Last Updated: 07/28/2025
Alliant CU Cashback Visa® Signature Credit Card
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in Credit Cards from Alliant Credit Union
Last Updated: 07/28/2025
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Highlights
Purchase APR (Variable APR)
15.24% - 25.24%(Verified 06/21/2024)
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Balance Transfer APR (Variable APR)
15.24% - 25.24%(Verified 06/21/2024)
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Credit Score Range
700 - 850
Annual Fee
$0 - $99
Alliant CU Cashback Visa® Signature Credit Card Review
This is a cashback credit card issued by Alliant Credit Union. If you're wondering whether Alliant CU Cashback Visa® Signature Credit Card is the right card for you, read on.
Key Takeaways
- APRs: Alliant CU Cashback Visa® Signature Credit Card has a variable regular purchase APR that ranges from 15.24% up to 25.24%.
- Cash rewards. This credit card offers cash rewards on your purchases, but you will have to pay an annual fee of up to $99 for the privilege.
- $0 intro annual fee for the first year. Alliant CU Cashback Visa® Signature Credit Card gives you the chance to have the card for a year without paying the $0 annual fee.
- A 3% balance transfer fee. Alliant CU Cashback Visa® Signature Credit Card charges a fee of 3% on balance transfers. For example, a balance of $1,000 could cost $30 in transfer fees.
- No foreign transaction fee. This card does not charge a fee when you make a purchase that passes through a foreign bank, or is in a currency other than the U.S. dollar (USD), which makes it a great credit card to carry when traveling abroad.
- Accepts cosigners. Alliant Credit Union is one of the few credit card issuers that allows applicants to include a cosigner. Adding a cosigner can really improve your approval chances if your credit is not great.
- Multiple credit card benefits. Includes generous credit card perks, such as Auto Rental Collision Damage Waiver, emergency support, extended warranty protection on purchases, identity theft protection, purchase security, travel accident insurance, travel assistance, and fraud protection.
- Good or excellent credit required. You will have low approval odds if your credit score is below good.
Pros & Cons of Alliant CU Cashback Visa® Signature Credit Card
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Alliant CU Cashback Visa® Signature Credit Card FAQ
Does Alliant CU Cashback Visa® Signature Credit Card have a cash back or rewards program?
No, it does not offer a rewards program. This is a cashback card. This means you earn a percentage of your purchases as cash back rewards.
| Description |
- Auto Rental Collision Damage Waiver
- Emergency Support
- Extended Warranty Protection
- Zero fraud liability
- Travel Accident Insurance
- Travel Assistance
- Reports to major credit bureaus
What are the relevant APRs for Alliant CU Cashback Visa® Signature Credit Card?
According to the Federal Reserve Board, the average regular APR for accounts that carry a balance (as of November 2024) is 22.80%. This card has lower than average regular APRs.Alliant CU Cashback Visa® Signature Credit Card has a variable purchase APR that ranges from 15.24% up to 25.24%. The card has a variable balance transfer APR that ranges from 15.24% up to 25.24%. It also has a variable cash advance APR that ranges from 23.24% up to 27.24%.
Note that late payments are subject to an APR of 28.24% if you are late or miss your payments. Typically, the penalty APR applies for a minimum of six months but can go on indefinitely.Does Alliant CU Cashback Visa® Signature Credit Card have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers.Does Alliant CU Cashback Visa® Signature Credit Card have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for Alliant CU Cashback Visa® Signature Credit Card?
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Returned Payment Fee | Up to $27 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Foreign Currency Transaction Fee | Starting at 0% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Annual Fee | $0 - $99 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| No Annual Fee First Year? | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| No Foreign Transaction Fee? | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Late Fee Amount | Up to $27 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Cash Advance Fee ($) | Starting at $10 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Cash Advance Fee (%) | Up to 3% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
This card charges an annual fee ranging from $0 up to $99.
Does Alliant CU Cashback Visa® Signature Credit Card have a foreign transaction fee?
This card does not charge foreign transaction fees. If you are a frequent traveler, avoiding foreign transaction fees can save you hundreds of dollars in fees when you travel out of the country.What is the customer service phone number for Alliant CU Cashback Visa® Signature Credit Card?
The customer service number for Alliant CU Cashback Visa® Signature Credit Card is (800) 328-1935.
What is the login page for Alliant CU Cashback Visa® Signature Credit Card?
You can access the login page of Alliant CU Cashback Visa® Signature Credit Card here.
How do people rate the customer service and user experience of Alliant CU Cashback Visa® Signature Credit Card?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does Alliant CU Cashback Visa® Signature Credit Card report your account activity to credit bureaus?
Yes, Alliant CU Cashback Visa® Signature Credit Card reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does Alliant Credit Union perform a hard credit pull?
Yes, Alliant CU Cashback Visa® Signature Credit Card performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
How to apply for Alliant CU Cashback Visa® Signature Credit Card
- Visit the website of Alliant CU Cashback Visa® Signature Credit Card.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
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8:30AM - 5:00PM
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Saturday
Closed