SuperMoney
  Arvest Bank Origin™ Credit Cards

Arvest Bank Origin™ Credit Cards

in Personal Credit Cards from Arvest Bank

Unaffiliated

Arvest Bank Origin™ Credit Cards

Unaffiliated

in Personal Credit Cards from Arvest Bank

Not enough votes for recommendation

Not enough votes for recommendation

Cast your vote

Would you recommend Arvest Bank Origin™ Credit Cards to your friends?

Thanks for your vote!

You voted: May or may not recommend

Highlights
Purchase APR  (Variable APR) 22.24%
Balance Transfer APR  (Variable APR) 22.24%
Credit Score Range 350 - 600
Annual Fee $49

Arvest Bank Origin™ Credit Cards Review

Arvest Bank Origin™ Credit Cards is a credit card issued by Arvest Bank. If you're wondering whether Arvest Bank Origin™ Credit Cards is the right card for you, read on. This is everything you need to know to make a good choice.

Key Takeaways
  • High APRs. This is not a great card for people who carry a balance. It has a variable purchase APR of 22.24%
  • Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 3% every time you make a transaction outside the U.S.
  • Multiple credit card benefits. Includes generous credit card perks, such as rental insurance, emergency support, identity theft protection, and fraud protection.
  • Poor credit accepted. This card will consider people who have bad credit. Even if you have poor credit, you may still have good approval odds.
Arvest Bank Origin™ Credit Cards Pros & Cons
The Good The Bad
  • Multiple credit card perks.
  • Offers auto rental collision damage waiver.
  • Identity Theft Protection.
  • Considers applicants with fair or poor credit.
  • Arvest Bank Origin™ Credit Cards reports to multiple credit bureaus.
  • Higher than average purchase APRs.
  • Charges an annual fee of $49
  • Does not offer a signup bonus.
  • Does not offer rewards or cash back.
  • Charges a foreign transaction fee of 3%.
  • You don't earn rewards on every purchase.
Arvest Bank Origin™ Credit Cards FAQ

Is there a Arvest Bank Origin™ Credit Cards cash back or rewards program?

No, Arvest Bank Origin™ Credit Cards does not offer a rewards program.

What are the Arvest Bank Origin™ Credit Cards benefits?

Arvest Bank Origin™ Credit Cards provides the following benefits:

  • Auto Rental Collision Damage Waiver
  • Emergency Support
  • Zero fraud liability
  • Reports to major credit bureaus

What are the relevant APRs for Arvest Bank Origin™ Credit Cards?

According to the Federal Reserve Board, the average interest rate is 15% for all credit cards and 17% for accounts that carry a balance. Arvest Bank Origin™ Credit Cards has higher than average purchase APRs.

Arvest Bank Origin™ Credit Cards has a variable purchase APR of 22.24%. The card has a variable balance transfer APR of 22.24% . It also has a variable cash advance APR of 24.99% .

The good news is this card does not charge a penalty APR if you are late on a payment.

Does Arvest Bank Origin™ Credit Cards have an introductory APR offer on balance transfers?

No, Arvest Bank Origin™ Credit Cards does not come with an introductory APR offer for balance transfers.

Does Arvest Bank Origin™ Credit Cards have an introductory APR offer on new purchases?

Arvest Bank Origin™ Credit Cards does not offer an introductory rate on new purchases.

What are the fees for Arvest Bank Origin™ Credit Cards?

The following fees apply to Arvest Bank Origin™ Credit Cards:

Arvest Bank Origin™ Credit Cards Fees
Fees Amount
Annual Fee $49
Foreign Transaction Fee 3%
Returned Payment Fee up to $25
Late Payment Fee up to $25

Does Arvest Bank Origin™ Credit Cards have a foreign transaction fee?

Arvest Bank Origin™ Credit Cards charges a foreign transaction fee of 3%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $60. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge a foreign transaction fee.

Does Arvest Bank Origin™ Credit Cards report your account activity to credit bureaus?

Yes, Arvest Bank Origin™ Credit Cards reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for Arvest Bank Origin™ Credit Cards

  • Visit the Arvest Bank Origin™ Credit Cards website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Hours of Operation

  • Sunday Closed
  • Monday 9:00am - 4:00pm
  • Tuesday 9:00am - 4:00pm
  • Wednesday 9:00am - 4:00pm
  • Thursday 9:00am - 4:00pm
  • Friday 9:00am - 4:00pm
  • Saturday Closed

Other Services by Arvest Bank

Icon for Personal Credit Cards
View all personal credit cards offered by Arvest Bank

Availability

  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Washington, DC
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

Minimum Interest Charge $0
No Interest Grace Period for Late Payment 25 days
Cash Advance Fee Minimum $4
Cash Advance Fee (%) Starting at 4%
Minimum Cash Advance Fee ($) Starting at $4
Foreign Currency Transaction Fee 3%
Annual Fee $49
Returned Payment Fee Up to $25
Late Fee Amount Up to $25
Customer Type Personal
Minimum Age 18
Supported Income Types
  • Direct Deposit (W2, SSA, SSDI)
  • Cash
  • Payroll Check or Prepaid Card
  • 1099 Misc. Income
Military Status
  • Active Duty Military
  • Non-Military
  • Veterans
  • Military Dependent
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Other
  • Retired
  • Self-Employed
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Credit Score Range 350 - 600
Credit Bureau Reporting
  • Experian
  • Equifax
  • TransUnion
Credit Card Benefits
  • Auto Rental Collision Damage Waiver
  • Emergency Support
  • Fraud Liability
  • Identity Theft Protection
Rewards Type No Rewards
Cash Advance APR (Variable APR) 24.99%
Balance Computation "Average daily balance (including new purchases)."
Penalty APR (Variable APR) 0%
Purchase APR (Variable APR) 22.24%
Balance Transfer Fee % After Intro Period Starting at 3%
Balance Transfer APR (Variable APR) 22.24%
Balance Transfer Fee Minimum $10
Card Type
  • Bad Credit
Card Network Visa

Be the first to rate

 

Would you recommend Arvest Bank Origin™ Credit Cards to your friends?

Before we publish your vote:

Please explain your vote by sharing your experience.

Writing a review increases the credibility of your vote and helps your fellow users make a better-informed decision.

Please write a review to submit your vote
Cancel my vote
(will require moderator approval)

Other Personal Credit Cards

Arvest Bank Personal Credit Cards

Loading...