Last Updated: 07/28/2025
AltaOne FCU Visa Platinum Rewards Credit Card
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Last Updated: 07/28/2025
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Highlights
Purchase APR (Fixed APR)
10.99%(Verified 06/21/2024)
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Balance Transfer APR (Fixed APR)
10.99%(Verified 06/21/2024)
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Credit Score Range
600 - 850
Annual Fee
$0
AltaOne FCU Visa Platinum Rewards Credit Card Review
This is a rewards card issued by AltaOne Federal Credit Union. If you're wondering whether AltaOne FCU Visa Platinum Rewards Credit Card is the right card for you, read on.
Key Takeaways
- APRs: AltaOne FCU Visa Platinum Rewards Credit Card has a fixed purchase APR of 10.99%
- No annual fee. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases , but you don't have to pay an annual fee for the privilege.
- Multiple credit card benefits. Includes generous credit card perks, such as Auto Rental Collision Damage Waiver, emergency support, extended warranty protection on purchases, identity theft protection, purchase security, travel assistance, and fraud protection.
- Poor credit accepted. This card will consider people who have poor credit.
Pros & Cons of AltaOne FCU Visa Platinum Rewards Credit Card
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AltaOne FCU Visa Platinum Rewards Credit Card FAQ
Does AltaOne FCU Visa Platinum Rewards Credit Card have a cash back or rewards program?
AltaOne FCU Visa Platinum Rewards Credit Card is a rewards card.
| Description |
Does AltaOne FCU Visa Platinum Rewards Credit Card have a signup bonus?
This card doesn't offer a cash signup bonus.Does AltaOne FCU Visa Platinum Rewards Credit Card offer an annual loyalty bonus?
This card doesn't offer a cash loyalty bonus.What are the AltaOne FCU Visa Platinum Rewards Credit Card benefits?
AltaOne FCU Visa Platinum Rewards Credit Card provides the following benefits:
- Auto Rental Collision Damage Waiver
- Emergency Support
- Extended Warranty Protection
- Zero fraud liability
- Travel Assistance
- Reports to major credit bureaus
What are the relevant APRs for AltaOne FCU Visa Platinum Rewards Credit Card?
According to the Federal Reserve Board, the average regular APR for accounts that carry a balance (as of November 2024) is 22.80%. This card has lower than average regular APRs.AltaOne FCU Visa Platinum Rewards Credit Card has a fixed purchase APR of 10.99%. The card has a fixed balance transfer APR of 10.99% . It also has a fixed cash advance APR of 10.99% .
Does AltaOne FCU Visa Platinum Rewards Credit Card have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers.Does AltaOne FCU Visa Platinum Rewards Credit Card have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for AltaOne FCU Visa Platinum Rewards Credit Card?
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Annual Fee | $0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Late Fee Amount | Up to $25 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost rewards card.
What is the customer service phone number for AltaOne FCU Visa Platinum Rewards Credit Card?
The customer service number for AltaOne FCU Visa Platinum Rewards Credit Card is (800) 433-9727.
What is the support contact email for AltaOne FCU Visa Platinum Rewards Credit Card?
The support contact email for AltaOne FCU Visa Platinum Rewards Credit Card is feedback@altaone.net.
What is the login page for AltaOne FCU Visa Platinum Rewards Credit Card?
You can access the login page of AltaOne FCU Visa Platinum Rewards Credit Card here.
How do people rate the customer service and user experience of AltaOne FCU Visa Platinum Rewards Credit Card?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does AltaOne FCU Visa Platinum Rewards Credit Card report your account activity to credit bureaus?
Yes, AltaOne FCU Visa Platinum Rewards Credit Card reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does AltaOne Federal Credit Union perform a hard credit pull?
Yes, AltaOne FCU Visa Platinum Rewards Credit Card performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
How to apply for AltaOne FCU Visa Platinum Rewards Credit Card
- Visit the website of AltaOne FCU Visa Platinum Rewards Credit Card.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
Contact
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Hours of Operation
Sunday
Closed
Monday
7:00AM - 6:00PM
Tuesday
7:00AM - 6:00PM
Wednesday
7:00AM - 6:00PM
Thursday
7:00AM - 6:00PM
Friday
7:00AM - 6:00PM
Saturday
9:00AM - 2:00PM