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  Amazon Rewards Visa Signature Card

Amazon Rewards Visa Signature Card

in Personal Credit Cards from Chase Bank

Claimed

Amazon Rewards Visa Signature Card

Claimed

in Personal Credit Cards from Chase Bank

SuperMoney Net Recommendation Score +82%

SUPERMONEY NET RECOMMENDATION SCORE

+82

Recommendation score measures the loyalty between a provider and a consumer. It's at 100% if everybody recommends the provider, and at -100% when no one recommends.

Strongly recommended

9 users recommend
2 users are unsure
0 users don't recommend
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Highlights
Community Rating Strongly recommended
Purchase APR  (Variable APR) 14.24% - 22.24%
Balance Transfer APR  (Variable APR) 14.24% - 22.24%
Credit Score Range 690 - 850
Annual Fee $0
Number of Reviews 11

Amazon Rewards Visa Signature Card Review

Amazon Rewards Visa Signature Card is a store cashback credit card issued by Chase Bank. If you're wondering whether Amazon Rewards Visa Signature Card is the right card for you, read on. This is everything you need to know to make a good choice.

Key Takeaways
  • Generous reward rate. You will get a cashback rewards rate of up to 3%.
  • Competitive APRs. Amazon Rewards Visa Signature Card has a variable purchase APR that ranges from 14.24% up to 22.24%.
  • No annual fee*. This is a great option for people looking for a low-maintenance cashback card. It gives you cashback on your purchases, but you don't have to pay an annual fee for the privilege.
  • 5% Balance transfer fee. Amazon Rewards Visa Signature Card charges a fee of up to 5% on balance transfers. For example, a balance of $1,000 could cost up to $50 in transfer fees. The minimum fee is $5.
  • No foreign transaction fee. This card does not charge a fee when you make a purchase that passes through a foreign bank, or is in a currency other than the U.S. dollar (USD), which makes it a great credit card to carry when traveling abroad.
  • Gas rewards. 2% cashback on eligible gas purchases.
  • Multiple credit card benefits. Includes generous credit card perks, such as rental insurance, access to a concierge, emergency support, extended warranty protection on purchases, identity theft protection, purchase protection, travel accident insurance, travel assistance, and fraud protection.
  • Good or better credit required. You should probably try with another card if your credit score is below 690.
Amazon Rewards Visa Signature Card Pros & Cons
The Good The Bad
  • Lower than average purchase APRs.
  • No annual fee.
  • Multiple credit card perks.
  • Offers auto rental collision damage waiver.
  • Access to a concierge.
  • Extended warranty on purchases.
  • Free access to your credit score.
  • Identity Theft Protection.
  • Travel accident and travel assistance insurance.
  • No foreign transaction fee.
  • Cardholders can earn rewards on their purchases.
  • Amazon Rewards Visa Signature Card reports to multiple credit bureaus.
  • High interest rates if balance not paid in full each month.
  • Requires good to excellent credit.
  • Does not offer a signup bonus.
  • Charges a 5% balance transfer fee.
Amazon Rewards Visa Signature Card FAQ

Is there a Amazon Rewards Visa Signature Card cash back or rewards program?

Amazon Rewards Visa Signature Card is a cashback card. This means you earn a percentage of your purchase as a cash reward. With Amazon Rewards Visa Signature Card you receive 1% cash back on every purchase. For example, if you buy a $1,000 laptop, you will receive $10 back in cash. However, you can earn up to 3% for purchases in a bonus category.

Amazon Rewards Visa Signature Card Rewards
Rewards rate (all purchases) 1%
Max rewards rate 3%
Annual rewards limit N/A
Signup Bonus ($) N/A

Does Amazon Rewards Visa Signature Card have a signup bonus?

Amazon Rewards Visa Signature Card doesn't offer any signup bonus.

Does Amazon Rewards Visa Signature Card have a signup bonus?

Amazon Rewards Visa Signature Card doesn't offer a cash signup bonus.

Does Amazon Rewards Visa Signature Card offer an annual loyalty bonus?

Amazon Rewards Visa Signature Card doesn't offer a cash loyalty bonus.

What are the Amazon Rewards Visa Signature Card benefits?

Amazon Rewards Visa Signature Card provides the following benefits:

  • Free Credit Score
  • Auto Rental Collision Damage Waiver
  • Emergency Support
  • Extended Warranty Protection
  • Zero fraud liability
  • Travel Accident Insurance
  • Travel Assistance
  • Reports to major credit bureaus

What are the relevant APRs for Amazon Rewards Visa Signature Card?

According to the Federal Reserve Board, the average interest rate is 15% for all credit cards and 17% for accounts that carry a balance. Amazon Rewards Visa Signature Card has lower than average purchase APRs.

Amazon Rewards Visa Signature Card has a variable purchase APR that ranges from 14.24% up to 22.24%. The card has a variable balance transfer APR that ranges from 14.24% up to 22.24%. It also has a variable cash advance APR of 24.99% .

Does Amazon Rewards Visa Signature Card have an introductory APR offer on balance transfers??

No, Amazon Rewards Visa Signature Card does not come with an introductory APR offer for balance transfers.

Does Amazon Rewards Visa Signature Card have an introductory APR offer on new purchases??

Amazon Rewards Visa Signature Card does not offer an introductory rate on new purchases.

What are the Amazon Rewards Visa Signature Card fees?

The following fees apply to Amazon Rewards Visa Signature Card:

Amazon Rewards Visa Signature Card Fees
Fees Amount
Annual Fee Up to $0
Foreign Transaction Fee 0%
Balance Transfer Fee 5%
Minimum Balance Transfer Fee $5
Returned Payment Fee up to $39
Late Payment Fee up to $39

Does Amazon Rewards Visa Signature Card have a foreign transaction fee?

Amazon Rewards Visa Signature Card does not charge foreign transaction fees. If you are a frequent traveler, this can save you hundreds of dollars in credit card fees when you travel out of the country.

Does Amazon Rewards Visa Signature Card report your account activity to credit bureaus?

Yes, Amazon Rewards Visa Signature Card reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for Amazon Rewards Visa Signature Card

  • Visit the Amazon Rewards Visa Signature Card website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.
  • If you're denied click here to find out why your application may have been rejected and what you can do about it.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Message From Our Editor

What We Love About Amazon Prime Rewards Visa Signature Card

 Amazon offers this Visa card in a partnership with Chase Bank. It offers members of Amazon Prime the chance to earn between 1% and 5% back on various types of purchases. The card has no annual fee, no foreign transaction fees, and anyone with an eligible Prime membership.

It offers 5% back on Amazon and Whole Food Markets purchases, 2% back at drugstores, gas stations, and restaurants, and 1% back on other types of purchases. This card also comes with several travel benefits, including lost luggage reimbursement, travel and emergency assistance, and travel accident insurance.

What Could Amazon Prime Rewards Do Better?

This card is only available to Prime members, so not everyone will have access to it. The membership has to be an account on Amazon.com and not another affiliated site. Users will also be required to be residents of the United States with a Social Security Number or U.S. Individual Taxpayer Identification Number.

Amazon Prime Rewards Backstory

 The Amazon Prime Rewards card came about as a partnership between Amazon and Chase Bank. It offers up to 5% back when making purchases on Amazon.com or Whole Foods Market. Those without an eligible membership will earn 3% back. The card also offers 1% to 2% back at restaurants, gas stations, drugstores, and other retailers.

 All points can be redeemed on Amazon.com. When you check out, the point balance appears, and you can choose the number of points to use. Consumers can also choose to redeem points for gift cards, travel, and cashback.

The Verdict

The Amazon Prime Rewards Visa Signature Card could be a good option for someone who is a Prime member, especially if they travel frequently. It provides many travel perks, a suite of protection options, and more. However, it’s always an excellent idea to look at all your options before choosing a personal credit card.

Availability

  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Washington, DC
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

Every Purchase (Points) Earn 1% Back on all other purchases.
Foreign Currency Transaction Fee 0%
No Annual Fee
No Foreign Transaction Fee
Annual Fee $0
Minimum Interest Charge $0
No Interest Grace Period for Late Payment 21 days
Cash Advance Fee Minimum $10
Cash Advance Fee (%) Up to 5%
Minimum Cash Advance Fee ($) Starting at $10
Returned Payment Fee Up to $39
Late Fee Amount Up to $39
Customer Type Personal
Minimum Age 18
Supported Income Types
  • Direct Deposit (W2, SSA, SSDI)
  • Cash
  • Payroll Check or Prepaid Card
  • 1099 Misc. Income
Military Status
  • Active Duty Military
  • Non-Military
  • Veterans
  • Military Dependent
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Other
  • Retired
  • Self-Employed
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Credit Score Range 690 - 850
Credit Bureau Reporting
  • Experian
  • Equifax
  • TransUnion
Credit Card Benefits
  • Auto Rental Collision Damage Waiver
  • Concierge
  • Emergency Support
  • Extended Warranty Protection
  • Fraud Liability
  • Free Credit Score
  • Identity Theft Protection
  • Purchase Protection
  • Travel Accident Insurance
  • Travel Assistance
No Reward Expiration Period
Rewards Categories
  • 3% Cash Back on Amazon Purchases
  • 2% Cash Back on Drug Store Purchases
  • 2% Cash Back on Gas
  • 2% Cash Back on Restaurants
  • 1% Cash Back on Every Purchase
  • 3% Cash Back on Whole Foods Purchases
Cash Advance APR (Variable APR) 24.99%
Balance Computation daily balance method (including new transactions).
Purchase APR (Variable APR) 14.24% - 22.24%
Balance Transfer APR (Variable APR) 14.24% - 22.24%
Balance Transfer Fee Minimum $5
Balance Transfer Fee % 5%
Card Type
  • Rewards
  • Balance Transfer
  • Cashback
  • Travel
  • Store Card
  • Gas
Card Network Visa

Amazon Rewards Visa Signature Card Community Reviews

 

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SUPERMONEY NET RECOMMENDATION SCORE

+82

Recommendation score measures the loyalty between a provider and a consumer. It's at 100% if everybody recommends the provider, and at -100% when no one recommends.

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