intro Period | 12 days |
| Balance Transfer Introductory APR | 0.0% |
| Balance Transfer Intro APR Period | 12 months |
| Balance Transfer APR | 14.99% - 24.99% |
| Balance Transfer Fee Minimum | $5 |
| Balance Transfer Fee % | 3% |
Does 717 Credit Union Visa Platinum Rewards Credit Card have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for 717 Credit Union Visa Platinum Rewards Credit Card?
The following fees apply:
- An overlimit fee of $35.
| Fees | Amount |
|---|---|
| Annual Fee | $0 |
| Overlimit Fee | $35 |
| Foreign Transaction Fee | 3% |
| Returned Payment Fee | up to $35 |
| Late Payment Fee | up to $35 |
This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost cashback card.
Does 717 Credit Union Visa Platinum Rewards Credit Card have a foreign transaction fee?
717 Credit Union Visa Platinum Rewards Credit Card charges a foreign transaction fee of 3%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $60. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.What is the support contact email for 717 Credit Union Visa Platinum Rewards Credit Card?
The support contact email for 717 Credit Union Visa Platinum Rewards Credit Card is connect@717cu.com.
How do people rate the customer service and user experience of 717 Credit Union Visa Platinum Rewards Credit Card?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does 717 Credit Union Visa Platinum Rewards Credit Card report your account activity to credit bureaus?
Yes, 717 Credit Union Visa Platinum Rewards Credit Card reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
How to apply for 717 Credit Union Visa Platinum Rewards Credit Card
- Visit the 717 Credit Union Visa Platinum Rewards Credit Card website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
Contact
- Headquarters
-
3181 Larchmont Ave. NE,
Warren, OH 44483 - Visit Site
- Email Support
Other Services by 717 Credit Union
Availability
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Washington, DC
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- West Virginia
- Wisconsin
- Wyoming
Feature Breakdown
| No Annual Fee | |
| Annual Fee | $0 |
| Minimum Interest Charge | $0 |
| No Interest Grace Period for Late Payment | 25 days |
| Cash Advance Fee Minimum | $2 |
| Cash Advance Fee (%) | Starting at 3% |
| Minimum Cash Advance Fee ($) | $2 - $15 |
| Foreign Currency Transaction Fee | 3% |
| Over-Limit Fee | $35 |
| Returned Payment Fee | Up to $35 |
| Late Fee Amount | Up to $35 |
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