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ClaimedAmalgamated Bank of Chicago Platinum Rewards Mastercard®
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Community Rating | Strongly recommended |
Purchase APR (Variable APR) | 12.9% - 22.9% |
Balance Transfer APR (Variable APR) | 12.9% - 22.9% |
Credit Score Range | 700 - 850 |
Annual Fee | $0 |
Number of Reviews | 13 |
Amalgamated Bank of Chicago Platinum Rewards Mastercard® Review
This is a rewards credit card issued by Amalgamated Bank of Chicago. If you're wondering whether Amalgamated Bank of Chicago Platinum Rewards Mastercard® is the right card for you, read on. This review will provide you with with all the details you need to make a good choice.
- Generous reward rate. You will get a rewards rate of up to 5 reward points per dollar spent.
- 0% APR on new purchases. New cardholders receive an introductory 0% APR rate on new purchases for up to 12 months.
- Signup bonus. Offers a signup bonus of $150 if you spend $1200 within 3 months.
- Competitive APRs. Amalgamated Bank of Chicago Platinum Rewards Mastercard® has a variable purchase APR that ranges from 12.9% up to 22.9%.
- No annual fee*. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases, but you don't have to pay an annual fee for the privilege.
- 3% Balance transfer fee. Amalgamated Bank of Chicago Platinum Rewards Mastercard® charges a fee of 3% on balance transfers. For example, a balance of $1,000 could cost $30 in transfer fees. The minimum fee is $5.
- Multiple credit card benefits. Includes generous credit card perks, such as emergency support, extended warranty protection on purchases, identity theft protection, price protection, and fraud protection.
- Good or better credit required. You will have low approval odds if your credit score is below 700.
The Good | The Bad |
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Does Amalgamated Bank of Chicago Platinum Rewards Mastercard® have a cash back or rewards program?
Amalgamated Bank of Chicago Platinum Rewards Mastercard® is a rewards card.
Minimum rewards rate | 1x |
Max rewards rate | 5x |
Annual rewards limit | N/A |
Signup Bonus ($) | Up to $150 |
Signup Bonus Spend Requirement | $1200 |
Signup Bonus Spend Period (months) | 3 months |
Does Amalgamated Bank of Chicago Platinum Rewards Mastercard® have a signup bonus?
Yes, it offers card users a signup bonus worth up to $150 after spending $1200.
Does Amalgamated Bank of Chicago Platinum Rewards Mastercard® offer an annual loyalty bonus?
This card doesn't offer a cash loyalty bonus.What are the Amalgamated Bank of Chicago Platinum Rewards Mastercard® benefits?
It provides the following benefits:
- Emergency Support
- Extended Warranty Protection
- Zero fraud liability
- Price Protection
- Reports to major credit bureaus
What are the relevant APRs for Amalgamated Bank of Chicago Platinum Rewards Mastercard®?
According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has lower than average regular APRs.Amalgamated Bank of Chicago Platinum Rewards Mastercard® has a variable purchase APR that ranges from 12.9% up to 22.9%. The card has a variable balance transfer APR that ranges from 12.9% up to 22.9%. It also has a variable cash advance APR of 24.99% .
Does Amalgamated Bank of Chicago Platinum Rewards Mastercard® have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers.Does Amalgamated Bank of Chicago Platinum Rewards Mastercard® have an intro APR offer on new purchases?
Description | |
---|---|
Introductory Rate | 0% |
Purchase Intro APR Period | 12 months |
This card does offer an intro APR rate of 0% on qualified purchases for a period of up to 12 months.
What are the fees for Amalgamated Bank of Chicago Platinum Rewards Mastercard®?
The following fees apply:
Fees | Amount |
---|---|
Annual Fee | $0 |
Returned Payment Fee | up to $25 |
Late Payment Fee | up to $35 |
This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost rewards card.
What is the support contact email for Amalgamated Bank of Chicago Platinum Rewards Mastercard®?
The support contact email for Amalgamated Bank of Chicago Platinum Rewards Mastercard® is customerservice@aboc.com.
How do people rate the customer service and user experience of Amalgamated Bank of Chicago Platinum Rewards Mastercard®?
Overall, Amalgamated Bank of Chicago Platinum Rewards Mastercard® is strongly recommended based on community reviews that rate customer service and user experience.
Does Amalgamated Bank of Chicago Platinum Rewards Mastercard® report your account activity to credit bureaus?
Yes, Amalgamated Bank of Chicago Platinum Rewards Mastercard® reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
How to apply for Amalgamated Bank of Chicago Platinum Rewards Mastercard®
- Visit the Amalgamated Bank of Chicago Platinum Rewards Mastercard® website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
Message From Amalgamated Bank of Chicago Platinum Rewards Mastercard®
Contact
- Headquarters
-
30 North LaSalle Street,
Chicago, IL 60602 - Visit Site
- Email Support
About Amalgamated Bank of Chicago Platinum Rewards Mastercard®
Availability
- Alaska
- Alabama
- Arkansas
- Arizona
- California
- Colorado
- Connecticut
- Washington, DC
- Delaware
- Florida
- Georgia
- Hawaii
- Iowa
- Idaho
- Illinois
- Indiana
- Kansas
- Kentucky
- Louisiana
- Massachusetts
- Maryland
- Maine
- Michigan
- Minnesota
- Missouri
- Mississippi
- Montana
- North Carolina
- North Dakota
- Nebraska
- New Hampshire
- New Jersey
- New Mexico
- Nevada
- New York
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Virginia
- Vermont
- Washington
- Wisconsin
- West Virginia
- Wyoming
Feature Breakdown
Introductory Rate | 0% |
Purchase Intro APR Period (Variable APR) | 12 months |
Amalgamated Bank of Chicago Platinum Rewards Mastercard® Community Reviews
Would you recommend Amalgamated Bank of Chicago Platinum Rewards Mastercard® to your friends?
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