Amazon Rewards Visa Signature® Card Review

Amazon Rewards Visa Signature® Card is a store cashback credit card issued by Chase Bank. 

Good credit. This card is designed for people with good credit. The minimum credit score to apply is 690.

If you're wondering whether Amazon Rewards Visa Signature® Card is the right card for you, read on. This is everything you need to know to make a good choice.

Pros & Cons of Amazon Rewards Visa Signature® Card

Pros

Cons

Cardmembers receive the best available rate at 900 luxury hotels around the world, automatic room upgrades (when available), complimentary in-room Wi-Fi (when available). No foreign transaction fee, Travel Accident Insurance, Lost luggage reimbursement, and Baggage delay insurance make this a good travel card. High points rewards. Flexible options for redeeming rewards, including cash back.

This card works best for Prime members, who can build points faster, & benefit the most from Amazon shopping. Non- Prime members won't experience as many perks here as they might with other points cards. High interest rates if balance not paid in full each month. Even though there is no annual fee for this Visa, card holders who want to benefit from the higher cash back rewards need to pay the Amazon Prime annual fee.

Is there a Amazon Rewards Visa Signature® Card cash back or rewards program?

Amazon Rewards Visa Signature® Card is a cashback card. This means you earn a percentage of your purchase as a cash reward. With Amazon Rewards Visa Signature® Card you receive 1% cash back on every purchase. For example, if you buy a $1,000 laptop, you will receive $10 back in cash. However, you can earn up to 3% for purchases in a bonus category.

This card features rewards for purchases in the following categories:

• Amazon.com
• Drug Stores
• Every Purchase
• Gas
• Restaurants
• Retail

Amazon Rewards Visa Signature® Card Rewards

Rewards rate (all purchases)	1%
Max rewards rate	3%
Annual rewards limit	N/A
Signup Bonus ($)	$50

What are the Amazon Rewards Visa Signature® Card benefits?

Amazon Rewards Visa Signature® Card provides the following benefits:

• Free Credit Score
• Auto Rental Collision Damage Waiver
• Emergency Support
• Extended Warranty Protection
• Fraud Liability
• Travel Accident Insurance
• Travel Assistance
• ID Theft Protection
• Reports to major credit bureaus

What are the relevant APRs for Amazon Rewards Visa Signature® Card?

Amazon Rewards Visa Signature® Card has a variable purchase APR that ranges from 16.49% up to 24.49%. The card has a variable balance transfer APR that ranges from 16.49% up to 24.49%.

It also has a variable cash advance APR starting at 27.24% .

What are the Amazon Rewards Visa Signature® Card fees?

No Annual Fee. Amazon Rewards Visa Signature® Card does not charge an annual fee. No foreign transaction fee. Amazon Rewards Visa Signature® Card does not charge foreign transaction fees. If you are a frequent traveler, this can save you hundreds of dollars in credit card fees when you travel out of the country.

The following fees apply to Amazon Rewards Visa Signature® Card:

Amazon Rewards Visa Signature® Card Fees

Fees	Amount
Annual Fee	$0
Foreign Transaction Fee	0%
Balance Transfer Fee	5%
Minimum Balance Transfer Fee	$5
Returned Payment Fee	up to $37
Late Payment Fee	$15 - $37

Does Amazon Rewards Visa Signature® Card report your account activity to credit bureaus?

Amazon Rewards Visa Signature® Card reports your account activity to the following credit reporting agencies:

• Equifax
• Experian
• Transunion

Making regular and on-time payments on a credit card that reports your account activity to credit bureaus will demonstrate that you consistently manage debt well and can help increase your credit scores.

How to apply for Amazon Rewards Visa Signature® Card

• Visit the Chase Bank website.
• Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, annual income, and source of employment.
• Check the information is accurate and submit your application.
• If you're denied click here to find out why your application may have been rejected and what you can do about it.