
Alaska USA Federal Credit Union Visa® Credit Card
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Purchase APR (Variable APR) | 10.5% - 14.5% |
Balance Transfer APR (Variable APR) | 10.5% - 14.5% |
Credit Score Range | 650 - 850 |
Annual Fee | $50 |
Alaska USA Federal Credit Union Visa® Credit Card Review
This is a rewards card issued by Alaska USA Federal Credit Union. If you're wondering whether Alaska USA Federal Credit Union Visa® Credit Card is the right card for you, read on.
Key Takeaways
- Competitive APRs. Alaska USA Federal Credit Union Visa® Credit Card has a variable purchase APR that ranges from 10.5% up to 14.5%.
- No foreign transaction fee. This card does not charge a fee when you make a purchase that passes through a foreign bank, or is in a currency other than the U.S. dollar (USD), which makes it a great credit card to carry when traveling abroad.
- Multiple credit card benefits. Includes generous credit card perks, such as rental insurance, emergency support, extended warranty protection on purchases, identity theft protection, travel accident insurance, travel assistance, and fraud protection.
- Fair or better credit required. You will have good approval odds if your credit score is above 650.
Pros & Cons of Alaska USA Federal Credit Union Visa® Credit Card
The Good | The Bad |
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Alaska USA Federal Credit Union Visa® Credit Card FAQ
Does Alaska USA Federal Credit Union Visa® Credit Card have a cash back or rewards program?
Alaska USA Federal Credit Union Visa® Credit Card is a rewards card.
Minimum rewards rate | 1x |
Max rewards rate | N/A |
Annual rewards limit | N/A |
Signup Bonus ($) | N/A |
Does Alaska USA Federal Credit Union Visa® Credit Card have a signup bonus?
This card doesn't offer a cash signup bonus.Does Alaska USA Federal Credit Union Visa® Credit Card offer an annual loyalty bonus?
This card doesn't offer a cash loyalty bonus.What are the Alaska USA Federal Credit Union Visa® Credit Card benefits?
It provides the following benefits:
- Auto Rental Collision Damage Waiver
- Emergency Support
- Extended Warranty Protection
- Zero fraud liability
- Travel Accident Insurance
- Travel Assistance
- Reports to major credit bureaus
What are the relevant APRs for Alaska USA Federal Credit Union Visa® Credit Card?
According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has lower than average regular APRs.Alaska USA Federal Credit Union Visa® Credit Card has a variable purchase APR that ranges from 10.5% up to 14.5%. The card has a variable balance transfer APR that ranges from 10.5% up to 14.5%. It also has a variable cash advance APR that ranges from 10.5% up to 14.5%.
The good news is this card does not charge a penalty APR if you are late on a payment.
Does Alaska USA Federal Credit Union Visa® Credit Card have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers.Does Alaska USA Federal Credit Union Visa® Credit Card have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for Alaska USA Federal Credit Union Visa® Credit Card?
The following fees apply:
Fees | Amount |
---|---|
Annual Fee | $50 |
Foreign Transaction Fee | 0% |
Returned Payment Fee | up to $20 |
Late Payment Fee | up to $35 |
Does Alaska USA Federal Credit Union Visa® Credit Card have a foreign transaction fee?
This card does not charge foreign transaction fees. If you are a frequent traveler, avoiding foreign transaction fees can save you hundreds of dollars in fees when you travel out of the country.What is the customer service phone number for Alaska USA Federal Credit Union Visa® Credit Card?
The Alaska USA Federal Credit Union Visa® Credit Card customer service number is (907) 563-4567.
What is the support contact email for Alaska USA Federal Credit Union Visa® Credit Card?
The support contact email for Alaska USA Federal Credit Union Visa® Credit Card is memberserviceatalaskausa.org.
What is the Alaska USA Federal Credit Union Visa® Credit Card login page?
You can access the Alaska USA Federal Credit Union Visa® Credit Card login page here.
How do people rate the customer service and user experience of Alaska USA Federal Credit Union Visa® Credit Card?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does Alaska USA Federal Credit Union Visa® Credit Card report your account activity to credit bureaus?
Yes, Alaska USA Federal Credit Union Visa® Credit Card reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
How to apply for Alaska USA Federal Credit Union Visa® Credit Card
- Visit the Alaska USA Federal Credit Union Visa® Credit Card website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
Contact
- Headquarters
-
P.O. Box 196613
Anchorage, AK USA - (907) 563-4567
- Visit Site
- Email Support
Other Services by Alaska USA Federal Credit Union
Other Credit Cards by Alaska USA Federal Credit Union
Availability
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- Washington, DC
- West Virginia
- Wisconsin
- Wyoming
Feature Breakdown
Cash Advance Fee Minimum | $10 |
Cash Advance Fee (%) | Starting at 2% |
Minimum Cash Advance Fee ($) | Up to $10 |
Foreign Currency Transaction Fee | 0% |
No Foreign Transaction Fee | |
Annual Fee | $50 |
No Interest Grace Period for Late Payment | 25 days |
Returned Payment Fee | Up to $20 |
Late Fee Amount | Up to $35 |
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