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  Annie Sez Visa Card

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Annie Sez Visa Card

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Annie Sez Visa Card

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Highlights
Purchase APR  (Variable APR) 15.99% - 24.99%
Balance Transfer APR  (Variable APR) 27.99%
Credit Score Range 600 - 840
Annual Fee $0

Annie Sez Visa Card Review

Annie Sez Visa Card is no longer available to new customers on SuperMoney.

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This is a store card issued by Comenity Bank. If you're wondering whether Annie Sez Visa Card is the right card for you, read on.

Key Takeaways

  • Signup bonus. Offers a signup bonus of up to $0 if you spend $0.
  • Signup bonus. Offers a signup bonus of 0 points after spending $0 that can be redeemed for travel, gifts, or other perks.
  • Competitive APRs. Annie Sez Visa Card has a variable purchase APR that ranges from 15.99% up to 24.99%.
  • No annual fee*. This is a great option for people looking for a low-maintenance card. It gives you the benefits of a credit card, but you don't have to pay an annual fee for the privilege.
  • 27.99% Balance transfer fee. Annie Sez Visa Card charges a fee of 27.99% on balance transfers. For example, a balance of $1,000 could cost $279.9 in transfer fees. The minimum fee is $5.
  • Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 3% every time you make a transaction outside the U.S.
  • Fair or better credit required. You will have good approval odds if your credit score is above 600.

Pros & Cons of Annie Sez Visa Card

The Good The Bad
  • Potentially lower than average purchase APRs.
  • No annual fee.
  • Considers applicants with fair credit.
  • Does not offer rewards or cash back.
  • Charges a foreign transaction fee of 3%.
  • You don't earn rewards on every purchase.
  • Does not report to credit bureaus.
  • Charges a 27.99% balance transfer fee.
  • Does not include many credit card benefits.

Annie Sez Visa Card FAQ

Does Annie Sez Visa Card have a cash back or rewards program?

No, it does not offer a rewards program.

What are the relevant APRs for Annie Sez Visa Card?

According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has lower than average regular APRs.

Annie Sez Visa Card has a variable purchase APR that ranges from 15.99% up to 24.99%. The card has a variable balance transfer APR of 27.99% . It also has a variable cash advance APR of 27.99% .

Does Annie Sez Visa Card have an intro APR offer on balance transfers?

No, it does not come with an intro APR offer for balance transfers.

Does Annie Sez Visa Card have an intro APR offer on new purchases?

This card does not offer an intro APR rate on new purchases.

What are the fees for Annie Sez Visa Card?

The following fees apply:

Annie Sez Visa Card Fees
Fees Amount
Annual Fee $0
Foreign Transaction Fee 3%
Returned Payment Fee $38
Late Payment Fee $38

This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost card.

Does Annie Sez Visa Card have a foreign transaction fee?

Annie Sez Visa Card charges a foreign transaction fee of 3%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $60. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.

What is the customer service phone number for Annie Sez Visa Card?

The Annie Sez Visa Card customer service number is (185) 579-69632.

What is the support contact email for Annie Sez Visa Card?

The support contact email for Annie Sez Visa Card is webmaster@comenity.net.

What is the Annie Sez Visa Card login page?

You can access the Annie Sez Visa Card login page here.

How do people rate the customer service and user experience of Annie Sez Visa Card?

We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.

How to apply for Annie Sez Visa Card

  • Visit the Annie Sez Visa Card website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Hours of Operation

  • Sunday 9:00am - 5:00pm
  • Monday 7:00am - 11:00pm
  • Tuesday 7:00am - 11:00pm
  • Wednesday 7:00am - 11:00pm
  • Thursday 7:00am - 11:00pm
  • Friday 7:00am - 11:00pm
  • Saturday 9:00am - 5:00pm

Other Services by Comenity Bank

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View all credit cards offered by Comenity Bank

Availability

  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • Washington, DC
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

Cash Advance Fee Minimum $5
Cash Advance Fee (%) 27.99%
Minimum Cash Advance Fee ($) $27.99
Foreign Currency Transaction Fee 3%
No Annual Fee
Annual Fee $0
Minimum Interest Charge $2
No Interest Grace Period for Late Payment 23 days
Returned Payment Fee $38
Late Fee Amount $38
Customer Type Personal
Minimum Age 18
Military Status
  • Active Duty Military
  • Non-Military
  • Veterans
  • Military Dependent
Employment Statuses Considered
  • Other
  • Employed Full-Time
  • Employed Part-Time
  • Self-Employed
  • Retired
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Credit Score Range 600 - 840
Annual Loyalty Bonus (points) 0
Annual Loyalty Bonus $0
Signup Bonus (points) 0
Signup Bonus Starting at $0
Cash Advance APR (Variable APR) 27.99%
APR Type Variable APR
Purchase APR (Variable APR) 15.99% - 24.99%
Balance Transfer APR (Variable APR) 27.99%
Balance Transfer Fee Minimum $5
Balance Transfer Fee % 27.99%
Card Type
  • Store Card
Card Network Visa

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