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  717 Credit Union Visa Platinum Rewards Credit Card
717 Credit Union Visa Platinum Rewards Credit Card
in Credit Cards from 717 Credit Union
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717 Credit Union Visa Platinum Rewards Credit Card

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in Credit Cards from 717 Credit Union
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Highlights
Purchase APR  (Variable APR) 13.24% - 23.24%
(Verified 09/07/2022)
Balance Transfer APR  (Variable APR) 17.24% - 24.99%
(Verified 09/07/2022)
Credit Score Range 600 - 850
Annual Fee $0

717 Credit Union Visa Platinum Rewards Credit Card Review

This is a cashback card issued by 717 Credit Union. If you're wondering whether 717 Credit Union Visa Platinum Rewards Credit Card is the right card for you, read on.

Key Takeaways

  • 0% APR balance transfer intro rate. Offers an introductory 0% APR rate on balance transfers for up to 12 months, which is the average period for 0% APR balance transfer cards.
  • Competitive APRs. 717 Credit Union Visa Platinum Rewards Credit Card has a variable purchase APR that ranges from 13.24% up to 23.24%.
  • No annual fee*. This is a great option for people looking for a low-maintenance cashback card. It gives you cashback on your eligible purchases, but you don't have to pay an annual fee for the privilege.
  • 3% Balance transfer fee. 717 Credit Union Visa Platinum Rewards Credit Card charges a fee of 3% on balance transfers, if you transfer the balance within 12 days of opening the account. For example, a balance of $1,000 could cost $30 in transfer fees. The minimum fee is $5.
  • Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 3% every time you make a transaction outside the U.S.
  • Fair or better credit required. You will have good approval odds if your credit score is above 600.

Pros & Cons of 717 Credit Union Visa Platinum Rewards Credit Card

The Good The Bad
  • Potentially lower than average purchase APRs.
  • 0% APR balance transfer intro rate on balance transfers for up to 12 months.
  • No annual fee.
  • Offers auto rental collision damage waiver.
  • Considers applicants with fair credit.
  • Cardholders can earn rewards on their purchases.
  • 717 Credit Union Visa Platinum Rewards Credit Card reports to multiple credit bureaus.
  • Does not offer a signup bonus.
  • Charges a foreign transaction fee of 3%.
  • Charges a 3% balance transfer fee, if you transfer the balance within 12 days of opening the account. After the introductory period, the fee is 0% of the balance transferred or $5, whichever is greater.
  • Does not include many credit card benefits.

717 Credit Union Visa Platinum Rewards Credit Card FAQ

Does 717 Credit Union Visa Platinum Rewards Credit Card have a cash back or rewards program?

This is a cashback card. This means you earn a percentage of your purchases as cash back rewards. You will receive 1% cash back on travel, dining, groceries, drugstore purchases, or any other purchase. For example, if you buy a $1,000 laptop, you will receive $10 back in cash.

717 Credit Union Visa Platinum Rewards Credit Card Rewards
Minimum rewards rate 1x
Max rewards rate N/A
Annual rewards limit N/A
Signup Bonus ($) N/A

Does 717 Credit Union Visa Platinum Rewards Credit Card have a signup bonus?

This card doesn't offer a cash signup bonus.

Does 717 Credit Union Visa Platinum Rewards Credit Card offer an annual loyalty bonus?

This card doesn't offer a cash loyalty bonus.

What are the 717 Credit Union Visa Platinum Rewards Credit Card benefits?

It provides the following benefits:

  • Auto Rental Collision Damage Waiver
  • Zero fraud liability
  • Reports to major credit bureaus

What are the relevant APRs for 717 Credit Union Visa Platinum Rewards Credit Card?

According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has lower than average regular APRs.

717 Credit Union Visa Platinum Rewards Credit Card has a variable purchase APR that ranges from 13.24% up to 23.24%. The card has a variable balance transfer APR that ranges from 17.24% up to 24.99%. It also has a variable cash advance APR that ranges from 17.24% up to 24.99%. Note that late payments are subject to an APR of 24.99% if you are late or miss your payments. Typically, the penalty APR applies for a minimum of six months but can go on indefinitely.

Does 717 Credit Union Visa Platinum Rewards Credit Card have an intro APR offer on balance transfers?

Yes, it offers an intro APR rate on balance transfers of 0.0% for a period of up to 12 months.

717 Credit Union Visa Platinum Rewards Credit Card Balance Transfers
Description
Balance Transfer Fee % After Intro Period 0%
Balance Transfer Fee Intro Period 12 days
Balance Transfer Introductory APR 0.0%
Balance Transfer Intro APR Period 12 months
Balance Transfer APR 17.24% - 24.99%
Balance Transfer Fee Minimum $5
Balance Transfer Fee % 3%

Does 717 Credit Union Visa Platinum Rewards Credit Card have an intro APR offer on new purchases?

This card does not offer an intro APR rate on new purchases.

What are the fees for 717 Credit Union Visa Platinum Rewards Credit Card?

The following fees apply:

  • An overlimit fee of $35.
717 Credit Union Visa Platinum Rewards Credit Card Fees
Fees Amount
Annual Fee $0
Overlimit Fee $35
Foreign Transaction Fee 3%
Returned Payment Fee up to $35
Late Payment Fee up to $35

This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost cashback card.

Does 717 Credit Union Visa Platinum Rewards Credit Card have a foreign transaction fee?

717 Credit Union Visa Platinum Rewards Credit Card charges a foreign transaction fee of 3%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $60. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.

What is the customer service phone number for 717 Credit Union Visa Platinum Rewards Credit Card?

The 717 Credit Union Visa Platinum Rewards Credit Card customer service number is (800) 775-7741.

What is the support contact email for 717 Credit Union Visa Platinum Rewards Credit Card?

The support contact email for 717 Credit Union Visa Platinum Rewards Credit Card is connect@717cu.com.

What is the 717 Credit Union Visa Platinum Rewards Credit Card login page?

You can access the 717 Credit Union Visa Platinum Rewards Credit Card login page here.

How do people rate the customer service and user experience of 717 Credit Union Visa Platinum Rewards Credit Card?

We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.

Does 717 Credit Union Visa Platinum Rewards Credit Card report your account activity to credit bureaus?

Yes, 717 Credit Union Visa Platinum Rewards Credit Card reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for 717 Credit Union Visa Platinum Rewards Credit Card

  • Visit the 717 Credit Union Visa Platinum Rewards Credit Card website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Hours of Operation

  • Sunday Closed
  • Monday 8:00am - 5:30pm
  • Tuesday 8:00am - 5:30pm
  • Wednesday 8:00am - 5:30pm
  • Thursday 8:00am - 5:30pm
  • Friday 8:00am - 6:00pm
  • Saturday 9:00am - 1:00pm

Other Services by 717 Credit Union

Availability

  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • Washington, DC
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

Cash Advance Fee Minimum $2
Cash Advance Fee (%) Starting at 3%
Minimum Cash Advance Fee ($) $2 - $15
Foreign Currency Transaction Fee 3%
No Annual Fee
Annual Fee $0
Minimum Interest Charge $0
Over-Limit Fee $35
No Interest Grace Period for Late Payment 25 days
Returned Payment Fee Up to $35
Late Fee Amount Up to $35
Customer Type Personal
Minimum Age 18
Military Status
  • Active Duty Military
  • Non-Military
  • Veterans
  • Military Dependent
Employment Statuses Considered
  • Other
  • Employed Full-Time
  • Employed Part-Time
  • Self-Employed
  • Retired
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Credit Score Range 600 - 850
Credit Bureau Reporting
  • Experian
  • Equifax
  • TransUnion
Credit Card Benefits
  • Auto Rental Collision Damage Waiver
  • Fraud Liability
Rewards Categories
  • 1% Cash Back on Every Purchase
Cash Advance APR (Variable APR) 17.24% - 24.99%
APR Type Variable APR
Balance Computation average daily balance (including new purchases)
Penalty APR (Variable APR) 24.99%
Purchase APR (Variable APR) 13.24% - 23.24%
(Verified 09/07/2022)
Balance Transfer Fee % After Intro Period 0%
Balance Transfer Fee Intro Period 12 days
Balance Transfer Introductory APR (Variable APR) 0.0%
Balance Transfer Intro APR Period (Variable APR) 12 months
Balance Transfer APR (Variable APR) 17.24% - 24.99%
(Verified 09/07/2022)
Balance Transfer Fee Minimum $5
Balance Transfer Fee % 3%
Card Type
  • Rewards
  • Cashback
Card Network Visa

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