Alaska USA Federal Credit Union Visa Credit Card Review

Alaska USA Federal Credit Union Visa Credit Card is a credit card issued by Alaska USA Federal Credit Union. If you're wondering whether Alaska USA Federal Credit Union Visa Credit Card is the right card for you, read on. This is everything you need to know to make a good choice.

• Competitive APRs. Alaska USA Federal Credit Union Visa Credit Card has a variable purchase APR that ranges from 10.5% up to 14.5%.
• 2% Balance transfer fee. Alaska USA Federal Credit Union Visa Credit Card charges a fee of up to 2% on balance transfers. For example, a balance of $1,000 could cost up to $20 in transfer fees.
• $0 foreign transaction fee. This card does not charge foreign transaction fees, which makes a great credit card to carry with you when traveling abroad.
• Multiple credit card benefits. Includes generous credit card perks, such as rental insurance, emergency support, extended warranty protection on purchases, travel accident insurance, travel assistance, and fraud protection.
• Good or better credit required. You should probably try with another card if your credit score is below 700.

The Good	The Bad
Lower than average purchase APRs. Multiple credit card perks. No foreign transaction fee. Earn rewards on every purchase. Offers auto rental collision damage waiver. Extended warranty on purchases. Travel accident and travel assistance insurance.	Requires good to excellent credit. Charges an annual fee of $50 Does not offer a signup bonus. Does not offer rewards or cash back. Does not report to credit bureaus. Charges a 2% balance transfer fee.

Is there a Alaska USA Federal Credit Union Visa Credit Card cash back or rewards program?

No, Alaska USA Federal Credit Union Visa Credit Card does not offer a rewards program.

What are the Alaska USA Federal Credit Union Visa Credit Card benefits?

Alaska USA Federal Credit Union Visa Credit Card provides the following benefits:

• Auto Rental Collision Damage Waiver
• Emergency Support
• Extended Warranty Protection
• Zero fraud liability
• Travel Accident Insurance
• Travel Assistance

What are the relevant APRs for Alaska USA Federal Credit Union Visa Credit Card?

According to the Federal Reserve Board, the average interest rate is 15% for all credit cards and 17% for accounts that carry a balance. Alaska USA Federal Credit Union Visa Credit Card has lower than average purchase APRs.

Alaska USA Federal Credit Union Visa Credit Card has a variable purchase APR that ranges from 10.5% up to 14.5%. The card has a variable balance transfer APR that ranges from 10.5% up to 14.5%. It also has a variable cash advance APR that ranges from 10.5% up to 14.5%.

What are the Alaska USA Federal Credit Union Visa Credit Card fees?

The following fees apply to Alaska USA Federal Credit Union Visa Credit Card:

Alaska USA Federal Credit Union Visa Credit Card Fees

Fees	Amount
Annual Fee	up to $50
Foreign Transaction Fee	0%
Balance Transfer Fee	2%
Returned Payment Fee	up to $20
Late Payment Fee	up to $35

How to apply for Alaska USA Federal Credit Union Visa Credit Card

• Visit the Alaska USA Federal Credit Union Visa Credit Card website.
• Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
• Check the information is accurate and submit your application.
• If you're denied click here to find out why your application may have been rejected and what you can do about it.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.