ABNB Federal Credit Union ABNB Black Card

ABNB Federal Credit Union ABNB Black Card Review

ABNB Federal Credit Union ABNB Black Card is no longer available to new customers on SuperMoney. Click here to compare Credit Cards and quickly find the best options for your needs.

This is a cashback card issued by ABNB Federal Credit Union. If you're wondering whether ABNB Federal Credit Union ABNB Black Card is the right card for you, read on.

Key Takeaways

• 0% APR balance transfer intro rate. Offers an introductory 0% APR rate on balance transfers.
• Signup bonus. Offers a signup bonus of 25000 points after spending $3,000 within 3 months that can be redeemed for travel, gifts, or other perks.
• Competitive APRs. ABNB Federal Credit Union ABNB Black Card has a variable purchase APR that ranges from 9.50% up to 12.49%.
• No annual fee*. This is a great option for people looking for a low-maintenance cashback card. It gives you cashback on your eligible purchases, but you don't have to pay an annual fee for the privilege.
• 3% Balance transfer fee. ABNB Federal Credit Union ABNB Black Card charges a fee of 3% on balance transfers. For example, a balance of $1,000 could cost $30 in transfer fees. The minimum fee is $0.
• No foreign transaction fee. This card does not charge a fee when you make a purchase that passes through a foreign bank, or is in a currency other than the U.S. dollar (USD), which makes it a great credit card to carry when traveling abroad.
• Fair or better credit required. You will have good approval odds if your credit score is above 650.

Pros & Cons of ABNB Federal Credit Union ABNB Black Card

The Good	The Bad
Potentially lower than average purchase APRs. 0% APR balance transfer intro rate on balance transfers . No annual fee. Identity Theft Protection. No foreign transaction fee. Cardholders can earn rewards on purchases everywhere ABNB Federal Credit Union ABNB Black Card is accepted. ABNB Federal Credit Union ABNB Black Card reports to multiple credit bureaus.	Charges a 3% balance transfer fee. After the introductory period, the fee is 0% of the balance transferred or $0, whichever is greater. Does not include many credit card benefits.

ABNB Federal Credit Union ABNB Black Card FAQ

Does ABNB Federal Credit Union ABNB Black Card have a cash back or rewards program?

This is a cashback card. This means you earn a percentage of your purchases as cash back rewards. You will receive 1.5% cash back on travel, dining, groceries, drugstore purchases, or any other purchase. For example, if you buy a $1,000 laptop, you will receive $15 back in cash.

ABNB Federal Credit Union ABNB Black Card Rewards

Minimum rewards rate	1.5x
Max rewards rate	N/A
Annual rewards limit	N/A
Signup Bonus ($)	N/A
Signup Bonus (Points/Miles)	25000
Signup Bonus Spend Requirement	$3000
Signup Bonus Spend Period (months)	3 months

What are the ABNB Federal Credit Union ABNB Black Card benefits?

It provides the following benefits:

• Zero fraud liability
• Reports to major credit bureaus

What are the relevant APRs for ABNB Federal Credit Union ABNB Black Card?

According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has lower than average regular APRs.

ABNB Federal Credit Union ABNB Black Card has a variable purchase APR that ranges from 9.50% up to 12.49%. The card has a variable balance transfer APR that ranges from 9.50% up to 12.49%. It also has a variable cash advance APR that ranges from 9.50% up to 12.49%.

What are the fees for ABNB Federal Credit Union ABNB Black Card?

The following fees apply:

ABNB Federal Credit Union ABNB Black Card Fees

Fees	Amount
Annual Fee	$0
Foreign Transaction Fee	0%
Returned Payment Fee	up to $29
Late Payment Fee	up to $29

This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost cashback card.

Does ABNB Federal Credit Union ABNB Black Card report your account activity to credit bureaus?

Yes, ABNB Federal Credit Union ABNB Black Card reports your account activity to the following credit reporting agencies:

• Equifax
• Experian
• Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for ABNB Federal Credit Union ABNB Black Card

• Visit the ABNB Federal Credit Union ABNB Black Card website.
• Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
• Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.