Overview

Who is this credit card designed for?

ABOC Platinum Rewards Credit Card is a credit card issued by Amalgamated Bank of Chicago, which is based in Chicago, IL. 

ABOC Platinum Rewards Credit Card is designed for people with a credit score of 700 to 850. It's perfect for consumers looking for a card without an annual fee. A rewards program is included that allows you to convert your purchases into travel, gifts, or other perks.

What are the relevant APRs?

ABOC Platinum Rewards Credit Card has a variable purchase APR that ranges from 14.65% up to 24.65%.

The card has a variable balance transfer APR that ranges from 14.65% up to 24.65%.

It also has a variable cash advance APR starting at 26.74%.

Is an introductory APR offer available?

Yes, ABOC Platinum Rewards Credit Card offers an introductory APR rate on balance transfers of 0% for a period of 12 months.

This card does offer an introductory APR rate on new purchases of 0% for a period of 12 months.

What are the fees?

The following fees apply to ABOC Platinum Rewards Credit Card:

• There is no annual fee.
• A late payment penalty of $35.
• A returned payment fee of $25.
• A foreign transaction fee of 3%. Transactions in a foreign currency get hit with a 3% fee. For example, if you buy a $1,000 flight in euros, you will pay a foreign transaction fee of $30.

Is a rewards program offered?

ABOC Platinum Rewards Credit Card offers a rewards program to its customers. This card features rewards for purchases in the following categories:

• Every Purchase
• Retail

Is a signup bonus offered?

Yes, ABOC Platinum Rewards Credit Card offers card users a signup bonus worth up to $150 after spending $1200.

Is an annual loyalty bonus offered?

ABOC Platinum Rewards Credit Card doesn't offer a cash loyalty bonus.

What additional benefits are offered?

 ABOC Platinum Rewards Credit Card provides the following benefits:

Does ABOC Platinum Rewards Credit Card report your account activity to credit bureaus?

ABOC Platinum Rewards Credit Card reports your account activity to the following credit reporting agencies:

• Equifax
• Experian
• Transunion

Making regular and on-time payments on a credit card that reports your account activity to credit bureaus will demonstrate that you consistently manage debt well and can help increase your credit scores.