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  Aeroplan® Card
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Aeroplan® Card

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Highlights
Purchase APR  (Variable APR) 20.74% - 27.74%
(Verified 01/17/2023)
Balance Transfer APR  (Variable APR) 20.74% - 27.74%
(Verified 01/17/2023)
Credit Score Range 690 - 850
Annual Fee $95

Aeroplan® Card Review

This is a card issued by Chase Bank. If you're wondering whether Aeroplan Card is the right card for you, read on.

Key Takeaways

  • Signup bonus. Offers a signup bonus of 70000 points after spending $3,000 within 3 months that can be redeemed for travel, gifts, or other perks.
  • High APRs. This is not a great card for people who carry a balance. It has a variable purchase APR that ranges from 20.74% up to 27.74%.
  • 5% Balance transfer fee. Aeroplan® Card charges a fee of 5% on balance transfers. For example, a balance of $1,000 could cost $50 in transfer fees. The minimum fee is $5.
  • No foreign transaction fee. This card does not charge a fee when you make a purchase that passes through a foreign bank, or is in a currency other than the U.S. dollar (USD), which makes it a great credit card to carry when traveling abroad.
  • Multiple credit card benefits. Includes generous credit card perks, such as rental insurance, purchase protection, travel accident insurance, and fraud protection.
  • Good or better credit required. You will have low approval odds if your credit score is below 690.

Pros & Cons of Aeroplan Card

The Good The Bad
  • Multiple credit card perks.
  • Offers auto rental collision damage waiver.
  • Travel accident insurance.
  • No foreign transaction fee.
  • Higher than average purchase APRs.
  • You need good credit to qualify.
  • Charges an annual fee of $95
  • Does not offer rewards or cash back.
  • You don't earn rewards on every purchase.
  • Does not report to credit bureaus.
  • Charges a 5% balance transfer fee.

Aeroplan Card FAQ

Does Aeroplan Card have a cash back or rewards program?

No, it does not offer a rewards program.

What are the Aeroplan Card benefits?

It provides the following benefits:

  • Auto Rental Collision Damage Waiver
  • Zero fraud liability
  • Travel Accident Insurance

What are the relevant APRs for Aeroplan Card?

According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has higher than average regular APRs.

Aeroplan® Card has a variable purchase APR that ranges from 20.74% up to 27.74%. The card has a variable balance transfer APR that ranges from 20.74% up to 27.74%. It also has a variable cash advance APR of 29.24% . Note that late payments are subject to an APR of 29.99% if you are late or miss your payments. Typically, the penalty APR applies for a minimum of six months but can go on indefinitely.

Does Aeroplan Card have an intro APR offer on balance transfers?

No, it does not come with an intro APR offer for balance transfers.

Does Aeroplan Card have an intro APR offer on new purchases?

This card does not offer an intro APR rate on new purchases.

What are the fees for Aeroplan Card?

The following fees apply:

Aeroplan Card Fees
Fees Amount
Annual Fee $95
Foreign Transaction Fee 0%
Returned Payment Fee up to $40
Late Payment Fee up to $40

Does Aeroplan Card have a foreign transaction fee?

This card does not charge foreign transaction fees. If you are a frequent traveler, avoiding foreign transaction fees can save you hundreds of dollars in fees when you travel out of the country.

What is the customer service phone number for Aeroplan Card?

The Aeroplan Card customer service number is (877) 242-7372.

What is the support contact email for Aeroplan Card?

The support contact email for Aeroplan Card is customerdepartament@chase.com.

What is the Aeroplan Card login page?

You can access the Aeroplan Card login page here.

How do people rate the customer service and user experience of Aeroplan Card?

We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.

How to apply for Aeroplan Card

  • Visit the Aeroplan Card website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Hours of Operation

  • Sunday Closed
  • Monday 9:00am - 5:00pm
  • Tuesday 9:00am - 5:00pm
  • Wednesday 9:00am - 5:00pm
  • Thursday 9:00am - 5:00pm
  • Friday 9:00am - 6:00pm
  • Saturday 9:00am - 1:00pm

Other Services by Chase Bank

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View all credit cards offered by Chase Bank

Availability

  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • Washington, DC
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

Cash Advance Fee Minimum $10
Cash Advance Fee (%) 5%
Minimum Cash Advance Fee ($) $10
Foreign Currency Transaction Fee 0%
No Foreign Transaction Fee
Annual Fee $95
Minimum Interest Charge $0
Returned Payment Fee Up to $40
Late Fee Amount Up to $40
Customer Type Personal
Minimum Age 18
Military Status
  • Active Duty Military
  • Non-Military
  • Veterans
  • Military Dependent
Employment Statuses Considered
  • Other
  • Employed Full-Time
  • Employed Part-Time
  • Self-Employed
  • Retired
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Credit Score Range 690 - 850
Credit Card Benefits
  • Auto Rental Collision Damage Waiver
  • Purchase Protection
  • Fraud Liability
  • Travel Accident Insurance
Signup Bonus (points) 70,000
Cash Advance APR (Variable APR) 29.24%
APR Type Variable APR
Penalty APR (Variable APR) 29.99%
Purchase APR (Variable APR) 20.74% - 27.74%
(Verified 01/17/2023)
Balance Transfer APR (Variable APR) 20.74% - 27.74%
(Verified 01/17/2023)
Balance Transfer Fee Minimum $5
Balance Transfer Fee % 5%
Card Type
  • Travel
  • Airline
Card Network Mastercard

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