SuperMoney
  Alaska USA Federal Credit Union Visa Credit Card

Alaska USA Federal Credit Union Visa Credit Card

in Personal Credit Cards from Alaska USA Federal Credit Union

Unaffiliated

Alaska USA Federal Credit Union Visa Credit Card

Unaffiliated

in Personal Credit Cards from Alaska USA Federal Credit Union

Not enough votes for recommendation

Not enough votes for recommendation

Cast your vote
Cast your vote

Would you recommend Alaska USA Federal Credit Union Visa Credit Card to your friends?

Thanks for your vote!

Thanks for your vote!

You voted: May or may not recommend

Highlights
Highlights
Purchase APR  (Variable APR) 10.5% - 14.5%
Balance Transfer APR  (Variable APR) 10.5% - 14.5%
Credit Score Range 700 - 850
Annual Fee $50

Alaska USA Federal Credit Union Visa Credit Card Review

Alaska USA Federal Credit Union Visa Credit Card is a credit card issued by Alaska USA Federal Credit Union. If you're wondering whether Alaska USA Federal Credit Union Visa Credit Card is the right card for you, read on. This is everything you need to know to make a good choice.

Key Takeaways
  • Competitive APRs. Alaska USA Federal Credit Union Visa Credit Card has a variable purchase APR that ranges from 10.5% up to 14.5%.
  • 2% Balance transfer fee. Alaska USA Federal Credit Union Visa Credit Card charges a fee of up to 2% on balance transfers. For example, a balance of $1,000 could cost up to $20 in transfer fees.
  • $0 foreign transaction fee. This card does not charge foreign transaction fees, which makes a great credit card to carry with you when traveling abroad.
  • Multiple credit card benefits. Includes generous credit card perks, such as and fraud protection.
  • Good or better credit required. You should probably try with another card if your credit score is below 700.
Alaska USA Federal Credit Union Visa Credit Card Pros & Cons
The Good The Bad
  • Lower than average purchase APRs.
  • Multiple credit card perks.
  • No foreign transaction fee.
  • Earn rewards on every purchase.
  • Requires good to excellent credit.
  • Charges an annual fee of $50
  • Does not offer a signup bonus.
  • Does not offer rewards or cash back.
  • Does not report to credit bureaus.
  • Charges a 2% balance transfer fee.
Alaska USA Federal Credit Union Visa Credit Card FAQ

Is there a Alaska USA Federal Credit Union Visa Credit Card cash back or rewards program?

No, Alaska USA Federal Credit Union Visa Credit Card does not offer a rewards program.

What are the Alaska USA Federal Credit Union Visa Credit Card benefits?

Alaska USA Federal Credit Union Visa Credit Card provides the following benefits:

    What are the relevant APRs for Alaska USA Federal Credit Union Visa Credit Card?

    According to the Federal Reserve Board, the average interest rate is 15% for all credit cards and 17% for accounts that carry a balance. Alaska USA Federal Credit Union Visa Credit Card has lower than average purchase APRs.

    Alaska USA Federal Credit Union Visa Credit Card has a variable purchase APR that ranges from 10.5% up to 14.5%. The card has a variable balance transfer APR that ranges from 10.5% up to 14.5%. It also has a variable cash advance APR that ranges from 10.5% up to 14.5%.

    Does Alaska USA Federal Credit Union Visa Credit Card have an introductory APR offer on balance transfers?

    No, Alaska USA Federal Credit Union Visa Credit Card does not come with an introductory APR offer for balance transfers.

    Does Alaska USA Federal Credit Union Visa Credit Card have an introductory APR offer on new purchases?

    Alaska USA Federal Credit Union Visa Credit Card does not offer an introductory rate on new purchases.
    Alaska USA Federal Credit Union Visa Credit Card Purchase Intro Offer
    Description
    Introductory Rate N/A
    Purchase Intro APR Period (months) N/A

    What are the fees for Alaska USA Federal Credit Union Visa Credit Card?

    The following fees apply to Alaska USA Federal Credit Union Visa Credit Card:

    Alaska USA Federal Credit Union Visa Credit Card Fees
    Fees Amount
    Annual Fee $50
    Foreign Transaction Fee 0%
    Returned Payment Fee up to $20
    Late Payment Fee up to $35

    Does Alaska USA Federal Credit Union Visa Credit Card have a foreign transaction fee?

    Alaska USA Federal Credit Union Visa Credit Card does not charge foreign transaction fees. If you are a frequent traveler, this can save you hundreds of dollars in credit card fees when you travel out of the country.

    How to apply for Alaska USA Federal Credit Union Visa Credit Card

    • Visit the Alaska USA Federal Credit Union Visa Credit Card website.
    • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
    • Check the information is accurate and submit your application.
    • If you're denied click here to find out why your application may have been rejected and what you can do about it.

    If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

    SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
    Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

    Contact

    Hours of Operation

    • Sunday Closed
    • Monday 9:00am - 5:00pm
    • Tuesday 9:00am - 5:00pm
    • Wednesday 9:00am - 5:00pm
    • Thursday 9:00am - 5:00pm
    • Friday 9:00am - 5:00pm
    • Saturday Closed

    Other Services by Alaska USA Federal Credit Union

    Availability

      Available in 50 states and Washington, D.C.
    • Alabama
    • Alaska
    • Arizona
    • Arkansas
    • California
    • Colorado
    • Connecticut
    • Delaware
    • Washington, DC
    • Florida
    • Georgia
    • Hawaii
    • Idaho
    • Illinois
    • Indiana
    • Iowa
    • Kansas
    • Kentucky
    • Louisiana
    • Maine
    • Maryland
    • Massachusetts
    • Michigan
    • Minnesota
    • Mississippi
    • Missouri
    • Montana
    • Nebraska
    • Nevada
    • New Hampshire
    • New Jersey
    • New Mexico
    • New York
    • North Carolina
    • North Dakota
    • Ohio
    • Oklahoma
    • Oregon
    • Pennsylvania
    • Rhode Island
    • South Carolina
    • South Dakota
    • Tennessee
    • Texas
    • Utah
    • Vermont
    • Virginia
    • Washington
    • West Virginia
    • Wisconsin
    • Wyoming

    Feature Breakdown

    Every Purchase (Points) Earn point for each dollar spent.
    Foreign Currency Transaction Fee 0%
    No Foreign Transaction Fee  
    No Interest Grace Period for Late Payment 25 days
    Cash Advance Fee (%) Starting at 2%
    Minimum Cash Advance Fee ($) Up to $10
    Annual Fee $50
    Returned Payment Fee Up to $20
    Late Fee Amount Up to $35
    Customer Type Personal
    Minimum Age 18
    Supported Income Types
    • Direct Deposit (W2, SSA, SSDI)
    • Cash
    • Payroll Check or Prepaid Card
    • 1099 Misc. Income
    Military Status
    • Active Duty Military
    • Non-Military
    • Veterans
    • Military Dependent
    Employment Statuses Considered
    • Employed Full-Time
    • Employed Part-Time
    • Other
    • Retired
    • Self-Employed
    Immigration Status Considered
    • U.S. Citizen
    • U.S. Permanent Resident
    Credit Score Range 700 - 850
    Credit Card Benefits
    • Auto Rental Collision Damage Waiver
    • Emergency Support
    • Extended Warranty Protection
    • Fraud Liability
    • Travel Accident Insurance
    • Travel Assistance
    Bonus Rewards Annual fee is waived for Alaska USA checking account holders
    Rewards Categories Every Purchase
    Rewards Type Points
    Cash Advance APR (Variable APR) 10.5% - 14.5%
    Balance Computation average daily balance (including new purchases).
    Purchase APR (Variable APR) 10.5% - 14.5%
    Balance Transfer APR (Variable APR) 10.5% - 14.5%
    Balance Transfer Fee % 2%

    Be the first to rate

     

    Would you recommend Alaska USA Federal Credit Union Visa Credit Card to your friends?

    Before we publish your vote:

    Please explain your vote by sharing your experience.

    Writing a review increases the credibility of your vote and helps your fellow users make a better-informed decision.

    Please write a review to submit your vote
    Cancel my vote
    (will require moderator approval)

    SUPERMONEY NET RECOMMENDATION SCORE

    0%

    -100% 0% +100%
    No one recommends Everyone recommends

    Recommendation score measures the loyalty between a provider and a consumer. It's at 100% if everybody recommends the provider, and at -100% when no one recommends.

    Other Personal Credit Cards