Allegiant World Mastercard® Review

Allegiant World Mastercard® is a rewards credit card issued by Bank of America. If you're wondering whether Allegiant World Mastercard® is the right card for you, read on. This is everything you need to know to make a good choice.

Key takeaways:

• Generous reward rate. You will get a a rewards rate of 3 points per dollar spent.
• 0% APR balance transfer intro rate. Offers an introductory 0% APR rate on balance transfers for up to 12 months, which is the average period for 0% APR balance transfer cards.
• Signup bonus. Offers a signup bonus of 15000 points after spending $1,000 within 3 months that can be redeemed for travel, gifts, or other perks.
• High APRs. This is not a great card for people who carry a balance. It has a variable purchase APR that ranges from 17.49% up to 25.49%.
• 3% Balance transfer fee. Allegiant World Mastercard® charges a fee of up to 3% on balance transfers. For example, a balance of $1,000 could cost up to $30 in transfer fees. The minimum fee is $10.
• $0 foreign transaction fee. This card does not charge foreign transaction fees, which makes a great credit card to carry with you when traveling abroad.
• Multiple credit card benefits. Includes generous credit card perks, such as rental insurance, extended warranty protection on purchases, purchase protection, and fraud protection.
• Fair or better credit required. You stand a chance of qualifying if your credit score is not below 640.

Allegiant World Mastercard® Pros and Cons:

The Good

The Bad

Buy one, get one free airfare - anytime you use your card to purchase a vacation package from Allegiant with four or more hotel nights or seven or more rental car days on the same itinerary Complimentary priority boarding and one free beverage every time you fly Allegiant when you show your Allegiant credit card 0% APR balance transfer intro rate on balance transfers for up to 12 months. Multiple credit card perks. Offers auto rental collision damage waiver. Extended warranty on purchases. Free access to your credit score. No foreign transaction fee. Cardholders can earn rewards on every purchase. Earn rewards on every purchase. Allegiant World Mastercard® reports to multiple credit bureaus. Cardholders can earn rewards on their purchases.

There is annual fee of $59 to consider when applying Higher than average purchase APRs. Charges an annual fee of $59 Charges a 3% balance transfer fee.

Is there a Allegiant World Mastercard® cash back or rewards program?

Allegiant World Mastercard® offers a rewards program to its customers.

Allegiant World Mastercard® Rewards

Rewards rate (all purchases)	1%
Max rewards rate	3%
Annual rewards limit	N/A
Signup Bonus ($)	N/A
Signup Bonus (Points/Miles)	15000
Signup Bonus Spend Requirement	$1000
Signup Bonus Spend Period (months)	3 months

What are the Allegiant World Mastercard® benefits?

Allegiant World Mastercard® provides the following benefits:

• Free Credit Score
• Auto Rental Collision Damage Waiver
• Extended Warranty Protection
• No blackout dates when redeeming miles
• ID Theft Protection
• Reports to major credit bureaus

What are the relevant APRs for Allegiant World Mastercard®?

According to the Federal Reserve Board, the average interest rate is 15% for all credit cards and 17% for accounts that carry a balance. Allegiant World Mastercard® has higher than average purchase APRs.

Allegiant World Mastercard® has a variable purchase APR that ranges from 17.49% up to 25.49%. The card has a variable balance transfer APR that ranges from 17.49% up to 25.49%. It also has a variable cash advance APR that ranges from 20.49% up to 28.49%. Note that late payments are subject to an APR of 29.99% if you are late or miss your payments. Typically, the penalty APR applies for a minimum of six months but can go on indefinitely.

What are the Allegiant World Mastercard® fees?

The following fees apply to Allegiant World Mastercard®:

Allegiant World Mastercard® Fees

Fees	Amount
Annual Fee	$59
Foreign Transaction Fee	0%
Returned Payment Fee	up to $29
Late Payment Fee	up to $40

Does Allegiant World Mastercard® report your account activity to credit bureaus?

Allegiant World Mastercard® reports your account activity to the following credit reporting agencies:

• Equifax
• Experian
• Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and can help improve your credit score.

How to apply for Allegiant World Mastercard®

• Visit the Allegiant World Mastercard® website.
• Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
• Check the information is accurate and submit your application.
• If you're denied click here to find out why your application may have been rejected and what you can do about it.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.