American Heritage Federal Credit Union Platinum Preferred Mastercard® Review

This is a rewards credit card issued by American Heritage Federal Credit Union. If you're wondering whether American Heritage Federal Credit Union Platinum Preferred Mastercard® is the right card for you, read on. This review will provide you with with all the details you need to make a good choice.

• No annual fee*. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases, but you don't have to pay an annual fee for the privilege.
• $0 Balance transfer fee. This card does not charge a fee on balance transfers.
• Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 0.2% every time you make a transaction outside the U.S.
• Accepts cosigners. American Heritage Federal Credit Union is one of the few credit card issuers that allows applicants to include a cosigner. Adding a cosigner can really improve your approval chances if your credit is not great.
• Multiple credit card benefits. Includes generous credit card perks, such as extended warranty protection on purchases, identity theft protection, purchase protection, and fraud protection.

Does American Heritage Federal Credit Union Platinum Preferred Mastercard® have a cash back or rewards program?

American Heritage Federal Credit Union Platinum Preferred Mastercard® is a rewards card.

What are the American Heritage Federal Credit Union Platinum Preferred Mastercard® benefits?

It provides the following benefits:

• Extended Warranty Protection
• Zero fraud liability
• Reports to major credit bureaus

What are the relevant APRs for American Heritage Federal Credit Union Platinum Preferred Mastercard®?

It has a variable purchase APR starting at 9.99% . The card has a variable balance transfer APR starting at 9.99% . It also has a variable cash advance APR starting at 9.99% .

What are the fees for American Heritage Federal Credit Union Platinum Preferred Mastercard®?

The following fees apply:

This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost rewards card.

Does American Heritage Federal Credit Union Platinum Preferred Mastercard® report your account activity to credit bureaus?

Yes, American Heritage Federal Credit Union Platinum Preferred Mastercard® reports your account activity to the following credit reporting agencies:

• Equifax
• Experian
• Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for American Heritage Federal Credit Union Platinum Preferred Mastercard®

• Visit the American Heritage Federal Credit Union Platinum Preferred Mastercard® website.
• Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
• Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.