Arvest Bank Origin™ Credit Cards

Arvest Bank Origin™ Credit Cards Review

This is a card issued by Arvest Bank. If you're wondering whether Arvest Bank Origin™ Credit Cards is the right card for you, read on.

Key Takeaways

• High APRs. This is not a great card for people who carry a balance. It has a variable purchase APR of 22.24%
• 3% Balance transfer fee. Arvest Bank Origin™ Credit Cards charges a fee of 3% on balance transfers. For example, a balance of $1,000 could cost $30 in transfer fees. The minimum fee is $10.
• Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 3% every time you make a transaction outside the U.S.
• Multiple credit card benefits. Includes generous credit card perks, such as rental insurance, emergency support, identity theft protection, and fraud protection.
• Fair or better credit required. You will have good approval odds if your credit score is above 600.

Pros & Cons of Arvest Bank Origin™ Credit Cards

Arvest Bank Origin™ Credit Cards FAQ

Does Arvest Bank Origin™ Credit Cards have a cash back or rewards program?

No, it does not offer a rewards program.

What are the Arvest Bank Origin™ Credit Cards benefits?

It provides the following benefits:

• Auto Rental Collision Damage Waiver
• Emergency Support
• Zero fraud liability
• Reports to major credit bureaus

What are the relevant APRs for Arvest Bank Origin™ Credit Cards?

Arvest Bank Origin™ Credit Cards has a variable purchase APR of 22.24%. The card has a variable balance transfer APR of 22.24% . It also has a variable cash advance APR of 24.99% .

The good news is this card does not charge a penalty APR if you are late on a payment.

What are the fees for Arvest Bank Origin™ Credit Cards?

The following fees apply:

Does Arvest Bank Origin™ Credit Cards report your account activity to credit bureaus?

Yes, Arvest Bank Origin™ Credit Cards reports your account activity to the following credit reporting agencies:

• Equifax
• Experian
• Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for Arvest Bank Origin™ Credit Cards

• Visit the Arvest Bank Origin™ Credit Cards website.
• Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
• Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.