SuperMoney
  Addition Financial Credit Union Secured Credit Card

Addition Financial Credit Union Secured Credit Card

in Personal Credit Cards from Addition Financial Credit Union

Unaffiliated

Addition Financial Credit Union Secured Credit Card

Unaffiliated

in Personal Credit Cards from Addition Financial Credit Union

Not enough votes for recommendation

Not enough votes for recommendation

Cast your vote

Would you recommend Addition Financial Credit Union Secured Credit Card to your friends?

Thanks for your vote!

You voted: May or may not recommend

Highlights
Purchase APR  (Variable APR) N/A
Balance Transfer APR  (Variable APR) N/A
Credit Score Range N/A
Annual Fee $0

Addition Financial Credit Union Secured Credit Card Review

This is a secured credit card credit card issued by Addition Financial Credit Union. If you're wondering whether Addition Financial Credit Union Secured Credit Card is the right card for you, read on. This review will provide you with with all the details you need to make a good choice.

Key Takeaways
  • No annual fee*. This is a great option for people looking for a low-maintenance card. It gives you the benefits of a credit card, but you don't have to pay an annual fee for the privilege.
  • 3% Balance transfer fee. Addition Financial Credit Union Secured Credit Card charges a fee of 3% on balance transfers. For example, a balance of $1,000 could cost $30 in transfer fees.
  • Secured card. This card requires a refundable deposit before you qualify for a line of credit. These cards are often used to improve the credit of people with poor credit or little credit history.
Pros & Cons of Addition Financial Credit Union Secured Credit Card
The Good The Bad
  • No annual fee.
  • Addition Financial Credit Union Secured Credit Card reports to multiple credit bureaus.
  • Does not offer a signup bonus.
  • Does not offer rewards or cash back.
  • You don't earn rewards on every purchase.
  • Charges a 3% balance transfer fee.
  • Does not include many credit card benefits.
Addition Financial Credit Union Secured Credit Card FAQ

Does Addition Financial Credit Union Secured Credit Card have a cash back or rewards program?

No, it does not offer a rewards program.

What are the relevant APRs for Addition Financial Credit Union Secured Credit Card?

It also has a variable cash advance APR of 0% .

Does Addition Financial Credit Union Secured Credit Card have an intro APR offer on balance transfers?

No, it does not come with an intro APR offer for balance transfers.

Does Addition Financial Credit Union Secured Credit Card have an intro APR offer on new purchases?

This card does not offer an intro APR rate on new purchases.

What are the fees for Addition Financial Credit Union Secured Credit Card?

The following fees apply:

Addition Financial Credit Union Secured Credit Card Fees
Fees Amount
Annual Fee $0

This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost card.

What is the customer service phone number for Addition Financial Credit Union Secured Credit Card?

The Addition Financial Credit Union Secured Credit Card customer service number is (800) 711-9411.

Does Addition Financial Credit Union Secured Credit Card report your account activity to credit bureaus?

Yes, Addition Financial Credit Union Secured Credit Card reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for Addition Financial Credit Union Secured Credit Card

  • Visit the Addition Financial Credit Union Secured Credit Card website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Hours of Operation

  • Sunday Closed
  • Monday 9:00am - 5:00pm
  • Tuesday 9:00am - 5:00pm
  • Wednesday 9:00am - 5:00pm
  • Thursday 10:00am - 5:00pm
  • Friday 9:00am - 6:00pm
  • Saturday Closed

Other Services by Addition Financial Credit Union

Icon for Personal Credit Cards
View all personal credit cards offered by Addition Financial Credit Union

Availability

  Available in 1 state
Florida
Availabile in all of Florida

Feature Breakdown

Cash Advance Fee Minimum $0
Cash Advance Fee (%) 0%
Minimum Cash Advance Fee ($) $0
No Annual Fee
Annual Fee $0
Customer Type Personal
Minimum Age 18
Supported Income Types
  • Direct Deposit (W2, SSA, SSDI)
  • Cash
  • Payroll Check or Prepaid Card
Military Status
  • Active Duty Military
  • Non-Military
  • Veterans
  • Military Dependent
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Other
  • Retired
  • Self-Employed
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Credit Bureau Reporting
  • Experian
  • Equifax
  • TransUnion
Rewards Type Points
Cash Advance APR (Variable APR) 0%
Credit Limit $500 - $30
Balance Transfer Fee % 3%
Card Type
  • Secured
Card Network Visa

Be the first to rate

 

Would you recommend Addition Financial Credit Union Secured Credit Card to your friends?

Before we publish your vote:

Please explain your vote by sharing your experience.

Writing a review increases the credibility of your vote and helps your fellow users make a better-informed decision.

Please write a review to submit your vote
Cancel my vote
(will require moderator approval)

Other Personal Credit Cards

Addition Financial Credit Union Personal Credit Cards

Loading...