
Advantage One Credit Union Visa Platinum Rewards Credit Card
in Personal Credit Cards from Advantage One Credit Union
UnaffiliatedAdvantage One Credit Union Visa Platinum Rewards Credit Card
in Personal Credit Cards from Advantage One Credit Union
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Purchase APR (Variable APR) | 10.98% - 24.98% |
Balance Transfer APR (Variable APR) | 10.98% - 24.98% |
Credit Score Range | 650 - 850 |
Annual Fee | $0 |
Advantage One Credit Union Visa Platinum Rewards Credit Card Review
Advantage One Credit Union Visa Platinum Rewards Credit Card is a rewards credit card issued by Advantage One Credit Union. If you're wondering whether Advantage One Credit Union Visa Platinum Rewards Credit Card is the right card for you, read on. This is everything you need to know to make a good choice.
- 0% APR on new purchases. New cardholders receive an introductory 0% APR rate on new purchases for up to 6 months.
- Signup bonus. Offers a signup bonus of 1000 points after spending $0.01 that can be redeemed for travel, gifts, or other perks.
- Competitive APRs. Advantage One Credit Union Visa Platinum Rewards Credit Card has a variable purchase APR that ranges from 10.98% up to 24.98%.
- No annual fee*. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases, but you don't have to pay an annual fee for the privilege.
- Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 1% every time you make a transaction outside the U.S.
- Fair or better credit required. You stand a chance of qualifying if your credit score is not below 650.
The Good | The Bad |
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Is there a Advantage One Credit Union Visa Platinum Rewards Credit Card cash back or rewards program?
Advantage One Credit Union Visa Platinum Rewards Credit Card offers a rewards program to its customers.
Rewards rate (all purchases) | N/A |
Max rewards rate | N/A |
Annual rewards limit | N/A |
Signup Bonus (Points/Miles) | 1000 |
Signup Bonus Spend Requirement | $0.01 |
Does Advantage One Credit Union Visa Platinum Rewards Credit Card have a signup bonus?
Advantage One Credit Union Visa Platinum Rewards Credit Card doesn't offer a cash signup bonus. However, it does include a 1000 points signup bonus after spending $0.01 that can be redeemed for travel, gifts, or other perks.Does Advantage One Credit Union Visa Platinum Rewards Credit Card offer an annual loyalty bonus?
Advantage One Credit Union Visa Platinum Rewards Credit Card doesn't offer a cash loyalty bonus.What are the Advantage One Credit Union Visa Platinum Rewards Credit Card benefits?
Advantage One Credit Union Visa Platinum Rewards Credit Card provides the following benefits:
- Reports to major credit bureaus
What are the relevant APRs for Advantage One Credit Union Visa Platinum Rewards Credit Card?
According to the Federal Reserve Board, the average interest rate is 15% for all credit cards and 17% for accounts that carry a balance. Advantage One Credit Union Visa Platinum Rewards Credit Card has lower than average purchase APRs.Advantage One Credit Union Visa Platinum Rewards Credit Card has a variable purchase APR that ranges from 10.98% up to 24.98%. The card has a variable balance transfer APR that ranges from 10.98% up to 24.98%. It also has a variable cash advance APR that ranges from 10.98% up to 24.98%. Note that late payments are subject to an APR of 24.98% if you are late or miss your payments. Typically, the penalty APR applies for a minimum of six months but can go on indefinitely.
Does Advantage One Credit Union Visa Platinum Rewards Credit Card have an introductory APR offer on balance transfers?
No, Advantage One Credit Union Visa Platinum Rewards Credit Card does not come with an introductory APR offer for balance transfers.Does Advantage One Credit Union Visa Platinum Rewards Credit Card have an introductory APR offer on new purchases?
This card does offer an introductory APR rate of 0.99% on qualified purchases for a period of up to 6 months.
Description | |
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Introductory Rate | 0.99% |
Purchase Intro APR Period (months) | 6 |
What are the fees for Advantage One Credit Union Visa Platinum Rewards Credit Card?
The following fees apply to Advantage One Credit Union Visa Platinum Rewards Credit Card:
Fees | Amount |
---|---|
Annual Fee | $0 |
Foreign Transaction Fee | 1% |
Returned Payment Fee | up to $20 |
Late Payment Fee | up to $20 |
Does Advantage One Credit Union Visa Platinum Rewards Credit Card have a foreign transaction fee?
Advantage One Credit Union Visa Platinum Rewards Credit Card charges a foreign transaction fee of 1%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $20. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge a foreign transaction fee.Does Advantage One Credit Union Visa Platinum Rewards Credit Card report your account activity to credit bureaus?
Yes, Advantage One Credit Union Visa Platinum Rewards Credit Card reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
How to apply for Advantage One Credit Union Visa Platinum Rewards Credit Card
- Visit the Advantage One Credit Union Visa Platinum Rewards Credit Card website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
Contact
- Headquarters
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23670 Telegraph Road
Brownstown, MI 48134 - (734) 676-7000
- Visit Site
About Advantage One Credit Union Visa Platinum Rewards Credit Card

Availability
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Washington, DC
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- West Virginia
- Wisconsin
- Wyoming
Feature Breakdown
Every Purchase (Points) | Earn one point for every dollar you spend with our Premium Perks Rewards program |
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