ABOC Platinum Rewards Credit Card Review

ABOC Platinum Rewards Credit Card is a rewards credit card issued by Amalgamated Bank of Chicago. 

Good credit. This card is designed for people with good credit. The minimum credit score to apply is 700.

If you're wondering whether ABOC Platinum Rewards Credit Card is the right card for you, read on. This is everything you need to know to make a good choice.

Is there a ABOC Platinum Rewards Credit Card cash back or rewards program?

ABOC Platinum Rewards Credit Card offers a rewards program to its customers.

ABOC Platinum Rewards Credit Card Rewards

Rewards rate (all purchases)	1%
Max rewards rate	N/A
Annual rewards limit	N/A
Signup Bonus ($)	$150
Signup Bonus Spend Requirement	$1200

What are the ABOC Platinum Rewards Credit Card benefits?

ABOC Platinum Rewards Credit Card provides the following benefits:

• Fraud Liability
• Reports to major credit bureaus

What are the relevant APRs for ABOC Platinum Rewards Credit Card?

ABOC Platinum Rewards Credit Card has a variable purchase APR that ranges from 14.65% up to 24.65%. The card has a variable balance transfer APR that ranges from 14.65% up to 24.65%.

It also has a variable cash advance APR starting at 26.74% .

What are the ABOC Platinum Rewards Credit Card fees?

No Annual Fee. ABOC Platinum Rewards Credit Card does not charge an annual fee.

3% Foreign transaction fees. ABOC Platinum Rewards Credit Card charges a foreign transaction fee of 3%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $60. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge a foreign transaction fee.

The following fees apply to ABOC Platinum Rewards Credit Card:

ABOC Platinum Rewards Credit Card Fees

Fees	Amount
Annual Fee	$0
Foreign Transaction Fee	3%
Balance Transfer Fee	3%
Minimum Balance Transfer Fee	$5
Returned Payment Fee	$25
Late Payment Fee	$35

Does ABOC Platinum Rewards Credit Card report your account activity to credit bureaus?

ABOC Platinum Rewards Credit Card reports your account activity to the following credit reporting agencies:

• Equifax
• Experian
• Transunion

Making regular and on-time payments on a credit card that reports your account activity to credit bureaus will demonstrate that you consistently manage debt well and can help increase your credit scores.

How to apply for ABOC Platinum Rewards Credit Card

• Visit the Amalgamated Bank of Chicago website.
• Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, annual income, and source of employment.
• Check the information is accurate and submit your application.
• If you're denied click here to find out why your application may have been rejected and what you can do about it.