Affinity FCU Red Bulls New York Visa Credit Card

Affinity FCU Red Bulls New York Visa Credit Card Review

This is a rewards card issued by Affinity Federal Credit Union. If you're wondering whether Affinity FCU Red Bulls New York Visa Credit Card is the right card for you, read on.

Key Takeaways

• Competitive APRs. Affinity FCU Red Bulls New York Visa Credit Card has a variable purchase APR that ranges from 15.00% up to 18.00%.
• No annual fee*. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases, but you don't have to pay an annual fee for the privilege.
• 5% Balance transfer fee. Affinity FCU Red Bulls New York Visa Credit Card charges a fee of 5% on balance transfers. For example, a balance of $1,000 could cost $50 in transfer fees. The minimum fee is $10.
• Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 2% every time you make a transaction outside the U.S.
• Fair or better credit required. You will have good approval odds if your credit score is above 650.

Pros & Cons of Affinity FCU Red Bulls New York Visa Credit Card

Affinity FCU Red Bulls New York Visa Credit Card FAQ

Does Affinity FCU Red Bulls New York Visa Credit Card have a cash back or rewards program?

Affinity FCU Red Bulls New York Visa Credit Card is a rewards card.

What are the relevant APRs for Affinity FCU Red Bulls New York Visa Credit Card?

Affinity FCU Red Bulls New York Visa Credit Card has a variable purchase APR that ranges from 15.00% up to 18.00%. The card has a variable balance transfer APR that ranges from 15.00% up to 18.00%. It also has a variable cash advance APR of 18% .

What are the fees for Affinity FCU Red Bulls New York Visa Credit Card?

The following fees apply:

This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost rewards card.

Does Affinity FCU Red Bulls New York Visa Credit Card report your account activity to credit bureaus?

Yes, Affinity FCU Red Bulls New York Visa Credit Card reports your account activity to the following credit reporting agencies:

• Equifax
• Experian
• Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for Affinity FCU Red Bulls New York Visa Credit Card

• Visit the Affinity FCU Red Bulls New York Visa Credit Card website.
• Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
• Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.