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Andrews Federal Credit Union Simplicity Visa Credit Card
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Purchase APR (Variable APR) |
10.24% - 18% (Verified 12/22/2022) |
Balance Transfer APR (Variable APR) |
10.24% - 18% (Verified 12/22/2022) |
Credit Score Range | N/A |
Annual Fee | $0 |
Andrews Federal Credit Union Simplicity Visa Credit Card Review
This is a card issued by Andrews Federal Credit Union. If you're wondering whether Andrews Federal Credit Union Simplicity Visa Credit Card is the right card for you, read on.
Key Takeaways
- 0% APR on new purchases. New cardholders receive an introductory 0% APR rate on new purchases for up to 6 months.
- Competitive APRs. Andrews Federal Credit Union Simplicity Visa Credit Card has a variable purchase APR that ranges from 10.24% up to 18%.
- No annual fee*. This is a great option for people looking for a low-maintenance card. It gives you the benefits of a credit card, but you don't have to pay an annual fee for the privilege.
- No foreign transaction fee. This card does not charge a fee when you make a purchase that passes through a foreign bank, or is in a currency other than the U.S. dollar (USD), which makes it a great credit card to carry when traveling abroad.
Pros & Cons of Andrews Federal Credit Union Simplicity Visa Credit Card
The Good | The Bad |
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Andrews Federal Credit Union Simplicity Visa Credit Card FAQ
Does Andrews Federal Credit Union Simplicity Visa Credit Card have a cash back or rewards program?
No, it does not offer a rewards program.
What are the relevant APRs for Andrews Federal Credit Union Simplicity Visa Credit Card?
According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has lower than average regular APRs.Andrews Federal Credit Union Simplicity Visa Credit Card has a variable purchase APR that ranges from 10.24% up to 18%. The card has a variable balance transfer APR that ranges from 10.24% up to 18%. It also has a variable cash advance APR that ranges from 10.24% up to 18%. Note that late payments are subject to an APR of 18% if you are late or miss your payments. Typically, the penalty APR applies for a minimum of six months but can go on indefinitely.
Does Andrews Federal Credit Union Simplicity Visa Credit Card have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers.Does Andrews Federal Credit Union Simplicity Visa Credit Card have an intro APR offer on new purchases?
Description | |
---|---|
Introductory Rate | 0% |
Purchase Intro APR Period | 6 months |
This card does offer an intro APR rate of 0% on qualified purchases for a period of up to 6 months.
What are the fees for Andrews Federal Credit Union Simplicity Visa Credit Card?
The following fees apply:
Fees | Amount |
---|---|
Annual Fee | $0 |
Foreign Transaction Fee | 0% |
Returned Payment Fee | up to $25 |
Late Payment Fee | up to $25 |
This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost card.
Does Andrews Federal Credit Union Simplicity Visa Credit Card have a foreign transaction fee?
This card does not charge foreign transaction fees. If you are a frequent traveler, avoiding foreign transaction fees can save you hundreds of dollars in fees when you travel out of the country.What is the customer service phone number for Andrews Federal Credit Union Simplicity Visa Credit Card?
The Andrews Federal Credit Union Simplicity Visa Credit Card customer service number is (800) 487-5500.
What is the support contact email for Andrews Federal Credit Union Simplicity Visa Credit Card?
The support contact email for Andrews Federal Credit Union Simplicity Visa Credit Card is memberadvocacy@andrewsfcu.org.
What is the Andrews Federal Credit Union Simplicity Visa Credit Card login page?
You can access the Andrews Federal Credit Union Simplicity Visa Credit Card login page here.
How do people rate the customer service and user experience of Andrews Federal Credit Union Simplicity Visa Credit Card?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does Andrews Federal Credit Union Simplicity Visa Credit Card report your account activity to credit bureaus?
Yes, Andrews Federal Credit Union Simplicity Visa Credit Card reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
How to apply for Andrews Federal Credit Union Simplicity Visa Credit Card
- Visit the Andrews Federal Credit Union Simplicity Visa Credit Card website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
Contact
- Headquarters
-
5711 Allentown Road, Suitland, MD 20746
Suitland, MD 20746 USA - (800) 487-5500
- Visit Site
- Email Support
Other Services by Andrews Federal Credit Union
Availability
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- Washington, DC
- West Virginia
- Wisconsin
- Wyoming
Feature Breakdown
Introductory Rate | 0% |
Purchase Intro APR Period (Variable APR) | 6 months |
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