Is there a Affinity Cash Reward Visa Signature Credit Card cash back or rewards program?

No, Affinity Cash Reward Visa Signature Credit Card does not offer a rewards program. Affinity Cash Reward Visa Signature Credit Card is a cashback card. This means you earn a percentage of your purchase as a cash reward. With Affinity Cash Reward Visa Signature Credit Card you receive 1% cash back on every purchase. For example, if you buy a $1,000 laptop, you will receive $10 back in cash. However, you can earn up to 5% for purchases in a bonus category.

What are the Affinity Cash Reward Visa Signature Credit Card benefits?

Affinity Cash Reward Visa Signature Credit Card provides the following benefits:

• Cellular Telephone Protection
• ID Theft Protection
• Reports to major credit bureaus

What are the relevant APRs for Affinity Cash Reward Visa Signature Credit Card?

According to the Federal Reserve Board, the average interest rate is 15% for all credit cards and 17% for accounts that carry a balance. Affinity Cash Reward Visa Signature Credit Card has lower than average purchase APRs.

Affinity Cash Reward Visa Signature Credit Card has a variable purchase APR that ranges from 14.00% up to 17.00%. The card has a variable balance transfer APR that ranges from 14.00% up to 17.00%. It also has a variable cash advance APR of 18% .

What are the fees for Affinity Cash Reward Visa Signature Credit Card?

The following fees apply to Affinity Cash Reward Visa Signature Credit Card:

Affinity Cash Reward Visa Signature Credit Card Fees

Fees	Amount
Annual Fee	$0
Foreign Transaction Fee	0%
Returned Payment Fee	up to $37
Late Payment Fee	up to $37

Does Affinity Cash Reward Visa Signature Credit Card report your account activity to credit bureaus?

Affinity Cash Reward Visa Signature Credit Card reports your account activity to the following credit reporting agencies:

• Equifax
• Experian
• Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and can help improve your credit.

How to apply for Affinity Cash Reward Visa Signature Credit Card

• Visit the Affinity Cash Reward Visa Signature Credit Card website.
• Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
• Check the information is accurate and submit your application.
• If you're denied click here to find out why your application may have been rejected and what you can do about it.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.