
AARP® Credit Card from Chase
in Personal Credit Cards from Chase Bank
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Purchase APR (Variable APR) | 17.74% - 24.49% |
Balance Transfer APR (Variable APR) | 17.74% - 24.49% |
Credit Score Range | 690 - 850 |
Annual Fee | $0 |
AARP® Credit Card from Chase Review
AARP® Credit Card from Chase is a cashback credit card issued by Chase Bank. If you're wondering whether AARP® Credit Card from Chase is the right card for you, read on. This is everything you need to know to make a good choice.
- Generous reward rate. You will get a cashback rewards rate of up to 3%.
- Signup bonus. Offers a signup bonus of $100 if you spend $500 within 3 months.
- High APRs. This is not a great card for people who carry a balance. It has a variable purchase APR that ranges from 17.74% up to 24.49%.
- No annual fee*. This is a great option for people looking for a low-maintenance cashback card. It gives you cashback on your purchases, but you don't have to pay an annual fee for the privilege.
- 3% Balance transfer fee. AARP® Credit Card from Chase charges a fee of 3% on balance transfers. For example, a balance of $1,000 could cost $30 in transfer fees. The minimum fee is $5.
- Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 3% every time you make a transaction outside the U.S.
- Multiple credit card benefits. Includes generous credit card perks, such as emergency support, extended warranty protection on purchases, purchase protection, and fraud protection.
- Good or better credit required. You will have low approval odds if your credit score is below 690.
The Good | The Bad |
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Is there a AARP® Credit Card from Chase cash back or rewards program?
AARP® Credit Card from Chase is a cashback card. This means you earn a percentage of your purchase as a cash reward. With AARP® Credit Card from Chase you receive 1% cash back on every purchase. For example, if you buy a $1,000 laptop, you will receive $10 back in cash. However, you can earn up to 3% for purchases in a bonus category.
Minimum rewards rate | 1x |
Max rewards rate | 3x |
Annual rewards limit | N/A |
Signup Bonus ($) | $100 |
Signup Bonus Spend Requirement | $500 |
Signup Bonus Spend Period (months) | 3 months |
Does AARP® Credit Card from Chase have a signup bonus?
Yes, AARP® Credit Card from Chase offers card users a signup bonus worth up to $100 after spending $500.
Does AARP® Credit Card from Chase offer an annual loyalty bonus?
AARP® Credit Card from Chase doesn't offer a cash loyalty bonus.What are the AARP® Credit Card from Chase benefits?
AARP® Credit Card from Chase provides the following benefits:
- Free Credit Score
- Emergency Support
- Extended Warranty Protection
- Zero fraud liability
- Reports to major credit bureaus
What are the relevant APRs for AARP® Credit Card from Chase?
According to the Federal Reserve Board, the average interest rate is 15% for all credit cards and 17% for accounts that carry a balance. AARP® Credit Card from Chase has higher than average purchase APRs.AARP® Credit Card from Chase has a variable purchase APR that ranges from 17.74% up to 24.49%. The card has a variable balance transfer APR that ranges from 17.74% up to 24.49%. It also has a variable cash advance APR of 26.49% .
Does AARP® Credit Card from Chase have an introductory APR offer on balance transfers?
No, AARP® Credit Card from Chase does not come with an introductory APR offer for balance transfers.Does AARP® Credit Card from Chase have an introductory APR offer on new purchases?
AARP® Credit Card from Chase does not offer an introductory rate on new purchases.What are the fees for AARP® Credit Card from Chase?
The following fees apply to AARP® Credit Card from Chase:
Fees | Amount |
---|---|
Annual Fee | $0 |
Foreign Transaction Fee | 3% |
Returned Payment Fee | up to $35 |
Late Payment Fee | $15 - $35 |
Does AARP® Credit Card from Chase have a foreign transaction fee?
AARP® Credit Card from Chase charges a foreign transaction fee of 3%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $60. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge a foreign transaction fee.Does AARP® Credit Card from Chase report your account activity to credit bureaus?
Yes, AARP® Credit Card from Chase reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
How to apply for AARP® Credit Card from Chase
- Visit the AARP® Credit Card from Chase website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
Contact
- Headquarters
-
270 Park Avenue
New York, NY 10017 - (877) 242-7372
- Visit Site
Other Services by Chase Bank

Availability
- Alabama
- Alaska
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- Delaware
- Washington, DC
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Feature Breakdown
Every Purchase (Points) | Earn 1% Cash Back rewards on all other purchases. |
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