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  Air France KLM World Elite Mastercard®

Air France KLM World Elite Mastercard®

in Personal Credit Cards from Bank of America

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Air France KLM World Elite Mastercard®

Unaffiliated

in Personal Credit Cards from Bank of America

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Highlights
Highlights
Annual Fee $89
Purchase APR  (Variable APR) 16.99% - 24.99%
Balance Transfer APR  (Variable APR) 16.99% - 24.99%
Credit Score Range 700 - 850

Air France KLM World Elite Mastercard® Review

Air France KLM World Elite Mastercard® is a rewards credit card issued by Bank of America. 

This card is designed for people with good credit. The minimum credit score to apply is 700. If you're wondering whether Air France KLM World Elite Mastercard® is the right card for you, read on. This is everything you need to know to make a good choice.

Pros & Cons of Air France KLM World Elite Mastercard®
The Good The Bad
  • Multiple credit card perks.
  • Cardholders can earn rewards on their purchases.
  • Offers auto rental collision damage waiver.
  • Access to a concierge.
  • Includes emergency support.
  • Extended warranty protection on purchases.
  • Free access to your credit score.
  • Price Protection.
  • Purchase Protection.
  • Travel Accident Insurance.
  • No foreign transaction fee.
  • Earn rewards on every purchase.
  • Air France KLM World Elite Mastercard® reports to multiple credit bureaus.
  • 20 XP every year on your account anniversary. Earn an additional 40 XP (totaling 60 XP) on your account anniversary after you spend $15,000 or more on purchases within the anniversary year
  • Charges an annual fee of $89.
  • There is annual fee of $89 to consider when apply, and this card is designed for people who travel often.
  • Is there a Air France KLM World Elite Mastercard® cash back or rewards program?

    Air France KLM World Elite Mastercard® offers a rewards program to its customers.

    Air France KLM World Elite Mastercard® Rewards
    Rewards rate (all purchases) 1%
    Max rewards rate 3%
    Annual rewards limit N/A
    Signup Bonus ($) N/A
    Signup Bonus (Points/Miles) 25000
    Signup Bonus Spend Requirement $1000
    Signup Bonus Spend Period (months) 3 months
    Annual Loyalty Bonus (Points/Miles) 5000
    Annual Loyalty Bonus Spend Requirement $50

    Does Air France KLM World Elite Mastercard® have a signup bonus?

    Air France KLM World Elite Mastercard® doesn't offer a cash signup bonus. However, it does include a 25000 points signup bonus after spending $1000 that can be redeemed for travel, gifts, or other perks.

    Does Air France KLM World Elite Mastercard® offer an annual loyalty bonus?

    Air France KLM World Elite Mastercard® doesn't offer a cash loyalty bonus. However, it does include an annual loyalty bonus of 5000 points after spending $50 that can be redeemed for travel, gifts, and other perks.

    What are the Air France KLM World Elite Mastercard® benefits?

    Air France KLM World Elite Mastercard® provides the following benefits:

    • Free Credit Score
    • Auto Rental Collision Damage Waiver
    • Emergency Support
    • Extended Warranty Protection
    • Zero fraud liability
    • Price Protection
    • Travel Accident Insurance
    • Cellular Telephone Protection
    • No blackout dates when redeeming miles
    • ID Theft Protection
    • Reports to major credit bureaus

    What are the relevant APRs for Air France KLM World Elite Mastercard®?

    According to the Federal Reserve Board, the average interest rate is 15% for all credit cards and 17% for accounts that carry a balance.

    Air France KLM World Elite Mastercard® has a variable purchase APR that ranges from 16.99% up to 24.99%. The card has a variable balance transfer APR that ranges from 16.99% up to 24.99%. It also has a variable cash advance APR that ranges from 19.99% up to 26.99%. Note that late payments are subject to an APR of 29.99% if you are late or miss your payments. Typically, the penalty APR applies for a minimum of six months but can go on indefinitely.

    Does Air France KLM World Elite Mastercard® have an introductory APR offer?

    No, Air France KLM World Elite Mastercard® does not come with an introductory APR offer for balance transfers. Air France KLM World Elite Mastercard® does not offer an introductory rate on new purchases.
    Air France KLM World Elite Mastercard® Balance Transfers
    Description
    Balance Transfer APR 16.99% - 24.99%
    Introductory Rate N/A
    Intro APR period (months) N/A
    Air France KLM World Elite Mastercard® Rates & Terms
    Description
    Balance Computation average daily balance (including new purchases)
    Purchase APR 16.99% - 24.99%
    Credit Limit N/A
    Penalty APR 29.99%
    Cash Advance APR 19.99% - 26.99%
    Security Deposit N/A
    Introductory Rate N/A
    Intro APR period (months) N/A

    What are the Air France KLM World Elite Mastercard® fees?

    The following fees apply to Air France KLM World Elite Mastercard®:

    Air France KLM World Elite Mastercard® Fees
    Fees Amount
    Annual Fee $89
    Foreign Transaction Fee 0%
    Balance Transfer Fee 3%
    Minimum Balance Transfer Fee $10
    Returned Payment Fee $28
    Late Payment Fee $39

    Does Air France KLM World Elite Mastercard® have a foreign transaction fee?

    Air France KLM World Elite Mastercard® does not charge foreign transaction fees. If you are a frequent traveler, this can save you hundreds of dollars in credit card fees when you travel out of the country.

    Does Air France KLM World Elite Mastercard® report your account activity to credit bureaus?

    Air France KLM World Elite Mastercard® reports your account activity to the following credit reporting agencies:

    • Equifax
    • Experian
    • Transunion

    Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and can help improve your credit score.

    How to apply for Air France KLM World Elite Mastercard®

    • Visit the Air France KLM World Elite Mastercard® website.
    • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
    • Check the information is accurate and submit your application.
    • If you're denied click here to find out why your application may have been rejected and what you can do about it.

    If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

    SUPERMONEY Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

    Availability

    Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
      Available in 50 states and Washington, D.C.
    • Alabama
    • Alaska
    • Arizona
    • Arkansas
    • California
    • Colorado
    • Connecticut
    • Delaware
    • Washington, DC
    • Florida
    • Georgia
    • Hawaii
    • Idaho
    • Illinois
    • Indiana
    • Iowa
    • Kansas
    • Kentucky
    • Louisiana
    • Maine
    • Maryland
    • Massachusetts
    • Michigan
    • Minnesota
    • Mississippi
    • Missouri
    • Montana
    • Nebraska
    • Nevada
    • New Hampshire
    • New Jersey
    • New Mexico
    • New York
    • North Carolina
    • North Dakota
    • Ohio
    • Oklahoma
    • Oregon
    • Pennsylvania
    • Rhode Island
    • South Carolina
    • South Dakota
    • Tennessee
    • Texas
    • Utah
    • Vermont
    • Virginia
    • Washington
    • West Virginia
    • Wisconsin
    • Wyoming

    Feature Breakdown

    Airfare (Points) 3
    Every Purchase (Points) 3 Miles per $1 spent directly on Air France, KLM Royal Dutch Airlines and SkyTeam member airlines purchases and 1.5 Miles per $1 spent on all other purchases
    Foreign Currency Transaction Fee 0%
    No Foreign Transaction Fee  
    No Interest Grace Period for Late Payment 25
    Annual Fee $89
    Balance Transfer Fee % 3%
    Balance Transfer Fee Minimum $10
    Cash Advance Fee (%) 3%
    Cash Advance Fee Minimum $10
    Late Fee Amount $39
    Minimum Interest Charge $1.50
    Returned Payment Fee $28
    Customer Type Personal
    Employment Statuses Considered
    • Employed Full-Time
    • Employed Part-Time
    • Other
    • Retired
    • Self-Employed
    Immigration Status Considered
    • U.S. Citizen
    • U.S. Permanent Resident
    Military Status
    • Active Duty Military
    • Military Dependent
    • Non-Military
    • Veterans
    Minimum Age 18
    Supported Income Types
    • 1099 Misc. Income
    • Cash
    • Direct Deposit (W2, SSA, SSDI)
    • Payroll Check or Prepaid Card
    • Tax Returns
    Card Network
    • Mastercard
    Card Type
    • Airline
    • Bonus Offers
    • Rewards
    • Travel
    Credit Bureau Reporting
    • Equifax
    • Experian
    • TransUnion
    Car Rental Insurance  
    Credit Card Benefits
    • Auto Rental Collision Damage Waiver
    • Cellular Telephone Protection
    • Concierge
    • Emergency Support
    • Extended Warranty Protection
    • Fraud Liability
    • Free Credit Score
    • Identity Theft Protection
    • Price Protection
    • Purchase Protection
    • Travel Accident Insurance
    Emergency Support  
    Extended Warranty  
    Fraud Liability  
    Free FICO Score  
    Lost Luggage Insurance  
    Travel Insurance  
    Annual Loyalty Bonus (points) 5,000
    Annual Loyalty Bonus Spend Requirement $50
    Bonus Rewards 25,000 Bonus Miles offer after you make $1,000 or more in purchases within the first 90 days of your account opening
    No Blackout Dates  
    Rewards Categories
    • Airfare
    • Every Purchase
    Signup Bonus (points) 25,000
    Cash Advance APR (Variable APR) 19.99% - 26.99%
    Purchase APR (Variable APR) 16.99% - 24.99%
    Balance Computation average daily balance (including new purchases)
    Penalty APR 29.99%
    Balance Transfer APR (Variable APR) 16.99% - 24.99%

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