
Addition Financial Credit Union Visa® Premier Rewards Credit Card
in Personal Credit Cards from Addition Financial Credit Union
UnaffiliatedAddition Financial Credit Union Visa® Premier Rewards Credit Card
in Personal Credit Cards from Addition Financial Credit Union
Not enough votes for recommendation
Would you recommend Addition Financial Credit Union Visa® Premier Rewards Credit Card to your friends?
Purchase APR (Variable APR) | 15.75% - 17.75% |
Balance Transfer APR (Variable APR) | 15.75% - 17.75% |
Credit Score Range | 700 - 850 |
Annual Fee | $0 |
Addition Financial Credit Union Visa® Premier Rewards Credit Card Review
Addition Financial Credit Union Visa® Premier Rewards Credit Card is a rewards credit card issued by Addition Financial Credit Union. If you're wondering whether Addition Financial Credit Union Visa® Premier Rewards Credit Card is the right card for you, read on. This is everything you need to know to make a good choice.
- Generous reward rate. You will get a rewards rate of up to 5 points per dollar spent.
- Signup bonus. Offers a signup bonus of 10000 points after spending $1,000 within 3 months that can be redeemed for travel, gifts, or other perks.
- Competitive APRs. Addition Financial Credit Union Visa® Premier Rewards Credit Card has a variable purchase APR that ranges from 15.75% up to 17.75%.
- No annual fee*. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases, but you don't have to pay an annual fee for the privilege.
- No foreign transaction fee. This card does not charge a fee when you make a purchase that passes through a foreign bank, or is in a currency other than the U.S. dollar (USD), which makes it a great credit card to carry when traveling abroad.
- Multiple credit card benefits. Includes generous credit card perks, such as rental insurance, access to a concierge, emergency support, travel accident insurance, travel assistance, and fraud protection.
- Good or better credit required. You should probably try with another card if your credit score is below 700.
The Good | The Bad |
---|---|
|
|
Is there a Addition Financial Credit Union Visa® Premier Rewards Credit Card cash back or rewards program?
Addition Financial Credit Union Visa® Premier Rewards Credit Card offers a rewards program to its customers.
Minimum rewards rate | 1x |
Max rewards rate | 5x |
Annual rewards limit | N/A |
Signup Bonus (Points/Miles) | 10000 |
Signup Bonus Spend Requirement | $1000 |
Signup Bonus Spend Period (months) | 3 months |
Does Addition Financial Credit Union Visa® Premier Rewards Credit Card have a signup bonus?
Addition Financial Credit Union Visa® Premier Rewards Credit Card doesn't offer a cash signup bonus. However, it does include a 10000 points signup bonus after spending $1000 that can be redeemed for travel, gifts, or other perks.Does Addition Financial Credit Union Visa® Premier Rewards Credit Card offer an annual loyalty bonus?
Addition Financial Credit Union Visa® Premier Rewards Credit Card doesn't offer a cash loyalty bonus.What are the Addition Financial Credit Union Visa® Premier Rewards Credit Card benefits?
Addition Financial Credit Union Visa® Premier Rewards Credit Card provides the following benefits:
- Auto Rental Collision Damage Waiver
- Emergency Support
- Zero fraud liability
- Travel Accident Insurance
- Cellular Telephone Protection
- Travel Assistance
- Reports to major credit bureaus
What are the relevant APRs for Addition Financial Credit Union Visa® Premier Rewards Credit Card?
According to the Federal Reserve Board, the average interest rate is 15% for all credit cards and 17% for accounts that carry a balance. Addition Financial Credit Union Visa® Premier Rewards Credit Card has lower than average purchase APRs.Addition Financial Credit Union Visa® Premier Rewards Credit Card has a variable purchase APR that ranges from 15.75% up to 17.75%. The card has a variable balance transfer APR that ranges from 15.75% up to 17.75%. It also has a variable cash advance APR that ranges from 15.75% up to 17.75%. Note that late payments are subject to an APR of 17.75% if you are late or miss your payments. Typically, the penalty APR applies for a minimum of six months but can go on indefinitely.
Does Addition Financial Credit Union Visa® Premier Rewards Credit Card have an introductory APR offer on balance transfers?
No, Addition Financial Credit Union Visa® Premier Rewards Credit Card does not come with an introductory APR offer for balance transfers.Does Addition Financial Credit Union Visa® Premier Rewards Credit Card have an introductory APR offer on new purchases?
Addition Financial Credit Union Visa® Premier Rewards Credit Card does not offer an introductory rate on new purchases.Description |
---|
What are the fees for Addition Financial Credit Union Visa® Premier Rewards Credit Card?
The following fees apply to Addition Financial Credit Union Visa® Premier Rewards Credit Card:
Fees | Amount |
---|---|
Annual Fee | $0 |
Foreign Transaction Fee | 0% |
Returned Payment Fee | up to $27 |
Late Payment Fee | up to $38 |
Does Addition Financial Credit Union Visa® Premier Rewards Credit Card have a foreign transaction fee?
Addition Financial Credit Union Visa® Premier Rewards Credit Card does not charge foreign transaction fees. If you are a frequent traveler, this can save you hundreds of dollars in credit card fees when you travel out of the country.Does Addition Financial Credit Union Visa® Premier Rewards Credit Card report your account activity to credit bureaus?
Yes, Addition Financial Credit Union Visa® Premier Rewards Credit Card reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
How to apply for Addition Financial Credit Union Visa® Premier Rewards Credit Card
- Visit the Addition Financial Credit Union Visa® Premier Rewards Credit Card website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
Contact
- Headquarters
-
1000 Primera Blvd
Lake Mary, FL 32746 - (800) 711-9411
- Visit Site
Other Services by Addition Financial Credit Union

Availability
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Washington, DC
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- West Virginia
- Wisconsin
- Wyoming
Feature Breakdown
Gas (Points) | 2 |
Airfare (Points) | 3 |
Every Purchase (Points) | 1 Point for Everything Else |
Be the first to rate
Would you recommend Addition Financial Credit Union Visa® Premier Rewards Credit Card to your friends?
Addition Financial Credit Union Personal Credit Cards
- Advantis Credit Union Visa Classic Credit Card
- All In Credit Union Platinum Rewards MasterCard
- Apple Federal Credit Union Mason Alumni Visa Credit Card
- BMO Harris Bank Platinum Rewards Mastercard®
- Big Lots Credit Card
- Choice Privileges Visa Signature® Card
- Guardians Credit Union Exclusive Rewards
- HFS Federal Credit Union Rewards Visa Credit Card
- Harvesters Federal Credit Union VISA Gold Credit Card
- Kohl's Credit Card
- Michigan First Credit Union Rewards Visa
- Renasant Bank Visa® Platinum Card