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  Affinity FCU Red Bulls New York Visa Credit Card
Affinity FCU Red Bulls New York Visa Credit Card Unaffiliated

Affinity FCU Red Bulls New York Visa Credit Card

Unaffiliated
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Highlights
Purchase APR  (Variable APR) 15.00% - 18.00%
(Verified 10/21/2022)
Balance Transfer APR  (Variable APR) 15.00% - 18.00%
(Verified 10/21/2022)
Credit Score Range 650 - 850
Annual Fee $0

Affinity FCU Red Bulls New York Visa Credit Card Review

This is a rewards card issued by Affinity Federal Credit Union. If you're wondering whether Affinity FCU Red Bulls New York Visa Credit Card is the right card for you, read on.

Key Takeaways

  • Competitive APRs. Affinity FCU Red Bulls New York Visa Credit Card has a variable purchase APR that ranges from 15.00% up to 18.00%.
  • No annual fee*. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases, but you don't have to pay an annual fee for the privilege.
  • 5% Balance transfer fee. Affinity FCU Red Bulls New York Visa Credit Card charges a fee of 5% on balance transfers. For example, a balance of $1,000 could cost $50 in transfer fees. The minimum fee is $10.
  • Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 2% every time you make a transaction outside the U.S.
  • Fair or better credit required. You will have good approval odds if your credit score is above 650.

Pros & Cons of Affinity FCU Red Bulls New York Visa Credit Card

The Good The Bad
  • Potentially lower than average purchase APRs.
  • No annual fee.
  • Cardholders can earn rewards on their purchases.
  • Affinity FCU Red Bulls New York Visa Credit Card reports to multiple credit bureaus.
  • Does not offer a signup bonus.
  • Charges a foreign transaction fee of 2%.
  • Charges a 5% balance transfer fee.
  • Does not include many credit card benefits.

Affinity FCU Red Bulls New York Visa Credit Card FAQ

Does Affinity FCU Red Bulls New York Visa Credit Card have a cash back or rewards program?

Affinity FCU Red Bulls New York Visa Credit Card is a rewards card.

Affinity FCU Red Bulls New York Visa Credit Card Rewards
Rewards rate (all purchases) N/A
Max rewards rate N/A
Annual rewards limit N/A
Signup Bonus ($) N/A

Does Affinity FCU Red Bulls New York Visa Credit Card have a signup bonus?

This card doesn't offer a cash signup bonus.

Does Affinity FCU Red Bulls New York Visa Credit Card offer an annual loyalty bonus?

This card doesn't offer a cash loyalty bonus.

What are the relevant APRs for Affinity FCU Red Bulls New York Visa Credit Card?

According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has lower than average regular APRs.

Affinity FCU Red Bulls New York Visa Credit Card has a variable purchase APR that ranges from 15.00% up to 18.00%. The card has a variable balance transfer APR that ranges from 15.00% up to 18.00%. It also has a variable cash advance APR of 18% .

Does Affinity FCU Red Bulls New York Visa Credit Card have an intro APR offer on balance transfers?

No, it does not come with an intro APR offer for balance transfers.

Does Affinity FCU Red Bulls New York Visa Credit Card have an intro APR offer on new purchases?

This card does not offer an intro APR rate on new purchases.

What are the fees for Affinity FCU Red Bulls New York Visa Credit Card?

The following fees apply:

Affinity FCU Red Bulls New York Visa Credit Card Fees
Fees Amount
Annual Fee $0
Foreign Transaction Fee 2%
Returned Payment Fee up to $37
Late Payment Fee up to $37

This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost rewards card.

Does Affinity FCU Red Bulls New York Visa Credit Card have a foreign transaction fee?

Affinity FCU Red Bulls New York Visa Credit Card charges a foreign transaction fee of 2%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $40. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.

What is the customer service phone number for Affinity FCU Red Bulls New York Visa Credit Card?

The Affinity FCU Red Bulls New York Visa Credit Card customer service number is .

What is the support contact email for Affinity FCU Red Bulls New York Visa Credit Card?

The support contact email for Affinity FCU Red Bulls New York Visa Credit Card is direlations@affinityfcu.com.

What is the Affinity FCU Red Bulls New York Visa Credit Card login page?

You can access the Affinity FCU Red Bulls New York Visa Credit Card login page here.

How do people rate the customer service and user experience of Affinity FCU Red Bulls New York Visa Credit Card?

We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.

Does Affinity FCU Red Bulls New York Visa Credit Card report your account activity to credit bureaus?

Yes, Affinity FCU Red Bulls New York Visa Credit Card reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for Affinity FCU Red Bulls New York Visa Credit Card

  • Visit the Affinity FCU Red Bulls New York Visa Credit Card website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Availability

  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • Washington, DC
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

Cash Advance Fee Minimum $10
Cash Advance Fee (%) 3%
Minimum Cash Advance Fee ($) $10
Foreign Currency Transaction Fee 2%
No Annual Fee
Annual Fee $0
Minimum Interest Charge $0
Returned Payment Fee Up to $37
Late Fee Amount Up to $37
Customer Type Personal
Minimum Age 18
Military Status
  • Active Duty Military
  • Non-Military
  • Veterans
  • Military Dependent
Employment Statuses Considered
  • Other
  • Employed Full-Time
  • Employed Part-Time
  • Self-Employed
  • Retired
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Credit Score Range 650 - 850
Credit Bureau Reporting
  • Experian
  • Equifax
  • TransUnion
Rewards Categories
  • 1.25x Points on Every Purchase
Cash Advance APR (Variable APR) 18%
APR Type Variable APR
Purchase APR (Variable APR) 15.00% - 18.00%
(Verified 10/21/2022)
Balance Transfer APR (Variable APR) 15.00% - 18.00%
(Verified 10/21/2022)
Balance Transfer Fee Minimum $10
Balance Transfer Fee % 5%
Card Type
  • Rewards
Card Network Visa

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