Last Updated: 07/28/2025
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Highlights
Purchase APR (Fixed APR)
13.00%(Verified 06/21/2024)
Disclaimer popup with additional information
Balance Transfer APR (Fixed APR)
6.90% - 7.90%(Verified 06/21/2024)
Disclaimer popup with additional information
Credit Score Range
600 - 850
Annual Fee
$0
AEELA Regular MasterCard Review
This is a card issued by AEELA. If you're wondering whether AEELA Regular MasterCard is the right card for you, read on.
Key Takeaways
- APRs: AEELA Regular MasterCard has a fixed purchase APR of 13.00%
- No annual fee. This is a great option for people looking for a low-maintenance card. It gives you the benefits of a credit card , but you don't have to pay an annual fee for the privilege.
- No foreign transaction fee. This card does not charge a fee when you make a purchase that passes through a foreign bank, or is in a currency other than the U.S. dollar (USD), which makes it a great credit card to carry when traveling abroad.
- Multiple credit card benefits. Includes generous credit card perks, such as Auto Rental Collision Damage Waiver, extended warranty protection on purchases, identity theft protection, purchase security, travel accident insurance, and fraud protection.
- Poor credit accepted. This card will consider people who have poor credit.
Pros & Cons of AEELA Regular MasterCard
| The Good | The Bad |
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AEELA Regular MasterCard FAQ
Does AEELA Regular MasterCard have a cash back or rewards program?
No, it does not offer a rewards program.
| Description |
- Auto Rental Collision Damage Waiver
- Extended Warranty Protection
- Zero fraud liability
- Travel Accident Insurance
- Reports to major credit bureaus
What are the relevant APRs for AEELA Regular MasterCard?
According to the Federal Reserve Board, the average regular APR for accounts that carry a balance (as of November 2024) is 22.80%. This card has lower than average regular APRs.AEELA Regular MasterCard has a fixed purchase APR of 13.00%. The card has a fixed balance transfer APR that ranges from 6.90% up to 7.90%. It also has a fixed cash advance APR of 10.90% .
Does AEELA Regular MasterCard have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers.Does AEELA Regular MasterCard have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for AEELA Regular MasterCard?
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Returned Payment Fee | Up to $10 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Foreign Currency Transaction Fee | Starting at 0% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Annual Fee | $0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| No Foreign Transaction Fee? | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| No Annual Fee? | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Late Fee Amount | Up to $10 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Cash Advance Fee ($) | $0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Cash Advance Fee (%) | 0% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost card.
Does AEELA Regular MasterCard have a foreign transaction fee?
This card does not charge foreign transaction fees. If you are a frequent traveler, avoiding foreign transaction fees can save you hundreds of dollars in fees when you travel out of the country.What is the customer service phone number for AEELA Regular MasterCard?
The customer service number for AEELA Regular MasterCard is (787) 641-2021.
What is the support contact email for AEELA Regular MasterCard?
The support contact email for AEELA Regular MasterCard is comunicaciones@aeela.com.
How do people rate the customer service and user experience of AEELA Regular MasterCard?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does AEELA Regular MasterCard report your account activity to credit bureaus?
Yes, AEELA Regular MasterCard reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does AEELA perform a hard credit pull?
Yes, AEELA Regular MasterCard performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
How to apply for AEELA Regular MasterCard
- Visit the website of AEELA Regular MasterCard.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
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Contact
Headquarters
457 Avenida de la Constitución 459, San Juan, 00917, Puerto Rico
San Juan, PR 00917
Hours of Operation
SundayClosedMonday7:30AM - 4:00PMTuesday7:30AM - 4:00PMWednesday7:30AM - 4:00PMThursday7:30AM - 4:00PMFriday7:30AM - 4:00PMSaturdayClosed
Other Services by AEELA
Other Credit Cards from AEELA
Rating not yet determined
Purchase APR
13.00%
Disclaimer popup with additional information
Balance Transfer APR
6.90% - 7.90%
Disclaimer popup with additional information
Credit Score Range
600 - 850
300
850
Annual Fee
$0
SuperMoney Net Recommendation Score
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