Last Updated: 07/28/2025
Advia Credit Union Visa Platinum Fixed Rate Credit Card
Unaffiliated
in Credit Cards from Advia Credit Union
Last Updated: 07/28/2025
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Highlights
Purchase APR (Variable APR)
8.90% - 16.90%(Verified 06/21/2024)
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Balance Transfer APR (Variable APR)
8.90% - 16.90%(Verified 06/21/2024)
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Credit Score Range
650 - 850
Annual Fee
$0
Advia Credit Union Visa Platinum Fixed Rate Credit Card Review
This is a card issued by Advia Credit Union. If you're wondering whether Advia Credit Union Visa Platinum Fixed Rate Credit Card is the right card for you, read on.
Key Takeaways
- APRs: Advia Credit Union Visa Platinum Fixed Rate Credit Card has a variable regular purchase APR that ranges from 8.90% up to 16.90%.
- No annual fee. This is a great option for people looking for a low-maintenance card. It gives you the benefits of a credit card , but you don't have to pay an annual fee for the privilege.
- Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of up to 1% every time you make a transaction outside the U.S.
- Fair or better credit required. You will have good approval odds if you have a fair credit score or better.
Pros & Cons of Advia Credit Union Visa Platinum Fixed Rate Credit Card
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Advia Credit Union Visa Platinum Fixed Rate Credit Card FAQ
Does Advia Credit Union Visa Platinum Fixed Rate Credit Card have a cash back or rewards program?
No, it does not offer a rewards program.
| Description |
- Auto Rental Collision Damage Waiver
- Zero fraud liability
- Travel Assistance
- Reports to major credit bureaus
What are the relevant APRs for Advia Credit Union Visa Platinum Fixed Rate Credit Card?
According to the Federal Reserve Board, the average regular APR for accounts that carry a balance (as of November 2024) is 22.80%. This card has lower than average regular APRs.Advia Credit Union Visa Platinum Fixed Rate Credit Card has a variable purchase APR that ranges from 8.90% up to 16.90%. The card has a variable balance transfer APR that ranges from 8.90% up to 16.90%. It also has a variable cash advance APR that ranges from 8.90% up to 16.90%.
Does Advia Credit Union Visa Platinum Fixed Rate Credit Card have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers.Does Advia Credit Union Visa Platinum Fixed Rate Credit Card have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for Advia Credit Union Visa Platinum Fixed Rate Credit Card?
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Returned Payment Fee | Up to $32 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Foreign Currency Transaction Fee | Starting at 1% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Annual Fee | $0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Late Fee Amount | Up to $35 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Cash Advance Fee (%) | 0% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost card.
Does Advia Credit Union Visa Platinum Fixed Rate Credit Card have a foreign transaction fee?
Advia Credit Union Visa Platinum Fixed Rate Credit Card charges a foreign transaction fee of up to 1%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $20. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.What is the customer service phone number for Advia Credit Union Visa Platinum Fixed Rate Credit Card?
The customer service number for Advia Credit Union Visa Platinum Fixed Rate Credit Card is (844) 238-4228.
What is the support contact email for Advia Credit Union Visa Platinum Fixed Rate Credit Card?
The support contact email for Advia Credit Union Visa Platinum Fixed Rate Credit Card is CommercialServices@adviacu.org.
What is the login page for Advia Credit Union Visa Platinum Fixed Rate Credit Card?
You can access the login page of Advia Credit Union Visa Platinum Fixed Rate Credit Card here.
How do people rate the customer service and user experience of Advia Credit Union Visa Platinum Fixed Rate Credit Card?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does Advia Credit Union Visa Platinum Fixed Rate Credit Card report your account activity to credit bureaus?
Yes, Advia Credit Union Visa Platinum Fixed Rate Credit Card reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does Advia Credit Union perform a hard credit pull?
Yes, Advia Credit Union Visa Platinum Fixed Rate Credit Card performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
How to apply for Advia Credit Union Visa Platinum Fixed Rate Credit Card
- Visit the website of Advia Credit Union Visa Platinum Fixed Rate Credit Card.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
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Hours of Operation
Sunday
Closed
Monday
9:00AM - 5:00PM
Tuesday
9:00AM - 5:00PM
Wednesday
9:00AM - 5:00PM
Thursday
9:00AM - 5:00PM
Friday
9:00AM - 6:00PM
Saturday
9:00AM - 1:00PM