in Personal Credit Cards from American Heritage Federal Credit Union
UnaffiliatedAmerican Heritage FCU Platinum Mastercard®
in Personal Credit Cards from American Heritage Federal Credit Union
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| Purchase APR (Variable APR) | Starting at 9.99% |
| Balance Transfer APR (Variable APR) | Starting at 9.99% |
| Credit Score Range | N/A |
| Annual Fee | $0 |
American Heritage FCU Platinum Mastercard® Review
This is a rewards credit card issued by American Heritage Federal Credit Union. If you're wondering whether American Heritage FCU Platinum Mastercard® is the right card for you, read on. This review will provide you with with all the details you need to make a good choice.
- No annual fee*. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases, but you don't have to pay an annual fee for the privilege.
- $0 Balance transfer fee. This card does not charge a fee on balance transfers.
- Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 0.2% every time you make a transaction outside the U.S.
- Accepts cosigners. American Heritage Federal Credit Union is one of the few credit card issuers that allows applicants to include a cosigner. Adding a cosigner can really improve your approval chances if your credit is not great.
- Multiple credit card benefits. Includes generous credit card perks, such as extended warranty protection on purchases, identity theft protection, purchase protection, and fraud protection.
| The Good | The Bad |
|---|---|
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Does American Heritage FCU Platinum Mastercard® have a cash back or rewards program?
American Heritage FCU Platinum Mastercard® is a rewards card.
| Minimum rewards rate | 1x |
| Max rewards rate | N/A |
| Annual rewards limit | N/A |
Does American Heritage FCU Platinum Mastercard® have a signup bonus?
This card doesn't offer a cash signup bonus.Does American Heritage FCU Platinum Mastercard® offer an annual loyalty bonus?
This card doesn't offer a cash loyalty bonus.What are the American Heritage FCU Platinum Mastercard® benefits?
It provides the following benefits:
- Extended Warranty Protection
- Zero fraud liability
- Reports to major credit bureaus
What are the relevant APRs for American Heritage FCU Platinum Mastercard®?
According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has lower than average regular APRs.American Heritage FCU Platinum Mastercard® has a variable purchase APR starting at 9.99% . The card has a variable balance transfer APR starting at 9.99% . It also has a variable cash advance APR starting at 9.99% .
Does American Heritage FCU Platinum Mastercard® have an intro APR offer on balance transfers?
Yes, it offers an intro APR rate on balance transfers of 3.99%
| Description | |
|---|---|
| Balance Transfer Introductory APR | 3.99% |
| Balance Transfer APR | Starting at 9.99% |
| Balance Transfer Fee Minimum | $0 |
| Balance Transfer Fee % | 0% |
Does American Heritage FCU Platinum Mastercard® have an intro APR offer on new purchases?
| Description | |
|---|---|
| Introductory Rate | 3.99% |
This card does offer an intro APR rate of 3.99% on qualified purchases
What are the fees for American Heritage FCU Platinum Mastercard®?
The following fees apply:
| Fees | Amount |
|---|---|
| Annual Fee | $0 |
| Foreign Transaction Fee | 0.2% |
| Returned Payment Fee | up to $25 |
| Late Payment Fee | up to $20 |
This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost rewards card.
Does American Heritage FCU Platinum Mastercard® have a foreign transaction fee?
American Heritage FCU Platinum Mastercard® charges a foreign transaction fee of 0.2%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $4. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.What is the support contact email for American Heritage FCU Platinum Mastercard®?
The support contact email for American Heritage FCU Platinum Mastercard® is [email protected].
How do people rate the customer service and user experience of American Heritage FCU Platinum Mastercard®?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does American Heritage FCU Platinum Mastercard® report your account activity to credit bureaus?
Yes, American Heritage FCU Platinum Mastercard® reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
How to apply for American Heritage FCU Platinum Mastercard®
- Visit the American Heritage FCU Platinum Mastercard® website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
Contact
- Headquarters
-
2060 Red Lion Rd, Philadelphia, PA 19115, United States
Philadelphia, PA 19115 - Visit Site
- Email Support
Other Services by American Heritage Federal Credit Union
Availability
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Washington, DC
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- West Virginia
- Wisconsin
- Wyoming
Feature Breakdown
| Introductory Rate | 3.99% |
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