
Advancial FCU Visa® Rewards Plus Credit Card
Would you recommend Advancial FCU Visa® Rewards Plus Credit Card to your friends?
Community Rating |
Rating not yet determined |
Purchase APR (Variable APR) | 8.9% - 14.9% |
Balance Transfer APR (Variable APR) | 8.9% - 14.9% |
Credit Score Range | 650 - 850 |
Annual Fee | $0 |
Advancial FCU Visa® Rewards Plus Credit Card Review
This is a rewards card issued by Advancial Federal Credit Union. If you're wondering whether Advancial FCU Visa® Rewards Plus Credit Card is the right card for you, read on.
Key Takeaways
- 0% APR balance transfer intro rate. Offers an introductory 0% APR rate on balance transfers for up to 12 months, which is the average period for 0% APR balance transfer cards.
- 0% APR on new purchases. New cardholders receive an introductory 0% APR rate on new purchases for up to 12 months.
- Signup bonus. Offers a signup bonus of 10000 points after spending $500 within 3 months that can be redeemed for travel, gifts, or other perks.
- Competitive APRs. Advancial FCU Visa® Rewards Plus Credit Card has a variable purchase APR that ranges from 8.9% up to 14.9%.
- No annual fee*. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases, but you don't have to pay an annual fee for the privilege.
- $0 Balance transfer fee. This card does not charge a fee on balance transfers.
- No foreign transaction fee. This card does not charge a fee when you make a purchase that passes through a foreign bank, or is in a currency other than the U.S. dollar (USD), which makes it a great credit card to carry when traveling abroad.
- Fair or better credit required. You will have good approval odds if your credit score is above 650.
Pros & Cons of Advancial FCU Visa® Rewards Plus Credit Card
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Advancial FCU Visa® Rewards Plus Credit Card FAQ
Does Advancial FCU Visa® Rewards Plus Credit Card have a cash back or rewards program?
Advancial FCU Visa® Rewards Plus Credit Card is a rewards card.
Minimum rewards rate | 1x |
Max rewards rate | 1.5x |
Annual rewards limit | N/A |
Signup Bonus ($) | N/A |
Signup Bonus (Points/Miles) | 10000 |
Signup Bonus Spend Requirement | $500 |
Signup Bonus Spend Period (months) | 3 months |
Does Advancial FCU Visa® Rewards Plus Credit Card have a signup bonus?
This card doesn't offer a cash signup bonus. However, it does include a 10000 points signup bonus after spending $500 that can be redeemed for travel, gifts, or other perks.Does Advancial FCU Visa® Rewards Plus Credit Card offer an annual loyalty bonus?
This card doesn't offer a cash loyalty bonus.What are the Advancial FCU Visa® Rewards Plus Credit Card benefits?
It provides the following benefits:
- Zero fraud liability
- Reports to major credit bureaus
What are the relevant APRs for Advancial FCU Visa® Rewards Plus Credit Card?
According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has lower than average regular APRs.Advancial FCU Visa® Rewards Plus Credit Card has a variable purchase APR that ranges from 8.9% up to 14.9%. The card has a variable balance transfer APR that ranges from 8.9% up to 14.9%. It also has a variable cash advance APR that ranges from 8.9% up to 14.9%.
The good news is this card does not charge a penalty APR if you are late on a payment.
Does Advancial FCU Visa® Rewards Plus Credit Card have an intro APR offer on balance transfers?
Yes, it offers an intro APR rate on balance transfers of 0% for a period of up to 12 months.
Description | |
---|---|
Balance Transfer Introductory APR | 0% |
Balance Transfer Intro APR Period | 12 months |
Balance Transfer APR | 8.9% - 14.9% |
Balance Transfer Fee Minimum | $0 |
Balance Transfer Fee % | 0% |
Does Advancial FCU Visa® Rewards Plus Credit Card have an intro APR offer on new purchases?
Description | |
---|---|
Introductory Rate | 0% |
Purchase Intro APR Period | 12 months |
This card does offer an intro APR rate of 0% on qualified purchases for a period of up to 12 months.
What are the fees for Advancial FCU Visa® Rewards Plus Credit Card?
The following fees apply:
- There is no overlimit fee
Fees | Amount |
---|---|
Annual Fee | $0 |
Overlimit Fee | $0 |
Foreign Transaction Fee | 0% |
Returned Payment Fee | up to $25 |
Late Payment Fee | up to $25 |
This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost rewards card.
Does Advancial FCU Visa® Rewards Plus Credit Card have a foreign transaction fee?
This card does not charge foreign transaction fees. If you are a frequent traveler, avoiding foreign transaction fees can save you hundreds of dollars in fees when you travel out of the country.What is the customer service phone number for Advancial FCU Visa® Rewards Plus Credit Card?
The Advancial FCU Visa® Rewards Plus Credit Card customer service number is (800) 322-2709.
What is the support contact email for Advancial FCU Visa® Rewards Plus Credit Card?
The support contact email for Advancial FCU Visa® Rewards Plus Credit Card is msc@advancial.org.
What is the Advancial FCU Visa® Rewards Plus Credit Card login page?
You can access the Advancial FCU Visa® Rewards Plus Credit Card login page here.
How do people rate the customer service and user experience of Advancial FCU Visa® Rewards Plus Credit Card?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does Advancial FCU Visa® Rewards Plus Credit Card report your account activity to credit bureaus?
Yes, Advancial FCU Visa® Rewards Plus Credit Card reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
How to apply for Advancial FCU Visa® Rewards Plus Credit Card
- Visit the Advancial FCU Visa® Rewards Plus Credit Card website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
Contact
- Headquarters
-
1845 Woodall Rodgers Fwy.
Ste. 1300
Dallas, TX 75201 USA - (800) 322-2709
- Visit Site
- Email Support
About Advancial FCU Visa® Rewards Plus Credit Card
Availability
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- Washington, DC
- West Virginia
- Wisconsin
- Wyoming
Feature Breakdown
Introductory Rate | 0% |
Purchase Intro APR Period (Variable APR) | 12 months |
Advancial FCU Visa® Rewards Plus Credit Card Community Reviews
Would you recommend Advancial FCU Visa® Rewards Plus Credit Card to your friends?
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