Advia Credit Union Visa Platinum Fixed Rate Credit Card
in Personal Credit Cards from Advia Credit Union
UnaffiliatedAdvia Credit Union Visa Platinum Fixed Rate Credit Card
in Personal Credit Cards from Advia Credit Union
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| Balance Transfer APR (Variable APR) | 8.90% - 16.90% |
| Credit Score Range | 650 - 850 |
| Annual Fee | $0 |
| Purchase APR (Variable APR) | 8.90% - 16.90% |
Advia Credit Union Visa Platinum Fixed Rate Credit Card Review
Advia Credit Union Visa Platinum Fixed Rate Credit Card is a credit card issued by Advia Credit Union. If you're wondering whether Advia Credit Union Visa Platinum Fixed Rate Credit Card is the right card for you, read on. This is everything you need to know to make a good choice.
- Competitive APRs. Advia Credit Union Visa Platinum Fixed Rate Credit Card has a variable purchase APR of up to 16.90%.
- Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 1% every time you make a transaction outside the U.S.
- Fair or better credit required. You stand a chance of qualifying if your credit score is not below 650.
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Is there a Advia Credit Union Visa Platinum Fixed Rate Credit Card cash back or rewards program?
No, Advia Credit Union Visa Platinum Fixed Rate Credit Card does not offer a rewards program.
What are the Advia Credit Union Visa Platinum Fixed Rate Credit Card benefits?
Advia Credit Union Visa Platinum Fixed Rate Credit Card provides the following benefits:
- Auto Rental Collision Damage Waiver
- Zero fraud liability
- Travel Assistance
- Reports to major credit bureaus
What are the relevant APRs for Advia Credit Union Visa Platinum Fixed Rate Credit Card?
According to the Federal Reserve Board, the average interest rate is 15% for all credit cards and 17% for accounts that carry a balance. Advia Credit Union Visa Platinum Fixed Rate Credit Card has lower than average purchase APRs.Advia Credit Union Visa Platinum Fixed Rate Credit Card has a variable purchase APR that ranges from 8.90% up to 16.90%. The card has a variable balance transfer APR that ranges from 8.90% up to 16.90%. It also has a variable cash advance APR that ranges from 8.90% up to 16.90%.
Does Advia Credit Union Visa Platinum Fixed Rate Credit Card have an introductory APR offer on balance transfers??
No, Advia Credit Union Visa Platinum Fixed Rate Credit Card does not come with an introductory APR offer for balance transfers.Does Advia Credit Union Visa Platinum Fixed Rate Credit Card have an introductory APR offer on new purchases??
Advia Credit Union Visa Platinum Fixed Rate Credit Card does not offer an introductory rate on new purchases.What are the Advia Credit Union Visa Platinum Fixed Rate Credit Card fees?
The following fees apply to Advia Credit Union Visa Platinum Fixed Rate Credit Card:
| Fees | Amount |
|---|---|
| Annual Fee | $0 |
| Foreign Transaction Fee | 1% |
| Balance Transfer Fee | 0% |
| Returned Payment Fee | up to $32 |
| Late Payment Fee | up to $35 |
Does Advia Credit Union Visa Platinum Fixed Rate Credit Card have a foreign transaction fee?
Advia Credit Union Visa Platinum Fixed Rate Credit Card charges a foreign transaction fee of 1%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $20. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge a foreign transaction fee.Does Advia Credit Union Visa Platinum Fixed Rate Credit Card report your account activity to credit bureaus?
Advia Credit Union Visa Platinum Fixed Rate Credit Card reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and can help improve your credit score.
How to apply for Advia Credit Union Visa Platinum Fixed Rate Credit Card
- Visit the Advia Credit Union Visa Platinum Fixed Rate Credit Card website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
- If you're denied click here to find out why your application may have been rejected and what you can do about it.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
Contact
- Headquarters
-
550 South Riverview Dr.
Parchment, MI 49004 - (844) 238-4228
- Visit Site
About Advia Credit Union Visa Platinum Fixed Rate Credit Card
Availability
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Washington, DC
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- West Virginia
- Wisconsin
- Wyoming
Feature Breakdown
| Cash Advance Fee (%) | 0% |
| No Annual Fee | |
| Annual Fee | $0 |
| No Interest Grace Period for Late Payment | 25 |
| Balance Transfer Fee % | 0% |
| Foreign Currency Transaction Fee | 1% |
| Returned Payment Fee | Up to $32 |
| Late Fee Amount | Up to $35 |
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Other Personal Credit Cards
Advia Credit Union Personal Credit Cards
Balance Transfer APR
9.75% - 17.75%
Credit Score Range
N/A
Annual Fee
$0
Purchase APR
9.75% - 17.75%
Balance Transfer APR
11.75% - 18%
Credit Score Range
650 - 850
Annual Fee
$0
Purchase APR
11.75% - 18.00%
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