Advantis Credit Union Visa Platinum Rewards Credit Card
in Personal Credit Cards from Advantis Credit Union
UnaffiliatedAdvantis Credit Union Visa Platinum Rewards Credit Card
in Personal Credit Cards from Advantis Credit Union
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| Balance Transfer APR (Variable APR) | 8.40% - 17.40% |
| Credit Score Range | 650 - 850 |
| Annual Fee | $45 |
| Purchase APR (Variable APR) | 8.40% - 17.40% |
Advantis Credit Union Visa Platinum Rewards Credit Card Review
Advantis Credit Union Visa Platinum Rewards Credit Card is a rewards credit card issued by Advantis Credit Union. If you're wondering whether Advantis Credit Union Visa Platinum Rewards Credit Card is the right card for you, read on. This is everything you need to know to make a good choice.
Key takeaways:
- Competitive APRs. Advantis Credit Union Visa Platinum Rewards Credit Card has a variable purchase APR that ranges from 8.40% up to 17.40%.
- Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 1% every time you make a transaction outside the U.S.
- Fair or better credit required. You stand a chance of qualifying if your credit score is not below 650.
Advantis Credit Union Visa Platinum Rewards Credit Card Pros and Cons:
| The Good | The Bad |
|---|---|
|
|
Is there a Advantis Credit Union Visa Platinum Rewards Credit Card cash back or rewards program?
Advantis Credit Union Visa Platinum Rewards Credit Card offers a rewards program to its customers.
| Rewards rate (all purchases) | N/A |
| Max rewards rate | N/A |
| Annual rewards limit | N/A |
| Signup Bonus ($) | N/A |
Does Advantis Credit Union Visa Platinum Rewards Credit Card have a signup bonus?
Advantis Credit Union Visa Platinum Rewards Credit Card doesn't offer a cash signup bonus.Does Advantis Credit Union Visa Platinum Rewards Credit Card offer an annual loyalty bonus?
Advantis Credit Union Visa Platinum Rewards Credit Card doesn't offer a cash loyalty bonus.What are the Advantis Credit Union Visa Platinum Rewards Credit Card benefits?
Advantis Credit Union Visa Platinum Rewards Credit Card provides the following benefits:
- Zero fraud liability
- Reports to major credit bureaus
What are the relevant APRs for Advantis Credit Union Visa Platinum Rewards Credit Card?
According to the Federal Reserve Board, the average interest rate is 15% for all credit cards and 17% for accounts that carry a balance. Advantis Credit Union Visa Platinum Rewards Credit Card has lower than average purchase APRs.Advantis Credit Union Visa Platinum Rewards Credit Card has a variable purchase APR that ranges from 8.40% up to 17.40%. The card has a variable balance transfer APR that ranges from 8.40% up to 17.40%. It also has a variable cash advance APR that ranges from 8.40% up to 17.40%.
Does Advantis Credit Union Visa Platinum Rewards Credit Card have an introductory APR offer on balance transfers?
No, Advantis Credit Union Visa Platinum Rewards Credit Card does not come with an introductory APR offer for balance transfers.Does Advantis Credit Union Visa Platinum Rewards Credit Card have an introductory APR offer on new purchases??
Advantis Credit Union Visa Platinum Rewards Credit Card does not offer an introductory rate on new purchases.| Description | |
|---|---|
| Introductory Rate | N/A |
| Purchase Intro APR Period (months) | N/A |
What are the Advantis Credit Union Visa Platinum Rewards Credit Card fees?
The following fees apply to Advantis Credit Union Visa Platinum Rewards Credit Card:
| Fees | Amount |
|---|---|
| Annual Fee | $45 |
| Foreign Transaction Fee | 1% |
| Returned Payment Fee | up to $12 |
| Late Payment Fee | up to $35 |
Does Advantis Credit Union Visa Platinum Rewards Credit Card have a foreign transaction fee?
Advantis Credit Union Visa Platinum Rewards Credit Card charges a foreign transaction fee of 1%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $20. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge a foreign transaction fee.Does Advantis Credit Union Visa Platinum Rewards Credit Card report your account activity to credit bureaus?
Advantis Credit Union Visa Platinum Rewards Credit Card reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and can help improve your credit score.
How to apply for Advantis Credit Union Visa Platinum Rewards Credit Card
- Visit the Advantis Credit Union Visa Platinum Rewards Credit Card website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
- If you're denied click here to find out why your application may have been rejected and what you can do about it.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
Contact
- Headquarters
-
Advantis Credit Union
P.O. BOX 14220
Portland, OR 97293 - (800) 547-5532
- Visit Site
About Advantis Credit Union Visa Platinum Rewards Credit Card
Availability
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Washington, DC
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- West Virginia
- Wisconsin
- Wyoming
Feature Breakdown
| Every Purchase (Points) | Earn 1 point for every $1 you spend (points expire after 4 years) |
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Other Personal Credit Cards
Advantis Credit Union Personal Credit Cards
Balance Transfer APR
8.9% - 17.9%
Credit Score Range
650 - 850
Annual Fee
$0
Purchase APR
8.9% - 17.9%
Balance Transfer APR
8.40% - 17.40%
Credit Score Range
650 - 850
Annual Fee
$0
Purchase APR
8.40% - 17.40%
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