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  Alaska Airlines Visa Signature® Card

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Alaska Airlines Visa Signature® Card

in Personal Credit Cards from Bank of America

Unaffiliated

Alaska Airlines Visa Signature® Card

Unaffiliated

in Personal Credit Cards from Bank of America

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Highlights
Highlights
Balance Transfer APR  (Variable APR) 17.99% - 25.99%
Credit Score Range 640 - 850
Annual Fee $75
Purchase APR  (Variable APR) 17.99% - 25.99%

Alaska Airlines Visa Signature® Card Review

Alaska Airlines Visa Signature® Card is a rewards credit card issued by Bank of America. If you're wondering whether Alaska Airlines Visa Signature® Card is the right card for you, read on. This is everything you need to know to make a good choice.

  • Generous reward rate. You can get a rewards rate of up to 3%.
  • Signup bonus. Offers a signup bonus of 40000 after spending $2,000 within 3 months that can be redeemed for travel, gifts, or other perks.
  • High APRs. This is not a great card for people who carry a balance. It has a variable purchase APR that ranges from 17.99% up to 25.99%.
  • Rewards program. This credit card offers rewards on your purchases, but you will have to pay an annual fee of $75 for the privilege.
  • $0 foreign transaction fee. This card does not charge foreign transaction fees, which makes a great credit card to carry with you when traveling abroad.
  • Accepts cosigners. Bank of America is one of the few credit card issuers that allows applicants to include a cosigner. Adding a cosigner can really improve your approval chances if your credit is not great.
  • Multiple credit card benefits. Includes generous credit card perks, such as rental insurance, emergency support, extended warranty protection on purchases, travel assistance, and fraud protection.
  • Fair or better credit required. You stand a chance of qualifying if your credit score is not below 640.
The Good The Bad
  • Get another Alaska's Famous Companion Fare™ every year! EACH YEAR on your account anniversary get a companion fare from $121
  • Save with a free checked bag on Alaska flights for you and up to six other guests on the same reservation
  • Multiple credit card perks.
  • No foreign transaction fee.
  • Earn rewards on every purchase.
  • Alaska Airlines Visa Signature® Card reports to multiple credit bureaus.
  • Cardholders can earn rewards on their purchases.
  • Offers auto rental collision damage waiver.
  • Extended warranty on purchases.
  • Free access to your credit score.
  • Travel assistance insurance
  • There is an annual fee of $75
  • Higher than average purchase APRs.
  • Charges an annual fee of $75.

Is there a Alaska Airlines Visa Signature® Card cash back or rewards program?

Alaska Airlines Visa Signature® Card offers a rewards program to its customers.

Alaska Airlines Visa Signature® Card Rewards
Rewards rate (all purchases) 1%
Max rewards rate 3%
Annual rewards limit N/A
Signup Bonus ($) N/A
Signup Bonus (Points/Miles) 40000
Signup Bonus Spend Requirement $2000
Signup Bonus Spend Period (months) 3 months

Does Alaska Airlines Visa Signature® Card have a signup bonus?

Alaska Airlines Visa Signature® Card doesn't offer a cash signup bonus. However, it does include a 40000 points signup bonus after spending $2000 that can be redeemed for travel, gifts, or other perks.

Does Alaska Airlines Visa Signature® Card offer an annual loyalty bonus?

Alaska Airlines Visa Signature® Card doesn't offer a cash loyalty bonus.

What are the Alaska Airlines Visa Signature® Card benefits?

Alaska Airlines Visa Signature® Card provides the following benefits:

  • Free Credit Score
  • Auto Rental Collision Damage Waiver
  • Emergency Support
  • Extended Warranty Protection
  • Zero fraud liability
  • No blackout dates when redeeming miles
  • Travel Assistance
  • ID Theft Protection
  • Reports to major credit bureaus

What are the relevant APRs for Alaska Airlines Visa Signature® Card?

According to the Federal Reserve Board, the average interest rate is 15% for all credit cards and 17% for accounts that carry a balance. Alaska Airlines Visa Signature® Card has higher than average purchase APRs.

Alaska Airlines Visa Signature® Card has a variable purchase APR that ranges from 17.99% up to 25.99%. The card has a variable balance transfer APR that ranges from 17.99% up to 25.99%. It also has a variable cash advance APR that ranges from 20.99% up to 26.99%. Note that late payments are subject to an APR of 29.99% if you are late or miss your payments. Typically, the penalty APR applies for a minimum of six months but can go on indefinitely.

Does Alaska Airlines Visa Signature® Card have an introductory APR offer on balance transfers??

No, Alaska Airlines Visa Signature® Card does not come with an introductory APR offer for balance transfers.

Does Alaska Airlines Visa Signature® Card have an introductory APR offer on new purchases??

Alaska Airlines Visa Signature® Card does not offer an introductory rate on new purchases.

What are the Alaska Airlines Visa Signature® Card fees?

The following fees apply to Alaska Airlines Visa Signature® Card:

Alaska Airlines Visa Signature® Card Fees
Fees Amount
Annual Fee $75
Foreign Transaction Fee 0%
Balance Transfer Fee 3%
Minimum Balance Transfer Fee $10
Returned Payment Fee $28
Late Payment Fee $39

Does Alaska Airlines Visa Signature® Card have a foreign transaction fee?

Alaska Airlines Visa Signature® Card does not charge foreign transaction fees. If you are a frequent traveler, this can save you hundreds of dollars in credit card fees when you travel out of the country.

Does Alaska Airlines Visa Signature® Card report your account activity to credit bureaus?

Alaska Airlines Visa Signature® Card reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and can help improve your credit score.

How to apply for Alaska Airlines Visa Signature® Card

  • Visit the Alaska Airlines Visa Signature® Card website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.
  • If you're denied click here to find out why your application may have been rejected and what you can do about it.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

View Alaska Airlines Visa Signature® Card's published terms & conditions.
SUPERMONEY Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Availability

Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Washington, DC
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

Every Purchase (Points) Earn unlimited 1 mile for every $1 spent on all other purchases
Foreign Currency Transaction Fee 0%
No Foreign Transaction Fee  
No Interest Grace Period for Late Payment 25 days
Cash Advance Fee Minimum $10
Cash Advance Fee (%) 3%
Annual Fee $75
Minimum Interest Charge $1.50
Returned Payment Fee $28
Balance Transfer Fee Minimum $10
Balance Transfer Fee % 3%
Late Fee Amount $39
Customer Type Personal
Minimum Age 18
Co-signing Allowed  
Supported Income Types
  • 1099 Misc. Income
  • Cash
  • Direct Deposit (W2, SSA, SSDI)
  • Payroll Check or Prepaid Card
  • Tax Returns
Military Status
  • Active Duty Military
  • Military Dependent
  • Non-Military
  • Veterans
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Other
  • Retired
  • Self-Employed
  • Unemployed
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Credit Score Range 640 - 850
Card Type
  • Airline
  • Bonus Offers
  • Rewards
  • Travel
Card Network Visa
Credit Bureau Reporting
  • Equifax
  • Experian
  • TransUnion
Emergency Support  
Fraud Liability  
Extended Warranty  
Car Rental Insurance  
Credit Card Benefits
  • Auto Rental Collision Damage Waiver
  • Emergency Support
  • Extended Warranty Protection
  • Fraud Liability
  • Free Credit Score
  • Identity Theft Protection
  • Travel Assistance
Free FICO Score  
Bonus Rewards Earn unlimited 3 miles for every $1 spent on eligible Alaska Airlines purchases
No Blackout Dates  
Rewards Categories
  • Airfare
  • Every Purchase
Signup Bonus (points) 40,000
Cash Advance APR (Variable APR) 20.99% - 26.99%
Balance Computation average daily balance (including new purchases)
Penalty APR (Variable APR) 29.99%
Purchase APR (Variable APR) 17.99% - 25.99%
Balance Transfer APR (Variable APR) 17.99% - 25.99%

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