Amalgamated Bank of Chicago Platinum Rewards Mastercard®
in Personal Credit Cards from Amalgamated Bank of Chicago
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Amalgamated Bank of Chicago Platinum Rewards Mastercard®
in Personal Credit Cards from Amalgamated Bank of Chicago
Would you recommend Amalgamated Bank of Chicago Platinum Rewards Mastercard® to your friends?
| Community Rating | Strongly recommended |
| Purchase APR (Variable APR) | 12.9% - 22.9% |
| Balance Transfer APR (Variable APR) | 12.9% - 22.9% |
| Credit Score Range | 700 - 850 |
| Annual Fee | $0 |
| Number of Reviews | 13 |
Amalgamated Bank of Chicago Platinum Rewards Mastercard® Review
Amalgamated Bank of Chicago Platinum Rewards Mastercard® is a rewards credit card issued by Amalgamated Bank of Chicago. If you're wondering whether Amalgamated Bank of Chicago Platinum Rewards Mastercard® is the right card for you, read on. This is everything you need to know to make a good choice.
- Generous reward rate. You will get a rewards rate of up to 5 points per dollar spent.
- 0% APR on new purchases. New cardholders receive an introductory 0% APR rate on new purchases for up to 12 months.
- Signup bonus. Offers a signup bonus of $150 if you spend $1200 within 3 months.
- Competitive APRs. Amalgamated Bank of Chicago Platinum Rewards Mastercard® has a variable purchase APR that ranges from 12.9% up to 22.9%.
- No annual fee*. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases, but you don't have to pay an annual fee for the privilege.
- 3% Balance transfer fee. Amalgamated Bank of Chicago Platinum Rewards Mastercard® charges a fee of up to 3% on balance transfers. For example, a balance of $1,000 could cost up to $30 in transfer fees. The minimum fee is $5.
- No foreign transaction fee. This card does not charge a fee when you make a purchase that passes through a foreign bank, or is in a currency other than the U.S. dollar (USD), which makes it a great credit card to carry when traveling abroad.
- Multiple credit card benefits. Includes generous credit card perks, such as emergency support, extended warranty protection on purchases, identity theft protection, price protection, and fraud protection.
- Good or better credit required. You should probably try with another card if your credit score is below 700.
| The Good | The Bad |
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Is there a Amalgamated Bank of Chicago Platinum Rewards Mastercard® cash back or rewards program?
Amalgamated Bank of Chicago Platinum Rewards Mastercard® offers a rewards program to its customers.
You can get 5x points throughout the year by using the bonus categories for each quarter. From January to March earn 5x points on qualifying purchases at groceries, fitness clubs, hospitals, and pharmacies. From April to June earn 5x points on qualifying home improvement, gardening, Amazon.com, and other major online retailers. From July to September earn 5x points on qualifying airline, cruise, car rental, hotel, travel agency purchases, gas, tolls, and ride share. Finally, from October to December, earn 5x points on qualifying dining and groceries, food delivery services, liquor stores, and Amazon.com.
| Description | |
|---|---|
| Annual Airline Credit | N/A |
| Signup Bonus Purchase Requirement Period | 3 months |
| Annual Loyalty Bonus (points) | N/A |
| Annual Loyalty Bonus | N/A |
| Annual Loyalty Bonus Spend Requirement | N/A |
| Signup Bonus Spend Requirement | $1,200 |
| Annual Maximum | N/A |
| No Reward Expiration Period? | |
| Rewards Categories |
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| Signup Bonus (points) | N/A |
| Signup Bonus | $150 |
Does Amalgamated Bank of Chicago Platinum Rewards Mastercard® have a signup bonus?
Yes, Amalgamated Bank of Chicago Platinum Rewards Mastercard® offers card users a signup bonus worth up to $150 after spending $1200.
Does Amalgamated Bank of Chicago Platinum Rewards Mastercard® offer an annual loyalty bonus?
Amalgamated Bank of Chicago Platinum Rewards Mastercard® doesn't offer a cash loyalty bonus.What are the Amalgamated Bank of Chicago Platinum Rewards Mastercard® benefits?
Amalgamated Bank of Chicago Platinum Rewards Mastercard® provides the following benefits:
- Emergency Support
- Extended Warranty Protection
- Zero fraud liability
- Price Protection
- Reports to major credit bureaus
What are the relevant APRs for Amalgamated Bank of Chicago Platinum Rewards Mastercard®?
According to the Federal Reserve Board, the average interest rate is 15% for all credit cards and 17% for accounts that carry a balance. Amalgamated Bank of Chicago Platinum Rewards Mastercard® has lower than average purchase APRs.Amalgamated Bank of Chicago Platinum Rewards Mastercard® has a variable purchase APR that ranges from 12.9% up to 22.9%. The card has a variable balance transfer APR that ranges from 12.9% up to 22.9%. It also has a variable cash advance APR of 24.99% .
Does Amalgamated Bank of Chicago Platinum Rewards Mastercard® have an introductory APR offer on balance transfers?
No, Amalgamated Bank of Chicago Platinum Rewards Mastercard® does not come with an introductory APR offer for balance transfers.Does Amalgamated Bank of Chicago Platinum Rewards Mastercard® have an introductory APR offer on new purchases?
This card does offer an introductory APR rate of 0% on qualified purchases for a period of up to 12 months.
| Description | |
|---|---|
| Introductory Rate | 0% |
| Purchase Intro APR Period | 12 months |
What are the fees for Amalgamated Bank of Chicago Platinum Rewards Mastercard®?
The following fees apply to Amalgamated Bank of Chicago Platinum Rewards Mastercard®:
| Fees | Amount |
|---|---|
| Annual Fee | $0 |
| Foreign Transaction Fee | 0% |
| Returned Payment Fee | up to $25 |
| Late Payment Fee | up to $35 |
Does Amalgamated Bank of Chicago Platinum Rewards Mastercard® have a foreign transaction fee?
Amalgamated Bank of Chicago Platinum Rewards Mastercard® does not charge foreign transaction fees. If you are a frequent traveler, this can save you hundreds of dollars in credit card fees when you travel out of the country.Does Amalgamated Bank of Chicago Platinum Rewards Mastercard® report your account activity to credit bureaus?
Yes, Amalgamated Bank of Chicago Platinum Rewards Mastercard® reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
How to apply for Amalgamated Bank of Chicago Platinum Rewards Mastercard®
- Visit the Amalgamated Bank of Chicago Platinum Rewards Mastercard® website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
Contact
- Headquarters
-
30 North LaSalle Street,
Chicago, IL 60602 - Visit Site
About Amalgamated Bank of Chicago Platinum Rewards Mastercard®
Message From Amalgamated Bank of Chicago
Availability
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Washington, DC
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- West Virginia
- Wisconsin
- Wyoming
Feature Breakdown
| Every Purchase (Points) | Starting at 1 |
| Revolving Categories | You can get 5x points throughout the year by using the bonus categories for each quarter. From January to March earn 5x points on qualifying purchases at groceries, fitness clubs, hospitals, and pharmacies. From April to June earn 5x points on qualifying home improvement, gardening, Amazon.com, and other major online retailers. From July to September earn 5x points on qualifying airline, cruise, car rental, hotel, travel agency purchases, gas, tolls, and ride share. Finally, from October to December, earn 5x points on qualifying dining and groceries, food delivery services, liquor stores, and Amazon.com. |
| Every Purchase (Points) | Earn Rewards Points on every purchase, every time. It's simple. $1 purchases = 1 Rewards Point |
Amalgamated Bank of Chicago Platinum Rewards Mastercard® Community Reviews
Would you recommend Amalgamated Bank of Chicago Platinum Rewards Mastercard® to your friends?
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