AltaOne FCU Share Secured Credit Card
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| Purchase APR (Fixed APR) | 17.99 |
| Balance Transfer APR (Fixed APR) | 17.99 |
| Credit Score Range | 350 - 600 |
| Annual Fee | $30 |
AltaOne FCU Share Secured Credit Card Review
This is a secured credit card credit card issued by AltaOne Federal Credit Union. If you're wondering whether AltaOne FCU Share Secured Credit Card is the right card for you, read on.
Key Takeaways
- High APRs. This is not a great card for people who carry a balance. It has a fixed purchase APR of 17.99%
- Secured card. This card requires a refundable deposit before you qualify for a line of credit. These cards are often used to improve the credit of people with poor credit or little credit history.
- Multiple credit card benefits. Includes generous credit card perks, such as rental insurance, emergency support, extended warranty protection on purchases, identity theft protection, purchase protection, travel accident insurance, travel assistance, and fraud protection.
- Poor credit accepted. This card will consider people who have bad credit. Even if you have poor credit, you may still have relatively good approval odds.
Pros & Cons of AltaOne FCU Share Secured Credit Card
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AltaOne FCU Share Secured Credit Card FAQ
Does AltaOne FCU Share Secured Credit Card have a cash back or rewards program?
No, it does not offer a rewards program.
What are the AltaOne FCU Share Secured Credit Card benefits?
It provides the following benefits:
- Auto Rental Collision Damage Waiver
- Emergency Support
- Extended Warranty Protection
- Zero fraud liability
- Travel Accident Insurance
- Travel Assistance
- Reports to major credit bureaus
What are the relevant APRs for AltaOne FCU Share Secured Credit Card?
According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has higher than average regular APRs.AltaOne FCU Share Secured Credit Card has a fixed purchase APR of 17.99%. The card has a fixed balance transfer APR of 17.99% . It also has a fixed cash advance APR of 17.99% .
Does AltaOne FCU Share Secured Credit Card have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers.Does AltaOne FCU Share Secured Credit Card have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for AltaOne FCU Share Secured Credit Card?
The following fees apply:
- An overlimit fee of $25.
| Fees | Amount |
|---|---|
| Annual Fee | $30 |
| Overlimit Fee | $25 |
| Late Payment Fee | up to $25 |
What is the customer service phone number for AltaOne FCU Share Secured Credit Card?
The AltaOne FCU Share Secured Credit Card customer service number is (800) 433-9727.
What is the support contact email for AltaOne FCU Share Secured Credit Card?
The support contact email for AltaOne FCU Share Secured Credit Card is feedback@altaone.net.
What is the AltaOne FCU Share Secured Credit Card login page?
You can access the AltaOne FCU Share Secured Credit Card login page here.
How do people rate the customer service and user experience of AltaOne FCU Share Secured Credit Card?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does AltaOne FCU Share Secured Credit Card report your account activity to credit bureaus?
Yes, AltaOne FCU Share Secured Credit Card reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
How to apply for AltaOne FCU Share Secured Credit Card
- Visit the AltaOne FCU Share Secured Credit Card website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
Contact
- Headquarters
-
AltaOne Federal Credit Union
PO Box 1209
Ridgecrest, CA 93556 USA - (800) 433-9727
- Visit Site
- Email Support
Other Services by AltaOne Federal Credit Union
Availability
- Alaska
- Alabama
- Arkansas
- Arizona
- California
- Colorado
- Connecticut
- Washington, DC
- Delaware
- Florida
- Georgia
- Hawaii
- Iowa
- Idaho
- Illinois
- Indiana
- Kansas
- Kentucky
- Louisiana
- Massachusetts
- Maryland
- Maine
- Michigan
- Minnesota
- Missouri
- Mississippi
- Montana
- North Carolina
- North Dakota
- Nebraska
- New Hampshire
- New Jersey
- New Mexico
- Nevada
- New York
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Virginia
- Vermont
- Washington
- Wisconsin
- West Virginia
- Wyoming
Feature Breakdown
| Annual Fee | $30 |
| Over-Limit Fee | 25 |
| No Interest Grace Period for Late Payment | 25 days |
| Late Fee Amount | Up to 25 |
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