Advantis Credit Union Visa Platinum Rewards Credit Card Review

Advantis Credit Union Visa Platinum Rewards Credit Card is a rewards credit card issued by Advantis Credit Union. If you're wondering whether Advantis Credit Union Visa Platinum Rewards Credit Card is the right card for you, read on. This is everything you need to know to make a good choice.

Key takeaways:

• Competitive APRs. Advantis Credit Union Visa Platinum Rewards Credit Card has a variable purchase APR that ranges from 8.40% up to 17.40%.
• Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 1% every time you make a transaction outside the U.S.
• Fair or better credit required. You stand a chance of qualifying if your credit score is not below 650.

Advantis Credit Union Visa Platinum Rewards Credit Card Pros and Cons:

The Good	The Bad
Lower than average purchase APRs. Cardholders can earn rewards on every purchase. Earn rewards on every purchase. Advantis Credit Union Visa Platinum Rewards Credit Card reports to multiple credit bureaus. Cardholders can earn rewards on their purchases.	Charges an annual fee of $45 Does not offer a signup bonus. Charges a foreign transaction fee of 1%. Does not include many credit card rewards.

Is there a Advantis Credit Union Visa Platinum Rewards Credit Card cash back or rewards program?

Advantis Credit Union Visa Platinum Rewards Credit Card offers a rewards program to its customers.

Advantis Credit Union Visa Platinum Rewards Credit Card Rewards

Rewards rate (all purchases)	N/A
Max rewards rate	N/A
Annual rewards limit	N/A
Signup Bonus ($)	N/A

What are the Advantis Credit Union Visa Platinum Rewards Credit Card benefits?

Advantis Credit Union Visa Platinum Rewards Credit Card provides the following benefits:

• Zero fraud liability
• Reports to major credit bureaus

What are the relevant APRs for Advantis Credit Union Visa Platinum Rewards Credit Card?

According to the Federal Reserve Board, the average interest rate is 15% for all credit cards and 17% for accounts that carry a balance. Advantis Credit Union Visa Platinum Rewards Credit Card has lower than average purchase APRs.

Advantis Credit Union Visa Platinum Rewards Credit Card has a variable purchase APR that ranges from 8.40% up to 17.40%. The card has a variable balance transfer APR that ranges from 8.40% up to 17.40%. It also has a variable cash advance APR that ranges from 8.40% up to 17.40%.

What are the fees for Advantis Credit Union Visa Platinum Rewards Credit Card?

The following fees apply to Advantis Credit Union Visa Platinum Rewards Credit Card:

Advantis Credit Union Visa Platinum Rewards Credit Card Fees

Fees	Amount
Annual Fee	$45
Foreign Transaction Fee	1%
Returned Payment Fee	up to $12
Late Payment Fee	up to $35

Does Advantis Credit Union Visa Platinum Rewards Credit Card report your account activity to credit bureaus?

Advantis Credit Union Visa Platinum Rewards Credit Card reports your account activity to the following credit reporting agencies:

• Equifax
• Experian
• Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and can help improve your credit score.

How to apply for Advantis Credit Union Visa Platinum Rewards Credit Card

• Visit the Advantis Credit Union Visa Platinum Rewards Credit Card website.
• Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
• Check the information is accurate and submit your application.
• If you're denied click here to find out why your application may have been rejected and what you can do about it.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.