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  717 Credit Union Visa Platinum Rewards Credit Card

717 Credit Union Visa Platinum Rewards Credit Card

in Personal Credit Cards from 717 Credit Union

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717 Credit Union Visa Platinum Rewards Credit Card

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in Personal Credit Cards from 717 Credit Union

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Highlights
Highlights
Purchase APR  (Variable APR) 12.49% - 22.49%
Balance Transfer APR  (Variable APR) 16.49% - 24.99%
Credit Score Range 650 - 850
Annual Fee $0

717 Credit Union Visa Platinum Rewards Credit Card Review

717 Credit Union Visa Platinum Rewards Credit Card is a cashback credit card issued by 717 Credit Union. If you're wondering whether 717 Credit Union Visa Platinum Rewards Credit Card is the right card for you, read on. This is everything you need to know to make a good choice.

Key Takeaways
  • Earn a rewards rate of up to x.
  • Competitive APRs. 717 Credit Union Visa Platinum Rewards Credit Card has a variable purchase APR that ranges from 12.49% up to 22.49%.
  • No annual fee. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases, but you don't have to pay an annual fee for the privilege.
  • 3% Balance transfer fee. 717 Credit Union Visa Platinum Rewards Credit Card charges a fee of up to 3% on balance transfers. For example, a balance of $1,000 could cost up to $30 in transfer fees. The minimum fee is $5.
  • Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 3% every time you make a transaction outside the U.S.
  • Fair or better credit required. You stand a chance of qualifying if your credit score is not below 650.
717 Credit Union Visa Platinum Rewards Credit Card Pros & Cons
The Good The Bad
  • Lower than average purchase APRs.
  • No annual fee.
  • Cardholders can earn rewards on every purchase.
  • Earn rewards on every purchase.
  • 717 Credit Union Visa Platinum Rewards Credit Card reports to multiple credit bureaus.
  • Cardholders can earn rewards on their purchases.
  • Does not offer a signup bonus.
  • Charges a foreign transaction fee of 3%.
  • Charges a 3% balance transfer fee.
  • Does not include many credit card benefits.
717 Credit Union Visa Platinum Rewards Credit Card FAQ

Is there a 717 Credit Union Visa Platinum Rewards Credit Card cash back or rewards program?

717 Credit Union Visa Platinum Rewards Credit Card is a cashback card. This means you earn a percentage of your purchase as a cash reward.

717 Credit Union Visa Platinum Rewards Credit Card Rewards
Rewards rate (all purchases) N/A
Max rewards rate N/A
Annual rewards limit N/A
Signup Bonus ($) N/A

Does 717 Credit Union Visa Platinum Rewards Credit Card have a signup bonus?

717 Credit Union Visa Platinum Rewards Credit Card doesn't offer a cash signup bonus.

Does 717 Credit Union Visa Platinum Rewards Credit Card offer an annual loyalty bonus?

717 Credit Union Visa Platinum Rewards Credit Card doesn't offer a cash loyalty bonus.

What are the 717 Credit Union Visa Platinum Rewards Credit Card benefits?

717 Credit Union Visa Platinum Rewards Credit Card provides the following benefits:

  • Reports to major credit bureaus

What are the relevant APRs for 717 Credit Union Visa Platinum Rewards Credit Card?

According to the Federal Reserve Board, the average interest rate is 15% for all credit cards and 17% for accounts that carry a balance. 717 Credit Union Visa Platinum Rewards Credit Card has lower than average purchase APRs.

717 Credit Union Visa Platinum Rewards Credit Card has a variable purchase APR that ranges from 12.49% up to 22.49%. The card has a variable balance transfer APR that ranges from 16.49% up to 24.99%. It also has a variable cash advance APR that ranges from 16.49% up to 24.99%. Note that late payments are subject to an APR of 24.99% if you are late or miss your payments. Typically, the penalty APR applies for a minimum of six months but can go on indefinitely.

Does 717 Credit Union Visa Platinum Rewards Credit Card have an introductory APR offer on balance transfers?

No, 717 Credit Union Visa Platinum Rewards Credit Card does not come with an introductory APR offer for balance transfers.

Does 717 Credit Union Visa Platinum Rewards Credit Card have an introductory APR offer on new purchases?

717 Credit Union Visa Platinum Rewards Credit Card does not offer an introductory rate on new purchases.
717 Credit Union Visa Platinum Rewards Credit Card Purchase Intro Offer
Description
Introductory Rate N/A
Purchase Intro APR Period (months) N/A

What are the fees for 717 Credit Union Visa Platinum Rewards Credit Card?

The following fees apply to 717 Credit Union Visa Platinum Rewards Credit Card:

  • An overlimit fee of $35.
717 Credit Union Visa Platinum Rewards Credit Card Fees
Fees Amount
Annual Fee $0
Overlimit Fee $35
Foreign Transaction Fee 3%
Returned Payment Fee up to $35
Late Payment Fee up to $35

Does 717 Credit Union Visa Platinum Rewards Credit Card have a foreign transaction fee?

717 Credit Union Visa Platinum Rewards Credit Card charges a foreign transaction fee of 3%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $60. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge a foreign transaction fee.

Does 717 Credit Union Visa Platinum Rewards Credit Card report your account activity to credit bureaus?

717 Credit Union Visa Platinum Rewards Credit Card reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and can help improve your credit.

How to apply for 717 Credit Union Visa Platinum Rewards Credit Card

  • Visit the 717 Credit Union Visa Platinum Rewards Credit Card website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.
  • If you're denied click here to find out why your application may have been rejected and what you can do about it.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Hours of Operation

  • Sunday Closed
  • Monday 8:00am - 5:30pm
  • Tuesday 8:00am - 5:30pm
  • Wednesday 8:00am - 5:30pm
  • Thursday 8:00am - 5:30pm
  • Friday 8:00am - 6:00pm
  • Saturday 9:00am - 1:00pm

Other Services by 717 Credit Union

Availability

  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Washington, DC
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

No Annual Fee  
Annual Fee $0
No Interest Grace Period for Late Payment 25 days
Cash Advance Fee Minimum $2
Cash Advance Fee (%) Starting at 3%
Minimum Cash Advance Fee ($) $2 - $15
Foreign Currency Transaction Fee 3%
Over-Limit Fee $35
Returned Payment Fee Up to $35
Late Fee Amount Up to $35
Customer Type Personal
Minimum Age 18
Supported Income Types
  • Direct Deposit (W2, SSA, SSDI)
  • Cash
  • Payroll Check or Prepaid Card
  • 1099 Misc. Income
Military Status
  • Active Duty Military
  • Non-Military
  • Veterans
  • Military Dependent
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Other
  • Retired
  • Self-Employed
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Credit Score Range 650 - 850
Credit Bureau Reporting
  • Experian
  • Equifax
  • TransUnion
Credit Card Benefits
  • Auto Rental Collision Damage Waiver
  • Fraud Liability
Rewards Rates Every Purchase
Cash Advance APR (Variable APR) 16.49% - 24.99%
Balance Computation average daily balance (including new purchases)
Penalty APR (Variable APR) 24.99%
Purchase APR (Variable APR) 12.49% - 22.49%
Balance Transfer APR (Variable APR) 16.49% - 24.99%
Balance Transfer Fee Minimum $5
Balance Transfer Fee % 3%
Card Type
  • Rewards
  • Cashback
Card Network Visa

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