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  Arapahoe Credit Union Credit builder Credit Card

Arapahoe Credit Union Credit builder Credit Card

in Personal Credit Cards from Arapahoe Credit Union

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Arapahoe Credit Union Credit builder Credit Card

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in Personal Credit Cards from Arapahoe Credit Union

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Highlights
Purchase APR  (Fixed APR) Starting at 4.9%
Balance Transfer APR  (Fixed APR) Starting at 4.9%
Credit Score Range N/A
Annual Fee $0

Arapahoe Credit Union Credit builder Credit Card Review

Arapahoe Credit Union Credit builder Credit Card is a credit card issued by Arapahoe Credit Union. If you're wondering whether Arapahoe Credit Union Credit builder Credit Card is the right card for you, read on. This is everything you need to know to make a good choice.

Key Takeaways
  • No annual fee*. This is a great option for people looking for a low-maintenance card. It gives you the benefits of a credit card, but you don't have to pay an annual fee for the privilege.
  • No foreign transaction fee. This card does not charge a fee when you make a purchase that passes through a foreign bank, or is in a currency other than the U.S. dollar (USD), which makes it a great credit card to carry when traveling abroad.
Arapahoe Credit Union Credit builder Credit Card Pros & Cons
The Good The Bad
  • Lower than average purchase APRs.
  • No annual fee.
  • No foreign transaction fee.
  • Arapahoe Credit Union Credit builder Credit Card reports to multiple credit bureaus.
  • Does not offer a signup bonus.
  • Does not offer rewards or cash back.
  • You don't earn rewards on every purchase.
  • Does not include many credit card benefits.
Arapahoe Credit Union Credit builder Credit Card FAQ

Is there a Arapahoe Credit Union Credit builder Credit Card cash back or rewards program?

No, Arapahoe Credit Union Credit builder Credit Card does not offer a rewards program.

What are the relevant APRs for Arapahoe Credit Union Credit builder Credit Card?

According to the Federal Reserve Board, the average interest rate is 15% for all credit cards and 17% for accounts that carry a balance. Arapahoe Credit Union Credit builder Credit Card has lower than average purchase APRs.

Arapahoe Credit Union Credit builder Credit Card has a fixed purchase APR starting at 4.9% . The card has a fixed balance transfer APR starting at 4.9% . It also has a fixed cash advance APR starting at 4.9% .

Does Arapahoe Credit Union Credit builder Credit Card have an introductory APR offer on balance transfers?

No, Arapahoe Credit Union Credit builder Credit Card does not come with an introductory APR offer for balance transfers.

Does Arapahoe Credit Union Credit builder Credit Card have an introductory APR offer on new purchases?

Arapahoe Credit Union Credit builder Credit Card does not offer an introductory rate on new purchases.
Arapahoe Credit Union Credit builder Credit Card Purchase Intro Offer
Description

What are the fees for Arapahoe Credit Union Credit builder Credit Card?

The following fees apply to Arapahoe Credit Union Credit builder Credit Card:

  • There is no overlimit fee
Arapahoe Credit Union Credit builder Credit Card Fees
Fees Amount
Annual Fee $0
Overlimit Fee $0
Foreign Transaction Fee 0%

Does Arapahoe Credit Union Credit builder Credit Card have a foreign transaction fee?

Arapahoe Credit Union Credit builder Credit Card does not charge foreign transaction fees. If you are a frequent traveler, this can save you hundreds of dollars in credit card fees when you travel out of the country.

Does Arapahoe Credit Union Credit builder Credit Card report your account activity to credit bureaus?

Yes, Arapahoe Credit Union Credit builder Credit Card reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for Arapahoe Credit Union Credit builder Credit Card

  • Visit the Arapahoe Credit Union Credit builder Credit Card website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Hours of Operation

  • Sunday Closed
  • Monday 9:00am - 5:30pm
  • Tuesday 9:00am - 5:30pm
  • Wednesday 9:00am - 5:30pm
  • Thursday 9:00am - 5:30pm
  • Friday 9:00am - 5:30pm
  • Saturday Closed

About Arapahoe Credit Union Credit builder Credit Card

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View all personal credit cards offered by Arapahoe Credit Union

Availability

  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Washington, DC
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

Cash Advance Fee Minimum $0
Cash Advance Fee (%) Starting at 0%
Minimum Cash Advance Fee ($) Starting at $0
Foreign Currency Transaction Fee 0%
No Annual Fee
No Foreign Transaction Fee
Annual Fee $0
Over-Limit Fee $0
Customer Type Personal
Minimum Age 18
Supported Income Types
  • Direct Deposit (W2, SSA, SSDI)
  • Cash
  • Payroll Check or Prepaid Card
  • 1099 Misc. Income
Military Status
  • Active Duty Military
  • Non-Military
  • Veterans
  • Military Dependent
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Other
  • Retired
  • Self-Employed
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Credit Bureau Reporting
  • Experian
  • Equifax
  • TransUnion
Rewards Type No Rewards
Cash Advance APR (Fixed APR) Starting at 4.9%
Credit Limit Starting at $300
Purchase APR (Fixed APR) Starting at 4.9%
Balance Transfer APR (Fixed APR) Starting at 4.9%
Balance Transfer Fee Minimum $0
Balance Transfer Fee % 0%
Card Type
  • Low Interest
  • Student
  • Bad Credit

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