
Arbor Financial Credit Union Advantage Visa Credit Card
in Personal Credit Cards from Arbor Financial Credit Union
UnaffiliatedArbor Financial Credit Union Advantage Visa Credit Card
in Personal Credit Cards from Arbor Financial Credit Union
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Purchase APR (Variable APR) | 6% - 15.25% |
Balance Transfer APR (Variable APR) | 6% - 15.25% |
Credit Score Range | N/A |
Annual Fee | $0 |
Arbor Financial Credit Union Advantage Visa Credit Card Review
Arbor Financial Credit Union Advantage Visa Credit Card is a credit card issued by Arbor Financial Credit Union. If you're wondering whether Arbor Financial Credit Union Advantage Visa Credit Card is the right card for you, read on. This is everything you need to know to make a good choice.
- Competitive APRs. Arbor Financial Credit Union Advantage Visa Credit Card has a variable purchase APR that ranges from 6% up to 15.25%.
- No annual fee*. This is a great option for people looking for a low-maintenance card. It gives you the benefits of a credit card, but you don't have to pay an annual fee for the privilege.
- Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 1% every time you make a transaction outside the U.S.
The Good | The Bad |
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Is there a Arbor Financial Credit Union Advantage Visa Credit Card cash back or rewards program?
No, Arbor Financial Credit Union Advantage Visa Credit Card does not offer a rewards program.
What are the Arbor Financial Credit Union Advantage Visa Credit Card benefits?
Arbor Financial Credit Union Advantage Visa Credit Card provides the following benefits:
- Zero fraud liability
- Reports to major credit bureaus
What are the relevant APRs for Arbor Financial Credit Union Advantage Visa Credit Card?
According to the Federal Reserve Board, the average interest rate is 15% for all credit cards and 17% for accounts that carry a balance. Arbor Financial Credit Union Advantage Visa Credit Card has lower than average purchase APRs.Arbor Financial Credit Union Advantage Visa Credit Card has a variable purchase APR that ranges from 6% up to 15.25%. The card has a variable balance transfer APR that ranges from 6% up to 15.25%. It also has a variable cash advance APR that ranges from 6% up to 15.25%.
Does Arbor Financial Credit Union Advantage Visa Credit Card have an introductory APR offer on balance transfers?
No, Arbor Financial Credit Union Advantage Visa Credit Card does not come with an introductory APR offer for balance transfers.Does Arbor Financial Credit Union Advantage Visa Credit Card have an introductory APR offer on new purchases?
Arbor Financial Credit Union Advantage Visa Credit Card does not offer an introductory rate on new purchases.Description |
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What are the fees for Arbor Financial Credit Union Advantage Visa Credit Card?
The following fees apply to Arbor Financial Credit Union Advantage Visa Credit Card:
- There is no overlimit fee
Fees | Amount |
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Annual Fee | $0 |
Overlimit Fee | $0 |
Foreign Transaction Fee | 1% |
Returned Payment Fee | $27 - $25 |
Late Payment Fee | up to $25 |
Does Arbor Financial Credit Union Advantage Visa Credit Card have a foreign transaction fee?
Arbor Financial Credit Union Advantage Visa Credit Card charges a foreign transaction fee of 1%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $20. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge a foreign transaction fee.Does Arbor Financial Credit Union Advantage Visa Credit Card report your account activity to credit bureaus?
Yes, Arbor Financial Credit Union Advantage Visa Credit Card reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
How to apply for Arbor Financial Credit Union Advantage Visa Credit Card
- Visit the Arbor Financial Credit Union Advantage Visa Credit Card website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
Contact
- Headquarters
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Arbor Financial Credit Union 1551 South 9th Street Kalamazoo, MI 49009
Kalamazoo, MI 49009 - (269) 375-6702
- Visit Site
Other Services by Arbor Financial Credit Union

Availability
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Washington, DC
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- West Virginia
- Wisconsin
- Wyoming
Feature Breakdown
Cash Advance Fee Minimum | $0 |
Cash Advance Fee (%) | Starting at 0% |
Minimum Cash Advance Fee ($) | Starting at $0 |
No Annual Fee | |
Annual Fee | $0 |
Minimum Interest Charge | $0 |
Over-Limit Fee | $0 |
No Interest Grace Period for Late Payment | 21 days |
Foreign Currency Transaction Fee | 1% |
Returned Payment Fee | $27 - $35 |
Late Fee Amount | Up to $25 |
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