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  Andrews Federal Credit Union Platinum Rewards Visa® Credit Card

Andrews Federal Credit Union Platinum Rewards Visa® Credit Card

in Personal Credit Cards from Andrews Federal Credit Union

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Andrews Federal Credit Union Platinum Rewards Visa® Credit Card

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in Personal Credit Cards from Andrews Federal Credit Union

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Highlights
Purchase APR  (Variable APR) 10.49% - 18%
Balance Transfer APR  (Variable APR) 10.49% - 18%
Credit Score Range N/A
Annual Fee $0

Andrews Federal Credit Union Platinum Rewards Visa® Credit Card Review

This is a rewards credit card issued by Andrews Federal Credit Union. If you're wondering whether Andrews Federal Credit Union Platinum Rewards Visa® Credit Card is the right card for you, read on. This review will provide you with with all the details you need to make a good choice.

Key Takeaways
  • Signup bonus. Offers a signup bonus of 5000 points that can be redeemed for travel, gifts, or other perks.
  • Competitive APRs. Andrews Federal Credit Union Platinum Rewards Visa® Credit Card has a variable purchase APR that ranges from 10.49% up to 18%.
  • No annual fee*. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases, but you don't have to pay an annual fee for the privilege.
  • No foreign transaction fee. This card does not charge a fee when you make a purchase that passes through a foreign bank, or is in a currency other than the U.S. dollar (USD), which makes it a great credit card to carry when traveling abroad.
  • Multiple credit card benefits. Includes generous credit card perks, such as rental insurance, identity theft protection, travel accident insurance, travel assistance, trip cancellation insurance, and fraud protection.
Pros & Cons of Andrews Federal Credit Union Platinum Rewards Visa® Credit Card
The Good The Bad
  • Lower than average purchase APRs.
  • No annual fee.
  • Multiple credit card perks.
  • Offers auto rental collision damage waiver.
  • Identity Theft Protection.
  • Travel accident and travel assistance insurance.
  • Trip cancellation insurance.
  • No foreign transaction fee.
  • Cardholders can earn rewards on purchases everywhere Andrews Federal Credit Union Platinum Rewards Visa® Credit Card is accepted.
  • Andrews Federal Credit Union Platinum Rewards Visa® Credit Card reports to multiple credit bureaus.
Andrews Federal Credit Union Platinum Rewards Visa® Credit Card FAQ

Does Andrews Federal Credit Union Platinum Rewards Visa® Credit Card have a cash back or rewards program?

Andrews Federal Credit Union Platinum Rewards Visa® Credit Card is a rewards card.

Andrews Federal Credit Union Platinum Rewards Visa® Credit Card Rewards
Minimum rewards rate 1x
Max rewards rate N/A
Annual rewards limit N/A
Signup Bonus (Points/Miles) 5000

Does Andrews Federal Credit Union Platinum Rewards Visa® Credit Card have a signup bonus?

This card doesn't offer a cash signup bonus. However, it does include a 5000 points signup bonus that can be redeemed for travel, gifts, or other perks.

Does Andrews Federal Credit Union Platinum Rewards Visa® Credit Card offer an annual loyalty bonus?

This card doesn't offer a cash loyalty bonus.

What are the Andrews Federal Credit Union Platinum Rewards Visa® Credit Card benefits?

It provides the following benefits:

  • Auto Rental Collision Damage Waiver
  • Trip Cancellation Insurance
  • Zero fraud liability
  • Travel Accident Insurance
  • Travel Assistance
  • Reports to major credit bureaus

What are the relevant APRs for Andrews Federal Credit Union Platinum Rewards Visa® Credit Card?

According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. It has lower than average regular APRs.

It has a variable purchase APR that ranges from 10.49% up to 18%. The card has a variable balance transfer APR that ranges from 10.49% up to 18%. It also has a variable cash advance APR that ranges from 10.49% up to 18%. Note that late payments are subject to an APR of 17.99% if you are late or miss your payments. Typically, the penalty APR applies for a minimum of six months but can go on indefinitely.

Does Andrews Federal Credit Union Platinum Rewards Visa® Credit Card have an intro APR offer on balance transfers?

No, it does not come with an intro APR offer for balance transfers.

Does Andrews Federal Credit Union Platinum Rewards Visa® Credit Card have an intro APR offer on new purchases?

This card does not offer an intro APR rate on new purchases.

What are the fees for Andrews Federal Credit Union Platinum Rewards Visa® Credit Card?

The following fees apply:

Andrews Federal Credit Union Platinum Rewards Visa® Credit Card Fees
Fees Amount
Annual Fee $0
Foreign Transaction Fee 0%
Returned Payment Fee up to $25
Late Payment Fee up to $25

This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost rewards card.

Does Andrews Federal Credit Union Platinum Rewards Visa® Credit Card have a foreign transaction fee?

This card does not charge foreign transaction fees. If you are a frequent traveler, avoiding foreign transaction fees can save you hundreds of dollars in fees when you travel out of the country.

What is the customer service phone number for Andrews Federal Credit Union Platinum Rewards Visa® Credit Card?

The Andrews Federal Credit Union Platinum Rewards Visa® Credit Card customer service number is (800) 487-5500.

What is the support contact email for Andrews Federal Credit Union Platinum Rewards Visa® Credit Card?

The support contact email for Andrews Federal Credit Union Platinum Rewards Visa® Credit Card is memberadvocacy@andrewsfcu.org.

Does Andrews Federal Credit Union Platinum Rewards Visa® Credit Card report your account activity to credit bureaus?

Yes, Andrews Federal Credit Union Platinum Rewards Visa® Credit Card reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for Andrews Federal Credit Union Platinum Rewards Visa® Credit Card

  • Visit the Andrews Federal Credit Union Platinum Rewards Visa® Credit Card website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Hours of Operation

  • Sunday Closed
  • Monday 9:00am - 5:00pm
  • Tuesday 9:00am - 5:00pm
  • Wednesday 9:00am - 5:00pm
  • Thursday 9:00am - 5:00pm
  • Friday 9:00am - 6:00pm
  • Saturday 9:00am - 1:00pm

Other Services by Andrews Federal Credit Union

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View all personal credit cards offered by Andrews Federal Credit Union

Availability

  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Washington, DC
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

Cash Advance Fee Minimum $0
Cash Advance Fee (%) Starting at 0%
Minimum Cash Advance Fee ($) Starting at $0
Foreign Currency Transaction Fee 0%
No Annual Fee
No Foreign Transaction Fee
Annual Fee $0
Minimum Interest Charge $0
No Interest Grace Period for Late Payment 25 days
Returned Payment Fee Up to $25
Late Fee Amount Up to $25
Customer Type Personal
Minimum Age 18
Supported Income Types
  • Direct Deposit (W2, SSA, SSDI)
  • Cash
  • Payroll Check or Prepaid Card
  • 1099 Misc. Income
Military Status
  • Active Duty Military
  • Non-Military
  • Veterans
  • Military Dependent
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Other
  • Retired
  • Self-Employed
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Credit Bureau Reporting
  • Experian
  • Equifax
  • TransUnion
Credit Card Benefits
  • Auto Rental Collision Damage Waiver
  • Fraud Liability
  • Identity Theft Protection
  • Travel Accident Insurance
  • Travel Assistance
  • Trip Cancellation Insurance
Rewards Categories
  • Every Purchase
Signup Bonus (points) 5,000
Cash Advance APR (Variable APR) 10.49% - 18%
Penalty APR (Variable APR) 17.99%
Purchase APR (Variable APR) 10.49% - 18%
Balance Transfer APR (Variable APR) 10.49% - 18%
Balance Transfer Fee Minimum $0
Balance Transfer Fee % 0%
Card Type
  • Rewards
Card Network Visa

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