Advancial Federal Credit Union Visa Rewards Plus
in Personal Credit Cards from Advancial Federal Credit Union
UnaffiliatedAdvancial Federal Credit Union Visa Rewards Plus
in Personal Credit Cards from Advancial Federal Credit Union
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| Purchase APR (Variable APR) | 8.9% - 14.9% |
| Balance Transfer APR (Variable APR) | 8.9% - 14.9% |
| Credit Score Range | 650 - 850 |
| Annual Fee | $0 |
Advancial Federal Credit Union Visa Rewards Plus Review
Advancial Federal Credit Union Visa Rewards Plus is a rewards credit card issued by Advancial Federal Credit Union. If you're wondering whether Advancial Federal Credit Union Visa Rewards Plus is the right card for you, read on. This is everything you need to know to make a good choice.
- Earn 1.5% cash back on everyday purchases. This is higher than the average reward rate (1% cash back) for everyday purchases.
- 0% APR balance transfer intro rate. Offers an introductory 0% APR rate on balance transfers for up to 12 months, which is the average period for 0% APR balance transfer cards.
- 0% APR on new purchases. New cardholders receive an introductory 0% APR rate on new purchases for up to 12 months.
- Signup bonus. Offers a signup bonus of 10000 points after spending $500 within 3 months that can be redeemed for travel, gifts, or other perks.
- Competitive APRs. Advancial Federal Credit Union Visa Rewards Plus has a variable purchase APR that ranges from 8.9% up to 14.9%.
- No annual fee. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases, but you don't have to pay an annual fee for the privilege.
- $0 Balance transfer fee. This card does not charge a fee on balance transfers.
- $0 foreign transaction fee. This card does not charge foreign transaction fees, which makes a great credit card to carry with you when traveling abroad.
- Fair or better credit required. You stand a chance of qualifying if your credit score is not below 650.
| The Good | The Bad |
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Is there a Advancial Federal Credit Union Visa Rewards Plus cash back or rewards program?
Advancial Federal Credit Union Visa Rewards Plus offers a rewards program to its customers.
| Rewards rate (all purchases) | 1% |
| Max rewards rate | 1.5% |
| Annual rewards limit | N/A |
| Signup Bonus ($) | N/A |
| Signup Bonus (Points/Miles) | 10000 |
| Signup Bonus Spend Requirement | $500 |
| Signup Bonus Spend Period (months) | 3 months |
Does Advancial Federal Credit Union Visa Rewards Plus have a signup bonus?
Advancial Federal Credit Union Visa Rewards Plus doesn't offer a cash signup bonus. However, it does include a 10000 points signup bonus after spending $500 that can be redeemed for travel, gifts, or other perks.Does Advancial Federal Credit Union Visa Rewards Plus offer an annual loyalty bonus?
Advancial Federal Credit Union Visa Rewards Plus doesn't offer a cash loyalty bonus.What are the Advancial Federal Credit Union Visa Rewards Plus benefits?
Advancial Federal Credit Union Visa Rewards Plus provides the following benefits:
- Reports to major credit bureaus
What are the relevant APRs for Advancial Federal Credit Union Visa Rewards Plus?
According to the Federal Reserve Board, the average interest rate is 15% for all credit cards and 17% for accounts that carry a balance. Advancial Federal Credit Union Visa Rewards Plus has lower than average purchase APRs.Advancial Federal Credit Union Visa Rewards Plus has a variable purchase APR that ranges from 8.9% up to 14.9%. The card has a variable balance transfer APR that ranges from 8.9% up to 14.9%. It also has a variable cash advance APR that ranges from 8.9% up to 14.9%.
Does Advancial Federal Credit Union Visa Rewards Plus have an introductory APR offer on balance transfers?
Yes, Advancial Federal Credit Union Visa Rewards Plus offers an introductory APR rate on balance transfers of 0% for a period of up to 12 months.
| Description | |
|---|---|
| Balance Transfer APR | 8.9% - 14.9% |
| Balance Transfer Introductory APR | 0% |
| Balance Transfer Intro APR Period (months) | 12 |
| Balance Transfer Fee % | 0% |
| Balance Transfer Fee % After Intro Period | N/A |
| Balance Transfer Fee Intro Period (days) | N/A |
| Balance Transfer Fee Minimum | N/A |
Does Advancial Federal Credit Union Visa Rewards Plus have an introductory APR offer on new purchases?
This card does offer an introductory APR rate of 0% on qualified purchases for a period of up to 12 months.
| Description | |
|---|---|
| Introductory Rate | 0% |
| Purchase Intro APR Period (months) | 12 |
What are the fees for Advancial Federal Credit Union Visa Rewards Plus?
The following fees apply to Advancial Federal Credit Union Visa Rewards Plus:
| Fees | Amount |
|---|---|
| Annual Fee | $0 |
| Foreign Transaction Fee | 0% |
| Returned Payment Fee | up to $25 |
| Late Payment Fee | up to $25 |
Does Advancial Federal Credit Union Visa Rewards Plus have a foreign transaction fee?
Advancial Federal Credit Union Visa Rewards Plus does not charge foreign transaction fees. If you are a frequent traveler, this can save you hundreds of dollars in credit card fees when you travel out of the country.Does Advancial Federal Credit Union Visa Rewards Plus report your account activity to credit bureaus?
Advancial Federal Credit Union Visa Rewards Plus reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and can help improve your credit.
How to apply for Advancial Federal Credit Union Visa Rewards Plus
- Visit the Advancial Federal Credit Union Visa Rewards Plus website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
- If you're denied click here to find out why your application may have been rejected and what you can do about it.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
Contact
- Headquarters
-
1845 Woodall Rodgers Fwy.
Ste. 1300
Dallas, TX 75201 - (800) 322-2709
- Visit Site
About Advancial Federal Credit Union Visa Rewards Plus
Availability
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Washington, DC
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- West Virginia
- Wisconsin
- Wyoming
Feature Breakdown
| Every Purchase (Points) | Spend between $1-$2,499 and earn 1% rewards. Earn 1.5% when you spend $2,500+ or when you make 25+ purchases during a billing cycle. |
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