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  ABNB Federal Credit Union ONYX Credit Card

ABNB Federal Credit Union ONYX Credit Card

in Personal Credit Cards from ABNB Federal Credit Union

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ABNB Federal Credit Union ONYX Credit Card

Unaffiliated

in Personal Credit Cards from ABNB Federal Credit Union

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Highlights
Purchase APR  (Variable APR) 12.75%
Balance Transfer APR  (Variable APR) 12.75%
Credit Score Range 650 - 850
Annual Fee $0

ABNB Federal Credit Union ONYX Credit Card Review

This is a rewards credit card issued by ABNB Federal Credit Union. If you're wondering whether ABNB Federal Credit Union ONYX Credit Card is the right card for you, read on. This review will provide you with with all the details you need to make a good choice.

Key Takeaways
  • Signup bonus. Offers a signup bonus of 50000 points after spending $4,000 within 3 months that can be redeemed for travel, gifts, or other perks.
  • Competitive APRs. ABNB Federal Credit Union ONYX Credit Card has a variable purchase APR of 12.75%
  • No annual fee*. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases, but you don't have to pay an annual fee for the privilege.
  • No foreign transaction fee. This card does not charge a fee when you make a purchase that passes through a foreign bank, or is in a currency other than the U.S. dollar (USD), which makes it a great credit card to carry when traveling abroad.
  • Fair or better credit required. You will have good approval oods if your credit score is above650.
Pros & Cons of ABNB Federal Credit Union ONYX Credit Card
The Good The Bad
  • Lower than average purchase APRs.
  • No annual fee.
  • No foreign transaction fee.
  • Cardholders can earn rewards on purchases everywhere ABNB Federal Credit Union ONYX Credit Card is accepted.
  • ABNB Federal Credit Union ONYX Credit Card reports to multiple credit bureaus.
  • Does not include many credit card benefits.
ABNB Federal Credit Union ONYX Credit Card FAQ

Does ABNB Federal Credit Union ONYX Credit Card have a cash back or rewards program?

ABNB Federal Credit Union ONYX Credit Card is a rewards card.

ABNB Federal Credit Union ONYX Credit Card Rewards
Rewards rate (all purchases) N/A
Max rewards rate N/A
Annual rewards limit N/A
Signup Bonus (Points/Miles) 50000
Signup Bonus Spend Requirement $4000
Signup Bonus Spend Period (months) 3 months

Does ABNB Federal Credit Union ONYX Credit Card have a signup bonus?

This card doesn't offer a cash signup bonus. However, it does include a 50000 points signup bonus after spending $4000 that can be redeemed for travel, gifts, or other perks.

Does ABNB Federal Credit Union ONYX Credit Card offer an annual loyalty bonus?

This card doesn't offer a cash loyalty bonus.

What are the ABNB Federal Credit Union ONYX Credit Card benefits?

It provides the following benefits:

  • Zero fraud liability
  • Reports to major credit bureaus

What are the relevant APRs for ABNB Federal Credit Union ONYX Credit Card?

According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. It has lower than average regular APRs.

It has a variable purchase APR of 12.75%. The card has a variable balance transfer APR of 12.75% . It also has a variable cash advance APR of 18% .

Does ABNB Federal Credit Union ONYX Credit Card have an intro APR offer on balance transfers?

No, it does not come with an intro APR offer for balance transfers.

Does ABNB Federal Credit Union ONYX Credit Card have an intro APR offer on new purchases?

This card does not offer an intro APR rate on new purchases.

What are the fees for ABNB Federal Credit Union ONYX Credit Card?

The following fees apply:

  • There is no overlimit fee
ABNB Federal Credit Union ONYX Credit Card Fees
Fees Amount
Annual Fee $0
Overlimit Fee $0
Foreign Transaction Fee 0%
Returned Payment Fee up to $25
Late Payment Fee up to $25

This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost rewards card.

Does ABNB Federal Credit Union ONYX Credit Card have a foreign transaction fee?

This card does not charge foreign transaction fees. If you are a frequent traveler, avoiding foreign transaction fees can save you hundreds of dollars in fees when you travel out of the country.

What is the customer service phone number for ABNB Federal Credit Union ONYX Credit Card?

The ABNB Federal Credit Union ONYX Credit Card customer service number is (800) 443-1141.

Does ABNB Federal Credit Union ONYX Credit Card report your account activity to credit bureaus?

Yes, ABNB Federal Credit Union ONYX Credit Card reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for ABNB Federal Credit Union ONYX Credit Card

  • Visit the ABNB Federal Credit Union ONYX Credit Card website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Hours of Operation

  • Sunday Closed
  • Monday 9:00am - 5:00pm
  • Tuesday 9:00am - 5:00pm
  • Wednesday 9:00am - 5:00pm
  • Thursday 9:00am - 5:00pm
  • Friday 9:00am - 6:00pm
  • Saturday 9:00am - 1:00pm

Other Services by ABNB Federal Credit Union

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View all personal credit cards offered by ABNB Federal Credit Union

Availability

  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Washington, DC
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

Every Purchase (Points) 1.5 points gained on purchases over $500; 1 point on all other purchases
Cash Advance Fee (%) 0%
Foreign Currency Transaction Fee 0%
No Annual Fee
No Foreign Transaction Fee
Annual Fee $0
Over-Limit Fee $0
Returned Payment Fee Up to $25
Late Fee Amount Up to $25
Customer Type Personal
Minimum Age 18
Supported Income Types
  • 1099 Misc. Income
  • Cash
  • Direct Deposit (W2, SSA, SSDI)
  • Payroll Check or Prepaid Card
Military Status
  • Active Duty Military
  • Military Dependent
  • Non-Military
  • Veterans
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Other
  • Retired
  • Self-Employed
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Credit Score Range 650 - 850
Credit Bureau Reporting
  • Equifax
  • Experian
  • TransUnion
Credit Card Benefits
  • Fraud Liability
Rewards Categories
Signup Bonus (points) 50,000
Cash Advance APR (Variable APR) 18%
Balance Computation average daily balance
Credit Limit Up to $0
Purchase APR (Variable APR) 12.75%
Balance Transfer APR (Variable APR) 12.75%
Balance Transfer Fee % 0%
Card Type
  • Rewards
Card Network Visa

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