ABNB Federal Credit Union MasterCard Platinum Credit Card Review

ABNB Federal Credit Union MasterCard Platinum Credit Card is a rewards credit card issued by ABNB Federal Credit Union. 

This card is designed for people with fair credit. The minimum credit score to apply is 650.

This card has a minimum credit limit of Minimum 500.

If you're wondering whether ABNB Federal Credit Union MasterCard Platinum Credit Card is the right card for you, read on. This is everything you need to know to make a good choice.

Pros & Cons of ABNB Federal Credit Union MasterCard Platinum Credit Card

The Good	The Bad
Lower than average purchase APRs. No annual fee. Cardholders can earn rewards on their purchases. Earn rewards on every purchase. ABNB Federal Credit Union MasterCard Platinum Credit Card reports to multiple credit bureaus.	Does not offer a signup bonus. Charges a foreign transaction fee of 1%. Does not include many credit card rewards.

Is there a ABNB Federal Credit Union MasterCard Platinum Credit Card cash back or rewards program?

ABNB Federal Credit Union MasterCard Platinum Credit Card offers a rewards program to its customers.

ABNB Federal Credit Union MasterCard Platinum Credit Card Rewards

Rewards rate (all purchases)	N/A
Max rewards rate	N/A
Annual rewards limit	N/A
Signup Bonus ($)	N/A

What are the ABNB Federal Credit Union MasterCard Platinum Credit Card benefits?

ABNB Federal Credit Union MasterCard Platinum Credit Card provides the following benefits:

• Zero fraud liability
• Reports to major credit bureaus

What are the relevant APRs for ABNB Federal Credit Union MasterCard Platinum Credit Card?

According to the Federal Reserve Board, the average interest rate is 15% for all credit cards and 17% for accounts that carry a balance. ABNB Federal Credit Union MasterCard Platinum Credit Card has lower than average purchase APRs.

ABNB Federal Credit Union MasterCard Platinum Credit Card has a variable purchase APR that ranges from 9.99% up to 18%. The card has a variable balance transfer APR that ranges from 9.99% up to 18%.

ABNB Federal Credit Union MasterCard Platinum Credit Card Balance Transfers

Description
Balance Transfer APR	9.99% - 18%
Introductory Rate	N/A
Intro APR period (months)	N/A

ABNB Federal Credit Union MasterCard Platinum Credit Card Rates & Terms

Description
Balance Computation	average daily balance (including new purchases)
Purchase APR	9.99% - 18%
Credit Limit	Minimum 500
Penalty APR	N/A
Cash Advance APR	N/A
Security Deposit	N/A
Introductory Rate	N/A
Intro APR period (months)	N/A

What are the ABNB Federal Credit Union MasterCard Platinum Credit Card fees?

The following fees apply to ABNB Federal Credit Union MasterCard Platinum Credit Card:

ABNB Federal Credit Union MasterCard Platinum Credit Card Fees

Fees	Amount
Annual Fee	$0
Foreign Transaction Fee	1%
Balance Transfer Fee	0%
Returned Payment Fee	up to $25
Late Payment Fee	up to $25

Does ABNB Federal Credit Union MasterCard Platinum Credit Card report your account activity to credit bureaus?

ABNB Federal Credit Union MasterCard Platinum Credit Card reports your account activity to the following credit reporting agencies:

• Equifax
• Experian
• Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and can help improve your credit score.

How to apply for ABNB Federal Credit Union MasterCard Platinum Credit Card

• Visit the ABNB Federal Credit Union MasterCard Platinum Credit Card website.
• Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
• Check the information is accurate and submit your application.
• If you're denied click here to find out why your application may have been rejected and what you can do about it.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.