Last Updated: 07/28/2025
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Highlights
Purchase APR (Variable APR)
22.24%(Verified 06/21/2024)
Disclaimer popup with additional information
Balance Transfer APR (Variable APR)
22.24%(Verified 06/21/2024)
Disclaimer popup with additional information
Credit Score Range
600 - 850
Annual Fee
$49
Arvest Bank Origin™ Credit Cards Review
This is a card issued by Arvest Bank. If you're wondering whether Arvest Bank Origin™ Credit Cards is the right card for you, read on.
Key Takeaways
- APR: This is not a great card for people who carry a balance. It has a variable regular purchase APR of 22.24%
- A 3% balance transfer fee. Arvest Bank Origin™ Credit Cards charges a fee of 3% on balance transfers. For example, a balance of $1,000 could cost $30 in transfer fees. The minimum fee is $10.
- Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of up to 3% every time you make a transaction outside the U.S.
- Multiple credit card benefits. Includes generous credit card perks, such as Auto Rental Collision Damage Waiver, emergency support, identity theft protection, and fraud protection.
- Poor credit accepted. This card will consider people who have poor credit.
Pros & Cons of Arvest Bank Origin™ Credit Cards
| The Good | The Bad |
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Arvest Bank Origin™ Credit Cards FAQ
Does Arvest Bank Origin™ Credit Cards have a cash back or rewards program?
No, it does not offer a rewards program.
| Description |
- Auto Rental Collision Damage Waiver
- Emergency Support
- Zero fraud liability
- Reports to major credit bureaus
What are the relevant APRs for Arvest Bank Origin™ Credit Cards?
According to the Federal Reserve Board, the average regular APR for accounts that carry a balance (as of November 2024) is 22.80%. This card has lower than average regular APRs.Arvest Bank Origin™ Credit Cards has a variable purchase APR of 22.24%. The card has a variable balance transfer APR of 22.24% . It also has a variable cash advance APR of 24.99% .
The good news is this card does not charge a penalty APR if you are late on a payment.
Does Arvest Bank Origin™ Credit Cards have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers.Does Arvest Bank Origin™ Credit Cards have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for Arvest Bank Origin™ Credit Cards?
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Returned Payment Fee | $25 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Foreign Currency Transaction Fee | Starting at 3% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Annual Fee | $49 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Late Fee Amount | $25 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Cash Advance Fee ($) | Starting at $4 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Cash Advance Fee (%) | Starting at 4% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
This card charges an annual fee of $49.
There is a late fee of up to $25 . Does Arvest Bank Origin™ Credit Cards have a foreign transaction fee?
Arvest Bank Origin™ Credit Cards charges a foreign transaction fee of up to 3%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $60. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.What is the customer service phone number for Arvest Bank Origin™ Credit Cards?
The customer service number for Arvest Bank Origin™ Credit Cards is (479) 575-1099.
What is the support contact email for Arvest Bank Origin™ Credit Cards?
The support contact email for Arvest Bank Origin™ Credit Cards is interact@arvest.com.
How do people rate the customer service and user experience of Arvest Bank Origin™ Credit Cards?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does Arvest Bank Origin™ Credit Cards report your account activity to credit bureaus?
Yes, Arvest Bank Origin™ Credit Cards reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does Arvest Bank perform a hard credit pull?
Yes, Arvest Bank Origin™ Credit Cards performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
How to apply for Arvest Bank Origin™ Credit Cards
- Visit the website of Arvest Bank Origin™ Credit Cards.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
Hours of Operation
Sunday
Closed
Monday
9:00AM - 4:00PM
Tuesday
9:00AM - 4:00PM
Wednesday
9:00AM - 4:00PM
Thursday
9:00AM - 4:00PM
Friday
9:00AM - 4:00PM
Saturday
Closed
Other Services by Arvest Bank
Other Credit Cards from Arvest Bank
Rating not yet determined
Purchase APR
13.24% - 20.24%
Disclaimer popup with additional information
Balance Transfer APR
13.24% - 20.24%
Disclaimer popup with additional information
Credit Score Range
650 - 850
300
850
Annual Fee
$0
Rating not yet determined
Purchase APR
14.49% - 23.49%
Disclaimer popup with additional information
Balance Transfer APR
14.49% - 23.49%
Disclaimer popup with additional information
Credit Score Range
600 - 850
300
850
Annual Fee
$0
Rating not yet determined
Purchase APR
13.24% - 20.24%
Disclaimer popup with additional information
Balance Transfer APR
13.24% - 20.24%
Disclaimer popup with additional information
Credit Score Range
700 - 850
300
850
Annual Fee
$0
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Learn MoreSuperMoney Net Recommendation Score
Not enough SuperMoney users have reviewed this product to provide a recommendation score or rating.
+100
-1000+100
No one recommends
Everyone recommends
Arvest Bank Origin™ Credit Cards Community Reviews
Would you recommend Arvest Bank Origin™ Credit Cards to your friends?
DS
Davidea S.
Oct 23, 2023
May or may not recommend
it a wonderful card that will help you build you credit score back up
Showing 1 of 1 reviews
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