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  ABOC Platinum Rewards Credit Card

ABOC Platinum Rewards Credit Card

in Personal Credit Cards

Claimed

ABOC Platinum Rewards Credit Card

Claimed

in Personal Credit Cards

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Strongly recommended

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1 user is unsure
0 users don't recommend
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Overview

Who is this credit card designed for?

ABOC Platinum Rewards Credit Card is a credit card issued by Amalgamated Bank of Chicago, which is based in Chicago, IL. 

ABOC Platinum Rewards Credit Card is designed for people with a credit score of 700 to 850. It's perfect for consumers looking for a card without an annual fee. A rewards program is included that allows you to convert your purchases into travel, gifts, or other perks.

What are the relevant APRs?

ABOC Platinum Rewards Credit Card has a variable purchase APR that ranges from 14.65% up to 24.65%.

The card has a variable balance transfer APR that ranges from 14.65% up to 24.65%.

It also has a variable cash advance APR starting at 26.74%.

Is an introductory APR offer available?

Yes, ABOC Platinum Rewards Credit Card offers an introductory APR rate on balance transfers of 0% for a period of 12 months.

This card does offer an introductory APR rate on new purchases of 0% for a period of 12 months.

What are the fees?

The following fees apply to ABOC Platinum Rewards Credit Card:

  • There is no annual fee.
  • A late payment penalty of $35.
  • A returned payment fee of $25.
  • A foreign transaction fee of 3%. Transactions in a foreign currency get hit with a 3% fee. For example, if you buy a $1,000 flight in euros, you will pay a foreign transaction fee of $30.

Is a rewards program offered?

ABOC Platinum Rewards Credit Card offers a rewards program to its customers. This card features rewards for purchases in the following categories:

  • Every Purchase
  • Retail

Is a signup bonus offered?

Yes, ABOC Platinum Rewards Credit Card offers card users a signup bonus worth up to $150 after spending $1200.

Is an annual loyalty bonus offered?

ABOC Platinum Rewards Credit Card doesn't offer a cash loyalty bonus.

What additional benefits are offered?

 ABOC Platinum Rewards Credit Card provides the following benefits:

  • Fraud Liability
  • Reports to major credit bureaus
  • Does ABOC Platinum Rewards Credit Card report your account activity to credit bureaus?

    ABOC Platinum Rewards Credit Card reports your account activity to the following credit reporting agencies:

    • Equifax
    • Experian
    • Transunion

    Making regular and on-time payments on a credit card that reports your account activity to credit bureaus will demonstrate that you consistently manage debt well and can help increase your credit scores.

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    Contact

    • Headquarters
    •   30 North LaSalle Street
      Chicago, IL 60602 USA

    Message from Amalgamated Bank of Chicago

    Amalgamated Bank of Chicago proudly offers its credit cardholders the ABOC Rewards Card – a straightforward rewards program that is free to join and offers rewards everywhere you use your card.

    Availability

    Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
      Available in 50 states and Washington, D.C.
    • Alabama
    • Alaska
    • Arizona
    • Arkansas
    • California
    • Colorado
    • Connecticut
    • Delaware
    • Washington, DC
    • Florida
    • Georgia
    • Hawaii
    • Idaho
    • Illinois
    • Indiana
    • Iowa
    • Kansas
    • Kentucky
    • Louisiana
    • Maine
    • Maryland
    • Massachusetts
    • Michigan
    • Minnesota
    • Mississippi
    • Missouri
    • Montana
    • Nebraska
    • Nevada
    • New Hampshire
    • New Jersey
    • New Mexico
    • New York
    • North Carolina
    • North Dakota
    • Ohio
    • Oklahoma
    • Oregon
    • Pennsylvania
    • Rhode Island
    • South Carolina
    • South Dakota
    • Tennessee
    • Texas
    • Utah
    • Vermont
    • Virginia
    • Washington
    • West Virginia
    • Wisconsin
    • Wyoming

    Feature Breakdown

    No Fees
    Annual Fee
    $0
    No Annual Fee
     
    List of Fees
    Late Payment Penalty
    $35
    Returned Payment Fee
    $25
    Balance Transfer Fee %
    3%
    Balance Transfer Fee Minimum
    $5
    Foreign Currency Transaction Fee
    3%
    Minimum Age
    21
    Credit Score Range
    700 - 850
    850 300 700
    Immigration Status Considered
    • U.S. Citizen
    • U.S. Permanent Resident
    • Non-Resident
    Bank Account Required?
     
    Employment Statuses Considered
    • Employed Full-Time
    • Employed Part-Time
    • Other
    • Retired
    • Self-Employed
    • Unemployed
    Military Status
    • Active Duty Military
    • Military Dependent
    • Non-Military
    • Veterans
    Supported Income Types
    • 1099 Misc. Income
    • Direct Deposit (W2, SSA, SSDI)
    • Payroll Check or Prepaid Card
    Customer Type
    Personal
    Fraud Liability
     
    Credit Card Benefits
    • Fraud Liability
    No Reward Expiration Period
     
    Rewards Categories
    • Every Purchase
    • Retail
    Signup Bonus
    $150
    Percentage
    Purchase APR
    (Variable APR)
    14.65% - 24.65%
        0% 29%
    Percentage
    Cash Advance APR
    (Variable APR)
    Starting at
    26.74%
    Balance Computation
    average daily balance (including new transactions)
    Introductory Rate
    0%
    Percentage
    Balance Transfer APR
    (Variable APR)
    14.65% - 24.65%
        8% 29%
    Introductory Rate
    0%
    Intro APR period (months)
    12

    Reviews

     
     

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