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  ABNB Federal Credit Union Visa Platinum Reward Credit Card

ABNB Federal Credit Union Visa Platinum Reward Credit Card

in Personal Credit Cards from ABNB Federal Credit Union

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ABNB Federal Credit Union Visa Platinum Reward Credit Card

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in Personal Credit Cards from ABNB Federal Credit Union

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Highlights
Highlights
Purchase APR  (Variable APR) 9.99% - 18%
Balance Transfer APR  (Variable APR) 9.99% - 18%
Credit Score Range 650 - 850
Annual Fee $0

ABNB Federal Credit Union Visa Platinum Reward Credit Card Review

ABNB Federal Credit Union Visa Platinum Reward Credit Card is a rewards credit card issued by ABNB Federal Credit Union. If you're wondering whether ABNB Federal Credit Union Visa Platinum Reward Credit Card is the right card for you, read on. This is everything you need to know to make a good choice.

Key takeaways:

  • Earn a rewards rate of up to x.
  • Competitive APRs. ABNB Federal Credit Union Visa Platinum Reward Credit Card has a variable purchase APR that ranges from 9.99% up to 18%.
  • No annual fee. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases, but you don't have to pay an annual fee for the privilege.
  • Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 1% every time you make a transaction outside the U.S.
  • Fair or better credit required. You stand a chance of qualifying if your credit score is not below 650.

ABNB Federal Credit Union Visa Platinum Reward Credit Card Pros and Cons:

The Good The Bad
  • Lower than average purchase APRs.
  • No annual fee.
  • Cardholders can earn rewards on every purchase.
  • Earn rewards on every purchase.
  • ABNB Federal Credit Union Visa Platinum Reward Credit Card reports to multiple credit bureaus.
  • Cardholders can earn rewards on their purchases.
  • Does not offer a signup bonus.
  • Charges a foreign transaction fee of 1%.
  • Does not include many credit card rewards.

Is there a ABNB Federal Credit Union Visa Platinum Reward Credit Card cash back or rewards program?

ABNB Federal Credit Union Visa Platinum Reward Credit Card offers a rewards program to its customers.

ABNB Federal Credit Union Visa Platinum Reward Credit Card Rewards
Rewards rate (all purchases) N/A
Max rewards rate N/A
Annual rewards limit N/A
Signup Bonus ($) N/A

Does ABNB Federal Credit Union Visa Platinum Reward Credit Card have a signup bonus?

ABNB Federal Credit Union Visa Platinum Reward Credit Card doesn't offer a cash signup bonus.

Does ABNB Federal Credit Union Visa Platinum Reward Credit Card offer an annual loyalty bonus?

ABNB Federal Credit Union Visa Platinum Reward Credit Card doesn't offer a cash loyalty bonus.

What are the ABNB Federal Credit Union Visa Platinum Reward Credit Card benefits?

ABNB Federal Credit Union Visa Platinum Reward Credit Card provides the following benefits:

  • Zero fraud liability
  • Reports to major credit bureaus

What are the relevant APRs for ABNB Federal Credit Union Visa Platinum Reward Credit Card?

According to the Federal Reserve Board, the average interest rate is 15% for all credit cards and 17% for accounts that carry a balance. ABNB Federal Credit Union Visa Platinum Reward Credit Card has lower than average purchase APRs.

ABNB Federal Credit Union Visa Platinum Reward Credit Card has a variable purchase APR that ranges from 9.99% up to 18%. The card has a variable balance transfer APR that ranges from 9.99% up to 18%. It also has a variable cash advance APR that ranges from 9.99% up to 18%.

Does ABNB Federal Credit Union Visa Platinum Reward Credit Card have an introductory APR offer on balance transfers?

No, ABNB Federal Credit Union Visa Platinum Reward Credit Card does not come with an introductory APR offer for balance transfers.

Does ABNB Federal Credit Union Visa Platinum Reward Credit Card have an introductory APR offer on new purchases?

ABNB Federal Credit Union Visa Platinum Reward Credit Card does not offer an introductory rate on new purchases.
ABNB Federal Credit Union Visa Platinum Reward Credit Card Purchase Intro Offer
Description
Introductory Rate N/A
Purchase Intro APR Period (months) N/A

What are the fees for ABNB Federal Credit Union Visa Platinum Reward Credit Card?

The following fees apply to ABNB Federal Credit Union Visa Platinum Reward Credit Card:

ABNB Federal Credit Union Visa Platinum Reward Credit Card Fees
Fees Amount
Annual Fee $0
Foreign Transaction Fee 1%
Returned Payment Fee up to $25
Late Payment Fee up to $25

Does ABNB Federal Credit Union Visa Platinum Reward Credit Card have a foreign transaction fee?

ABNB Federal Credit Union Visa Platinum Reward Credit Card charges a foreign transaction fee of 1%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $20. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge a foreign transaction fee.

Does ABNB Federal Credit Union Visa Platinum Reward Credit Card report your account activity to credit bureaus?

ABNB Federal Credit Union Visa Platinum Reward Credit Card reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and can help improve your credit score.

How to apply for ABNB Federal Credit Union Visa Platinum Reward Credit Card

  • Visit the ABNB Federal Credit Union Visa Platinum Reward Credit Card website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.
  • If you're denied click here to find out why your application may have been rejected and what you can do about it.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

SUPERMONEY Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Contact

Hours of Operation

  • Sunday Closed
  • Monday 9:00am - 5:00pm
  • Tuesday 9:00am - 5:00pm
  • Wednesday 9:00am - 5:00pm
  • Thursday 9:00am - 5:00pm
  • Friday 9:00am - 6:00pm
  • Saturday 9:00am - 1:00pm

About ABNB Federal Credit Union Visa Platinum Reward Credit Card

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View all personal credit cards offered by ABNB Federal Credit Union

Availability

  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Washington, DC
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

Every Purchase (Points) Earn 1 point for every dollar spent
Cash Advance Fee (%) 0%
No Annual Fee  
Annual Fee $0
No Interest Grace Period for Late Payment 25 days
Foreign Currency Transaction Fee 1%
Returned Payment Fee Up to $25
Late Fee Amount Up to $25
Customer Type Personal
Minimum Age 18
Supported Income Types
  • 1099 Misc. Income
  • Cash
  • Direct Deposit (W2, SSA, SSDI)
  • Payroll Check or Prepaid Card
Military Status
  • Active Duty Military
  • Military Dependent
  • Non-Military
  • Veterans
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Other
  • Retired
  • Self-Employed
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Credit Score Range 650 - 850
Card Type Rewards
Card Network Visa
Credit Bureau Reporting
  • Equifax
  • Experian
  • TransUnion
Fraud Liability  
Credit Card Benefits Fraud Liability
Rewards Rates Every Purchase
Cash Advance APR (Variable APR) 9.99% - 18%
Balance Computation average daily balance (including new purchase)
Credit Limit $0
Purchase APR (Variable APR) 9.99% - 18%
Balance Transfer APR (Variable APR) 9.99% - 18%
Balance Transfer Fee % 0%

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ABNB Federal Credit Union Personal Credit Cards

Product

Reviews

Purchase APR

Balance Transfer APR

Credit Score Range

Annual Fee

ABNB Federal Credit Union ONYX Credit Card
Purchase APR 12.75% Variable APR
Balance Transfer APR 12.75% Variable APR
Credit Score Range 700 - 850     300 850
Annual Fee $0 Annual Fee
ABNB Federal Credit Union Visa Platinum Credit Card
Purchase APR 8.49% - 18%
(Variable APR)
    0% 36% Variable APR
Balance Transfer APR 8.49% - 18%
(Variable APR)
    5% 29% Variable APR
Credit Score Range 650 - 850     300 850
Annual Fee $0 Annual Fee
ABNB Federal Credit Union MasterCard Platinum Credit Card
Purchase APR 9.99% - 18%
(Variable APR)
    0% 36% Variable APR
Balance Transfer APR 9.99% - 18%
(Variable APR)
    5% 29% Variable APR
Credit Score Range 650 - 850     300 850
Annual Fee $0 Annual Fee