Advantis Credit Union Visa Classic Credit Card Review

Advantis Credit Union Visa Classic Credit Card is a credit card issued by Advantis Credit Union. If you're wondering whether Advantis Credit Union Visa Classic Credit Card is the right card for you, read on. This is everything you need to know to make a good choice.

• Competitive APRs. Advantis Credit Union Visa Classic Credit Card has a variable purchase APR that ranges from 8.9% up to 17.9%.
• No annual fee*. This is a great option for people looking for a low-maintenance card. It gives you the benefits of a credit card, but you don't have to pay an annual fee for the privilege.
• Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 1% every time you make a transaction outside the U.S.
• Fair or better credit required. You stand a chance of qualifying if your credit score is not below 650.

The Good	The Bad
Lower than average purchase APRs. No annual fee. Advantis Credit Union Visa Classic Credit Card reports to multiple credit bureaus.	Does not offer a signup bonus. Does not offer rewards or cash back. Charges a foreign transaction fee of 1%. You don't earn rewards on every purchase. Does not include many credit card benefits.

Is there a Advantis Credit Union Visa Classic Credit Card cash back or rewards program?

No, Advantis Credit Union Visa Classic Credit Card does not offer a rewards program.

What are the Advantis Credit Union Visa Classic Credit Card benefits?

Advantis Credit Union Visa Classic Credit Card provides the following benefits:

• Zero fraud liability
• Reports to major credit bureaus

What are the relevant APRs for Advantis Credit Union Visa Classic Credit Card?

According to the Federal Reserve Board, the average interest rate is 15% for all credit cards and 17% for accounts that carry a balance. Advantis Credit Union Visa Classic Credit Card has lower than average purchase APRs.

Advantis Credit Union Visa Classic Credit Card has a variable purchase APR that ranges from 8.9% up to 17.9%. The card has a variable balance transfer APR that ranges from 8.9% up to 17.9%. It also has a variable cash advance APR that ranges from 8.9% up to 17.9%.

What are the fees for Advantis Credit Union Visa Classic Credit Card?

The following fees apply to Advantis Credit Union Visa Classic Credit Card:

Advantis Credit Union Visa Classic Credit Card Fees

Fees	Amount
Annual Fee	$0
Foreign Transaction Fee	1%
Returned Payment Fee	up to $12
Late Payment Fee	up to $35

Does Advantis Credit Union Visa Classic Credit Card report your account activity to credit bureaus?

Yes, Advantis Credit Union Visa Classic Credit Card reports your account activity to the following credit reporting agencies:

• Equifax
• Experian
• Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for Advantis Credit Union Visa Classic Credit Card

• Visit the Advantis Credit Union Visa Classic Credit Card website.
• Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
• Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.