ABNB Federal Credit Union Visa Platinum Reward Credit Card

ABNB Federal Credit Union Visa Platinum Reward Credit Card Review

This is a rewards card issued by ABNB Federal Credit Union. If you're wondering whether ABNB Federal Credit Union Visa Platinum Reward Credit Card is the right card for you, read on.

Key Takeaways

• Competitive APRs. ABNB Federal Credit Union Visa Platinum Reward Credit Card has a variable purchase APR that ranges from 6.99% up to 16.50%.
• No annual fee*. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases, but you don't have to pay an annual fee for the privilege.
• 3% Balance transfer fee. ABNB Federal Credit Union Visa Platinum Reward Credit Card charges a fee of 3% on balance transfers. For example, a balance of $1,000 could cost $30 in transfer fees.
• Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 1% every time you make a transaction outside the U.S.
• Fair or better credit required. You will have good approval odds if your credit score is above 650.

Pros & Cons of ABNB Federal Credit Union Visa Platinum Reward Credit Card

ABNB Federal Credit Union Visa Platinum Reward Credit Card FAQ

Does ABNB Federal Credit Union Visa Platinum Reward Credit Card have a cash back or rewards program?

ABNB Federal Credit Union Visa Platinum Reward Credit Card is a rewards card.

What are the ABNB Federal Credit Union Visa Platinum Reward Credit Card benefits?

It provides the following benefits:

• Zero fraud liability
• Reports to major credit bureaus

What are the relevant APRs for ABNB Federal Credit Union Visa Platinum Reward Credit Card?

ABNB Federal Credit Union Visa Platinum Reward Credit Card has a variable purchase APR that ranges from 6.99% up to 16.50%. The card has a variable balance transfer APR that ranges from 6.99% up to 16.50%. It also has a variable cash advance APR that ranges from 6.99% up to 16.50%.

What are the fees for ABNB Federal Credit Union Visa Platinum Reward Credit Card?

The following fees apply:

This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost rewards card.

Does ABNB Federal Credit Union Visa Platinum Reward Credit Card report your account activity to credit bureaus?

Yes, ABNB Federal Credit Union Visa Platinum Reward Credit Card reports your account activity to the following credit reporting agencies:

• Equifax
• Experian
• Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for ABNB Federal Credit Union Visa Platinum Reward Credit Card

• Visit the ABNB Federal Credit Union Visa Platinum Reward Credit Card website.
• Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
• Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.