Advia CU Visa Advantage Points Credit Card

Advia CU Visa Advantage Points Credit Card Review

This is a rewards card issued by Advia Credit Union. If you're wondering whether Advia CU Visa Advantage Points Credit Card is the right card for you, read on.

Key Takeaways

• Generous reward rate. You can get a rewards rate of up to 3 reward points per dollar spent.
• Competitive APRs. Advia CU Visa Advantage Points Credit Card has a variable purchase APR that ranges from 13.25% up to 18.00%.
• No annual fee*. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases, but you don't have to pay an annual fee for the privilege.
• 3% Balance transfer fee. Advia CU Visa Advantage Points Credit Card charges a fee of 3% on balance transfers. For example, a balance of $1,000 could cost $30 in transfer fees. The minimum fee is $10.
• Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 1% every time you make a transaction outside the U.S.
• Fair or better credit required. You will have good approval odds if your credit score is above 650.

Pros & Cons of Advia CU Visa Advantage Points Credit Card

Advia CU Visa Advantage Points Credit Card FAQ

Does Advia CU Visa Advantage Points Credit Card have a cash back or rewards program?

Advia CU Visa Advantage Points Credit Card is a rewards card.

What are the Advia CU Visa Advantage Points Credit Card benefits?

It provides the following benefits:

• Auto Rental Collision Damage Waiver
• Zero fraud liability
• Reports to major credit bureaus

What are the relevant APRs for Advia CU Visa Advantage Points Credit Card?

Advia CU Visa Advantage Points Credit Card has a variable purchase APR that ranges from 13.25% up to 18.00%. The card has a variable balance transfer APR that ranges from 13.25% up to 18%. It also has a variable cash advance APR that ranges from 8.90% up to 16.90%.

What are the fees for Advia CU Visa Advantage Points Credit Card?

The following fees apply:

This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost rewards card.

Does Advia CU Visa Advantage Points Credit Card report your account activity to credit bureaus?

Yes, Advia CU Visa Advantage Points Credit Card reports your account activity to the following credit reporting agencies:

• Equifax
• Experian
• Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for Advia CU Visa Advantage Points Credit Card

• Visit the Advia CU Visa Advantage Points Credit Card website.
• Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
• Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.