SuperMoney
  Alaska USA Federal Credit Union Visa® Credit Card

Alaska USA Federal Credit Union Visa® Credit Card

in Personal Credit Cards from Alaska USA Federal Credit Union

Unaffiliated

Alaska USA Federal Credit Union Visa® Credit Card

Unaffiliated

in Personal Credit Cards from Alaska USA Federal Credit Union

Not enough votes for recommendation

Not enough votes for recommendation

Cast your vote

Would you recommend Alaska USA Federal Credit Union Visa® Credit Card to your friends?

Thanks for your vote!

You voted: May or may not recommend

Highlights
Purchase APR  (Variable APR) 10.5% - 14.5%
Balance Transfer APR  (Variable APR) 10.5% - 14.5%
Credit Score Range 650 - 850
Annual Fee $50

Alaska USA Federal Credit Union Visa® Credit Card Review

This is a rewards credit card issued by Alaska USA Federal Credit Union. If you're wondering whether Alaska USA Federal Credit Union Visa® Credit Card is the right card for you, read on. This review will provide you with with all the details you need to make a good choice.

Key Takeaways
  • Competitive APRs. Alaska USA Federal Credit Union Visa® Credit Card has a variable purchase APR that ranges from 10.5% up to 14.5%.
  • No foreign transaction fee. This card does not charge a fee when you make a purchase that passes through a foreign bank, or is in a currency other than the U.S. dollar (USD), which makes it a great credit card to carry when traveling abroad.
  • Multiple credit card benefits. Includes generous credit card perks, such as rental insurance, emergency support, extended warranty protection on purchases, identity theft protection, travel accident insurance, travel assistance, and fraud protection.
  • Fair or better credit required. You will have good approval oods if your credit score is above650.
Pros & Cons of Alaska USA Federal Credit Union Visa® Credit Card
The Good The Bad
  • Lower than average purchase APRs.
  • Multiple credit card perks.
  • Offers auto rental collision damage waiver.
  • Extended warranty on purchases.
  • Identity Theft Protection.
  • Travel accident and travel assistance insurance.
  • No foreign transaction fee.
  • Cardholders can earn rewards on their purchases.
  • Alaska USA Federal Credit Union Visa® Credit Card reports to multiple credit bureaus.
  • Charges an annual fee of $50
  • Does not offer a signup bonus.
Alaska USA Federal Credit Union Visa® Credit Card FAQ

Does Alaska USA Federal Credit Union Visa® Credit Card have a cash back or rewards program?

Alaska USA Federal Credit Union Visa® Credit Card is a rewards card.

Alaska USA Federal Credit Union Visa® Credit Card Rewards
Minimum rewards rate 1x
Max rewards rate N/A
Annual rewards limit N/A

Does Alaska USA Federal Credit Union Visa® Credit Card have a signup bonus?

This card doesn't offer a cash signup bonus.

Does Alaska USA Federal Credit Union Visa® Credit Card offer an annual loyalty bonus?

This card doesn't offer a cash loyalty bonus.

What are the Alaska USA Federal Credit Union Visa® Credit Card benefits?

It provides the following benefits:

  • Auto Rental Collision Damage Waiver
  • Emergency Support
  • Extended Warranty Protection
  • Zero fraud liability
  • Travel Accident Insurance
  • Travel Assistance
  • Reports to major credit bureaus

What are the relevant APRs for Alaska USA Federal Credit Union Visa® Credit Card?

According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. It has lower than average regular APRs.

It has a variable purchase APR that ranges from 10.5% up to 14.5%. The card has a variable balance transfer APR that ranges from 10.5% up to 14.5%. It also has a variable cash advance APR that ranges from 10.5% up to 14.5%.

The good news is this card does not charge a penalty APR if you are late on a payment.

Does Alaska USA Federal Credit Union Visa® Credit Card have an intro APR offer on balance transfers?

No, it does not come with an intro APR offer for balance transfers.

Does Alaska USA Federal Credit Union Visa® Credit Card have an intro APR offer on new purchases?

This card does not offer an intro APR rate on new purchases.

What are the fees for Alaska USA Federal Credit Union Visa® Credit Card?

The following fees apply:

Alaska USA Federal Credit Union Visa® Credit Card Fees
Fees Amount
Annual Fee $50
Foreign Transaction Fee 0%
Returned Payment Fee up to $20
Late Payment Fee up to $35

Does Alaska USA Federal Credit Union Visa® Credit Card have a foreign transaction fee?

This card does not charge foreign transaction fees. If you are a frequent traveler, avoiding foreign transaction fees can save you hundreds of dollars in fees when you travel out of the country.

What is the customer service phone number for Alaska USA Federal Credit Union Visa® Credit Card?

The Alaska USA Federal Credit Union Visa® Credit Card customer service number is (907) 563-4567.

What is the support contact email for Alaska USA Federal Credit Union Visa® Credit Card?

The support contact email for Alaska USA Federal Credit Union Visa® Credit Card is memberserviceatalaskausa.org.

Does Alaska USA Federal Credit Union Visa® Credit Card report your account activity to credit bureaus?

Yes, Alaska USA Federal Credit Union Visa® Credit Card reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for Alaska USA Federal Credit Union Visa® Credit Card

  • Visit the Alaska USA Federal Credit Union Visa® Credit Card website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Hours of Operation

  • Sunday Closed
  • Monday 9:00am - 5:00pm
  • Tuesday 9:00am - 5:00pm
  • Wednesday 9:00am - 5:00pm
  • Thursday 9:00am - 5:00pm
  • Friday 9:00am - 5:00pm
  • Saturday Closed

Other Services by Alaska USA Federal Credit Union

Availability

  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Washington, DC
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

Every Purchase (Points) Earn point for each dollar spent.
Foreign Currency Transaction Fee 0%
No Foreign Transaction Fee
No Interest Grace Period for Late Payment 25 days
Cash Advance Fee Minimum $10
Cash Advance Fee (%) Starting at 2%
Minimum Cash Advance Fee ($) Up to $10
Annual Fee $50
Returned Payment Fee Up to $20
Late Fee Amount Up to $35
Customer Type Personal
Minimum Age 18
Supported Income Types
  • Direct Deposit (W2, SSA, SSDI)
  • Cash
  • Payroll Check or Prepaid Card
  • 1099 Misc. Income
Military Status
  • Active Duty Military
  • Non-Military
  • Veterans
  • Military Dependent
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Other
  • Retired
  • Self-Employed
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Checking Account Required
Credit Score Range 650 - 850
Credit Bureau Reporting
  • Experian
  • Equifax
  • TransUnion
Credit Card Benefits
  • Auto Rental Collision Damage Waiver
  • Emergency Support
  • Extended Warranty Protection
  • Fraud Liability
  • Identity Theft Protection
  • Travel Accident Insurance
  • Travel Assistance
Cash Advance APR (Variable APR) 10.5% - 14.5%
Balance Computation average daily balance (including new purchases).
Penalty APR (Variable APR) 0%
Purchase APR (Variable APR) 10.5% - 14.5%
Balance Transfer APR (Variable APR) 10.5% - 14.5%
Card Type
  • Rewards
Card Network Visa

Be the first to rate

 

Would you recommend Alaska USA Federal Credit Union Visa® Credit Card to your friends?

Before we publish your vote:

Please explain your vote by sharing your experience.

Writing a review increases the credibility of your vote and helps your fellow users make a better-informed decision.

Please write a review to submit your vote
(will require moderator approval)

Other Personal Credit Cards