Allegiant World Mastercard® Review

Allegiant World Mastercard® is a rewards credit card issued by Bank of America. 

This card is designed for people with fair credit. The minimum credit score to apply is 640. If you're wondering whether Allegiant World Mastercard® is the right card for you, read on. This is everything you need to know to make a good choice.

Pros & Cons of Allegiant World Mastercard®

The Good

The Bad

Has an introductory APR rate on balance transfers of 0%. Multiple credit card perks. Cardholders can earn rewards on their purchases. Offers auto rental collision damage waiver. Extended warranty protection on purchases. Free access to your credit score. Purchase Protection. No foreign transaction fee. Earn rewards on every purchase. Allegiant World Mastercard® reports to multiple credit bureaus. Buy one, get one free airfare - anytime you use your card to purchase a vacation package from Allegiant with four or more hotel nights or seven or more rental car days on the same itinerary Complimentary priority boarding and one free beverage every time you fly Allegiant when you show your Allegiant credit card

Charges an annual fee of $59. There is annual fee of $59 to consider when applying

Is there a Allegiant World Mastercard® cash back or rewards program?

Allegiant World Mastercard® offers a rewards program to its customers.

Allegiant World Mastercard® Rewards

Rewards rate (all purchases)	1%
Max rewards rate	3%
Annual rewards limit	N/A
Signup Bonus ($)	N/A
Signup Bonus (Points/Miles)	15000
Signup Bonus Spend Requirement	$1000
Signup Bonus Spend Period (months)	3 months

What are the Allegiant World Mastercard® benefits?

Allegiant World Mastercard® provides the following benefits:

• Free Credit Score
• Auto Rental Collision Damage Waiver
• Extended Warranty Protection
• No blackout dates when redeeming miles
• ID Theft Protection
• Reports to major credit bureaus

What are the relevant APRs for Allegiant World Mastercard®?

According to the Federal Reserve Board, the average interest rate is 15% for all credit cards and 17% for accounts that carry a balance.

Allegiant World Mastercard® has a variable purchase APR that ranges from 16.99% up to 24.99%. The card has a variable balance transfer APR that ranges from 16.99% up to 24.99%. It also has a variable cash advance APR that ranges from 19.99% up to 26.99%. Note that late payments are subject to an APR of 29.99% if you are late or miss your payments. Typically, the penalty APR applies for a minimum of six months but can go on indefinitely.

Allegiant World Mastercard® Balance Transfers

Description
Balance Transfer APR	16.99% - 24.99%
Introductory Rate	0%
Intro APR period (months)	12

Allegiant World Mastercard® Rates & Terms

Description
Balance Computation	average daily balance (including new purchases)
Purchase APR	16.99% - 24.99%
Credit Limit	N/A
Penalty APR	29.99%
Cash Advance APR	19.99% - 26.99%
Security Deposit	N/A
Introductory Rate	N/A
Intro APR period (months)	N/A

What are the Allegiant World Mastercard® fees?

The following fees apply to Allegiant World Mastercard®:

Allegiant World Mastercard® Fees

Fees	Amount
Annual Fee	$59
Foreign Transaction Fee	0%
Balance Transfer Fee	3%
Minimum Balance Transfer Fee	$10
Returned Payment Fee	$28
Late Payment Fee	$39

Does Allegiant World Mastercard® report your account activity to credit bureaus?

Allegiant World Mastercard® reports your account activity to the following credit reporting agencies:

• Equifax
• Experian
• Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and can help improve your credit score.

How to apply for Allegiant World Mastercard®

• Visit the Allegiant World Mastercard® website.
• Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
• Check the information is accurate and submit your application.
• If you're denied click here to find out why your application may have been rejected and what you can do about it.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.