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  ABNB Federal Credit Union ONYX Credit Card

ABNB Federal Credit Union ONYX Credit Card

in Personal Credit Cards from ABNB Federal Credit Union

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ABNB Federal Credit Union ONYX Credit Card

Unaffiliated

in Personal Credit Cards from ABNB Federal Credit Union

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Highlights
Purchase APR  (Variable APR) 12.75%
Balance Transfer APR  (Variable APR) 12.75%
Credit Score Range 700 - 850
Annual Fee $0

ABNB Federal Credit Union ONYX Credit Card Review

ABNB Federal Credit Union ONYX Credit Card is a rewards credit card issued by ABNB Federal Credit Union. If you're wondering whether ABNB Federal Credit Union ONYX Credit Card is the right card for you, read on. This is everything you need to know to make a good choice.

Key Takeaways
  • Earn a rewards rate of up to x. This is higher than the average reward rate
  • Signup bonus. Offers a signup bonus of 50000 points after spending $4,000 within 3 months that can be redeemed for travel, gifts, or other perks.
  • Competitive APRs. ABNB Federal Credit Union ONYX Credit Card has a variable purchase APR of 12.75%
  • No annual fee*. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases, but you don't have to pay an annual fee for the privilege.
  • $0 foreign transaction fee. This card does not charge foreign transaction fees, which makes a great credit card to carry with you when traveling abroad.
  • Good or better credit required. You should probably try with another card if your credit score is below 700.
ABNB Federal Credit Union ONYX Credit Card Pros & Cons
The Good The Bad
  • Lower than average purchase APRs.
  • No annual fee.
  • No foreign transaction fee.
  • Cardholders can earn rewards on purchases everywhere ABNB Federal Credit Union ONYX Credit Card is accepted.
  • ABNB Federal Credit Union ONYX Credit Card reports to multiple credit bureaus.
  • Requires good to excellent credit.
  • Does not include many credit card benefits.
ABNB Federal Credit Union ONYX Credit Card FAQ

Is there a ABNB Federal Credit Union ONYX Credit Card cash back or rewards program?

ABNB Federal Credit Union ONYX Credit Card offers a rewards program to its customers.

ABNB Federal Credit Union ONYX Credit Card Rewards
Rewards rate (all purchases) N/A
Max rewards rate N/A
Annual rewards limit N/A
Signup Bonus (Points/Miles) 50000
Signup Bonus Spend Requirement $4000
Signup Bonus Spend Period (months) 3 months

Does ABNB Federal Credit Union ONYX Credit Card have a signup bonus?

ABNB Federal Credit Union ONYX Credit Card doesn't offer a cash signup bonus. However, it does include a 50000 points signup bonus after spending $4000 that can be redeemed for travel, gifts, or other perks.

Does ABNB Federal Credit Union ONYX Credit Card offer an annual loyalty bonus?

ABNB Federal Credit Union ONYX Credit Card doesn't offer a cash loyalty bonus.

What are the ABNB Federal Credit Union ONYX Credit Card benefits?

ABNB Federal Credit Union ONYX Credit Card provides the following benefits:

  • Reports to major credit bureaus

What are the relevant APRs for ABNB Federal Credit Union ONYX Credit Card?

According to the Federal Reserve Board, the average interest rate is 15% for all credit cards and 17% for accounts that carry a balance. ABNB Federal Credit Union ONYX Credit Card has lower than average purchase APRs.

ABNB Federal Credit Union ONYX Credit Card has a variable purchase APR of 12.75%. The card has a variable balance transfer APR of 12.75% . It also has a variable cash advance APR of 18% .

Does ABNB Federal Credit Union ONYX Credit Card have an introductory APR offer on balance transfers?

No, ABNB Federal Credit Union ONYX Credit Card does not come with an introductory APR offer for balance transfers.

Does ABNB Federal Credit Union ONYX Credit Card have an introductory APR offer on new purchases?

ABNB Federal Credit Union ONYX Credit Card does not offer an introductory rate on new purchases.
ABNB Federal Credit Union ONYX Credit Card Purchase Intro Offer
Description
Introductory Rate N/A
Purchase Intro APR Period (months) N/A

What are the fees for ABNB Federal Credit Union ONYX Credit Card?

The following fees apply to ABNB Federal Credit Union ONYX Credit Card:

  • There is no overlimit fee
ABNB Federal Credit Union ONYX Credit Card Fees
Fees Amount
Annual Fee $0
Overlimit Fee $0
Foreign Transaction Fee 0%
Returned Payment Fee up to $25
Late Payment Fee up to $25

Does ABNB Federal Credit Union ONYX Credit Card have a foreign transaction fee?

ABNB Federal Credit Union ONYX Credit Card does not charge foreign transaction fees. If you are a frequent traveler, this can save you hundreds of dollars in credit card fees when you travel out of the country.

Does ABNB Federal Credit Union ONYX Credit Card report your account activity to credit bureaus?

Yes, ABNB Federal Credit Union ONYX Credit Card reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for ABNB Federal Credit Union ONYX Credit Card

  • Visit the ABNB Federal Credit Union ONYX Credit Card website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.
  • If you're denied click here to find out why your application may have been rejected and what you can do about it.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Hours of Operation

  • Sunday Closed
  • Monday 9:00am - 5:00pm
  • Tuesday 9:00am - 5:00pm
  • Wednesday 9:00am - 5:00pm
  • Thursday 9:00am - 5:00pm
  • Friday 9:00am - 6:00pm
  • Saturday 9:00am - 1:00pm

About ABNB Federal Credit Union ONYX Credit Card

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View all personal credit cards offered by ABNB Federal Credit Union

Availability

  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Washington, DC
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

Every Purchase (Points) 1.5 points gained on purchases over $500; 1 point on all other purchases
Cash Advance Fee (%) 0%
Foreign Currency Transaction Fee 0%
No Annual Fee  
No Foreign Transaction Fee  
Annual Fee $0
Over-Limit Fee $0
Returned Payment Fee Up to $25
Late Fee Amount Up to $25
Customer Type Personal
Minimum Age 18
Supported Income Types
  • Direct Deposit (W2, SSA, SSDI)
  • Cash
  • Payroll Check or Prepaid Card
  • 1099 Misc. Income
Military Status
  • Active Duty Military
  • Non-Military
  • Veterans
  • Military Dependent
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Other
  • Retired
  • Self-Employed
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Credit Score Range 700 - 850
Credit Bureau Reporting
  • Experian
  • Equifax
  • TransUnion
Credit Card Benefits Fraud Liability
Bonus Rewards 50,000 reward points are awarded to members when they reach their cumulative $4,000 transaction dollar amount within the first 90 days
Rewards Rates Every Purchase
Signup Bonus (points) 50,000
Cash Advance APR (Variable APR) 18%
Balance Computation average daily balance
Credit Limit Up to $0
Purchase APR (Variable APR) 12.75%
Balance Transfer APR (Variable APR) 12.75%
Balance Transfer Fee % 0%
Card Type Rewards
Card Network Visa

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SUPERMONEY NET RECOMMENDATION SCORE

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