Experience the Arkansas Federal Difference. No stockholders, just members. We focus our energy on improving service and returning value to our members through competitive rates on loans and deposits. Join our 120,000+ member-owners. All Arkansans welcome! As a member of Arkansas Federal, you have access to competitive rates on mortgages, auto loans, and deposit products. That means more money to keep in your pocket. Conveniently manage your money with free online and mobile banking tools. Check balances, transfer funds, pay bills, and more! Plus, enjoy free mobile deposits and access to more than 30,000 surcharge-free ATMs. You may also choose to visit one of our 18 locations. Our focus is on making decisions that are best for our members. We do not have paid stockholders; we have a volunteer board of directors elected by our members.

Your safety and privacy are our top priorities. Arkansas Federal accounts are federally insured by the NCUA up to $250,000 - providing the same benefits of FDIC insurance for a bank account. At Arkansas Federal, we serve you, our member - not stockholders. Instead, surplus earnings are returned to you in the form of competitive rates on loans and deposits. We love our community and give back to our community through donations, volunteering, and even scholarships.