Alliance Credit Union Premier Rewards American Express Card Review

Alliance Credit Union Premier Rewards American Express Card is a rewards credit card issued by Alliance Credit Union. If you're wondering whether Alliance Credit Union Premier Rewards American Express Card is the right card for you, read on. This is everything you need to know to make a good choice.

• Generous reward rate. You will get a a rewards rate of 4 points per dollar spent.
• Signup bonus. Offers a signup bonus of 10000 points after spending $1,000 within 3 months that can be redeemed for travel, gifts, or other perks.
• Competitive APRs. Alliance Credit Union Premier Rewards American Express Card has a variable purchase APR that ranges from 15.49% up to 24.49%.
• Annual fee waived the first year. Alliance Credit Union Premier Rewards American Express Card gives you the chance to have the card for a year without paying the $99 annual fee.
• 3% Balance transfer fee. Alliance Credit Union Premier Rewards American Express Card charges a fee of up to 3% on balance transfers. For example, a balance of $1,000 could cost up to $30 in transfer fees. The minimum fee is $5.
• $0 foreign transaction fee. This card does not charge foreign transaction fees, which makes a great credit card to carry with you when traveling abroad.
• Airport Lounge Access. Benefits like airport lounge access can add luxury to your travel experience.
• Multiple credit card benefits. Includes generous credit card perks, such as access to a concierge, purchase protection, and fraud protection.
• Good or better credit required. You should probably try with another card if your credit score is below 700.