
Alliant CU Cashback Visa® Signature Credit Card
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Purchase APR (Variable APR) |
15.24% - 25.24% (Verified 10/21/2022) |
Balance Transfer APR (Variable APR) |
15.24% - 25.24% (Verified 10/21/2022) |
Credit Score Range | 700 - 850 |
Annual Fee | $0 - $99 |
Alliant CU Cashback Visa® Signature Credit Card Review
This is a cashback card issued by Alliant Credit Union. If you're wondering whether Alliant CU Cashback Visa® Signature Credit Card is the right card for you, read on.
Key Takeaways
- Competitive APRs. Alliant CU Cashback Visa® Signature Credit Card has a variable purchase APR that ranges from 15.24% up to 25.24%.
- Cash rewards. This credit card offers cash rewards on your purchases, but you will have to pay an annual fee of up to $99 for the privilege.
- Annual fee waived the first year. Alliant CU Cashback Visa® Signature Credit Card gives you the chance to have the card for a year without paying the $0 annual fee.
- 3% Balance transfer fee. Alliant CU Cashback Visa® Signature Credit Card charges a fee of 3% on balance transfers. For example, a balance of $1,000 could cost $30 in transfer fees.
- No foreign transaction fee. This card does not charge a fee when you make a purchase that passes through a foreign bank, or is in a currency other than the U.S. dollar (USD), which makes it a great credit card to carry when traveling abroad.
- Accepts cosigners. Alliant Credit Union is one of the few credit card issuers that allows applicants to include a cosigner. Adding a cosigner can really improve your approval chances if your credit is not great.
- Multiple credit card benefits. Includes generous credit card perks, such as rental insurance, emergency support, extended warranty protection on purchases, identity theft protection, purchase protection, travel accident insurance, travel assistance, and fraud protection.
- Good or better credit required. You will have low approval odds if your credit score is below 700.
Pros & Cons of Alliant CU Cashback Visa® Signature Credit Card
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Alliant CU Cashback Visa® Signature Credit Card FAQ
Does Alliant CU Cashback Visa® Signature Credit Card have a cash back or rewards program?
No, it does not offer a rewards program. This is a cashback card. This means you earn a percentage of your purchases as cash back rewards. You will receive 2.5% cash back on travel, dining, groceries, drugstore purchases, or any other purchase. For example, if you buy a $1,000 laptop, you will receive $25 back in cash.
What are the Alliant CU Cashback Visa® Signature Credit Card benefits?
It provides the following benefits:
- Auto Rental Collision Damage Waiver
- Emergency Support
- Extended Warranty Protection
- Zero fraud liability
- Travel Accident Insurance
- Travel Assistance
- Reports to major credit bureaus
What are the relevant APRs for Alliant CU Cashback Visa® Signature Credit Card?
According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has lower than average regular APRs.Alliant CU Cashback Visa® Signature Credit Card has a variable purchase APR that ranges from 15.24% up to 25.24%. The card has a variable balance transfer APR that ranges from 15.24% up to 25.24%. It also has a variable cash advance APR that ranges from 23.24% up to 27.24%. Note that late payments are subject to an APR of 28.24% if you are late or miss your payments. Typically, the penalty APR applies for a minimum of six months but can go on indefinitely.
Does Alliant CU Cashback Visa® Signature Credit Card have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers.Does Alliant CU Cashback Visa® Signature Credit Card have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for Alliant CU Cashback Visa® Signature Credit Card?
The following fees apply:
- There is no overlimit fee
Fees | Amount |
---|---|
Annual Fee | Starting at $0 up to $99 |
Overlimit Fee | $0 |
Foreign Transaction Fee | 0% |
Returned Payment Fee | up to $27 |
Late Payment Fee | up to $27 |
Does Alliant CU Cashback Visa® Signature Credit Card have a foreign transaction fee?
This card does not charge foreign transaction fees. If you are a frequent traveler, avoiding foreign transaction fees can save you hundreds of dollars in fees when you travel out of the country.What is the customer service phone number for Alliant CU Cashback Visa® Signature Credit Card?
The Alliant CU Cashback Visa® Signature Credit Card customer service number is (800) 328-1935.
What is the support contact email for Alliant CU Cashback Visa® Signature Credit Card?
The support contact email for Alliant CU Cashback Visa® Signature Credit Card is chicu@alliantcreditunion.com.
What is the Alliant CU Cashback Visa® Signature Credit Card login page?
You can access the Alliant CU Cashback Visa® Signature Credit Card login page here.
How do people rate the customer service and user experience of Alliant CU Cashback Visa® Signature Credit Card?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does Alliant CU Cashback Visa® Signature Credit Card report your account activity to credit bureaus?
Yes, Alliant CU Cashback Visa® Signature Credit Card reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
How to apply for Alliant CU Cashback Visa® Signature Credit Card
- Visit the Alliant CU Cashback Visa® Signature Credit Card website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
Contact
- Headquarters
-
11545 W Touhy Ave
Chicago, IL 60666 USA - (800) 328-1935
- Visit Site
- Email Support
Other Services by Alliant Credit Union
Other Credit Cards by Alliant Credit Union
Availability
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- Washington, DC
- West Virginia
- Wisconsin
- Wyoming
Feature Breakdown
Cash Advance Fee Minimum | $10 |
Cash Advance Fee (%) | Up to 3% |
Minimum Cash Advance Fee ($) | Starting at $10 |
Foreign Currency Transaction Fee | 0% |
No Foreign Transaction Fee | |
No Annual Fee First Year | |
Annual Fee | $0 - $99 |
Minimum Interest Charge | $1 |
Over-Limit Fee | $0 |
No Interest Grace Period for Late Payment | 25 days |
Returned Payment Fee | Up to $27 |
Late Fee Amount | Up to $27 |
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