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Arbor Financial Credit Union Advantage Visa Credit Card
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| Purchase APR (Variable APR) |
7.50% - 16.75% (Verified 02/08/2023)
|
| Balance Transfer APR (Variable APR) |
7.50% - 16.75% (Verified 02/08/2023)
|
| Credit Score Range | N/A |
| Annual Fee | $0 |
Arbor Financial Credit Union Advantage Visa Credit Card Review
This is a credit card issued by Arbor Financial Credit Union. If you're wondering whether Arbor Financial Credit Union Advantage Visa Credit Card is the right card for you, read on.
Key Takeaways
- Competitive APRs. Arbor Financial Credit Union Advantage Visa Credit Card has a variable purchase APR that ranges from 7.50% up to 16.75%.
- No annual fee*. This is a great option for people looking for a low-maintenance card. It gives you the benefits of a credit card, but you don't have to pay an annual fee for the privilege.
- Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 1% every time you make a transaction outside the U.S.
Pros & Cons of Arbor Financial Credit Union Advantage Visa Credit Card
| The Good | The Bad |
|---|---|
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Arbor Financial Credit Union Advantage Visa Credit Card FAQ
Does Arbor Financial Credit Union Advantage Visa Credit Card have a cash back or rewards program?
No, it does not offer a rewards program.
What are the Arbor Financial Credit Union Advantage Visa Credit Card benefits?
It provides the following benefits:
- Zero fraud liability
- Reports to major credit bureaus
What are the relevant APRs for Arbor Financial Credit Union Advantage Visa Credit Card?
According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has lower than average regular APRs.Arbor Financial Credit Union Advantage Visa Credit Card has a variable purchase APR that ranges from 7.50% up to 16.75%. The card has a variable balance transfer APR that ranges from 7.50% up to 16.75%. It also has a variable cash advance APR that ranges from 7.50% up to 16.75%.
Does Arbor Financial Credit Union Advantage Visa Credit Card have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers.Does Arbor Financial Credit Union Advantage Visa Credit Card have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for Arbor Financial Credit Union Advantage Visa Credit Card?
The following fees apply:
- There is no overlimit fee
| Fees | Amount |
|---|---|
| Annual Fee | $0 |
| Overlimit Fee | $0 |
| Foreign Transaction Fee | 1% |
| Returned Payment Fee | $27 - $25 |
| Late Payment Fee | up to $25 |
This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost card.
Does Arbor Financial Credit Union Advantage Visa Credit Card have a foreign transaction fee?
Arbor Financial Credit Union Advantage Visa Credit Card charges a foreign transaction fee of 1%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $20. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.What is the customer service phone number for Arbor Financial Credit Union Advantage Visa Credit Card?
The Arbor Financial Credit Union Advantage Visa Credit Card customer service number is (269) 375-6702.
What is the support contact email for Arbor Financial Credit Union Advantage Visa Credit Card?
The support contact email for Arbor Financial Credit Union Advantage Visa Credit Card is hello@arborfcu.org.
What is the Arbor Financial Credit Union Advantage Visa Credit Card login page?
You can access the Arbor Financial Credit Union Advantage Visa Credit Card login page here.
How do people rate the customer service and user experience of Arbor Financial Credit Union Advantage Visa Credit Card?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does Arbor Financial Credit Union Advantage Visa Credit Card report your account activity to credit bureaus?
Yes, Arbor Financial Credit Union Advantage Visa Credit Card reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
How to apply for Arbor Financial Credit Union Advantage Visa Credit Card
- Visit the Arbor Financial Credit Union Advantage Visa Credit Card website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
Contact
- Headquarters
-
Arbor Financial Credit Union 1551 South 9th Street Kalamazoo, MI 49009
Kalamazoo, MI 49009 USA - (269) 375-6702
- Visit Site
- Email Support
Other Services by Arbor Financial Credit Union
Availability
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- Washington, DC
- West Virginia
- Wisconsin
- Wyoming
Feature Breakdown
| Cash Advance Fee Minimum | $0 |
| Cash Advance Fee (%) | Starting at 0% |
| Minimum Cash Advance Fee ($) | Starting at $0 |
| Foreign Currency Transaction Fee | 1% |
| No Annual Fee | |
| Annual Fee | $0 |
| Minimum Interest Charge | $0 |
| Over-Limit Fee | $0 |
| No Interest Grace Period for Late Payment | 21 days |
| Returned Payment Fee | $27 - $35 |
| Late Fee Amount | Up to $25 |
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