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  Advia Credit Union Visa Platinum Fixed Rate Credit Card
Advia Credit Union Visa Platinum Fixed Rate Credit Card
in Credit Cards from Advia Credit Union
Unaffiliated

Advia Credit Union Visa Platinum Fixed Rate Credit Card

Unaffiliated
in Credit Cards from Advia Credit Union
Net Recommendation Score 0  

SUPERMONEY NET RECOMMENDATION SCORE

This product is mostly not recommended by SuperMoney users with a score of 0, equating to 3 on a 5 point rating scale.

0

Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

Rating not yet determined  

0 users recommend
1 user is unsure
0 users don't recommend
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Highlights
Community Rating

Rating not yet determined  
Purchase APR  (Variable APR) 8.90% - 16.90%
Balance Transfer APR  (Variable APR) 8.90% - 16.90%
Credit Score Range 650 - 850
Annual Fee $0

Advia Credit Union Visa Platinum Fixed Rate Credit Card Review

This is a card issued by Advia Credit Union. If you're wondering whether Advia Credit Union Visa Platinum Fixed Rate Credit Card is the right card for you, read on.

Key Takeaways

  • Competitive APRs. Advia Credit Union Visa Platinum Fixed Rate Credit Card has a variable purchase APR that ranges from 8.90% up to 16.90%.
  • No annual fee*. This is a great option for people looking for a low-maintenance card. It gives you the benefits of a credit card, but you don't have to pay an annual fee for the privilege.
  • Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 1% every time you make a transaction outside the U.S.
  • Fair or better credit required. You will have good approval odds if your credit score is above 650.

Pros & Cons of Advia Credit Union Visa Platinum Fixed Rate Credit Card

The Good The Bad
  • Potentially lower than average purchase APRs.
  • No annual fee.
  • Offers auto rental collision damage waiver.
  • Travel assistance insurance
  • Advia Credit Union Visa Platinum Fixed Rate Credit Card reports to multiple credit bureaus.
  • Does not offer a signup bonus.
  • Does not offer rewards or cash back.
  • Charges a foreign transaction fee of 1%.
  • You don't earn rewards on every purchase.

Advia Credit Union Visa Platinum Fixed Rate Credit Card FAQ

Does Advia Credit Union Visa Platinum Fixed Rate Credit Card have a cash back or rewards program?

No, it does not offer a rewards program.

What are the Advia Credit Union Visa Platinum Fixed Rate Credit Card benefits?

It provides the following benefits:

  • Auto Rental Collision Damage Waiver
  • Zero fraud liability
  • Travel Assistance
  • Reports to major credit bureaus

What are the relevant APRs for Advia Credit Union Visa Platinum Fixed Rate Credit Card?

According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has lower than average regular APRs.

Advia Credit Union Visa Platinum Fixed Rate Credit Card has a variable purchase APR that ranges from 8.90% up to 16.90%. The card has a variable balance transfer APR that ranges from 8.90% up to 16.90%. It also has a variable cash advance APR that ranges from 8.90% up to 16.90%.

Does Advia Credit Union Visa Platinum Fixed Rate Credit Card have an intro APR offer on balance transfers?

No, it does not come with an intro APR offer for balance transfers.

Does Advia Credit Union Visa Platinum Fixed Rate Credit Card have an intro APR offer on new purchases?

This card does not offer an intro APR rate on new purchases.

What are the fees for Advia Credit Union Visa Platinum Fixed Rate Credit Card?

The following fees apply:

Advia Credit Union Visa Platinum Fixed Rate Credit Card Fees
Fees Amount
Annual Fee $0
Foreign Transaction Fee 1%
Returned Payment Fee up to $32
Late Payment Fee up to $35

This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost card.

Does Advia Credit Union Visa Platinum Fixed Rate Credit Card have a foreign transaction fee?

Advia Credit Union Visa Platinum Fixed Rate Credit Card charges a foreign transaction fee of 1%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $20. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.

What is the customer service phone number for Advia Credit Union Visa Platinum Fixed Rate Credit Card?

The Advia Credit Union Visa Platinum Fixed Rate Credit Card customer service number is (844) 238-4228.

What is the support contact email for Advia Credit Union Visa Platinum Fixed Rate Credit Card?

The support contact email for Advia Credit Union Visa Platinum Fixed Rate Credit Card is CommercialServices@adviacu.org.

What is the Advia Credit Union Visa Platinum Fixed Rate Credit Card login page?

You can access the Advia Credit Union Visa Platinum Fixed Rate Credit Card login page here.

How do people rate the customer service and user experience of Advia Credit Union Visa Platinum Fixed Rate Credit Card?

We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.

Does Advia Credit Union Visa Platinum Fixed Rate Credit Card report your account activity to credit bureaus?

Yes, Advia Credit Union Visa Platinum Fixed Rate Credit Card reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for Advia Credit Union Visa Platinum Fixed Rate Credit Card

  • Visit the Advia Credit Union Visa Platinum Fixed Rate Credit Card website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Hours of Operation

  • Sunday Closed
  • Monday 9:00am - 5:00pm
  • Tuesday 9:00am - 5:00pm
  • Wednesday 9:00am - 5:00pm
  • Thursday 9:00am - 5:00pm
  • Friday 9:00am - 6:00pm
  • Saturday 9:00am - 1:00pm

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Availability

  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • Washington, DC
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

Cash Advance Fee (%) 0%
Foreign Currency Transaction Fee 1%
No Annual Fee
Annual Fee $0
No Interest Grace Period for Late Payment 25 days
Returned Payment Fee Up to $32
Late Fee Amount Up to $35
Customer Type Personal
Minimum Age 18
Military Status
  • Active Duty Military
  • Non-Military
  • Veterans
  • Military Dependent
Employment Statuses Considered
  • Other
  • Employed Full-Time
  • Employed Part-Time
  • Self-Employed
  • Retired
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Credit Score Range 650 - 850
Credit Bureau Reporting
  • Experian
  • Equifax
  • TransUnion
Credit Card Benefits
  • Auto Rental Collision Damage Waiver
  • Fraud Liability
  • Travel Assistance
Rewards Type No Rewards
Cash Advance APR (Variable APR) 8.90% - 16.90%
APR Type Variable APR
Balance Computation average daily balance (including new purchases)
Purchase APR (Variable APR) 8.90% - 16.90%
Balance Transfer APR (Variable APR) 8.90% - 16.90%
Balance Transfer Fee % 0%
Card Type
  • Low Interest
Card Network Visa

Advia Credit Union Visa Platinum Fixed Rate Credit Card Community Reviews

 

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SUPERMONEY NET RECOMMENDATION SCORE

This product is mostly not recommended by SuperMoney users with a score of 0, equating to 3 on a 5 point rating scale.

0

Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

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*SuperMoney is not responsible for third party products, services, sites, recommendations, endorsements, reviews, etc. All products, logos, and company names are trademarks™ or registered® trademarks of their respective holders. Their use does not signify or suggest the endorsement, affiliation, or sponsorship, of or by SuperMoney or them of us.

Any opinions, analyses, reviews or recommendations expressed here are those of the author’s alone, and have not been reviewed, approved or otherwise endorsed by any financial institution. This editorial content is not provided by any financial institution.

SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). SuperMoney strives to provide a wide array of offers for our users, but our offers do not represent all financial services companies or products.

We endeavor to ensure that the information on this site is current and accurate but you should confirm any information with the product or service provider and read the information they can provide.

† To check the rates and terms you qualify for, one or more soft credit pulls will be done by SuperMoney, and/or SuperMoney's lending partners, that will not affect your credit score. However, if you choose a product and continue your application at a lending partners' website, they will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and may affect your credit.