Arkansas Federal Credit Union Platinum Classic Mastercard®
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| Purchase APR (Variable APR) | 6% - 18% |
| Balance Transfer APR (Variable APR) | 6% - 18% |
| Credit Score Range | N/A |
| Annual Fee | $0 |
Arkansas Federal Credit Union Platinum Classic Mastercard® Review
This is a credit card issued by Arkansas Federal Credit Union. If you're wondering whether Arkansas Federal Credit Union Platinum Classic Mastercard® is the right card for you, read on. This review will provide you with with all the details you need to make a good choice.
- Competitive APRs. Arkansas Federal Credit Union Platinum Classic Mastercard® has a variable purchase APR that ranges from 6% up to 18%.
- No annual fee*. This is a great option for people looking for a low-maintenance card. It gives you the benefits of a credit card, but you don't have to pay an annual fee for the privilege.
- Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 1% every time you make a transaction outside the U.S.
| The Good | The Bad |
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Does Arkansas Federal Credit Union Platinum Classic Mastercard® have a cash back or rewards program?
No, it does not offer a rewards program.
What are the Arkansas Federal Credit Union Platinum Classic Mastercard® benefits?
It provides the following benefits:
- Zero fraud liability
- Reports to major credit bureaus
What are the relevant APRs for Arkansas Federal Credit Union Platinum Classic Mastercard®?
According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has lower than average regular APRs.Arkansas Federal Credit Union Platinum Classic Mastercard® has a variable purchase APR that ranges from 6% up to 18%. The card has a variable balance transfer APR that ranges from 6% up to 18%. It also has a variable cash advance APR that ranges from 6% up to 18%.
Does Arkansas Federal Credit Union Platinum Classic Mastercard® have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers.Does Arkansas Federal Credit Union Platinum Classic Mastercard® have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for Arkansas Federal Credit Union Platinum Classic Mastercard®?
The following fees apply:
- There is no overlimit fee
| Fees | Amount |
|---|---|
| Annual Fee | $0 |
| Overlimit Fee | $0 |
| Foreign Transaction Fee | 1% |
| Returned Payment Fee | up to $30 |
| Late Payment Fee | up to $35 |
This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost card.
Does Arkansas Federal Credit Union Platinum Classic Mastercard® have a foreign transaction fee?
Arkansas Federal Credit Union Platinum Classic Mastercard® charges a foreign transaction fee of 1%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $20. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.What is the support contact email for Arkansas Federal Credit Union Platinum Classic Mastercard®?
The support contact email for Arkansas Federal Credit Union Platinum Classic Mastercard® is info@afcu.org.
How do people rate the customer service and user experience of Arkansas Federal Credit Union Platinum Classic Mastercard®?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does Arkansas Federal Credit Union Platinum Classic Mastercard® report your account activity to credit bureaus?
Yes, Arkansas Federal Credit Union Platinum Classic Mastercard® reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
How to apply for Arkansas Federal Credit Union Platinum Classic Mastercard®
- Visit the Arkansas Federal Credit Union Platinum Classic Mastercard® website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
Contact
- Headquarters
-
2424 Marshall Rd, Jacksonville, AR 72076, United States
Jacksonville, AR 72078 - Visit Site
- Email Support
Other Services by Arkansas Federal Credit Union
Availability
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Washington, DC
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- West Virginia
- Wisconsin
- Wyoming
Feature Breakdown
| No Annual Fee | |
| Annual Fee | $0 |
| Over-Limit Fee | $0 |
| Cash Advance Fee (%) | Starting at 5% |
| Foreign Currency Transaction Fee | 1% |
| Returned Payment Fee | Up to $30 |
| Late Fee Amount | Up to $35 |
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