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  Arkansas Federal Credit Union World Mastercard® Credit Card

Arkansas Federal Credit Union World Mastercard® Credit Card

in Personal Credit Cards from Arkansas Federal Credit Union

Unaffiliated

Arkansas Federal Credit Union World Mastercard® Credit Card

Unaffiliated

in Personal Credit Cards from Arkansas Federal Credit Union

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Highlights
Purchase APR  (Variable APR) 10.99% - 18%
Balance Transfer APR  (Variable APR) 10.99% - 18%
Credit Score Range N/A
Annual Fee $0

Arkansas Federal Credit Union World Mastercard® Credit Card Review

This is a rewards credit card issued by Arkansas Federal Credit Union. If you're wondering whether Arkansas Federal Credit Union World Mastercard® Credit Card is the right card for you, read on. This review will provide you with with all the details you need to make a good choice.

Key Takeaways
  • Competitive APRs. Arkansas Federal Credit Union World Mastercard® Credit Card has a variable purchase APR that ranges from 10.99% up to 18%.
  • No annual fee*. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases, but you don't have to pay an annual fee for the privilege.
  • 3% Balance transfer fee. Arkansas Federal Credit Union World Mastercard® Credit Card charges a fee of 3% on balance transfers. For example, a balance of $1,000 could cost $30 in transfer fees.
Pros & Cons of Arkansas Federal Credit Union World Mastercard® Credit Card
The Good The Bad
  • To earn rewards and take advantage of premium travel benefits. Receive 2% CASH BACK for every $1 you spend!
  • Lower than average purchase APRs.
  • No annual fee.
  • Access to a concierge.
  • Identity Theft Protection.
  • Cardholders can earn rewards on purchases everywhere Arkansas Federal Credit Union World Mastercard® Credit Card is accepted.
  • Arkansas Federal Credit Union World Mastercard® Credit Card reports to multiple credit bureaus.
  • Does not offer a signup bonus.
  • Charges a 3% balance transfer fee.
Arkansas Federal Credit Union World Mastercard® Credit Card FAQ

Does Arkansas Federal Credit Union World Mastercard® Credit Card have a cash back or rewards program?

Arkansas Federal Credit Union World Mastercard® Credit Card is a rewards card.

Arkansas Federal Credit Union World Mastercard® Credit Card Rewards
Rewards rate (all purchases) N/A
Max rewards rate N/A
Annual rewards limit N/A

Does Arkansas Federal Credit Union World Mastercard® Credit Card have a signup bonus?

This card doesn't offer a cash signup bonus.

Does Arkansas Federal Credit Union World Mastercard® Credit Card offer an annual loyalty bonus?

This card doesn't offer a cash loyalty bonus.

What are the Arkansas Federal Credit Union World Mastercard® Credit Card benefits?

It provides the following benefits:

  • Zero fraud liability
  • Reports to major credit bureaus

What are the relevant APRs for Arkansas Federal Credit Union World Mastercard® Credit Card?

According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. It has lower than average regular APRs.

It has a variable purchase APR that ranges from 10.99% up to 18%. The card has a variable balance transfer APR that ranges from 10.99% up to 18%. It also has a variable cash advance APR that ranges from 10.99% up to 18%.

Does Arkansas Federal Credit Union World Mastercard® Credit Card have an intro APR offer on balance transfers?

No, it does not come with an intro APR offer for balance transfers.

Does Arkansas Federal Credit Union World Mastercard® Credit Card have an intro APR offer on new purchases?

This card does not offer an intro APR rate on new purchases.

What are the fees for Arkansas Federal Credit Union World Mastercard® Credit Card?

The following fees apply:

  • There is no overlimit fee
Arkansas Federal Credit Union World Mastercard® Credit Card Fees
Fees Amount
Annual Fee $0
Overlimit Fee $0
Returned Payment Fee up to $35
Late Payment Fee up to $30

This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost rewards card.

What is the customer service phone number for Arkansas Federal Credit Union World Mastercard® Credit Card?

The Arkansas Federal Credit Union World Mastercard® Credit Card customer service number is (501) 982-1000.

Does Arkansas Federal Credit Union World Mastercard® Credit Card report your account activity to credit bureaus?

Yes, Arkansas Federal Credit Union World Mastercard® Credit Card reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for Arkansas Federal Credit Union World Mastercard® Credit Card

  • Visit the Arkansas Federal Credit Union World Mastercard® Credit Card website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

  • Headquarters
  •   2424 Marshall Rd, Jacksonville, AR 72076, United States
    Jacksonville, AR 72078
  • (501) 982-1000
  •   Visit Site

Hours of Operation

  • Sunday Closed
  • Monday 9:00am - 6:00pm
  • Tuesday 9:00am - 6:00pm
  • Wednesday 9:00am - 6:00pm
  • Thursday 9:00am - 6:00pm
  • Friday 9:00am - 6:00pm
  • Saturday Closed

Other Services by Arkansas Federal Credit Union

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View all personal credit cards offered by Arkansas Federal Credit Union

Availability

  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Washington, DC
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

Every Purchase (Points) Up to 2
Every Purchase (Points) Earn 2 points for every $1 spent on purchases
No Annual Fee
Annual Fee $0
Over-Limit Fee $0
Cash Advance Fee (%) Starting at 5%
Returned Payment Fee Up to $35
Late Fee Amount Up to $30
Customer Type Personal
Minimum Age 18
Supported Income Types
  • Direct Deposit (W2, SSA, SSDI)
  • Cash
  • Payroll Check or Prepaid Card
  • 1099 Misc. Income
Military Status
  • Active Duty Military
  • Non-Military
  • Veterans
  • Military Dependent
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Other
  • Retired
  • Self-Employed
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Credit Bureau Reporting
  • Experian
  • Equifax
  • TransUnion
Credit Card Benefits
  • Concierge
  • Fraud Liability
  • Identity Theft Protection
Rewards Categories
  • Every Purchase
Cash Advance APR (Variable APR) 10.99% - 18%
Purchase APR (Variable APR) 10.99% - 18%
Balance Transfer APR (Variable APR) 10.99% - 18%
Balance Transfer Fee % 3%
Card Type
  • Rewards
Card Network Visa

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