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  ABOC Platinum Rewards Credit Card

ABOC Platinum Rewards Credit Card

in Personal Credit Cards from Amalgamated Bank of Chicago

Claimed

ABOC Platinum Rewards Credit Card

Claimed

in Personal Credit Cards from Amalgamated Bank of Chicago

SuperMoney Net Recommendation Score +50% Recommendation score measures the loyalty between a provider and a consumer. It's at +100% if everybody recommends the provider and at -100% when no one recommends.

Strongly recommended

4 users recommend
1 user is unsure
1 user doesn't recommend
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Highlights
Highlights
Community Rating Strongly recommended
Annual Fee $0
Purchase APR  (Variable APR) 14.65% - 24.65%
Balance Transfer APR  (Variable APR) 14.65% - 24.65%
Credit Score Range 700 - 850
Rewards Rates
  • 1% on Every Purchase
  • Restaurants
  • Travel
Number of Reviews 6

ABOC Platinum Rewards Credit Card Review

ABOC Platinum Rewards Credit Card is a rewards credit card issued by Amalgamated Bank of Chicago. 

This card is designed for people with good credit. The minimum credit score to apply is 700. If you're wondering whether ABOC Platinum Rewards Credit Card is the right card for you, read on. This is everything you need to know to make a good choice.

Pros & Cons of ABOC Platinum Rewards Credit Card
The Good The Bad
  • Lower than average purchase APRs.
  • No annual fee.
  • Has an introductory APR rate on balance transfers of 0%.
  • Cardholders can earn rewards on their purchases.
  • Extended warranty protection on purchases.
  • Price Protection.
  • Earn rewards on every purchase.
  • ABOC Platinum Rewards Credit Card reports to multiple credit bureaus.
  • Minimum cash advance fee of $10.
  • Is there a ABOC Platinum Rewards Credit Card cash back or rewards program?

    ABOC Platinum Rewards Credit Card offers a rewards program to its customers.

    ABOC Platinum Rewards Credit Card Rewards
    Rewards rate (all purchases) 1%
    Max rewards rate 5%
    Annual rewards limit N/A
    Signup Bonus ($) $150
    Signup Bonus Spend Requirement $1200

    Does ABOC Platinum Rewards Credit Card have a signup bonus?

    Yes, ABOC Platinum Rewards Credit Card offers card users a signup bonus worth up to $150 after spending $1200.

    Does ABOC Platinum Rewards Credit Card offer an annual loyalty bonus?

    ABOC Platinum Rewards Credit Card doesn't offer a cash loyalty bonus.

    What are the ABOC Platinum Rewards Credit Card benefits?

    ABOC Platinum Rewards Credit Card provides the following benefits:

    • Extended Warranty Protection
    • Zero fraud liability
    • Price Protection
    • Reports to major credit bureaus

    What are the relevant APRs for ABOC Platinum Rewards Credit Card?

    According to the Federal Reserve Board, the average interest rate is 15% for all credit cards and 17% for accounts that carry a balance. ABOC Platinum Rewards Credit Card has lower than average purchase APRs.

    ABOC Platinum Rewards Credit Card has a variable purchase APR that ranges from 14.65% up to 24.65%. The card has a variable balance transfer APR that ranges from 14.65% up to 24.65%. It also has a variable cash advance APR of 26.74% .

    Does ABOC Platinum Rewards Credit Card have an introductory APR offer?

    Yes, ABOC Platinum Rewards Credit Card offers an introductory APR rate on balance transfers of 0% for a period of up to 12 months.

    This card does offer an introductory APR rate of 0% on qualified purchases for a period of up to 12 months.

    ABOC Platinum Rewards Credit Card Balance Transfers
    Description
    Balance Transfer APR 14.65% - 24.65%
    Introductory Rate 0%
    Intro APR period (months) 12
    ABOC Platinum Rewards Credit Card Rates & Terms
    Description
    Balance Computation average daily balance (including new transactions)
    Purchase APR 14.65% - 24.65%
    Credit Limit N/A
    Penalty APR N/A
    Cash Advance APR 26.74%
    Security Deposit N/A
    Introductory Rate 0%
    Intro APR period (months) 12

    What are the ABOC Platinum Rewards Credit Card fees?

    The following fees apply to ABOC Platinum Rewards Credit Card:

    ABOC Platinum Rewards Credit Card Fees
    Fees Amount
    Annual Fee $0
    Balance Transfer Fee 3%
    Minimum Balance Transfer Fee $5
    Returned Payment Fee up to $25
    Late Payment Fee up to $35

    Does ABOC Platinum Rewards Credit Card report your account activity to credit bureaus?

    ABOC Platinum Rewards Credit Card reports your account activity to the following credit reporting agencies:

    • Equifax
    • Experian
    • Transunion

    Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and can help improve your credit score.

    How to apply for ABOC Platinum Rewards Credit Card

    • Visit the ABOC Platinum Rewards Credit Card website.
    • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
    • Check the information is accurate and submit your application.
    • If you're denied click here to find out why your application may have been rejected and what you can do about it.

    If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

    SUPERMONEY Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

    Contact

    • Headquarters
    •   30 North LaSalle Street,
      Chicago, IL 60602

    Message from Amalgamated Bank of Chicago

    Get Extra Points: Earn 5x rewards on up to $1,500 in combined purchases each quarter in popular categories such as dining, groceries, travel, and automotive.

    About ABOC Platinum Rewards Credit Card

    Availability

    Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
      Available in 50 states and Washington, D.C.
    • Alabama
    • Alaska
    • Arizona
    • Arkansas
    • California
    • Colorado
    • Connecticut
    • Delaware
    • Washington, DC
    • Florida
    • Georgia
    • Hawaii
    • Idaho
    • Illinois
    • Indiana
    • Iowa
    • Kansas
    • Kentucky
    • Louisiana
    • Maine
    • Maryland
    • Massachusetts
    • Michigan
    • Minnesota
    • Mississippi
    • Missouri
    • Montana
    • Nebraska
    • Nevada
    • New Hampshire
    • New Jersey
    • New Mexico
    • New York
    • North Carolina
    • North Dakota
    • Ohio
    • Oklahoma
    • Oregon
    • Pennsylvania
    • Rhode Island
    • South Carolina
    • South Dakota
    • Tennessee
    • Texas
    • Utah
    • Vermont
    • Virginia
    • Washington
    • West Virginia
    • Wisconsin
    • Wyoming

    Feature Breakdown

    Airfare (Points) 5
    Annual Fee $0
    No Annual Fee  
    No Foreign Transaction Fee  
    Paper Statement Fee $0
    Balance Transfer Fee % 3%
    Balance Transfer Fee Minimum $5
    Cash Advance Fee Minimum $10
    Late Fee Amount Up to $35
    Returned Payment Fee Up to $25
    Checking Account Required  
    Customer Type Personal
    Employment Statuses Considered
    • Employed Full-Time
    • Employed Part-Time
    • Other
    • Retired
    • Self-Employed
    • Unemployed
    Immigration Status Considered
    • U.S. Citizen
    • U.S. Permanent Resident
    • Non-Resident
    Military Status
    • Active Duty Military
    • Military Dependent
    • Non-Military
    • Veterans
    Minimum Age 21
    Supported Income Types
    • 1099 Misc. Income
    • Direct Deposit (W2, SSA, SSDI)
    • Payroll Check or Prepaid Card
    Card Network
    • Mastercard
    Card Type
    • Bonus Offers
    • Rewards
    • Zero Percent
    Credit Bureau Reporting
    • Equifax
    • Experian
    • TransUnion
    Credit Card Benefits
    • Extended Warranty Protection
    • Fraud Liability
    • Price Protection
    Fraud Liability  
    No Reward Expiration Period  
    Rewards Rates
    • 1% on Every Purchase
    • Restaurants
    • Travel
    Signup Bonus $150
    Cash Advance APR (Variable APR) 26.74%
    Purchase APR (Variable APR) 14.65% - 24.65%
    Balance Computation average daily balance (including new transactions)
    Introductory Rate 0%
    Balance Transfer APR (Variable APR) 14.65% - 24.65%
    Intro APR period 12
    Introductory Rate 0%

    ABOC Platinum Rewards Credit Card Community Reviews

     

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