Addition Financial Credit Union Premier Rewards Credit Card
in Personal Credit Cards from Addition Financial Credit Union
UnaffiliatedAddition Financial Credit Union Premier Rewards Credit Card
in Personal Credit Cards from Addition Financial Credit Union
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| Purchase APR (Variable APR) | 15.75% - 17.75% |
| Balance Transfer APR (Variable APR) | 15.75% - 17.75% |
| Credit Score Range | 700 - 850 |
| Annual Fee | $0 |
Addition Financial Credit Union Premier Rewards Credit Card Review
Addition Financial Credit Union Premier Rewards Credit Card is a rewards credit card issued by Addition Financial Credit Union. If you're wondering whether Addition Financial Credit Union Premier Rewards Credit Card is the right card for you, read on. This is everything you need to know to make a good choice.
- Generous reward rate. You will get a a rewards rate of 5 points per dollar spent.
- Signup bonus. Offers a signup bonus of 10000 points after spending $1,000 within 3 months that can be redeemed for travel, gifts, or other perks.
- Competitive APRs. Addition Financial Credit Union Premier Rewards Credit Card has a variable purchase APR that ranges from 15.75% up to 17.75%.
- No annual fee. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases, but you don't have to pay an annual fee for the privilege.
- $0 foreign transaction fee. This card does not charge foreign transaction fees, which makes a great credit card to carry with you when traveling abroad.
- Multiple credit card benefits. Includes generous credit card perks, such as access to a concierge, and fraud protection.
- Good or better credit required. You should probably try with another card if your credit score is below 700.
| The Good | The Bad |
|---|---|
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Is there a Addition Financial Credit Union Premier Rewards Credit Card cash back or rewards program?
Addition Financial Credit Union Premier Rewards Credit Card offers a rewards program to its customers.
| Rewards rate (all purchases) | 1% |
| Max rewards rate | 5% |
| Annual rewards limit | N/A |
| Signup Bonus ($) | N/A |
| Signup Bonus (Points/Miles) | 10000 |
| Signup Bonus Spend Requirement | $1000 |
| Signup Bonus Spend Period (months) | 3 months |
Does Addition Financial Credit Union Premier Rewards Credit Card have a signup bonus?
Addition Financial Credit Union Premier Rewards Credit Card doesn't offer a cash signup bonus. However, it does include a 10000 points signup bonus after spending $1000 that can be redeemed for travel, gifts, or other perks.Does Addition Financial Credit Union Premier Rewards Credit Card offer an annual loyalty bonus?
Addition Financial Credit Union Premier Rewards Credit Card doesn't offer a cash loyalty bonus.What are the Addition Financial Credit Union Premier Rewards Credit Card benefits?
Addition Financial Credit Union Premier Rewards Credit Card provides the following benefits:
- Cellular Telephone Protection
- Reports to major credit bureaus
What are the relevant APRs for Addition Financial Credit Union Premier Rewards Credit Card?
According to the Federal Reserve Board, the average interest rate is 15% for all credit cards and 17% for accounts that carry a balance. Addition Financial Credit Union Premier Rewards Credit Card has lower than average purchase APRs.Addition Financial Credit Union Premier Rewards Credit Card has a variable purchase APR that ranges from 15.75% up to 17.75%. The card has a variable balance transfer APR that ranges from 15.75% up to 17.75%. It also has a variable cash advance APR that ranges from 15.75% up to 17.75%. Note that late payments are subject to an APR of 17.75% if you are late or miss your payments. Typically, the penalty APR applies for a minimum of six months but can go on indefinitely.
Does Addition Financial Credit Union Premier Rewards Credit Card have an introductory APR offer on balance transfers?
No, Addition Financial Credit Union Premier Rewards Credit Card does not come with an introductory APR offer for balance transfers.Does Addition Financial Credit Union Premier Rewards Credit Card have an introductory APR offer on new purchases?
Addition Financial Credit Union Premier Rewards Credit Card does not offer an introductory rate on new purchases.| Description | |
|---|---|
| Introductory Rate | N/A |
| Purchase Intro APR Period (months) | N/A |
What are the fees for Addition Financial Credit Union Premier Rewards Credit Card?
The following fees apply to Addition Financial Credit Union Premier Rewards Credit Card:
| Fees | Amount |
|---|---|
| Annual Fee | $0 |
| Foreign Transaction Fee | 0% |
| Returned Payment Fee | up to $27 |
| Late Payment Fee | up to $38 |
Does Addition Financial Credit Union Premier Rewards Credit Card have a foreign transaction fee?
Addition Financial Credit Union Premier Rewards Credit Card does not charge foreign transaction fees. If you are a frequent traveler, this can save you hundreds of dollars in credit card fees when you travel out of the country.Does Addition Financial Credit Union Premier Rewards Credit Card report your account activity to credit bureaus?
Addition Financial Credit Union Premier Rewards Credit Card reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and can help improve your credit.
How to apply for Addition Financial Credit Union Premier Rewards Credit Card
- Visit the Addition Financial Credit Union Premier Rewards Credit Card website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
- If you're denied click here to find out why your application may have been rejected and what you can do about it.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
Contact
- Headquarters
-
1000 Primera Blvd
Lake Mary, FL 32746 - (800) 711-9411
- Visit Site
About Addition Financial Credit Union Premier Rewards Credit Card
Availability
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Washington, DC
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- West Virginia
- Wisconsin
- Wyoming
Feature Breakdown
| Gas (Points) | 2 |
| Airfare (Points) | 3 |
| Every Purchase (Points) | 1 Point for Everything Else |
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