SuperMoney
  AEELA Regular MasterCard

AEELA Regular MasterCard

in Personal Credit Cards from AEELA

Unaffiliated

AEELA Regular MasterCard

Unaffiliated

in Personal Credit Cards from AEELA

Not enough votes for recommendation

Not enough votes for recommendation

Cast your vote

Would you recommend AEELA Regular MasterCard to your friends?

Thanks for your vote!

You voted: May or may not recommend

Highlights
Purchase APR  (Fixed APR) 13.00
Balance Transfer APR  (Fixed APR) 6.90 - 7.90
Credit Score Range 600 - 850
Annual Fee 0

AEELA Regular MasterCard Review

AEELA Regular MasterCard is a credit card issued by AEELA. If you're wondering whether AEELA Regular MasterCard is the right card for you, read on. This is everything you need to know to make a good choice.

Key Takeaways
  • Competitive APRs. AEELA Regular MasterCard has a fixed purchase APR of 13.00%
  • No annual fee*. This is a great option for people looking for a low-maintenance card. It gives you the benefits of a credit card, but you don't have to pay an annual fee for the privilege.
  • No foreign transaction fee. This card does not charge a fee when you make a purchase that passes through a foreign bank, or is in a currency other than the U.S. dollar (USD), which makes it a great credit card to carry when traveling abroad.
  • Multiple credit card benefits. Includes generous credit card perks, such as rental insurance, extended warranty protection on purchases, identity theft protection, purchase protection, travel accident insurance, and fraud protection.
  • Fair or better credit required. You will have good approval oods if your credit score is above600.
AEELA Regular MasterCard Pros & Cons
The Good The Bad
  • Lower than average purchase APRs.
  • No annual fee.
  • Multiple credit card perks.
  • Offers auto rental collision damage waiver.
  • Extended warranty on purchases.
  • Identity Theft Protection.
  • Travel accident insurance.
  • Considers applicants with fair or poor credit.
  • No foreign transaction fee.
  • AEELA Regular MasterCard reports to multiple credit bureaus.
  • Does not offer a signup bonus.
  • Does not offer rewards or cash back.
  • You don't earn rewards on every purchase.
AEELA Regular MasterCard FAQ

Is there a AEELA Regular MasterCard cash back or rewards program?

No, AEELA Regular MasterCard does not offer a rewards program.

What are the AEELA Regular MasterCard benefits?

AEELA Regular MasterCard provides the following benefits:

  • Auto Rental Collision Damage Waiver
  • Extended Warranty Protection
  • Zero fraud liability
  • Travel Accident Insurance
  • Reports to major credit bureaus

What are the relevant APRs for AEELA Regular MasterCard?

According to the Federal Reserve Board, the average interest rate is 15% for all credit cards and 17% for accounts that carry a balance. AEELA Regular MasterCard has lower than average purchase APRs.

AEELA Regular MasterCard has a fixed purchase APR of 13.00%. The card has a fixed balance transfer APR that ranges from 6.90% up to 7.90%. It also has a fixed cash advance APR of 10.90% .

Does AEELA Regular MasterCard have an introductory APR offer on balance transfers?

No, AEELA Regular MasterCard does not come with an introductory APR offer for balance transfers.

Does AEELA Regular MasterCard have an introductory APR offer on new purchases?

AEELA Regular MasterCard does not offer an introductory rate on new purchases.

What are the fees for AEELA Regular MasterCard?

The following fees apply to AEELA Regular MasterCard:

AEELA Regular MasterCard Fees
Fees Amount
Annual Fee $0
Foreign Transaction Fee 0%
Returned Payment Fee up to $10
Late Payment Fee up to $10

Does AEELA Regular MasterCard have a foreign transaction fee?

AEELA Regular MasterCard does not charge foreign transaction fees. If you are a frequent traveler, this can save you hundreds of dollars in credit card fees when you travel out of the country.

Does AEELA Regular MasterCard report your account activity to credit bureaus?

Yes, AEELA Regular MasterCard reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for AEELA Regular MasterCard

  • Visit the AEELA Regular MasterCard website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

  • Headquarters
  •   457 Avenida de la Constitución 459, San Juan, 00917, Puerto Rico
    San Juan, PR 00917
  • (787) 641-2021
  •   Visit Site

Hours of Operation

  • Sunday Closed
  • Monday 7:30am - 4:00pm
  • Tuesday 7:30am - 4:00pm
  • Wednesday 7:30am - 4:00pm
  • Thursday 7:30am - 4:00pm
  • Friday 7:30am - 4:00pm
  • Saturday Closed

About AEELA Regular MasterCard

Icon for Personal Credit Cards
View all personal credit cards offered by AEELA

Availability

  Available in 50 states and Washington, D.C.
  • Alaska
  • Alabama
  • Arkansas
  • Arizona
  • California
  • Colorado
  • Connecticut
  • Washington, DC
  • Delaware
  • Florida
  • Georgia
  • Hawaii
  • Iowa
  • Idaho
  • Illinois
  • Indiana
  • Kansas
  • Kentucky
  • Louisiana
  • Massachusetts
  • Maryland
  • Maine
  • Michigan
  • Minnesota
  • Missouri
  • Mississippi
  • Montana
  • North Carolina
  • North Dakota
  • Nebraska
  • New Hampshire
  • New Jersey
  • New Mexico
  • Nevada
  • New York
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Virginia
  • Vermont
  • Washington
  • Wisconsin
  • West Virginia
  • Wyoming

Feature Breakdown

Cash Advance Fee Minimum 0
Cash Advance Fee (%) 0
Minimum Cash Advance Fee ($) 0
Foreign Currency Transaction Fee 0
No Annual Fee
No Foreign Transaction Fee
Annual Fee 0
No Interest Grace Period for Late Payment 25 days
Returned Payment Fee Up to 10
Late Fee Amount Up to 10
Customer Type Personal
Minimum Age 18
Supported Income Types
  • Direct Deposit (W2, SSA, SSDI)
  • Cash
  • Payroll Check or Prepaid Card
  • 1099 Misc. Income
Military Status
  • Active Duty Military
  • Non-Military
  • Veterans
  • Military Dependent
Employment Statuses Considered
  • Other
  • Employed Full-Time
  • Employed Part-Time
  • Self-Employed
  • Retired
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Credit Score Range 600 - 850
Credit Bureau Reporting
  • Experian
  • Equifax
  • TransUnion
Credit Card Benefits
  • Identity Theft Protection
  • Auto Rental Collision Damage Waiver
  • Extended Warranty Protection
  • Purchase Protection
  • Fraud Liability
  • Travel Accident Insurance
Rewards Type No Rewards
Cash Advance APR (Fixed APR) 10.90
Credit Limit 600 - 4
Purchase APR (Fixed APR) 13.00
Balance Transfer APR (Fixed APR) 6.90 - 7.90
Balance Transfer Fee Minimum 0
Balance Transfer Fee % 0
Card Type
  • Low Interest
Card Network Mastercard

Be the first to rate

 

Would you recommend AEELA Regular MasterCard to your friends?

Before we publish your vote:

Please explain your vote by sharing your experience.

Writing a review increases the credibility of your vote and helps your fellow users make a better-informed decision.

Please write a review to submit your vote
Cancel my vote
(will require moderator approval)

Other Personal Credit Cards

AEELA Personal Credit Cards

Loading...