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  Achieva Credit Union Cash Rewards Mastercard

Achieva Credit Union Cash Rewards Mastercard

in Personal Credit Cards from Achieva Credit Union

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Achieva Credit Union Cash Rewards Mastercard

Unaffiliated

in Personal Credit Cards from Achieva Credit Union

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Highlights
Highlights
Balance Transfer APR  (Variable APR) 9.90% - 17.90%
Credit Score Range 650 - 850
Annual Fee $0
Purchase APR  (Variable APR) 9.90% - 17.90%
Rewards Rates Every Purchase

Achieva Credit Union Cash Rewards Mastercard Review

Achieva Credit Union Cash Rewards Mastercard is a cashback credit card issued by Achieva Credit Union. If you're wondering whether Achieva Credit Union Cash Rewards Mastercard is the right card for you, read on. This is everything you need to know to make a good choice.

  • Up to 1.5% on every day purchases. This is higher than the average reward rate (1%) for "every-day" purchases.
  • Competitive APRs. Achieva Credit Union Cash Rewards Mastercard has a variable purchase APR of up to 17.90%.
  • No annual fee. This is a great options for people looking for a low-maintenance rewards card. It gives rewards on your purchases but you don't have to pay an annual fee for the privilege.
  • $0 foreign transaction fee. This card does not charge foreign transaction fees, which makes a great credit card to carry with you when traveling abroad.
  • Multiple credit card benefits. Includes generous credit card perks, such as access to a concierge, emergency support, and fraud protection.
  • Fair or better credit required. You stand a chance of qualifying if your credit score is not below 650.
The Good The Bad
  • Lower than average purchase APRs.
  • No annual fee.
  • Multiple credit card perks.
  • No foreign transaction fee.
  • Earn rewards on every purchase.
  • Achieva Credit Union Cash Rewards Mastercard reports to multiple credit bureaus.
  • Cardholders can earn rewards on their purchases.
  • Access to a concierge.
  • Does not offer a signup bonus.

Is there a Achieva Credit Union Cash Rewards Mastercard cash back or rewards program?

Achieva Credit Union Cash Rewards Mastercard is a cashback card. This means you earn a percentage of your purchase as a cash reward.

Achieva Credit Union Cash Rewards Mastercard Rewards
Rewards rate (all purchases) N/A
Max rewards rate N/A
Annual rewards limit N/A
Signup Bonus ($) N/A

Does Achieva Credit Union Cash Rewards Mastercard have a signup bonus?

Achieva Credit Union Cash Rewards Mastercard doesn't offer a cash signup bonus.

Does Achieva Credit Union Cash Rewards Mastercard offer an annual loyalty bonus?

Achieva Credit Union Cash Rewards Mastercard doesn't offer a cash loyalty bonus.

What are the Achieva Credit Union Cash Rewards Mastercard benefits?

Achieva Credit Union Cash Rewards Mastercard provides the following benefits:

  • Emergency Support
  • Zero fraud liability
  • ID Theft Protection
  • Reports to major credit bureaus

What are the relevant APRs for Achieva Credit Union Cash Rewards Mastercard?

According to the Federal Reserve Board, the average interest rate is 15% for all credit cards and 17% for accounts that carry a balance. Achieva Credit Union Cash Rewards Mastercard has lower than average purchase APRs.

Achieva Credit Union Cash Rewards Mastercard has a variable purchase APR that ranges from 9.90% up to 17.90%. The card has a variable balance transfer APR that ranges from 9.90% up to 17.90%. It also has a variable cash advance APR that ranges from 9.90% up to 17.90%.

Does Achieva Credit Union Cash Rewards Mastercard have an introductory APR offer on balance transfers??

No, Achieva Credit Union Cash Rewards Mastercard does not come with an introductory APR offer for balance transfers.

Does Achieva Credit Union Cash Rewards Mastercard have an introductory APR offer on new purchases??

Achieva Credit Union Cash Rewards Mastercard does not offer an introductory rate on new purchases.

What are the Achieva Credit Union Cash Rewards Mastercard fees?

The following fees apply to Achieva Credit Union Cash Rewards Mastercard:

Achieva Credit Union Cash Rewards Mastercard Fees
Fees Amount
Annual Fee $0
Foreign Transaction Fee 0%
Balance Transfer Fee 0%
Returned Payment Fee $10
Late Payment Fee $25

Does Achieva Credit Union Cash Rewards Mastercard have a foreign transaction fee?

Achieva Credit Union Cash Rewards Mastercard does not charge foreign transaction fees. If you are a frequent traveler, this can save you hundreds of dollars in credit card fees when you travel out of the country.

Does Achieva Credit Union Cash Rewards Mastercard report your account activity to credit bureaus?

Achieva Credit Union Cash Rewards Mastercard reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and can help improve your credit score.

How to apply for Achieva Credit Union Cash Rewards Mastercard

  • Visit the Achieva Credit Union Cash Rewards Mastercard website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.
  • If you're denied click here to find out why your application may have been rejected and what you can do about it.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

SUPERMONEY Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Contact

Hours of Operation

  • Sunday Closed
  • Monday 8:00am - 5:30pm
  • Tuesday 8:00am - 5:30pm
  • Wednesday 8:00am - 5:30pm
  • Thursday 8:00am - 5:30pm
  • Friday 8:00am - 5:30pm
  • Saturday 9:00am - 1:00pm

About Achieva Credit Union Cash Rewards Mastercard

Availability

Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Washington, DC
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

Cash Advance Fee (%) 0%
Foreign Currency Transaction Fee 0%
No Annual Fee  
No Foreign Transaction Fee  
Annual Fee $0
No Interest Grace Period for Late Payment 25 days
Balance Transfer Fee % 0%
Returned Payment Fee $10
Late Fee Amount $25
Customer Type Personal
Minimum Age 18
Supported Income Types
  • 1099 Misc. Income
  • Cash
  • Direct Deposit (W2, SSA, SSDI)
  • Payroll Check or Prepaid Card
Military Status
  • Active Duty Military
  • Military Dependent
  • Non-Military
  • Veterans
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Other
  • Retired
  • Self-Employed
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Credit Score Range 650 - 850
Card Type
  • Cashback
  • Low Interest
  • Rewards
Card Network Mastercard
Credit Bureau Reporting
  • Equifax
  • Experian
  • TransUnion
Emergency Support  
Fraud Liability  
Car Rental Insurance  
Credit Card Benefits
  • Concierge
  • Emergency Support
  • Fraud Liability
  • Identity Theft Protection
Rewards Rates Every Purchase
Cash Advance APR (Variable APR) 9.90% - 17.90%
Balance Computation average daily balance (including new purchases)
Purchase APR (Variable APR) 9.90% - 17.90%
Balance Transfer APR (Variable APR) 9.90% - 17.90%

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