ABNB Federal Credit Union VISA® Platinum Preferred Card Review

ABNB Federal Credit Union VISA® Platinum Preferred Card is a credit card issued by ABNB Federal Credit Union. If you're wondering whether ABNB Federal Credit Union VISA® Platinum Preferred Card is the right card for you, read on. This is everything you need to know to make a good choice.

• 0% APR balance transfer intro rate. Offers an introductory 0% APR rate on balance transfers.
• Competitive APRs. ABNB Federal Credit Union VISA® Platinum Preferred Card has a variable purchase APR that ranges from 6.99% up to 16.5%.
• No annual fee*. This is a great option for people looking for a low-maintenance card. It gives you the benefits of a credit card, but you don't have to pay an annual fee for the privilege.
• 3% Balance transfer fee. ABNB Federal Credit Union VISA® Platinum Preferred Card charges a fee of 3% on balance transfers. For example, a balance of $1,000 could cost $30 in transfer fees. The minimum fee is $0.
• No foreign transaction fee. This card does not charge a fee when you make a purchase that passes through a foreign bank, or is in a currency other than the U.S. dollar (USD), which makes it a great credit card to carry when traveling abroad.
• Fair or better credit required. You will have good approval oods if your credit score is above600.

The Good	The Bad
Lower than average purchase APRs. 0% APR balance transfer intro rate on balance transfers . No annual fee. Identity Theft Protection. Considers applicants with fair or poor credit. No foreign transaction fee. ABNB Federal Credit Union VISA® Platinum Preferred Card reports to multiple credit bureaus.	Does not offer a signup bonus. Does not offer rewards or cash back. You don't earn rewards on every purchase. Charges a 3% balance transfer fee.

Is there a ABNB Federal Credit Union VISA® Platinum Preferred Card cash back or rewards program?

No, ABNB Federal Credit Union VISA® Platinum Preferred Card does not offer a rewards program.

What are the ABNB Federal Credit Union VISA® Platinum Preferred Card benefits?

ABNB Federal Credit Union VISA® Platinum Preferred Card provides the following benefits:

• Emergency Support
• Zero fraud liability
• Reports to major credit bureaus

What are the relevant APRs for ABNB Federal Credit Union VISA® Platinum Preferred Card?

According to the Federal Reserve Board, the average interest rate is 15% for all credit cards and 17% for accounts that carry a balance. ABNB Federal Credit Union VISA® Platinum Preferred Card has lower than average purchase APRs.

ABNB Federal Credit Union VISA® Platinum Preferred Card has a variable purchase APR that ranges from 6.99% up to 16.5%. The card has a variable balance transfer APR that ranges from 6.99% up to 16.5%. It also has a variable cash advance APR that ranges from 6.99% up to 16.5%.

What are the fees for ABNB Federal Credit Union VISA® Platinum Preferred Card?

The following fees apply to ABNB Federal Credit Union VISA® Platinum Preferred Card:

ABNB Federal Credit Union VISA® Platinum Preferred Card Fees

Fees	Amount
Annual Fee	$0
Foreign Transaction Fee	0%
Returned Payment Fee	up to $29
Late Payment Fee	up to $29

Does ABNB Federal Credit Union VISA® Platinum Preferred Card report your account activity to credit bureaus?

Yes, ABNB Federal Credit Union VISA® Platinum Preferred Card reports your account activity to the following credit reporting agencies:

• Equifax
• Experian
• Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for ABNB Federal Credit Union VISA® Platinum Preferred Card

• Visit the ABNB Federal Credit Union VISA® Platinum Preferred Card website.
• Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
• Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.