
American Heritage Federal Credit Union Platinum Preferred Mastercard®
in Personal Credit Cards from American Heritage Federal Credit Union
UnaffiliatedAmerican Heritage Federal Credit Union Platinum Preferred Mastercard®
in Personal Credit Cards from American Heritage Federal Credit Union
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Purchase APR (Variable APR) | Starting at 9.99% |
Balance Transfer APR (Variable APR) | Starting at 9.99% |
Credit Score Range | N/A |
Annual Fee | $0 |
American Heritage Federal Credit Union Platinum Preferred Mastercard® Review
American Heritage Federal Credit Union Platinum Preferred Mastercard® is a rewards credit card issued by American Heritage Federal Credit Union. If you're wondering whether American Heritage Federal Credit Union Platinum Preferred Mastercard® is the right card for you, read on. This is everything you need to know to make a good choice.
- No annual fee*. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases, but you don't have to pay an annual fee for the privilege.
- $0 Balance transfer fee. This card does not charge a fee on balance transfers.
- Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 0.2% every time you make a transaction outside the U.S.
- Accepts cosigners. American Heritage Federal Credit Union is one of the few credit card issuers that allows applicants to include a cosigner. Adding a cosigner can really improve your approval chances if your credit is not great.
- Multiple credit card benefits. Includes generous credit card perks, such as extended warranty protection on purchases, identity theft protection, purchase protection, and fraud protection.
The Good | The Bad |
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Is there a American Heritage Federal Credit Union Platinum Preferred Mastercard® cash back or rewards program?
American Heritage Federal Credit Union Platinum Preferred Mastercard® offers a rewards program to its customers.
Minimum rewards rate | 1x |
Max rewards rate | N/A |
Annual rewards limit | N/A |
Does American Heritage Federal Credit Union Platinum Preferred Mastercard® have a signup bonus?
American Heritage Federal Credit Union Platinum Preferred Mastercard® doesn't offer a cash signup bonus.Does American Heritage Federal Credit Union Platinum Preferred Mastercard® offer an annual loyalty bonus?
American Heritage Federal Credit Union Platinum Preferred Mastercard® doesn't offer a cash loyalty bonus.What are the American Heritage Federal Credit Union Platinum Preferred Mastercard® benefits?
American Heritage Federal Credit Union Platinum Preferred Mastercard® provides the following benefits:
- Extended Warranty Protection
- Zero fraud liability
- Reports to major credit bureaus
What are the relevant APRs for American Heritage Federal Credit Union Platinum Preferred Mastercard®?
According to the Federal Reserve Board, the average interest rate is 15% for all credit cards and 17% for accounts that carry a balance. American Heritage Federal Credit Union Platinum Preferred Mastercard® has lower than average purchase APRs.American Heritage Federal Credit Union Platinum Preferred Mastercard® has a variable purchase APR starting at 9.99% . The card has a variable balance transfer APR starting at 9.99% . It also has a variable cash advance APR starting at 9.99% .
Does American Heritage Federal Credit Union Platinum Preferred Mastercard® have an introductory APR offer on balance transfers?
Yes, American Heritage Federal Credit Union Platinum Preferred Mastercard® offers an introductory APR rate on balance transfers of 3.99%
Description | |
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Balance Transfer Introductory APR | 3.99% |
Balance Transfer APR | Starting at 9.99% |
Balance Transfer Fee Minimum | $0 |
Balance Transfer Fee % | 0% |
Does American Heritage Federal Credit Union Platinum Preferred Mastercard® have an introductory APR offer on new purchases?
This card does offer an introductory APR rate of 3.99% on qualified purchases
Description | |
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Introductory Rate | 3.99% |
What are the fees for American Heritage Federal Credit Union Platinum Preferred Mastercard®?
The following fees apply to American Heritage Federal Credit Union Platinum Preferred Mastercard®:
Fees | Amount |
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Annual Fee | $0 |
Foreign Transaction Fee | 0.2% |
Returned Payment Fee | up to $25 |
Late Payment Fee | up to $20 |
Does American Heritage Federal Credit Union Platinum Preferred Mastercard® have a foreign transaction fee?
American Heritage Federal Credit Union Platinum Preferred Mastercard® charges a foreign transaction fee of 0.2%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $4. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge a foreign transaction fee.Does American Heritage Federal Credit Union Platinum Preferred Mastercard® report your account activity to credit bureaus?
Yes, American Heritage Federal Credit Union Platinum Preferred Mastercard® reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
How to apply for American Heritage Federal Credit Union Platinum Preferred Mastercard®
- Visit the American Heritage Federal Credit Union Platinum Preferred Mastercard® website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
Contact
- Headquarters
-
2060 Red Lion Rd, Philadelphia, PA 19115, United States
Philadelphia, PA 19115 - (215) 969-0777
- Visit Site
Other Services by American Heritage Federal Credit Union

Availability
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