
AARP® Credit Card from Chase
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Community Rating |
Rating not yet determined |
Purchase APR (Variable APR) | 17.74% - 24.49% |
Balance Transfer APR (Variable APR) | 17.74% - 24.49% |
Credit Score Range | 650 - 850 |
Annual Fee | $0 |
AARP® Credit Card from Chase Review
This is a cashback credit card issued by Chase Bank. If you're wondering whether AARP® Credit Card from Chase is the right card for you, read on.
Key Takeaways
- Generous reward rate. You can get a maximum cashback rewards rate of up to 3x.
- Signup bonus. Offers a signup bonus of up to $100 if you spend $500 within 3 months.
- High APRs. This is not a great card for people who carry a balance. It has a variable purchase APR that ranges from 17.74% up to 24.49%.
- No annual fee*. This is a great option for people looking for a low-maintenance cashback card. It gives you cashback on your eligible purchases, but you don't have to pay an annual fee for the privilege.
- 3% Balance transfer fee. AARP® Credit Card from Chase charges a fee of 3% on balance transfers. For example, a balance of $1,000 could cost $30 in transfer fees. The minimum fee is $5.
- Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 3% every time you make a transaction outside the U.S.
- Gas rewards. on eligible fuel purchases.
- Multiple credit card benefits. Includes generous credit card perks, such as emergency support, extended warranty protection on purchases, purchase protection, and fraud protection.
- Fair or better credit required. You will have good approval odds if your credit score is above 650.
Pros & Cons of AARP® Credit Card from Chase
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AARP® Credit Card from Chase FAQ
Does AARP® Credit Card from Chase have a cash back or rewards program?
This is a cashback card. This means you earn a percentage of your purchases as cash back rewards. You will receive 1% cash back on travel, dining, groceries, drugstore purchases, or any other purchase. For example, if you buy a $1,000 laptop, you will receive $10 back in cash. However, you can earn up to 3% for purchases in a bonus category.
Minimum rewards rate | 1x |
Max rewards rate | 3x |
Annual rewards limit | N/A |
Signup Bonus ($) | Starting at $100 |
Signup Bonus Spend Requirement | $500 |
Signup Bonus Spend Period (months) | 3 months |
Does AARP® Credit Card from Chase have a signup bonus?
Yes, it offers card users a signup bonus worth up to $100 after spending $500.
Does AARP® Credit Card from Chase offer an annual loyalty bonus?
This card doesn't offer a cash loyalty bonus.What are the AARP® Credit Card from Chase benefits?
It provides the following benefits:
- Free Credit Score
- Emergency Support
- Extended Warranty Protection
- Zero fraud liability
- Reports to major credit bureaus
What are the relevant APRs for AARP® Credit Card from Chase?
According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has higher than average regular APRs.AARP® Credit Card from Chase has a variable purchase APR that ranges from 17.74% up to 24.49%. The card has a variable balance transfer APR that ranges from 17.74% up to 24.49%. It also has a variable cash advance APR of 24.99% .
Does AARP® Credit Card from Chase have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers.Does AARP® Credit Card from Chase have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for AARP® Credit Card from Chase?
The following fees apply:
Fees | Amount |
---|---|
Annual Fee | $0 |
Foreign Transaction Fee | 3% |
Returned Payment Fee | up to $35 |
Late Payment Fee | $15 - $35 |
This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost cashback card.
Does AARP® Credit Card from Chase have a foreign transaction fee?
AARP® Credit Card from Chase charges a foreign transaction fee of 3%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $60. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.What is the customer service phone number for AARP® Credit Card from Chase?
The AARP® Credit Card from Chase customer service number is (877) 242-7372.
What is the support contact email for AARP® Credit Card from Chase?
The support contact email for AARP® Credit Card from Chase is customerdepartament@chase.com.
What is the AARP® Credit Card from Chase login page?
You can access the AARP® Credit Card from Chase login page here.
How do people rate the customer service and user experience of AARP® Credit Card from Chase?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does AARP® Credit Card from Chase report your account activity to credit bureaus?
Yes, AARP® Credit Card from Chase reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
How to apply for AARP® Credit Card from Chase
- Visit the AARP® Credit Card from Chase website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
Contact
- Headquarters
-
270 Park Avenue
New York, NY 10017 USA - (877) 242-7372
- Visit Site
- Email Support
Other Services by Chase Bank
Availability
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- Washington, DC
- West Virginia
- Wisconsin
- Wyoming
Feature Breakdown
Cash Advance Fee Minimum | $10 |
Cash Advance Fee (%) | Up to 5% |
Minimum Cash Advance Fee ($) | Starting at $10 |
Foreign Currency Transaction Fee | 3% |
No Annual Fee | |
Annual Fee | $0 |
No Interest Grace Period for Late Payment | 25 days |
Returned Payment Fee | Up to $35 |
Late Fee Amount | $15 - $35 |
AARP® Credit Card from Chase Community Reviews
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