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  ABNB Federal Credit Union VISA® Platinum Preferred Card

ABNB Federal Credit Union VISA® Platinum Preferred Card

in Personal Credit Cards from ABNB Federal Credit Union

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ABNB Federal Credit Union VISA® Platinum Preferred Card

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in Personal Credit Cards from ABNB Federal Credit Union

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Highlights
Purchase APR  (Variable APR) 6.99% - 16.5%
Balance Transfer APR  (Variable APR) 6.99% - 16.5%
Credit Score Range 600 - 850
Annual Fee $0

ABNB Federal Credit Union VISA® Platinum Preferred Card Review

ABNB Federal Credit Union VISA® Platinum Preferred Card is a credit card issued by ABNB Federal Credit Union. If you're wondering whether ABNB Federal Credit Union VISA® Platinum Preferred Card is the right card for you, read on. This is everything you need to know to make a good choice.

Key Takeaways
  • 0% APR balance transfer intro rate. Offers an introductory 0% APR rate on balance transfers.
  • Competitive APRs. ABNB Federal Credit Union VISA® Platinum Preferred Card has a variable purchase APR that ranges from 6.99% up to 16.5%.
  • No annual fee*. This is a great option for people looking for a low-maintenance card. It gives you the benefits of a credit card, but you don't have to pay an annual fee for the privilege.
  • 3% Balance transfer fee. ABNB Federal Credit Union VISA® Platinum Preferred Card charges a fee of 3% on balance transfers. For example, a balance of $1,000 could cost $30 in transfer fees. The minimum fee is $0.
  • No foreign transaction fee. This card does not charge a fee when you make a purchase that passes through a foreign bank, or is in a currency other than the U.S. dollar (USD), which makes it a great credit card to carry when traveling abroad.
  • Fair or better credit required. You will have good approval oods if your credit score is above600.
ABNB Federal Credit Union VISA® Platinum Preferred Card Pros & Cons
The Good The Bad
  • Lower than average purchase APRs.
  • 0% APR balance transfer intro rate on balance transfers .
  • No annual fee.
  • Identity Theft Protection.
  • Considers applicants with fair or poor credit.
  • No foreign transaction fee.
  • ABNB Federal Credit Union VISA® Platinum Preferred Card reports to multiple credit bureaus.
  • Does not offer a signup bonus.
  • Does not offer rewards or cash back.
  • You don't earn rewards on every purchase.
  • Charges a 3% balance transfer fee.
ABNB Federal Credit Union VISA® Platinum Preferred Card FAQ

Is there a ABNB Federal Credit Union VISA® Platinum Preferred Card cash back or rewards program?

No, ABNB Federal Credit Union VISA® Platinum Preferred Card does not offer a rewards program.

What are the ABNB Federal Credit Union VISA® Platinum Preferred Card benefits?

ABNB Federal Credit Union VISA® Platinum Preferred Card provides the following benefits:

  • Emergency Support
  • Zero fraud liability
  • Reports to major credit bureaus

What are the relevant APRs for ABNB Federal Credit Union VISA® Platinum Preferred Card?

According to the Federal Reserve Board, the average interest rate is 15% for all credit cards and 17% for accounts that carry a balance. ABNB Federal Credit Union VISA® Platinum Preferred Card has lower than average purchase APRs.

ABNB Federal Credit Union VISA® Platinum Preferred Card has a variable purchase APR that ranges from 6.99% up to 16.5%. The card has a variable balance transfer APR that ranges from 6.99% up to 16.5%. It also has a variable cash advance APR that ranges from 6.99% up to 16.5%.

Does ABNB Federal Credit Union VISA® Platinum Preferred Card have an introductory APR offer on balance transfers?

Yes, ABNB Federal Credit Union VISA® Platinum Preferred Card offers an introductory APR rate on balance transfers of 0%

ABNB Federal Credit Union VISA® Platinum Preferred Card Balance Transfers
Description
Balance Transfer Fee % After Intro Period Starting at 0%
Balance Transfer Introductory APR 0%
Balance Transfer APR 6.99% - 16.5%
Balance Transfer Fee Minimum $0
Balance Transfer Fee % 3%

Does ABNB Federal Credit Union VISA® Platinum Preferred Card have an introductory APR offer on new purchases?

ABNB Federal Credit Union VISA® Platinum Preferred Card does not offer an introductory rate on new purchases.

What are the fees for ABNB Federal Credit Union VISA® Platinum Preferred Card?

The following fees apply to ABNB Federal Credit Union VISA® Platinum Preferred Card:

ABNB Federal Credit Union VISA® Platinum Preferred Card Fees
Fees Amount
Annual Fee $0
Foreign Transaction Fee 0%
Returned Payment Fee up to $29
Late Payment Fee up to $29

Does ABNB Federal Credit Union VISA® Platinum Preferred Card have a foreign transaction fee?

ABNB Federal Credit Union VISA® Platinum Preferred Card does not charge foreign transaction fees. If you are a frequent traveler, this can save you hundreds of dollars in credit card fees when you travel out of the country.

Does ABNB Federal Credit Union VISA® Platinum Preferred Card report your account activity to credit bureaus?

Yes, ABNB Federal Credit Union VISA® Platinum Preferred Card reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for ABNB Federal Credit Union VISA® Platinum Preferred Card

  • Visit the ABNB Federal Credit Union VISA® Platinum Preferred Card website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Hours of Operation

  • Sunday Closed
  • Monday 9:00am - 5:00pm
  • Tuesday 9:00am - 5:00pm
  • Wednesday 9:00am - 5:00pm
  • Thursday 9:00am - 5:00pm
  • Friday 9:00am - 6:00pm
  • Saturday 9:00am - 1:00pm

Other Services by ABNB Federal Credit Union

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Availability

  Available in 50 states and Washington, D.C.
  • Alaska
  • Alabama
  • Arkansas
  • Arizona
  • California
  • Colorado
  • Connecticut
  • Washington, DC
  • Delaware
  • Florida
  • Georgia
  • Hawaii
  • Iowa
  • Idaho
  • Illinois
  • Indiana
  • Kansas
  • Kentucky
  • Louisiana
  • Massachusetts
  • Maryland
  • Maine
  • Michigan
  • Minnesota
  • Missouri
  • Mississippi
  • Montana
  • North Carolina
  • North Dakota
  • Nebraska
  • New Hampshire
  • New Jersey
  • New Mexico
  • Nevada
  • New York
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Virginia
  • Vermont
  • Washington
  • Wisconsin
  • West Virginia
  • Wyoming

Feature Breakdown

Cash Advance Fee Minimum $0
Cash Advance Fee (%) 0%
Minimum Cash Advance Fee ($) $0
Foreign Currency Transaction Fee 0%
No Annual Fee
No Foreign Transaction Fee
Annual Fee $0
No Interest Grace Period for Late Payment 25 days
Returned Payment Fee Up to $29
Paper Statement Fee $5
Late Fee Amount Up to $29
Customer Type Personal
Minimum Age 18
Supported Income Types
  • Direct Deposit (W2, SSA, SSDI)
  • Cash
  • Payroll Check or Prepaid Card
  • 1099 Misc. Income
Military Status
  • Active Duty Military
  • Non-Military
  • Veterans
  • Military Dependent
Employment Statuses Considered
  • Other
  • Employed Full-Time
  • Employed Part-Time
  • Self-Employed
  • Retired
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Credit Score Range 600 - 850
Credit Bureau Reporting
  • Experian
  • Equifax
  • TransUnion
Credit Card Benefits
  • Identity Theft Protection
  • Emergency Support
  • Fraud Liability
Rewards Type No Rewards
Cash Advance APR (Variable APR) 6.99% - 16.5%
Balance Computation "Average daily balance (including new purchases)."
Purchase APR (Variable APR) 6.99% - 16.5%
Balance Transfer Fee % After Intro Period Starting at 0%
Balance Transfer Introductory APR (Variable APR) 0%
Balance Transfer APR (Variable APR) 6.99% - 16.5%
Balance Transfer Fee Minimum $0
Balance Transfer Fee % 3%
Card Type
  • Balance Transfer
  • Zero Percent
Card Network Visa

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