
in Personal Credit Cards from Alliant Credit Union
UnaffiliatedAlliant Credit Union Cashback Visa® Signature Credit Card
in Personal Credit Cards from Alliant Credit Union
Not enough votes for recommendation
Explore a similar product
Try this top product in Personal Credit Cards.
Purchase APR (Variable APR) | 12.24% - 22.24% |
Balance Transfer APR (Variable APR) | 12.24% - 22.24% |
Credit Score Range | 700 - 850 |
Annual Fee | $0 - $99 |
Alliant Credit Union Cashback Visa® Signature Credit Card Review
This is a cashback credit card issued by Alliant Credit Union. If you're wondering whether Alliant Credit Union Cashback Visa® Signature Credit Card is the right card for you, read on. This review will provide you with with all the details you need to make a good choice.
- Competitive APRs. Alliant Credit Union Cashback Visa® Signature Credit Card has a variable purchase APR that ranges from 12.24% up to 22.24%.
- Cash rewards. This credit card offers cash rewards on your purchases, but you will have to pay an annual fee of up to $99 for the privilege.
- Annual fee waived the first year. Alliant Credit Union Cashback Visa® Signature Credit Card gives you the chance to have the card for a year without paying the $0 annual fee.
- 3% Balance transfer fee. Alliant Credit Union Cashback Visa® Signature Credit Card charges a fee of 3% on balance transfers. For example, a balance of $1,000 could cost $30 in transfer fees.
- No foreign transaction fee. This card does not charge a fee when you make a purchase that passes through a foreign bank, or is in a currency other than the U.S. dollar (USD), which makes it a great credit card to carry when traveling abroad.
- Accepts cosigners. Alliant Credit Union is one of the few credit card issuers that allows applicants to include a cosigner. Adding a cosigner can really improve your approval chances if your credit is not great.
- Multiple credit card benefits. Includes generous credit card perks, such as rental insurance, emergency support, extended warranty protection on purchases, identity theft protection, purchase protection, travel accident insurance, travel assistance, and fraud protection.
- Good or better credit required. You will have low approval odds if your credit score is below 700.
The Good | The Bad |
---|---|
|
|
Does Alliant Credit Union Cashback Visa® Signature Credit Card have a cash back or rewards program?
No, it does not offer a rewards program. This is a cashback card. This means you earn a percentage of your purchases as cash back rewards. You will receive 2.5% cash back on travel, dining, groceries, drugstore purchases, or any other purchase. For example, if you buy a $1,000 laptop, you will receive $25 back in cash.
What are the Alliant Credit Union Cashback Visa® Signature Credit Card benefits?
It provides the following benefits:
- Auto Rental Collision Damage Waiver
- Emergency Support
- Extended Warranty Protection
- Zero fraud liability
- Travel Accident Insurance
- Travel Assistance
- Reports to major credit bureaus
What are the relevant APRs for Alliant Credit Union Cashback Visa® Signature Credit Card?
According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has lower than average regular APRs.Alliant Credit Union Cashback Visa® Signature Credit Card has a variable purchase APR that ranges from 12.24% up to 22.24%. The card has a variable balance transfer APR that ranges from 12.24% up to 22.24%. It also has a variable cash advance APR that ranges from 20.24% up to 24.24%. Note that late payments are subject to an APR of 25.24% if you are late or miss your payments. Typically, the penalty APR applies for a minimum of six months but can go on indefinitely.
Does Alliant Credit Union Cashback Visa® Signature Credit Card have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers.Does Alliant Credit Union Cashback Visa® Signature Credit Card have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for Alliant Credit Union Cashback Visa® Signature Credit Card?
The following fees apply:
- There is no overlimit fee
Fees | Amount |
---|---|
Annual Fee | Starting at $0 up to $99 |
Overlimit Fee | $0 |
Foreign Transaction Fee | 0% |
Returned Payment Fee | up to $27 |
Late Payment Fee | up to $27 |
Does Alliant Credit Union Cashback Visa® Signature Credit Card have a foreign transaction fee?
This card does not charge foreign transaction fees. If you are a frequent traveler, avoiding foreign transaction fees can save you hundreds of dollars in fees when you travel out of the country.What is the support contact email for Alliant Credit Union Cashback Visa® Signature Credit Card?
The support contact email for Alliant Credit Union Cashback Visa® Signature Credit Card is chicu@alliantcreditunion.com.
How do people rate the customer service and user experience of Alliant Credit Union Cashback Visa® Signature Credit Card?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does Alliant Credit Union Cashback Visa® Signature Credit Card report your account activity to credit bureaus?
Yes, Alliant Credit Union Cashback Visa® Signature Credit Card reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
How to apply for Alliant Credit Union Cashback Visa® Signature Credit Card
- Visit the Alliant Credit Union Cashback Visa® Signature Credit Card website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
Contact
- Headquarters
-
11545 W Touhy Ave
Chicago, IL 60666 - Visit Site
- Email Support
Other Services by Alliant Credit Union
Availability
- Alaska
- Alabama
- Arkansas
- Arizona
- California
- Colorado
- Connecticut
- Washington, DC
- Delaware
- Florida
- Georgia
- Hawaii
- Iowa
- Idaho
- Illinois
- Indiana
- Kansas
- Kentucky
- Louisiana
- Massachusetts
- Maryland
- Maine
- Michigan
- Minnesota
- Missouri
- Mississippi
- Montana
- North Carolina
- North Dakota
- Nebraska
- New Hampshire
- New Jersey
- New Mexico
- Nevada
- New York
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Virginia
- Vermont
- Washington
- Wisconsin
- West Virginia
- Wyoming
Feature Breakdown
Foreign Currency Transaction Fee | 0% |
No Foreign Transaction Fee | |
No Annual Fee First Year | |
Over-Limit Fee | $0 |
No Interest Grace Period for Late Payment | 25 days |
Cash Advance Fee Minimum | $10 |
Cash Advance Fee (%) | Up to 3% |
Minimum Cash Advance Fee ($) | Starting at $10 |
Annual Fee | $0 - $99 |
Minimum Interest Charge | $1 |
Returned Payment Fee | Up to $27 |
Late Fee Amount | Up to $27 |
Be the first to rate
Would you recommend Alliant Credit Union Cashback Visa® Signature Credit Card to your friends?
Alliant Credit Union Personal Credit Cards
- 1st United Credit Union Visa Platinum Credit Card
- Access Community Credit Union Platinum Rewards Mastercard
- Advantage One CU Visa Platinum Credit Card
- Advia Credit Union Visa Platinum Variable Rate Credit Card
- American Express National Bank Hilton Honors Credit Card
- Bomgaars Credit Card
- Charlotte Metro FCU Visa Platinum Credit Card
- GTE Federal Credit Union Go Premier Mastercard
- Goodyear Credit Card
- JSC Federal Credit Union Visa Platinum Rewards Credit Card
- People First Federal CU Visa Credit Card
- Pinnacle Bank Visa Credit Card