Alliant CU Cashback Visa® Signature Credit Card

Key Takeaways

• APRs: Alliant CU Cashback Visa® Signature Credit Card has a variable regular purchase APR that ranges from 15.24% up to 25.24%.
• Cash rewards. This credit card offers cash rewards on your purchases, but you will have to pay an annual fee of up to $99 for the privilege.
• $0 intro annual fee for the first year. Alliant CU Cashback Visa® Signature Credit Card gives you the chance to have the card for a year without paying the $0 annual fee.
• A 3% balance transfer fee. Alliant CU Cashback Visa® Signature Credit Card charges a fee of 3% on balance transfers. For example, a balance of $1,000 could cost $30 in transfer fees.
• No foreign transaction fee. This card does not charge a fee when you make a purchase that passes through a foreign bank, or is in a currency other than the U.S. dollar (USD), which makes it a great credit card to carry when traveling abroad.
• Accepts cosigners. Alliant Credit Union is one of the few credit card issuers that allows applicants to include a cosigner. Adding a cosigner can really improve your approval chances if your credit is not great.
• Multiple credit card benefits. Includes generous credit card perks, such as Auto Rental Collision Damage Waiver, emergency support, extended warranty protection on purchases, identity theft protection, purchase security, travel accident insurance, travel assistance, and fraud protection.
• Good or excellent credit required. You will have low approval odds if your credit score is below good.

Pros & Cons of Alliant CU Cashback Visa® Signature Credit Card

Alliant CU Cashback Visa® Signature Credit Card FAQ

Does Alliant CU Cashback Visa® Signature Credit Card have a cash back or rewards program?

• Auto Rental Collision Damage Waiver
• Emergency Support
• Extended Warranty Protection
• Zero fraud liability
• Travel Accident Insurance
• Travel Assistance
• Reports to major credit bureaus

What are the relevant APRs for Alliant CU Cashback Visa® Signature Credit Card?

According to the Federal Reserve Board, the average regular APR for accounts that carry a balance (as of November 2024) is 22.80%. This card has lower than average regular APRs. Note that late payments are subject to an APR of 28.24% if you are late or miss your payments. Typically, the penalty APR applies for a minimum of six months but can go on indefinitely.

What are the fees for Alliant CU Cashback Visa® Signature Credit Card?

Does Alliant CU Cashback Visa® Signature Credit Card report your account activity to credit bureaus?

• Equifax
• Experian
• TransUnion

Does Alliant Credit Union perform a hard credit pull?

How to apply for Alliant CU Cashback Visa® Signature Credit Card

• Visit the website of Alliant CU Cashback Visa® Signature Credit Card.
• Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
• Check the information is accurate and submit your application.