Arkansas Federal Credit Union World Mastercard® Credit Card

Arkansas Federal Credit Union World Mastercard® Credit Card Review

This is a rewards card issued by Arkansas Federal Credit Union. If you're wondering whether Arkansas Federal Credit Union World Mastercard® Credit Card is the right card for you, read on.

Key Takeaways

• Competitive APRs. Arkansas Federal Credit Union World Mastercard® Credit Card has a variable purchase APR that ranges from 15.24% up to 18%.
• No annual fee*. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases, but you don't have to pay an annual fee for the privilege.
• 3% Balance transfer fee. Arkansas Federal Credit Union World Mastercard® Credit Card charges a fee of 3% on balance transfers. For example, a balance of $1,000 could cost $30 in transfer fees.

Pros & Cons of Arkansas Federal Credit Union World Mastercard® Credit Card

The Good	The Bad
To earn rewards and take advantage of premium travel benefits. Receive 2% CASH BACK for every $1 you spend! Potentially lower than average purchase APRs. No annual fee. Access to a concierge. Identity Theft Protection. Cardholders can earn rewards on their purchases. Arkansas Federal Credit Union World Mastercard® Credit Card reports to multiple credit bureaus.	Does not offer a signup bonus. Charges a 3% balance transfer fee.

Arkansas Federal Credit Union World Mastercard® Credit Card FAQ

Does Arkansas Federal Credit Union World Mastercard® Credit Card have a cash back or rewards program?

Arkansas Federal Credit Union World Mastercard® Credit Card is a rewards card.

Arkansas Federal Credit Union World Mastercard® Credit Card Rewards

Rewards rate (all purchases)	N/A
Max rewards rate	N/A
Annual rewards limit	N/A
Signup Bonus ($)	N/A

What are the Arkansas Federal Credit Union World Mastercard® Credit Card benefits?

It provides the following benefits:

• Zero fraud liability
• Reports to major credit bureaus

What are the relevant APRs for Arkansas Federal Credit Union World Mastercard® Credit Card?

According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has lower than average regular APRs.

Arkansas Federal Credit Union World Mastercard® Credit Card has a variable purchase APR that ranges from 15.24% up to 18%. The card has a variable balance transfer APR that ranges from 15.24% up to 18%. It also has a variable cash advance APR that ranges from 15.24% up to 18%.

What are the fees for Arkansas Federal Credit Union World Mastercard® Credit Card?

The following fees apply:

• There is no overlimit fee

Arkansas Federal Credit Union World Mastercard® Credit Card Fees

Fees	Amount
Annual Fee	$0
Overlimit Fee	$0
Returned Payment Fee	up to $25
Late Payment Fee	up to $40

This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost rewards card.

Does Arkansas Federal Credit Union World Mastercard® Credit Card report your account activity to credit bureaus?

Yes, Arkansas Federal Credit Union World Mastercard® Credit Card reports your account activity to the following credit reporting agencies:

• Equifax
• Experian
• Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for Arkansas Federal Credit Union World Mastercard® Credit Card

• Visit the Arkansas Federal Credit Union World Mastercard® Credit Card website.
• Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
• Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.