Last Updated: 07/28/2025
Alaska USA Federal Credit Union Visa® Credit Card
Unaffiliated
Last Updated: 07/28/2025
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Highlights
Purchase APR (Variable APR)
10.5% - 14.5%(Verified 06/21/2024)
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Balance Transfer APR (Variable APR)
10.5% - 14.5%(Verified 06/21/2024)
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Credit Score Range
650 - 850
Annual Fee
$50
Alaska USA Federal Credit Union Visa® Credit Card Review
This is a rewards card issued by Alaska USA Federal Credit Union. If you're wondering whether Alaska USA Federal Credit Union Visa® Credit Card is the right card for you, read on.
Key Takeaways
- APRs: Alaska USA Federal Credit Union Visa® Credit Card has a variable regular purchase APR that ranges from 10.5% up to 14.5%.
- No foreign transaction fee. This card does not charge a fee when you make a purchase that passes through a foreign bank, or is in a currency other than the U.S. dollar (USD), which makes it a great credit card to carry when traveling abroad.
- Multiple credit card benefits. Includes generous credit card perks, such as Auto Rental Collision Damage Waiver, emergency support, extended warranty protection on purchases, identity theft protection, travel accident insurance, travel assistance, and fraud protection.
- Fair or better credit required. You will have good approval odds if you have a fair credit score or better.
Pros & Cons of Alaska USA Federal Credit Union Visa® Credit Card
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Alaska USA Federal Credit Union Visa® Credit Card FAQ
Does Alaska USA Federal Credit Union Visa® Credit Card have a cash back or rewards program?
Alaska USA Federal Credit Union Visa® Credit Card is a rewards card.
| Description |
Does Alaska USA Federal Credit Union Visa® Credit Card have a signup bonus?
This card doesn't offer a cash signup bonus.Does Alaska USA Federal Credit Union Visa® Credit Card offer an annual loyalty bonus?
This card doesn't offer a cash loyalty bonus.What are the Alaska USA Federal Credit Union Visa® Credit Card benefits?
Alaska USA Federal Credit Union Visa® Credit Card provides the following benefits:
- Auto Rental Collision Damage Waiver
- Emergency Support
- Extended Warranty Protection
- Zero fraud liability
- Travel Accident Insurance
- Travel Assistance
- Reports to major credit bureaus
What are the relevant APRs for Alaska USA Federal Credit Union Visa® Credit Card?
According to the Federal Reserve Board, the average regular APR for accounts that carry a balance (as of November 2024) is 22.80%. This card has lower than average regular APRs.Alaska USA Federal Credit Union Visa® Credit Card has a variable purchase APR that ranges from 10.5% up to 14.5%. The card has a variable balance transfer APR that ranges from 10.5% up to 14.5%. It also has a variable cash advance APR that ranges from 10.5% up to 14.5%.
The good news is this card does not charge a penalty APR if you are late on a payment.
Does Alaska USA Federal Credit Union Visa® Credit Card have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers.Does Alaska USA Federal Credit Union Visa® Credit Card have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for Alaska USA Federal Credit Union Visa® Credit Card?
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Returned Payment Fee | Up to $20 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Foreign Currency Transaction Fee | Starting at 0% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Annual Fee | $50 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| No Foreign Transaction Fee? | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Late Fee Amount | Up to $35 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Cash Advance Fee ($) | Up to $10 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Cash Advance Fee (%) | Starting at 2% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
This card charges an annual fee of $50.
Does Alaska USA Federal Credit Union Visa® Credit Card have a foreign transaction fee?
This card does not charge foreign transaction fees. If you are a frequent traveler, avoiding foreign transaction fees can save you hundreds of dollars in fees when you travel out of the country.What is the customer service phone number for Alaska USA Federal Credit Union Visa® Credit Card?
The customer service number for Alaska USA Federal Credit Union Visa® Credit Card is (907) 563-4567.
What is the support contact email for Alaska USA Federal Credit Union Visa® Credit Card?
The support contact email for Alaska USA Federal Credit Union Visa® Credit Card is memberserviceatalaskausa.org.
What is the login page for Alaska USA Federal Credit Union Visa® Credit Card?
You can access the login page of Alaska USA Federal Credit Union Visa® Credit Card here.
How do people rate the customer service and user experience of Alaska USA Federal Credit Union Visa® Credit Card?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does Alaska USA Federal Credit Union Visa® Credit Card report your account activity to credit bureaus?
Yes, Alaska USA Federal Credit Union Visa® Credit Card reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does Alaska USA Federal Credit Union perform a hard credit pull?
Yes, Alaska USA Federal Credit Union Visa® Credit Card performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
How to apply for Alaska USA Federal Credit Union Visa® Credit Card
- Visit the website of Alaska USA Federal Credit Union Visa® Credit Card.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
Contact
Hours of Operation
Sunday
Closed
Monday
9:00AM - 5:00PM
Tuesday
9:00AM - 5:00PM
Wednesday
9:00AM - 5:00PM
Thursday
9:00AM - 5:00PM
Friday
9:00AM - 5:00PM
Saturday
Closed