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Last Updated: 07/28/2025

Andrews Federal Credit Union Simplicity Visa Credit Card

from Andrews Federal Credit Union

Last Updated: 07/28/2025

Created by:

SuperMoney

Fact Checked by:

Andrew Latham

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Highlights

Purchase APR (Variable APR)

10.24% - 18%(Verified 06/21/2024)

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Balance Transfer APR (Variable APR)

10.24% - 18%(Verified 06/21/2024)

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Credit Score Range

N/A

Annual Fee

Andrews Federal Credit Union Simplicity Visa Credit Card Review

This is a card issued by Andrews Federal Credit Union. If you're wondering whether Andrews Federal Credit Union Simplicity Visa Credit Card is the right card for you, read on.

Key Takeaways

0% APR on new purchases. New cardholders receive an introductory 0% APR rate on new purchases for 6 months.
APRs: Andrews Federal Credit Union Simplicity Visa Credit Card has a variable regular purchase APR that ranges from 10.24% up to 18%.
No annual fee. This is a great option for people looking for a low-maintenance card. It gives you the benefits of a credit card , but you don't have to pay an annual fee for the privilege.
No foreign transaction fee. This card does not charge a fee when you make a purchase that passes through a foreign bank, or is in a currency other than the U.S. dollar (USD), which makes it a great credit card to carry when traveling abroad.

Pros & Cons of Andrews Federal Credit Union Simplicity Visa Credit Card

The Good

The Bad

Potentially lower than average purchase APRs.
0% APR on new purchases during the first 6 months. There is then a variable purchase APR that ranges from 10.24% up to 18% .
No annual fee.
No foreign transaction fee.
Andrews Federal Credit Union Simplicity Visa Credit Card reports to multiple credit bureaus.

Does not offer a signup bonus.
Does not offer rewards or cash back.
You don't earn rewards on every purchase.

Andrews Federal Credit Union Simplicity Visa Credit Card FAQ

Does Andrews Federal Credit Union Simplicity Visa Credit Card have a cash back or rewards program?

No, it does not offer a rewards program.

Andrews Federal Credit Union Simplicity Visa Credit Card Rewards Breakdown

Description

How do people rate the customer service and user experience of Andrews Federal Credit Union Simplicity Visa Credit Card?

We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.

Does Andrews Federal Credit Union Simplicity Visa Credit Card report your account activity to credit bureaus?

Yes, Andrews Federal Credit Union Simplicity Visa Credit Card reports to the following credit bureaus:

Equifax
Experian
TransUnion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.

Does Andrews Federal Credit Union perform a hard credit pull?

Yes, Andrews Federal Credit Union Simplicity Visa Credit Card performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.

Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.

How to apply for Andrews Federal Credit Union Simplicity Visa Credit Card

Visit the website of Andrews Federal Credit Union Simplicity Visa Credit Card.
Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Headquarters

5711 Allentown Road, Suitland, MD 20746

Suitland, MD 20746

Visit Site

Email Support

Hours of Operation

Sunday

Closed

Monday

9:00AM - 5:00PM

Tuesday

9:00AM - 5:00PM

Wednesday

9:00AM - 5:00PM

Thursday

9:00AM - 5:00PM

Friday

9:00AM - 6:00PM

Saturday

9:00AM - 1:00PM

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Balance Transfer APR

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Credit Score Range

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Balance Transfer APR

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SuperMoney Net Recommendation Score

This product has no reviews yet. Help others by sharing your thoughts.

-1000+100

No one recommends

Everyone recommends

The recommendation score reflects customer satisfaction with a provider. A score of +100 means every customer recommends the provider, while -100 means none of them do. These scores are based entirely on community member votes and are not influenced by partner compensation. SuperMoney removes fake reviews when detected.